Best Sarah MacLellan Podcasts (2024)

1
Mortgage 101 - Canada's 30-Year Mortgage 9:50

1h ago9:50

9:50

What are the implications of the 30-year mortgage? Clinton and Todd sit down this episode and chat a bit more in-depth about what the 30-year mortgage means for first time homebuyers, noting the need for affordable housing options in the region, especially in urban centers like Halifax. Clinton emphasizes the importance of builders offering spec ho…

1
Mortgage 101 - New Budget Updates and Mortgage Incentives 9:31

4d ago9:31

9:31

Clinton Wilkins and Todd Veinotte are back this Spring to discuss the latest budget updates, including changes in mortgages and housing incentives. Plus, a debate between Beyonce and Dolly Parton country renditions and how the new housing incentives for new builds may expand the construction industry here in Nova Scotia!…

1
Mortgage 101 - Halifax, The Evolving Mortgage Landscape 9:40

20d ago9:40

9:40

Clinton and Todd explore the evolving landscape of homeownership, offering insights and expertise! Join us this episode of Mortgage 101, as we dive into discussions ranging from Halifax's growing reputation, to the nuances of mortgage lending.By Clinton Wilkins Mortgage Team

1
Mortgage 101 - Mortgage Trends and Indebtedness with Sandi Burns 13:44

29d ago13:44

13:44

From rising debt levels to the impact of refinances and renewals, hosts Clinton and Todd sit down with guest Sandi Burns to provide insightful analysis and predictions for navigating the ever-changing landscape of homeownership. In this segment of Mortgage 101, we dive into the current trends shaping the mortgage market.…

1
Mortgage 101 - Unveiling Mortgage Fraud with Sandi Burns 9:53

1M ago9:53

9:53

In this episode Clinton and Todd are joined by Sandi Burns, AVP Residential and Retail Credit Risk, to talk about Mortgage fraud. Fraud is on the rise. And not just by the those looking for illegal gains. Sandi talks about the complexity of fraud for shelter, fraud for profit and the risks of fraud that affect more than lenders and borrowers. Clint…

1
Mortgage 101 - Spring Into Your New Home 9:55

1M ago9:55

9:55

Clinton and Todd are excited for Spring! They chat about the Spring Real Estate Market, being one of the biggest, and how it comes with its own set of market prices and trends. Clinton makes some predictions on what will happen once rates start to drop, and the two chat about downsizing and build options for buyers excited to spring into their new …

1
Mortgage 101 - Mortgage Pre-Approvals 9:12

2M ago9:12

9:12

This segment Clinton and Todd dive into the importance of the pre-approval process in home buying. They touch on necessary financial decisions to make before buying a home, the limitations of some home purchases and going with reputable mortgage brokers.By Clinton Wilkins Mortgage Team

1
Mortgage 101 - Halifax Home Renovations with Dan Monk 13:31

2M ago13:31

13:31

This segment Clinton and Todd bring on contractor and civil engineer, Dan Monk, to chat about home renovation costs and trends in Halifax, some red and green flags to look out for when hiring contractors, and some simple renovations or improvements you can make to help you love your home.By Clinton Wilkins Mortgage Team

1
Mortgage 101 - Protecting Financial Interests in a Relationship 9:27

2M ago9:27

9:27

This segment Clinton and Todd continue their chat about love and home improvement with an emphasis on the factor love plays in buying a home. They chat about planning for relationship breakdowns, spousal buyout options, and financial honesty and transparency in relationships.By Clinton Wilkins Mortgage Team

1
Mortgage 101 - Love Your Home 10:19

3M ago10:19

10:19

This segment Clinton and Todd get into loving your home and home improvement for February. They chat about the housing market, and interest rates in Halifax. Clinton makes an interesting prediction, and the two wrap up the chat with home renovation and HELOC advice.By Clinton Wilkins Mortgage Team

1
Mortgage 101 - Mortgage Renewals and Financial Planning 8:17

3M ago8:17

8:17

This episode we outline some of the financial planning involved with the mortgage renewal process. Curious about your mortgage or homeownership options but are not sure where to start? We're here to help! Contact us here: https://teamclinton.ca/contact-us/ Check us out on social media: Facebook: https://www.facebook.com/teamclintonhalifax Instagram…

1
Mortgage 101 - Financial Hardship and Debt Solutions with MNP 13:15

3M ago13:15

13:15

This episode Clinton and Todd are joined by Tina Powell, a licensed insolvency trustee and Senior Vice President with MNP limited. They discuss debt trends in Atlantic Canada, financial hardship and debt solutions. Curious about your mortgage or homeownership options but are not sure where to start? We're here to help! Contact us here: https://team…

1
Bank of Canada – No Movement on Interest Rates | January 24th 2024 7:32

3M ago7:32

7:32

Clinton Wilkins joins CityNews with Rob Snow to talk about the latest Bank Of Canada Update for January 2024. Clinton provides some insight on what no movement of interest rates means for mortgage lenders.By Clinton Wilkins Mortgage Team

1
Mortgage 101 - Refinancing and New Beginnings 9:42

3M ago9:42

9:42

Are you worried about having to refinance your mortgage? This episode we cut through the stigma and dive into the reality of refinancing; the reasons why, the strategy on 'how to' and using it as a retooling to help pay off other debt. Curious about your mortgage or homeownership options but are not sure where to start? We're here to help! Contact …

1
Mortgage 101 - Merry Debtmas and Mortgage Trends for 2024 10:20

4M ago10:20

10:20

Happy New Year and Merry Debtmas from Clinton Wilkins and Todd Veinotte! In this episode, the two talk about financial literacy, debt, and mortgage trends for 2024. Clinton and Todd also talk about property valuation services, as well as the advantage of home prices in Nova Scotia today. Welcome back to Mortgage 101! Curious about your mortgage or …

1
Mortgage 101 - Empowering Informed Mortgage Decisions 9:23

5M ago9:23

9:23

In our last segment of Mortgage 101 for the year, Clinton Wilkins and Chris Turcotte, President of CENTUM Financial, chat with Todd Veinotte and answer listener questions regarding extending rates, how mortgages impact your credit score, down payment assistance in Nova Scotia, title insurance and why Unbiased mortgage professionals empower informed…

1
Mortgage 101 - Canada's Mortgage Landscape 10:39

5M ago10:39

10:39

In our next segment of Mortgage 101 live from City News, Clinton and Todd are joined by Chris Turcotte, President of CENTUM Financial Group to answer listener questions. They discuss mobile homes, where the Canadian market is standing currently, supply and demand challenges, mortgage renewals and rate extensions.…

1
Mortgage 101 - Streamlining Mortgage Transfers 9:11

5M ago9:11

9:11

How can working with First Canadian Title help you in the mortgage transfer process? In this segment of Mortgage 101, live from City News, Clinton and Todd dive deeper into the mortgage transfer process and talk about how to prepare for a transfer and why FCT can streamline the process and eliminate costs for homeowners. Curious about your mortgage…

1
Bank Of Canada - The Road To Softer Rates (December 6th, 2023) 9:09

5M ago9:09

9:09

Clinton Wilkins joins Todd Veinotte on CityNews to talk about the last Bank Of Canada Update for 2023 and what it means for the rates next year. They talk about how the job market impacts the rate environment, the benefits of a maintained rate, predictions for softer rates in the new year and the importance of financial health going into 2024. Curi…

1
Mortgage 101 - Lender Transitions with FCT 12:05

5M ago12:05

12:05

In a brand new edition of Mortgage 101 live from CityNews, Clinton Wilkins and Todd Veinotte welcome special guest Brenna Charles, Vice President - Sales, Broker Channel with FCT. They discuss the mechanics and benefits of changing mortgage lenders, and what to expect when you work with FCT. They also discuss the Canadian Mortgage Charter and the b…

1
Mortgage 101 - Fraud and Financing 8:58

5M ago8:58

8:58

On our last segment from our Mortgage 101 live radio show, Clinton Wilkins and Todd Veinotte take more calls and answer their burning questions. They break down how to protect yourself against title fraud, the risks associated with clearing your mortgage and the specific stipulations for financing a tiny home. Curious about your mortgage or homeown…

1
Mortgage 101 - Land Titles, Reverse Mortgages, and More 11:50

5M ago11:50

11:50

Live from CityNews, Clinton Wilkins and Todd Veinotte answer listener’s mortgage-related questions. They discuss the land title migration system in Nova Scotia, reverse mortgages for retirees, how seniors can leverage home equity lines of credit, and mortgage options for first time home buyers. Curious about your mortgage or homeownership options b…

1
Mortgage 101 - Are You Underinsured? 10:14

5M ago10:14

10:14

On this special live edition of Mortgage 101, Clinton and Todd dive even deeper into insurance with financial advisor Dan Lomas. They discuss why Canadians need more insurance than they usually have, the application process, the value of the home in net worth and why it’s so important to get an unbiased second opinion. Curious about your mortgage o…

1
Mortgage 101 - Insurance Insights From Experts 10:30

5M ago10:30

10:30

Insurance can be intimidating and complex. That’s why it’s so important to seek out advice from unbiased professionals. In this edition of Mortgage 101, we are live at CityNews with Clinton Wilkins and Todd Veinotte, and joined by special guest Dan Lomas, financial advisor at Desjardins Financial Security Independent Network. Clinton, Todd and Dan …

1
Mortgage 101 - Unlocking Your Net Worth 7:56

6M ago7:56

7:56

Why is owning a home so crucial to building your net worth? In the last pre-recorded segment of the year, Clinton and Todd are talking about assets and building net worth through real estate. They discuss the various kinds of assets a person can have, the value of real estate in net worth, current challenges in the Halifax housing market, and creat…

1
Mortgage 101 - Conquering Your Credit 11:18

6M ago11:18

11:18

There’s so much to learn when it comes to C-word: Credit. Clinton Wilkins and Todd Vienotte are letting you know how to conquer your credit challenges in this latest edition of Mortgage 101. They discuss how free apps can help you monitor your credit, how to build and repair your credit and how to make use of credit reporting agencies. PLUS: What a…

1
Mortgage 101 - The Influence of Income 9:21

6M ago9:21

9:21

How does your income impact your mortgage options? In this instalment of Mortgage 101, Clinton Wilkins and Todd Veinotte dive into the intricate relationship between different income types and their impact on securing a mortgage. They also talk about the various kinds of self-employment and make some predictions for interest rates in 2024. Curious …

1
Mortgage 101 - How To Get Financially Fit 9:58

6M ago9:58

9:58

How can Canadians get more financially fit? In this edition of Mortgage 101, Clinton and Todd are kicking off Financial Literacy month by discussing the crucial aspects of financial literacy and preparedness. They chat about why being organized and having your documents in one place is crucial, and why you should never procrastinate on your renewal…

1
Mortgage 101- Effective Rate Solutions 8:39

6M ago8:39

8:39

In this edition of Mortgage 101, Clinton Wilkins and Todd Veinotte discuss the value of financial literacy and reviewing your rate options, especially in a time of financial hardship. Plus, learn what is in store for Financial Literacy Month in November. Curious about your mortgage or homeownership options but are not sure where to start? We're her…

1
Bank Of Canada – A Breath of Relief for Homeowners | October 25th 11:44

6M ago11:44

11:44

Clinton Wilkins joins Sam Laprade on CityNews to talk about the latest update from the Bank of Canada. They discuss why homeowners can start to breathe more easy, the slow burn to softer rates, why it’s important to talk about your finances, and what homeowners can do to prepare for renewals. Curious about your mortgage or homeownership options but…

1
Mortgage 101 - The Halifax Real Estate Landscape 12:35

6M ago12:35

12:35

Join Clinton Wilkins and Todd Veinotte as they chat with real estate agent James Dwyer about the ever-evolving real estate landscape in Halifax. They talk about the latest market trends, the increasing competition and savviness amongst buyers, the status of entry-level homes, sought-after neighbourhoods, and the hidden gems often overlooked by buye…

1
Mortgage 101 - Mastering Mortgages In A Housing Crisis 9:53

6M ago9:53

9:53

How can homeowners pay down their mortgages effectively during a housing crisis? Clinton Wilkins and Todd Veinotte discuss the impact of variable rates, the risk of negative amortization, static payments, potential variable rate increases, and the advantages of adjustable payments. Also, explore the pressing need for diverse housing in Halifax. Cur…

1
Mortgage 101 - The Rising Rate Crisis 7:26

7M ago7:26

7:26

Many Canadians are in a crisis because of rising interest rates. How is inflation affected by our increasing rate market? In this edition of Mortgage 101, Clinton Wilkins and Todd Veinotte discuss the complex impact of high rates on inflation, how payments are affected and challenges in rural areas. Plus, why should fixed-rate borrowers up for rene…

1
Mortgage 101 - The Rate Not To Take 9:20

7M ago9:20

9:20

In this edition of Mortgage 101 Clinton Wilkins and Todd Veinotte discuss the intricacies of mortgage rates, offering insights on what NOT to settle for and why the lowest rate might not be your best choice. They also discuss variable rates and Clinton sheds light on who should consider this option. Plus, as the demand for mortgage wisdom continues…

1
CityNews Update - New Guidelines For The Mortgage Market | October 5, 2023 11:12

7M ago11:12

11:12

Clinton joins Todd Vienotte on CityNews to discuss a recent news story about new mortgage guidelines for amortizations. Todd and Clintonn talk about variable and static payments, the concern around renewals, and the impact of rising mortgage rates on homeowners. Curious about your mortgage or homeownership options but are not sure where to start? W…

1
12. Self-Care: Glamorized Bliss or Mental Health Abyss? 1:24:37

7M ago1:24:37

1:24:37

This week, we are diving into the why and how of our modern fascination with self-care. We explore the intriguing flip side of self-care, where it can occasionally transform into a double-edged sword, potentially wreaking havoc on our precious mental well-being. Why do we care more about it these days? Is self-care TOO glamorized? What happens when…

1
Mortgage 101 - Fall for Real Estate: Down Payments & Amortizations 10:24

7M ago10:24

10:24

In this edition of Mortgage 101, Clinton and Todd are talking rates, down payments and amortizations. The guys discuss why fall is a great real estate season, where the rates are at now, how things have changed over the years, borrowing down payments and amortization options. Curious about your mortgage or homeownership options but are not sure whe…

1
11. Fall Festive Special Kick Off Bonanza 1:23:15

7M ago1:23:15

1:23:15

We're back from our "summer vacation" with a festive fall kick-off episode! In this episode, we agree more than we disagree about various topics about fall. We talk about the shitty summer we both had, dead pets, Halloween, all things cozy, the fall girl aesthetic, hurricane season, the best scary movies, common fall activities and psychic readings…

1
Mortgage 101- Slow and Steady Wins The Supply Race 9:41

7M ago9:41

9:41

In his edition of Mortgage 101, Clinton Wilkins and Todd Veinotte talk about how the pandemic has impacted inflation and the housing supply. The guys talk about inflation trends, predictions for the rates going forward, the affordable model and rising rental demand. Curious about your mortgage or homeownership options but are not sure where to star…

1
Mortgage 101 - Natural Disasters and the Housing Market 10:40

8M ago10:40

10:40

In this edition of Mortgage 101, Clinton Wilkins and Todd Veinotte are discussing the impacts natural disasters have on insurance and the housing market. The guys talk about the importance of re-evaluating insurance and the property factor in risk tolerance. Curious about your mortgage or homeownership options but are not sure where to start? We're…

1
Mortgage 101 - Don’t Procrastinate On Renewals 8:32

8M ago8:32

8:32

What should we know about renewals? How do we prepare and when should we start thinking about it? Clinton Wilkins and Todd Veinotte are diving into renewals in this edition of Mortgage 101. The guys chat about why it’s important to deal with it early, the importance of advice and having an advocate and how to prepare for a renewal. Curious about yo…

1
Mortgage 101 - Housing and Inflation: How It Affects You 10:29

8M ago10:29

10:29

Why is the housing market so difficult right now? In this edition of Mortgage 101, Clinton and Todd are discussing the critical issues surrounding the housing market and inflation. They talk about supply and demand issues, how inflation impacts the Bank of Canada, trends in buying rentals and the condominium market compared to freehold properties. …

1
Mortgage 101 - Striving For Stability 7:54

8M ago7:54

7:54

In this edition of Mortgage 101, Clinton Wilkins and Todd Vienotte discuss how homeowners can find stability in today’s market. They chat about the importance of a fallback plan, why owning a home is not for everyone and how homeowners are changing their situation to be more stable. Curious about your mortgage or homeownership options but you're no…

1
Mortgage 101 - Insurance: Don’t Set It and Forget It 9:12

8M ago9:12

9:12

In this brand new edition of Mortgage 101, Clinton Wilkins and Todd Veinotte are discussing how to navigate insurance in an unpredictable world. They talk about the main issues surrounding recent disasters, why people might be underinsured, the importance of a broker, why you should always be reviewing your insurance and how climate change is affec…

1
Mortgage 101 - Taking Control Of Your Credit 9:43

9M ago9:43

9:43

Credit is key when it comes to getting a mortgage. In this segment of Mortgage 101 Clinton and Todd are helping you better understand your credit score. The two chat about the biggest factors that impact your score, what factors will raise more questions, what not to do before a mortgage closes and how to fix your credit issues. Curious about your …

1
10. Summer Activities: Overrated and Underrated 1:26:26

9M ago1:26:26

1:26:26

Despite not having much of a summer (yet), we're talking all things SUMMER. Scott and Sarah dive into summer activities and debate which are overrated, and which are underrated. They chat about the beach, outdoor patios and beer gardens, bugs, vacations, summer weddings and so much more. This is the last episode before a mid-season break. We will b…

1
Mortgage 101 - Alternative Ways To Get A Mortgage 13:02

9M ago13:02

13:02

In this edition of Mortgage 101, Clinton Wilkins and Todd Veinotte are discussing the various alternative ways to get a mortgage. They talk about the stress test, utilizing multiple borrowers and more. Curious about your mortgage or homeownership options but you're not sure where to start? We're here to help! Contact us here: https://teamclinton.ca…

1
9. Cosmetic Procedures: An easy way out? 1:21:42

9M ago1:21:42

1:21:42

This week we are diving into the world of cosmetic procedures/plastic surgery. At the top of the show, Scott and Sarah spend probably too much time talking about Taylor Swift. Sarah also lets out her frustrations with Halifax's transit system. Then they get into all the questions surrounding cosmetic procedures including: What are the trends? Why i…

1
Mortgage 101 - Homeownership Strengthens Community 8:48

9M ago8:48

8:48

In this edition of Mortgage 101, Clinton and Todd are talking all about Pride in homeownership. They discuss the challenges facing the queer community, the factors surrounding why homeownership is low in the community and discrimination in the mortgage world. Curious about your mortgage or homeownership options but you're not sure where to start? W…

1
8. Manifesting: Does the universe care? 1:20:27

9M ago1:20:27

1:20:27

This one is a banger! At the top of the show Scott and Sarah talk about the insane flash floods in Nova Scotia and the new Barbie movie, before descending into madness and reading a sexting conversation between Scott and Sarah's AI boyfriend. Yes you read that correct. Then they dive into the topic of manifesting and the law of attraction. The two …

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Sarah MacLellan Podcasts

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