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Welcome to Money Elementary, the podcast that takes you back to school to learn the personal finance lessons you never got in the classroom! Hosted by Heidi Castillo and co-host, Vanessa Hernandez, this show is your go-to resource for mastering the fundamentals of money management. Join us each week as we dive into essential topics like budgeting, saving, investing, and financial planning, all with the goal of helping you build a stronger financial future. Whether you're a recent graduate, a ...
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Simply Teach

Kelly Jackson

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The Simply Teach Podcast is a podcast by teachers for teachers. The goal of Simply Teach is to encourage classroom teachers right where they are with practical and simple tools to use in your classroom.
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Finding Moments

LenEll, Trisha, Chad

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Our vision is to create a conversation around finding moments in time, in an organic way between family members. Our conversation will explore ways to provide practical tools to help families look up from their screens to find meaningful, connected moments that strengthen relationships with fundamental foundations that last a lifetime. Good friends, Chad, Trisha and LenEll, share their conversations ranging from child development to parenting. LenEll is the pro ... a Masters in Applied Psych ...
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Ghost Hunt Pacific

Jupiter Morningstar

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Juno Desconocida is a collector of the supernatural, but only that which they believe with absolute certainty are fakes. "Haunted" Dolls, Talismans, Paranormal "Evidence", and whatever else supernatural scammers are selling. They have recently started collecting items relating to a local legend turned online myth, the mysterious ghost hunting show simply named "Ghost Hunt Pacific". After some time of collecting, they have started to receive transcripts of the never before seen GHP episodes f ...
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Real Teacher Talk

Kristen Donegan

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Do you feel like you are being pulled in a dozen different directions as an elementary school teacher? Are you constantly overwhelmed because you can’t get caught up? Do you ever get the feeling that no matter how hard you work, you still aren't doing enough for your students or for your family at home?If your answer is yes to any or all of these questions, you need a better way. You simply can't go on like this.Join Kristen Donegan of Easy Teaching Tools and The 3 PM Teacher as she talks ab ...
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In this episode, we join our ghostly friends, June and Sam, as they humorously navigate the pitfalls of estate planning from beyond the grave. Through their playful banter and enlightening analogies, they highlight the importance of having a well-documented estate plan to avoid family drama and legal nightmares. Tune in to hear their spooky yet ins…
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In this episode, we explain IRAs using the classic game of Monopoly as an analogy. We explain how a Traditional IRA allows you to defer taxes until retirement, like collecting rent and keeping all your earnings during the game. In contrast, a Roth IRA requires paying taxes upfront but offers tax-free withdrawals in retirement. We also explore the h…
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In this episode, we explore the world of Roth 401(k)s, using the analogy of buying a rare Pokémon card on layaway to explain how this retirement plan works. We break down the benefits, comparing it to traditional 401(k)s, and explore the history, contributions, and tax implications. Vanessa and Heidi share personal anecdotes and provide actionable …
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Welcome back to Money Elementary, Season Two! We break down the Traditional 401k, using a vivid garden analogy to illustrate its growth and the inevitable tax implications. We delve into tax brackets, 401k history, and real-life scenarios to help you understand and maximize your retirement savings. How will understanding these concepts change your …
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Problems, problems, problems! Big ones for parents may be little ones to our kids. Big ones to our kids may seem little to parents. It doesn't matter, all are important. Listening is critical. Telling someone else how to feel never truly ends well. Chad, Trisha & LenEll discuss parenting strategies on how to navigate the tricky balance of teaching …
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In this week's episode, Heidi and I, Vanessa, take you on the ULTIMATE REEEECCAAPP of the season. We dive deep into the heart of financial literacy, revisiting the personal finance foundation topics that should be ingrained in your head, like enhancing your credit score, mastering your lifestyle changes (formerly known as budgeting) techniques, and…
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Through the maze of home-buying in "Money Elementary, Part 3: Baking Your Home Sweet Home," we dive deep into the essentials of the home-buying process. From understanding the roles and fees of key players like realtors, lenders, and inspectors to exploring free educational resources on Eventbrite.com, we equip you with the knowledge to navigate th…
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In this enlightening episode of "Money Elementary," we guide you through the intricacies of home buying in "Home Part 2: Light at the End of the Home Buying Tunnel." We delve into the crucial steps every aspiring homeowner must take, from selecting the right realtor to understanding the financial aspects of purchasing a home. We also highlight inva…
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In today's episode 8, "Buying a House: One Size Does Not Fit All," we dive into the complexities of purchasing a home amidst economic challenges. With rampant inflation and fluctuating interest rates, we explore how to navigate the housing market. We examine mainstream financial advice, debunk myths, and provide practical tools like Zillow for home…
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Episode 22 was recorded prior to the holidays. Well, it took us a minute and we gave ourselves a bit of grace and the permission to take off January! With that, we focus our cup of coffee conversation on finding kindness. The best moments happen when we give of ourselves, and we take a breath, and do the smallest of things to make someone else's da…
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In this enlightening "Money Elementary" episode, "Finding the Field of Flowers," we delve into the nuances of car buying. From initial experiences of purchasing cars as inexperienced buyers to mastering dealership negotiations, we share personal anecdotes and invaluable tips. The episode offers a candid look at the pitfalls of car buying, emphasizi…
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Today's episode of Money Elementary, titled 'Points, Protection, Perks: Unpacking Credit Card Benefits,' dives into maximizing credit card benefits. We discuss rewards systems that can be compared to Chuck E. Cheese's point system, offering savvy insights into reward strategies. We cover credit card comparisons, highlight zero-interest intro offers…
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In Episode 5 of Money Elementary, Heidi and Vanessa delve into the intriguing realm of credit card interest rates, specifically APR, offering valuable insights and tips. Join us as we decode a credit card offer, using a thought-provoking analogy to illustrate the significance of managing your credit card balance wisely. Discover the impact of daily…
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In this lively script, Heidi and Vanessa dish out some spunky financial wisdom on credit cards. They jazz up the conversation with anecdotes, urging listeners to be groovy and ready before swaying into the credit card dance. They shimmy through the importance of APR, compound interest, and various fees, infusing the discussion with a funky beat. Th…
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In the third episode of "Money Elementary," aka ME, hosts Heidi and Vanessa dive into the intricacies of checking and savings accounts, emphasizing the importance of exploring various banking options. The episode highlights the value of comparison shopping in banking, like we do for car insurance, credit cards, or other expenses. The conversation t…
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Step into Money Elementary, where your hosts Heidi Castillo and Vanessa Hernandez guide you through the realm of personal finance. In this episode, we delve into the actual budget of our listener, Alice, exploring topics like overdraft fee forgiveness and conducting real-life budget analyses. Gain valuable insights and practical tips as we adopt a …
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Welcome to Money Elementary, hosted by Heidi Castillo and Vanessa Hernandez. This podcast takes you on a journey through the world of personal finance. On today's episode, there is a special focus on your credit score—a critical financial report card. Heidi shares unique insights from her family's financial experiences, and Vanessa candidly discuss…
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Special Guest! Jody Diebold, registered dietician, certified diabetes care and education specialist joins LenEll, Trisha & Chad in a self-care discussion as it relates to parenting today. ZOOM meetings, routines, sleep ... all on the table. Jody is our first "guest". She's amazing. The topics discussed over a cup of coffee conversation .... legit! …
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Parents are human after all! Mistakes are daily. It's OK! There is no playbook. Parents are not perfect. For #20 ... we discuss Tom Huddleston Jr's article on CNBC with psychotherapist Amy Morin from April 16th, 2023 ... "Parents who raise mentally strong kids never use these 7 phrases when their children are young". Also there is so much truth Gia…
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Kicking off our 3rd season of our Finding Moments podcast! We start with a little fun with what our kids know and don't know about "stuff" from the 80's & 90's. Our special guests were killing it! Our discussion then kicked off our 3rd season theme of social skills and the challenges for both our kids ... and their parents! Our discussion took a fe…
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Hey there. I wanna thank you for being such a loyal listener to The Real Teacher Talk podcast. We're going on a brief hiatus, but I'd still love to connect with you. The best way to do that is over on Instagram at Easy Teaching Tools, our website, EasyTeachingTools.com, or by Email. And the bonus of that is when you sign up, you'll get tips to get …
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Are you ready to get your life back? As we look forward to all things 2023, This week we decided to drop back to our very first interview on Real Teacher Talk, I sat down with Sabrena Brooks, a busy teacher and mama to talk about how she balances school with her life and the tools she uses to make it happen. Sabrena Brooks is a mom of two active bo…
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Some people call them the Sunday blues. Some people call them the Sunday Scaries. Others just flat-out say, “I am dreading going to work tomorrow.” Whatever you call it, if you’ve had this experience, you aren’t alone! All sorts of people, teachers included, can feel this way on Sunday evenings. Although this feeling is normal, I am passionate abou…
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If the thought of student loan debt makes you want to crawl into a hole and hide, this episode is for you! Student loan debt is overwhelming for anyone, but especially for chronically-underpaid teachers. If you’re in the boat of feeling overwhelmed, you are not alone. In this episode of Real Teacher Talk, I sat down with student loan expert, Meagan…
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We took a break for a few months, but coming back strong with a review of How to Stop Losing Your Sh*t with Your Kids by Carla Naumburg, PhD. This book is great! We agree that we are going to lose our Sh*t ... it's not as matter of if, just when. Our kids push our buttons. It's simply what they do. The trick is ... how do we as fully developed PFC …
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Last week we chatted about how to handle it when you’re struggling with one specific coworker or team member. Today, we’re going to go a little bit deeper and discuss what to do if the environment you’re in becomes too toxic. Maybe it’s too much negativity, or maybe your environment is swinging the other way to toxic positivity! Cattiness, bullying…
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Do you have a coworker at your school that just really irritates or bothers you? I’m not talking about the coworkers that are outright mean or offensive, but the sort of coworker that just gets under your skin. I bet you have at least one person coming to your mind! We all have them. It can definitely be a challenge working with someone who you str…
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I’m doing things a bit differently this episode, and I’m opening up about the hardest teaching year I’ve had so far in my career. I explain the different factors that worked together to make it a perfect storm, and why I want to go back to the classroom with a refreshed and new perspective. In this episode of Real Teacher Talk, I get vulnerable and…
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We aaaaaaaall have them in our classes. THOSE parents. You know exactly which parents I’m talking about. The ones who email you at all hours of the day and night, the ones who question every single decision you make, the ones displeased with every paper sent home. Dealing with sassy parents and guardians can be super stressful. But, it doesn’t have…
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Have you ever felt overwhelmed by parents or caregivers offering to volunteer in your classroom? I know that lots of schools don’t have parent volunteers, but for those that do, it can become a lot of work to prepare for them! If you don’t know where to start, this is the perfect episode for you. In this episode of Real Teacher Talk, I chat about h…
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As a teacher, have you ever asked (or been tempted to ask) WHY are we doing this?! If so, you aren’t alone. Collecting and analyzing data in the classroom can give us answers to why we’re doing certain things and give us a road map for what to do next. In this episode of Real Teacher Talk, I sat down with Dr. Matthew Courtney to discuss all things …
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Data collection is a super important part of teaching, but so many teachers dread it! I promise you don’t have to. There are ways to make the process simple, effective, and meaningful. I sat down with Rebekah Poe to chat about how to streamline the data collection process. Rebekah Poe is an award-winning special education teacher and national teach…
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If the thought of parent or caregiver conferences makes you feel a little sweaty, you’re not alone! What is it about talking to other adults that can be so scary? I learned a lot during my time in the classroom, mostly from making my own mistakes. So, in this episode of Real Teacher Talk, I am sharing my favorite simple tips and tricks to make your…
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Have you heard the phrase “quiet quitting” and wondered how it related to teaching? Quiet quitting is a hot topic right now. It’s the idea that people are “giving up” or “quitting” on their jobs without actually resigning. In this episode of Real Teacher Talk, I tackle this topic and whether or not I think it actually relates to teachers! I discuss…
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Do you ever wonder how you can create a positive classroom environment and still get everything done that needs to get done? If so, you’re in good company. But trust me, it’s possible! In this episode of Real Teacher Talk, I sat down with Mr. Johnny Tiersma, a fellow San Diego area teacher, to talk about how to create a classroom environment where …
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Does the mere thought of preparing to have a substitute in your classroom make you feel sick to your stomach? If so, you aren’t alone! In this episode of Real Teacher Talk, I sat down with Kelsey Sorenson of Wife, Teacher, Mommy to talk about how to successfully prepare for a sub day! We discuss what stops teachers from planning ahead for inevitabl…
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Do you ever feel like it’s impossible to have fun in the classroom anymore? There are often so many “other” things to care about, that fun can be the last thing on our minds. In this episode of Real Teacher Talk, I sat down with Matt Halpern to talk about why it’s a challenge to have fun in the classroom, why fun in the classroom is important, and …
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Have you ever felt like your centers are a little overwhelming? Sometimes the systems in our classroom are way more complicated than they need to be, and we need to take a step back and simplify so that we can do our jobs more efficiently. In this episode of Real Teacher Talk, I sat down with Farrah Henley to talk about the number one mistake that …
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Do you have any specific tools that you use in the classroom to help you stay organized? As teachers, there’s so much to get done each day. It can get overwhelming fast if you don’t have a good classroom system in place that will help you stay organized and on task. Today on Real Teacher Talk, I am sharing one of my favorite tools that I used in th…
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Are you worried about classroom management this year? I have heard from a lot of teachers that they are a bit worried about heading back to the classroom because of how rough the last couple of years were with all of the classroom behavior issues. There have been a lot of questions about how to manage behavior using the latest best practices so I i…
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Are you feeling stressed out at the thought of heading back to school? Many teachers are feeling even more overwhelmed about heading back to the classroom than normal this year. There is just so much to do and they are already tired. If this sounds like you, you’re not alone. In this episode of Real Teacher Talk, I sat down with my friend Michelle …
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Are you looking forward to the new school year? This is a topic that so many teachers are struggling with right now. School is starting back up and teachers just aren’t looking forward to it because they’re still trying to recover from last year. If this sounds like you, you’re going to love this episode of Real Teacher Talk. I sat down with my goo…
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Have you ever felt like we are held to higher expectations than others as teachers? This is a common issue among teachers because guess what? We have lives too! I have taught for years and talked to teachers all around the world. There seems to be a consensus on the fact that teachers just aren’t respected the way that they should be. Not only are …
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Are you making the most of your workday? There are so many things to get done each day that it can feel impossible to get it all done and leave on time. In this episode of Real Teacher Talk, we are discussing how to maximize your time so that you are more efficient and effective. There are five things that I used to do every day inside my classroom…
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Are you feeling stressed or burned out? I have heard from so many teachers that even though it’s summertime right now, they don’t have the energy for anything because they are just so burned out. This makes sense because unfortunately, so many teachers aren’t being supported or respected right now, so they don’t even want to go back to teaching in …
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An honest conversation all about WTF! 2022 keeps swinging big by leveling up the #parenting challenges. While the news cycle is a scary place, how do parents stay level? Having to explain current events? Self care? How? Coming out of a pandemic sounded easier but every day adds a new layer of special sauce to how #moms and #dads must adapt to stay …
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Do you spend your weekends prepping for the next week of school? So many teachers spend Sunday night planning for the following week and then running to the copy machine early Monday morning to make copies for the day. If you're guilty of this, this episode of Real Teacher Talk is for you because I’m sharing my top tips for getting planned before t…
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