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The Plan for Happy Podcast

Adam Walkom and Adrian Johnson

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Adam Walkom is a former investment bank trader and management consultant who is now a founding partner of Permanent Wealth Partners and author of Plan for Happy - A step-by-step guide to growing your wealth. Building wealth and investing are both much more of an art form than a science and have much more to do with human and behavioural psychology than economics. Join Adam as he goes on a journey interviewing fascinating guests who share their deeply-held insights and experiences from years ...
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Today’s discussion looks at the prospect of a Labour Government in the UK and what it means for taxation policy. I am joined by Nimesh Shah, CEO of Blick Rothenberg, a chartered accountants and tax advisory business. Nimesh and I dig into the announcements, rumours and reports on what we can expect potentially in a few months time. In detail we dis…
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Today’s special guest is Abraham Okusanya, author of “Beyond The 4% Rule” and founder of Timeline portfolios. Abrahams’ firm Timeline now has over £4bn in assets in the portfolio and Why index investing just takes market worry away. How the technology revolution is only just beginning for individual investors. What the best way to draw your retirem…
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Today’s discussion is with Nick Bird, Senior Business Development Manager at Triplepoint. If you’ve got older parents you won’t want to miss this episode. Planning for inheritance tax is some of the easiest most cost-effective planning you can do as you can easily measure how much tax you can save by make a few decisions. In this discussion, Nick &…
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Today’s edition features a special guest, someone very familiar to the podcast… Adam Walkom! Our usual host is sat in the other seat this week, as his colleague, friend and fellow partner at Permanent Wealth, Adrian Johnson, takes the reins. Adam is in the hot seat to discuss his new book, Plan for Happy: A step-by-step guide to growing your money.…
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Ed Conway – Author of Material World – on the 6 materials that we need to power the modern world. Today’s guest is Ed Conway – economics editor at Sky News – but also author of a fantastic book – Material World. Material World explores in detail the 6 basic materials that the modern world needs to overcome all it’s problems. From feeding 7+ billion…
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After reading Law at university, then some time in the hospitality industry Caspar was drawn to the Central London Residential Real Estate market. He kicked off his property career with Foxtons before moving from being a sales agent to being a buying agent with Black Brick. Our discussion covers: The role of a residential buying agent as a relative…
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In this episode I talk with Jared Dillian, author, investor and market newsletter writer of the Daily Dirtnap. He also is a regular contributor to Bloomberg, MSNBC, NY Times and LA times. I have followed Jared for years through his daily market newsletter and he has a unique insight into what moves markets. Jared has also just released his fourth b…
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Today my special guest is Oliver Rust, Business Development at Truflation. If you haven’t heard of Truflation you’re in for a treat. Truflation effectively scrapes the internet for prices on a daily basis and comes up with their own version of what they think is happening in the REAL world in inflation and prices. And the difference between their v…
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Welcome back! Today my guest is Nick Colas, co-founder of the excellent DataTrek Research. DataTrek Research write a daily investment newsletter which I read religiously and I have found Nick and his co-founder Jessica to be two of the smartest people in markets who use data to understand both short-term market issues, but also give insight into lo…
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Join Kealan and I for a fascinating conversation where we delve into the world of EIS and Venture investing. EIS is Enterprise Investment Scheme which is UK tax structure that allows tax relief for direct investment into smaller, growing UK companies. Kealan and I discuss• How, and why, EIS investing is different to VCT investing and how it has evo…
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Join Ian and I for a fascinating conversation where we delve into the world of venture investing and VCTs. Ian and I discuss Why Triple Point focus on seed-stage investing; The unique difference on UK venture investing vs the US; Their buying process, what they look for and what rules companies out for them; What impact the Macro environment has on…
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In this episode, I’m again speaking to my favorite mortgage expert Elena Todorova. Elena and I discuss the state of the UK mortgage and property market. We get into the details of: What mortgage deals are currently available; Which way rates are heading and what the mortgage providers want to see; The state of the UK property market. Which sector i…
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Today’s guest is Simon Gilchrist, Founder and clinical director of Mayfair Health, and a specialist in sports physiotherapy and longevity. We all age, so Simon really focuses on how we can age better. Simon and I consider the topic of life longevity, focusing on: Human’s ever-increasing human life expectancy; How to age more gracefully: humans are …
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Today my special guest is Entrepreneur and Dragon’s Den investor Piers Linney. Piers is a serial entrepreneur and has built and sold many successful businesses over the years. In this episode, Piers gives a masterclass into the mindset of how to build a successful business. If you are any one of the following, this episode is a must listen: Young p…
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Today’s guest is Helena Luckhurst, a private client lawyer with Fladgate LLP who advises clients on wealth transfers and wealth succession planning. Helena and I discuss the joy of inheritance tax, such as: The emotional impact that conversations (or worse lack of conversations) can have around planning for passing down wealth; Why deeds of variati…
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Today we have a special guest in Sarah Olney – MP for Richmond Park since 2019. Sarah is a Liberal Democrat and the party Treasury and Business spokesperson. In a fascinating, wide-ranging interview, we explore a number of factors with Sarah Why she dislikes the word “Centrist” Her biggest learning experience during the first 6 months of being an M…
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This episode is a little different and really lifts a lid on mental health issues that pressure can put on all of us who are trying to build a career and manage a family. In this achingly honest episode Gavin describes his journey of dealing with the pressures of City life and what happened to him and how he dealt with it He shares his thoughts on:…
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Today my special guest is Justin Onuekwusi from Legal & General Investment Management. Justin is Head of Retail Investment EMEA and runs amongst others the multi-index range for L&G. This was a great interview and Justin shares an enormous number of great investing insights over this 50 minute conversation. These include where Justin: Describes the…
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Marcel is an independent Chinese innovation analyst. In this fascinating discussion Marcel tells me How he structures his business using all available channels. What makes the Chinese market is probably the most exciting opportunity in the world right now. Why he believes the Chinese Government is so involved in the markets and companies. What he t…
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Today’s guest is Duncan MacInnes from Ruffer. Duncan is manager of the Ruffer Diversified Return Fund. Duncan and I discuss the following: What it is like to manage Cautious funds in the present market conditions. How Ruffer made profits in all of the recent crises - the Dot.com bust, GFC in 2008 and Covid crash in March 2020. How standard retail a…
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Today’s guest is Miles Dean, head of international tax and Partner at Andersen LLP, to talk all things non-dom. With the recent headlines around Rishi Sunak and his wife Akshata Murthy and their tax affairs I wanted to talk to an expert to try and understand the true situation. Miles & I discussed the following: The specific rules around being non-…
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Today’s discussion is with Izabella Kaminska, journalist at the FT for many years, but has now moved out into her own independent publication called The Blind Spot (www.the-blindspot.com) Izabella and I discuss a number of topics based a lot around the current state of the media. There are a number of key learnings and reminders for me from this co…
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In this episode, Adrian Johnson and I discuss recent market movements connected with the Ukrainian crisis, and try to put them in some sort of context We discussed: How we are thinking about this sell-off versus previous market events; The way clients can think about risk at these times and the role of time (and timing); How our clients actually ha…
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I’m thrilled today to be joined by Hugh Karp, founder of Nexus Mutual, which is an crypto-based insurance platform. Nexus Mutual has been mentioned in conversations with Raoul Pal and in the Pantera fund newsletter so is achieving a huge amount in the short-time its been around. Hugh and I discuss all things crypto in this conversation where there …
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Today’s episode has a very special guest in Advertising and Behavioural Psychology guru, Rory Sutherland. Join Rory and I on this whirlwind discussion around the psychological biases impacting how we all think about money and investing. For those that know Rory Sutherland, he was in true rambunctious form. In this fascinating conversation, Rory unp…
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Today’s special guest is McKinsey consultant turned entrepreneur Jeremy King. Jeremy King is the founder of Attest, a fast-growing market research SaaS platform. Attest just recently raised another $60m in a Series B funding to continue on their stellar growth and have many of the largest companies in their world as clients. Jeremy and I talk about…
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Adrian Johnson – Partner at Permanent Wealth Partners. Please join Adrian & myself for a discussion on the most misunderstood word in finance today – Risk. We dig deep into risk and try to unpick why it matters and the most common misconceptions around it. Risk has a lot of pre-conceptions and actually is difficult for most people to think about. W…
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Geoff Bamber – CEO of Digme Fitness. I was thrilled to talk to Geoff as his career covers 3 of the main passions of my life – finance, entrepreneurship and fitness. In a former life, Geoff managed a long-short hedge fund then for reasons he explains in this episode, decided to pivot in his career to start a chain of spinning and fitness studios. In…
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In this wide-ranging and sometimes scary discussion, Suzanne highlights how important planning and preparation are for your legal affairs. We discuss, apart from other things, the inevitables of life – death & taxes. Also: The common misconception that everything just goes to your spouse on your death The enormous benefits of putting in place LPAs …
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Today, I’m joined by Ronnie Mortimer, family lawyer at Fladgate LLP This discussion is a little bit different from the others as this concentrates on the discussion around risk and protecting yourself legally in the event of a divorce or re-marriage. If you already have assets in place and are considering marrying (or re-marrying) then this is a mu…
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Today’s episode is with Steve Davies – performance coach and former fund manager of the Jupiter UK Growth fund. Steve’s story is fascinating. In this deeply personal interview Steve goes through his the ups and downs of his career as a fund manager – warts and all – and discusses where things worked for him and where they didn’t. Steve is very hone…
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My conversation with George Crowdy – fund manager within the sustainable fund team at Royal London Asset Management. George is a member of the sustainable team which has been running ethical funds all the way back to 1990. What was fascinating about this conversation is how George describes Royal London’s detailed quantitative process in terms of h…
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Today I’m joined by Elena Todorova – superstar mortgage broker and fount of knowledge on everything property and mortgages. In today’s episode Elena and I discuss the following - How mortgage rates continue to come down and show no sign of stopping at this point - The bottle-neck impact of the cut in Stamp Duty - A surprising anecdote about central…
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My discussion today is with Jean-Marc Routier, Product Strategist at BlackRock. Emerging Market equities. ESG for Active Equities The unique aspect about Jean-Marc is he has an inside view on how the largest asset manager in the world – BlackRock – is making decisions around ESG that impact their entire funds business. This funds business has $8.2 …
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Today we’re going off on a slightly different path. My discussion today is with Simon Bowen. Founder of Models Method – a firm that helps professionals explain their complex services through drawing simple models or diagrams. The unique aspect about Simon is the way he describes the underlying behavioural psychology of why drawing models or diagram…
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My discussion today is with Ed Margot, Investment Strategist at FE Invest. FE Invest have nearly £4 Billion under management for clients. The unique aspect about Ed is the way he describes the mathematical and historical approach that FE use to manage portfolios. In a fascinating and really insightful conversation, Ed and I cover the following: How…
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Today, Adam is joined by Rob Burgeman, discretionary fund manager at Brewin Dolphin. Brewin manages nearly £50 billion of client assets and Rob and his team are responsible for managing their clients individual portfolios. In this episode, Rob & I explore: The key sectors they are looking at for 2021 market performance. Why he's positive on the U.K…
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