show episodes
 
The greatest asset in the world is Real Estate. We're giving you the tools to prepare you for homeownership and equipping you with the knowledge to improve other areas of your life. It's the other areas that matter more and we're committed to aiding your growth and development. #RealEstate #MortgageTips #Financing #LifeSkills Frederick Middlebrooks (NMLS #2379466) is affiliated with: Thrive Mortgage, Branch NMLS 2403247, Equal Housing Lender, Georgia Residential Mortgage Licensee, 100 World ...
  continue reading
 
Loading …
show series
 
The reason you don't qualify to purchase a home can be boiled down to one of two reasons and were going to break them down for you. Hit the subscribe button to stay updated on mortgage and real estate information that will grow you to the next level. Check us out on Social Media: Youtube Instagram TikTok LinkedIn Take Care & Be Blessed…
  continue reading
 
Understanding what "Buyer's Remorse" is tied to will improve your decision-making process. We're discussing how you can stop all the worrying about making the wrong decision so that you can better spend your time making the right one when purchasing a home. Hit the subscribe button to stay updated on mortgage and real estate information that will g…
  continue reading
 
Half the battle is knowing what to do. The other half, is doing it. In this episode I'm sharing with you the simple steps that I would take to purchase a home this year. Head over to our Youtube channel, Greatest Asset Community, and hit the subscribe button to stay updated on mortgage and real estate information that will grow you to the next leve…
  continue reading
 
I've seen many people miss out on thousands and waste thousands because of their inability to recognize this one thing that may be driving their decision-making. Head over to our Youtube channel, Greatest Asset Community, and hit the subscribe button to stay updated on mortgage and real estate information that will grow you to the next level. Check…
  continue reading
 
We'd all like to have more but we often don't think outside of ourselves in terms of the impact that we can have. It takes a focus and intentionality on something bigger than you to achieve something that blesses others for generations. Head over to our Youtube channel, Greatest Asset Community, and hit the subscribe button to stay updated on mortg…
  continue reading
 
It's human nature to take the path of least resistance, but that very path can lead you further away from living the purpose-filled life of your dreams. Head over to our Youtube channel, Greatest Asset Community, and hit the subscribe button to stay updated on mortgage and real estate information that will grow you to the next level. Check us out o…
  continue reading
 
What's stopping you from expanding your capacity has more to do with your mindset than your circumstances. More people live with regret over the opportunities they never took, rather than over the opportunities they took, and failed at. Head over to our Youtube channel, Greatest Asset Community, and hit the subscribe button to stay updated on mortg…
  continue reading
 
Atlanta has been attracting a lot of attention in recent years, but not all of the residents are happy about it. In the midst of a housing crisis where demand for homes far exceeds supply, 3 companies in particular have taken it upon themselves to exacerbate the problem in the name of profit. Head over to our Youtube channel, Greatest Asset Communi…
  continue reading
 
Not Everyone will have a multi-million dollar business. But when it comes to generational wealth, this is within everyone's reach. You can be the link that generations from now, changed trajectory of your lineage. Head over to our Youtube channel, Greatest Asset Community, and hit the subscribe button to stay updated mortgage and real estate inform…
  continue reading
 
When it comes to interest rates, the right answer is not as easy as selecting the lowest rate. There's the price you pay for your rate, the rate you actually get, and the opportunities for you to refinance at a future date that must all be considered. I'm breaking down the considerations to help you best decide the route you should take. If you did…
  continue reading
 
So many people pay lenders without knowing what they're paying for. Head over to our Youtube channel, Greatest Asset Community, and hit the subscribe button to stay updated on information that you don't want to miss. Check us out on Social Media: Instagram TikTok LinkedIn Take Care & Be BlessedBy Frederick Middlebrooks
  continue reading
 
Everyone wants more and more is attainable. But you have to know how to navigate the financial system and make it work for you. **Check out our Monthly Webinars. Listen to previous podcasts on our Youtube channel. **Follow us on Eventbrite to stay up-to-date on future webinars or in-person events. Check us out on Social Media: Instagram TikTok Link…
  continue reading
 
Having more is not a complex problem for the few to figure out. One way to achieve growth is by investing your money, and subsequently your time, into things that increase in value. **Check out our Monthly Webinars. Listen to previous podcasts on our Youtube channel. **Follow us on Eventbrite to stay up-to-date on future webinars or in-person event…
  continue reading
 
Failure is something that some people fear and some people avoid, but few people use it as the opportunity to propel you into the level of success that you dream of. **Check out our Monthly Webinars. Listen to previous podcasts on our Youtube channel. **Follow us on Eventbrite to stay up-to-date on future webinars or in-person events. Check us out …
  continue reading
 
The intersection of Preparation and Opportunity is where life-changing things happen that can propel you into the accomplishment of your dreams and the fulfillment of your purpose. However, the opportunity never comes if the preparation does not happen. Time is the most valuable thing we have and how we spend it directly correlates to how we live. …
  continue reading
 
When it comes to buying a house, starting a business, or taking on any endeavor in life, Timing Is Everything.....but not in the sense that you may have learned. This episode, we are opening your mind to view timing and the opportunities in front of you through a different lens that will allow you to think bigger and achieve more than you ever have…
  continue reading
 
"Your level of commitment determines your level of success." This was a saying that one of my high school track coaches would say to us at practice. It's true, not just in sports but in life. In this episode we're discussing the impact and benefit of having skin in the game. Give us a thumbs up and subscribe to the podcast to help us educate more p…
  continue reading
 
Preparation is most of the battle when it comes to purchasing a home. Those who have prepared themselves beforehand are best positioned to succeed in the housing market, In this episode we're discussing three areas that should be your focus prior to starting your house-hunting journey. Doing the proper work beforehand will help guide you through a …
  continue reading
 
As home prices continue to rise, down payment assistance becomes an ever more important piece to some individuals homeownership journey. We're talking about what you need to consider when it comes to down payment assistance. There's no "one size fits all." The costs and the benefits of down payment assistance can vary from program to program. It's …
  continue reading
 
We're picking up where we left off in last week's episode and putting some fire under you to get you motivated to invest in yourself and in your future. It's not enough to know what needs to be done, you have to do it. Time is your ally when it comes to investing. Albert Einstein called compound interest the "eighth wonder of the world". The more t…
  continue reading
 
It's one of the toughest things for many Americans to do. Save & Invest. I've heard all the reasons why it is not being done. Regardless of the reason, at the end of the day the outcome is the same. Tens of millions of Americans are left unprepared for life in the coming decades. You don't have to be one of them. You're one or two habits away from …
  continue reading
 
We're taking a step back from the numbers, the loan programs, and the reasons to purchase a home. In this episode we are discussing our own personal experiences with homeownership to give you insight into what this journey has been like for us. If you find this information beneficial, give us a thumbs up and subscribe to the podcast to help us educ…
  continue reading
 
We're off to the races in 2024. My hope is that homeownership is a goal of yours this year or sometime in the near future. To prepare you as you look toward homeownership, we are discussing what your first step should be. The first step you take is important because it can literally make the difference between "if" you purchase a home and "when" yo…
  continue reading
 
We are nearing the end of 2023 and taking a peek into what is on the horizon for 2024. Get ready for next year's real estate and mortgage forecast. The subject matter experts in the real estate and mortgage industries have made their predictions and we're discussing the things you need to consider as a future homebuyer. It's not all doom and gloom …
  continue reading
 
We're taking a brief moment to discuss some of the things that have transpired in the mortgage and real estate industries throughout 2023 and also looking a whether or not now is still a good time to buy a home The housing market has presented it's fair share of challenges throughout the pandemic until now. However it's my belief that we are beginn…
  continue reading
 
There's so much more to finding a good lender than the interest rate they can offer you. In this episode we're talking about several factors that you need to consider when determining who to select as your loan officer. Selecting the right loan officer could make the difference in you qualifying for a mortgage and staying on track to accomplish you…
  continue reading
 
Millennials are talking about it, Gen Z is talking about it, so let's talk about it. Several surveys have been conducted and there are a lot of Millennials and Gen Z who feel they may never own a home due to ever rising home prices and the effect that inflation is having on all other monthly expenses. We're answering the question, "Will I Ever Own …
  continue reading
 
We're taking a look at three reasons why this housing market is different than 2008 and discussing a little of what you can expect in the foreseeable future of the housing market. If you are waiting for interest rates to come down, or if you are unsure about purchasing because you think housing prices will come down, you'll want to tune in to this …
  continue reading
 
Home prices are high, interest rates are higher than the previous few years, and many potential homebuyers are asking if it's still a good decision to buy a home. In this episode we are going to be showing you some of the things that you should consider when determining if you should become a homeowner. It's more to it than just the monthly costs. …
  continue reading
 
We're discussing a potential, real estate industry shifting decision that was made on Oct. 31, 2023. A Missouri jury found the National Association of Realtors, Home Services of America, and Keller Williams guilty of colluding to inflate or maintain high commission rates through NAR's Clear Cooperation Rule. The defendants have been ordered to pay …
  continue reading
 
In this episode we will be taking a behind the scenes journey into the world of mortgage-backed securities and some of what's causing the interest rates that we are seeing in the market today. Interest rates and their ties to mortgage-backed securities form the backbone of our real estate and mortgage industry. Gaining a general understanding of ho…
  continue reading
 
The typical American has more than 70% of their net worth in equity in their home. There is a reason why many put an emphasis on the importance of homeownership. Building wealth through real estate predominantly happens in two ways. In this episode we discuss both ways of how wealth is traditionally built through homeownership and a third method of…
  continue reading
 
In this episode we will be discussing rent control laws which are currently in place in several cities around the country. The purpose of these laws is to limit how much homeowners can increase their rent in a 12-month period. We discuss some of the positives and negatives of rent control and the effect that it has on landlords and tenants. For hom…
  continue reading
 
The questions you need to ask yourself when you are preparing to purchase a home go far beyond, "How many bedrooms/bathrooms and what part of town do I want to live in?" In this episode we discuss some essential questions that you need to have answers for to discover whether or not you are even ready to purchase a home. Our goal is to help everyone…
  continue reading
 
Timeshares have been a source of vacation freedom for some, and have been a cause of pain & frustration for others that has created a barrier for many people desiring to purchase a home. We are discussing the things that you will want to know about timeshares before you decide to travel down that road. I have first-hand experience with timeshares a…
  continue reading
 
If purchasing an investment property is something you are aiming to achieve, you will want to tune in to this episode. If you have thought about owning investment property on any level, DSCR loans are making it possible for more people to get into real estate investing. NO INCOME REQUIRED. This is one of the biggest selling points with this loan pr…
  continue reading
 
Buying a home is on the to-do list for most people. However, thousands and tens of thousands are spent unnecessarily because of undereducation in areas associated with homeownership. In this podcast we aim to shed light on some areas of importance in real estate and why education in these areas can cause a substantial difference, not only in money …
  continue reading
 
We're discussing Home Equity Loans, the pros, cons, and highlighting some of the key differences between the Home Equity Loan and a Home Equity Line of Credit (HELOC). If you are considering pulling cash out of your home, you will want to listen to this episode as well as the previous episode on HELOCs. As with any loan, it's important to be well i…
  continue reading
 
Are you a homeowner looking to leverage your home's equity to achieve your financial goals or cover other expenses? Tune in and learn about the pros and cons of a Home Equity Line Of Credit (HELOC). As with any loan, it's important to be well informed before borrowing money and we aim to do just that so that you can make the best decision for your …
  continue reading
 
If purchasing a home through the traditional means of an FHA, VA, or conventional loan is currently not an option for you, it may be worth it to consider some creative financing options that can put homeownership within reach. We're discussing five areas of creative financing worth researching. Please like and share this podcast with your family an…
  continue reading
 
There are a lot of products that lenders have to qualify you to purchase a home. Not every lender has every product mentioned in this episode but it's important to know what your options are because it could be the difference maker on your homeownership journey. A no from one lender does not mean a no from every lender as requirements and standards…
  continue reading
 
In this episode we delve into the world of saving money for a down payment on your home. If you've been longing to turn the key to your very own front door, but find yourself wondering how to make that down payment a reality, this episode is for you. There are a number of tips and tricks that, if done consistently, will supercharge your bank accoun…
  continue reading
 
The Real Estate market is changing. Always has, and will continue to change for the unforeseeable future. The key to succeeding in any real estate market is knowing how to recognize the changes and make the appropriate adaptations so that you can make informed decisions when buying a home. We're discussing changes that you should focus on in the re…
  continue reading
 
Knowledge is not power. The application of knowledge is where power can be derived from. However, you still have to have the knowledge before you can apply it. In this episode we're talking about the things in Real Estate that many people are uneducated on which tends to cost them a lot. I'm also giving you a few secrets to help you succeed in real…
  continue reading
 
It's often the fear of potential mistakes that can be made that keep many people from purchasing a home or accomplishing anything of significance. While we can't speak to every walk of life, we can dive into those fears as it relates to homebuying and see if they're founded on reason. Please like and share this podcast with your family and friends.…
  continue reading
 
If you are sitting on the sideline waiting on the right opportunity to come along, this podcast is for you. If you know someone who is sitting on the sideline waiting on that "big break", share this podcast with them. We are discussing the opportunities in real estate that you may be missing as well as some opportunities in life. This episode is pa…
  continue reading
 
"Show me who your friends are and I'll tell you who you are", "Your network determines you net worth", and "Birds of a feather flock together" all point to the importance of the people that you surround yourself with. This importance proves true in business, in life, and in real estate. We're diving into your inner circle and what you should consid…
  continue reading
 
We're talking down payment assistance because as a loan officer, I run into a lot of people who need down payment assistance and rightfully so. Housing is expensive. However many people don't understand how down payment assistance works or that there are costs associated with using down payment assistance. The goal is that after this episode you wi…
  continue reading
 
An application to life as well as real estate is something that we aim to achieve with many of our episodes. This one definitely proves true to that goal. Excuses prevent so many of us from accomplishing what we are more than capable of. Whether it's personal fitness, advancing in your career, or purchasing a home. Most unfulfilled dreams and goals…
  continue reading
 
Loading …

Quick Reference Guide