Learn all about investing in real estate in Pembroke Pines, Florida with a combination of real estate financial planning and modeling with numbers specific to Pembroke Pines plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Pembroke Pines).
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The Pemmy, Krissi & James Kinda-Sorta-Hopefully Funny Cartoon Podcast
James Irish, Krissi Harding & Pembroke W Korgi
The Pemmy, Krissi & James Kinda-Sorta-Hopefully Funny Cartoon Podcast is a misadventure into the wide world of animation. Noted webcomic artist Pembroke W. Korgi is joined by Krissi Harding and James Irish to look back on Saturday Morning favorites, syndicated series, theatrical short subjects, Anime classics, and more! Pour a bowl of your favorite breakfast cereal and come join us!
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A regular look at Education Data, hosted by Richard Selfridge and James Pembroke.
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Martha (18) and her Dad (48) discuss the stuff that doesn’t matter (but does).
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Warning - Risks of Interest Rates Rising When Investing in Real Estate
47:18
47:18
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There's a risk to just about everything in life... including investing in real estate. One risk that some real estate investors fear is that rising mortgage interest rates will: Increase their mortgage payment and therefore hurt cash flow, or The rising mortgage interest rates will lower affordability and demand for properties, and therefore the va…
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Danger Mouse (Cosgrove Hall, 1981-1992)
1:05:19
1:05:19
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1:05:19
He's courageous! He's amazing! He's... a mouse in a London pillar box. Danger Mouse protects the world from the criminal activities of Baron Silas Greenback and various other would-be world beaters alongside the hapless helper Penfold, all with the stiff upper lip we associate with our friends from across the pond. Running for over a decade in its …
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Warning - Risks of Tenants Trashing Properties When Investing in Real Estate
45:10
45:10
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In this special class about the dangers, risks and warnings of investing in real estate: The #1 fear that keeps potential landlords and new real estate investors up at night! Expert insights on why this fear is more common among inexperienced landlords and investors in challenging real estate markets. Real-life horror stories of tenants causing sig…
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How to Analyze an All-Cash Rental Property Purchase
1:13:24
1:13:24
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1:13:24
Interested in learning how to analyze deals using The World's Greatest Real Estate Deal Analysis Spreadsheet™? Specifically, do you need to know how to analyze a deal purchased with an interest-only loan? In this special deal analysis, you will: Discover the secret strategy for analyzing the purchase of a rental property with an interest-only loan …
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Sport Billy (Filmation, 1980, US Broadcast in 1982)
1:00:28
1:00:28
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1:00:28
A semi-major FIFA mascot who came from a comic book isn't the craziest choice for a cartoon subject, but Sport Billy did not deserve to be saddled with the bizarrely bad acting of Lane Scheimer. A mid-season replacement on NBC in 1982, the show would be the last Filmation product that network would pick up for their Saturday morning schedule. No am…
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Haunted Houses or Hidden Treasures? Decoding Stigmatized Real Estate
24:53
24:53
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Life has risks. Investing adds new risks. Investing in real estate adds new risks specific to real estate investing. One risk that is unique to real estate investing is the risk of buying a stigmatized property or having a property become stigmatized while you own it. In this class, James will: Uncover hidden gems in the real estate market and turn…
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Gumby (Premavision/Clokey Productions, 1956 through 1989)
58:50
58:50
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No dammit necessary, he's Gumby! The little clay fellow who could go anywhere, do anything, and wound up in all sorts of messes because of those very attributes. With friends Pokey, Prickle and Goo, Gumby's adventures enchanted generations, inspired numerous stop motion artists to come, and could quickly go from adorable to WILD in a heartbeat! Joi…
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Real Estate Investing Through Massive Foreclosure Periods
51:14
51:14
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Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apa…
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Deal Alchemy™ - Debt Paydown to Cash Flow
25:21
25:21
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Deal Alchemy™ - Debt Paydown to Cash Flow Join us for an exciting and enlightening class with James Orr as he delves into the fascinating world of Deal Alchemy™. In this class, listeners will discover a surprisingly powerful strategy that has the potential to drastically improve cash flow on rental properties. Whether you're considering buying a ne…
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Tax Deductibility of PMI Payments Are you an owner-occupant puzzled by the ever-changing rules around PMI (Private Mortgage Insurance) deductibility? Or perhaps an ambitious real estate investor, hungry to maximize your deductions and supercharge your profits? Then this class is your golden ticket to the world of tax wisdom! Join us for an exhilara…
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Laff-a-Lympics (Hanna-Barbera, 1977-1978)
1:27:52
1:27:52
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Heavens to athlete's foot! With 20 years under their belt, Hanna Barbera plunged into their character archive to assemble three teams to compete in a pastiche of Battle of the Network Stars in Laff-a-Lympics. Just getting there, though, was a long, winding race to rival any carrying of the Olympic torch! Pemmy, Krissi and James line up on the track…
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It!
31:05
31:05
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It! There's a often overlooked risk of investing in reale state: obsolescence. Whether we're focused on properties that are or will become functionally obsolete or drift directly into economic or physical obsolescence... these are real-world risks…
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Richard Selfridge and James Pembroke's regular look at education data. The Databusters discuss Key Stage 2 SATs 2024. Jamie's Primary Assessment Gateway blog Special Consideration figures 2022 (Tabs 17, 18 & 19) Key stage 2 attainment: National headlines 23/24 National curriculum test handbook: 2016 and 2017 containing 2016 'cut scores' Measuring U…
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How to Analyze an All-Cash Rental Property Purchase
1:08:49
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How to Analyze an All-Cash Rental Property Purchase Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash. In this class, we will look at how deal analysis changes when you plan to buy a…
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Robin Hood (Walt Disney Feature Animation, 1973)
1:22:59
1:22:59
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Oo De Lally, this movie had a wild and winding history to its making! Robin Hood is arguably the cult sensation of the various Disney feature films, not nearly as big as the Silver Age and Rennaissance Age hits that sandwich its release, but still much adored by those who grew up with it. Linwood Knight joins James and Krissi to break down why the …
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Richard Selfridge and James Pembroke's regular look at education data. The Databusters discuss attendance data. Richard's What do we know about Pupil Absence and what should schools do as a result? blog. Links between absence and attainment are consistent over time. Schooldash blog Post-pandemic pupil absences have remained stubbornly high with int…
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How Return on Investment Changes Based on Credit Score With PMI
41:52
41:52
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How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…
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Is It Better to Buy Rentals with 25% Down or All Cash After Buying an Owner-Occupant?
31:25
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So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
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Tiny Toon Adventures (Warner Bros Animation/Amblin Entertainment, 1990-1992)
1:20:54
1:20:54
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They're tiny, they're tooney, they took the fight right to Disney for syndicated dominance! Tiny Toon Adventures brought Warner Bros' animation division back to top form, with the help of Steven Spielberg and a host of talented writers, artists and voice actors. Krissi and James are joined by friend of the podcast Meiou to discuss the wild comedic …
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The Impact of Buying Properties at a 5% Discount When Nomading™
26:23
26:23
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So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
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Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
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Bugs Bunny Part 1: The Hunting Trilogy (Warner Bros, 1951-1953)
57:22
57:22
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57:22
Duck season! Rabbit season! Elmer season! Podcast season!! Arguably three of the most memorable Looney Tunes shorts ever created, Rabbit Fire, Rabbit Seasoning and Duck! Rabbit, Duck! have made generation after generation laugh hysterically. Pemmy and Krissi are happy to be along for the ride as James tries to find something, ANYTHING new to say ab…
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Warning - Risks of Rental Demand Declining When Investing in Real Estate
27:09
27:09
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Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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Help! It's The Hair Bear Bunch! (Hanna-Barbera, 1971)
56:55
56:55
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Hogans Heroes comes to Saturday morning?! Well, in an indirect way, as these three bears are trying to work around a very authoritarian zoo administrator and his bumbling zookeeper assistant. The Hair Bear Bunch became a cult hit in reruns on USA and Cartoon Network long after it didn't do so hot in its first network TV run. So get out all your bes…
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A strategic approach to developing your use of student data
6:45
6:45
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An audio version of A strategic approach to developing your use of student data by Richard Selfridge
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Warning - Risks of Neighborhood Decline When Investing in Real Estate
28:22
28:22
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28:22
Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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Pemmy, James, Kyle and Justin return to see what a difference 10 years really could make in the world of Saturday morning. Scooby Doo had jumped from CBS to ABC, the Smurfs were dominant, Alvin and the Chipmunks, the Littles and Dungeons and Dragons were ascendant, and Richie Rich kept having to prop up other properties. So come along and join us!…
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With plans having gone up in smoke more than once, we're breaking the glass on an emergency episode, which turned out so long we had to split it into two parts! So here's part 1 where Pemmy and James were joined by Justin Toner and Kylepedia to talk about the entire Saturday morning schedule of 1973!…
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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How to Analyze Deals with Private Mortgage Insurance (PMI)
12:39
12:39
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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Is it Better to Pay Off Properties with Cash Flow or In Full When Nomading™?
36:02
36:02
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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Shake Rattle & Roll (Hanna Barbera, 1977 as part of the CB Bears)
39:06
39:06
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Three goofy ghosts running a moribund motel for the dearly departed? That's a GREAT idea for a cartoon! Then how the heck did Hanna Barbera make this so... so... below average!?! It's a sad thing when even the likes of Paul Winchell, Joe E Ross AND Alan Oppenheimer cannot salvage this mediocre effort. If they couldn't, what hope do us ameteurs have…
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Richard Selfridge and James Pembroke's regular look at education data. The Databusters discuss developing a Data Strategy to improve your use of education data. Schools Week article on attendance rules. More information and tickets for Data in Schools Conferences
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Deal Alchemy™ - Residential vs Commercial Property
14:51
14:51
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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Warning - Risks of Loan Called Due When Investing in Real Estate
30:12
30:12
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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Alf the Animated Series (DiC and Alien Productions, 1987-1988)
1:18:37
1:18:37
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Hide your cats, the old Alfer is back, and NOT in pog form! With the smash success of his sitcom, Gordon Shumway quickly joined NBC's Saturday morning roster in 1987 courtesy of DiC. And you can tell they were given a budget for this show since it's downright lavish compared to a lot of that company's output. In fact, this is a better than average …
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How to Analyze Buying a Rental Property at a Discount
36:48
36:48
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How to Analyze Buying a Rental Property at a Discount in Pembroke Pines Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the…
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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Dr. Slump (Toei Animation, 1981-1986)
1:16:12
1:16:12
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N'cha! Too few American fans of Akira Toriyama have seen the anime that first made him a household name in Japan, and that includes James and Krissi. So Pemmy and special guest Kylepedia help them fix that with this examination of the first two episodes of this absolutely goofy series. So come join us in Penguin Village where pigs announce the morn…
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Is it Better to Buy Rentals with 20% Down or For All Cash After Buying an Owner-Occupant First?
31:13
31:13
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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Challenge of the Super Friends (Hanna Barbera, 1978)
1:26:10
1:26:10
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Faster than a speeding plot device! More powerful than hammy voice acting! It's the most famous season of the show that defined the DC Comics heroes and villains for an entire generation of kids! The Justice League versus the Legion of Doom across 16 episodes of some of the most over the top camp ever seen on Saturday morning, cramming a massive ca…
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Warning - Risks of Rental Property Expenses When Investing in Real Estate
43:07
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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How to Analyze a New Construction Single-Family Home Property
33:49
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How to Analyze a New Construction Single-Family Home Property in Pembroke Pines Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, …
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The Legend of Zelda (DiC, 1989 as part of the Super Mario Bros Super Show)
1:06:35
1:06:35
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In part 2 of our coverage of the Super Mario Super Show, we hustle to Hyrule and check out the Friday feature of the series, The Legend of Zelda. In this Moonlighting-inspired take on the then-fledgling franchise, Link and Zelda butt heads and fend off the warlock Ganon together in a cartoon that's turned campier with age. And yet it's... surprisin…
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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Is It Better to Pay Off Rentals Early With Extra Cash Flow or Traditional Nomad™?
31:15
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Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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The Super Mario Bros Super Show (DiC, 1989-1990)
1:11:54
1:11:54
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Is there any more consistently enduring 80s icon than Mario, the mascot of Nintendo's platforming games? Well, whether you agree with that or not, Mario Bros Mania was indeed everywhere by the end of that decade and this cartoon was the ultimate proof of that. A wild mix of live action segments and goofball cartoons putting the plumbers and company…
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Deal Alchemy™ - Cash Flow to Debt Paydown
25:58
25:58
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Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
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