All thing Kotlin
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Introducing The Decade Investor Podcast - an investing podcast for beginner investors or those who have been investing for 40+ years. Long term thinking with investing wins over time. This podcast is for those long term investors who love to think long term with their money. Every week Kolin (aka Decade Investor) shares stories, tips & ideas that he has used to build his investment portfolio to multiple six figures at age 26. Join along & build long term wealth in a short term world!
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Bringing You everything from past, present, to future military, political, and biographical history.
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A super dope podcast with some super dope people Support this podcast: https://podcasters.spotify.com/pod/show/the-sauna/support
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Better U is focused on changing the lives of every listener and guiding them to live a better life. Many people believe that where they are and what they have will never change. The goal of this podcast is to enlighten people to realize that no matter what they are going through, they can find joy in it. This podcast will feature the host, Kolin Hayes, along with many other people who have a proven track record of success. They will give techniques and ideas that listeners can take and imple ...
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Short-form performances of written works and interviews with the authors, where we ask them to... well… sell themselves.
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A podcast for humanitarians who want to work in closer alignment to core values like compassion, accountability, solidarity and equity. Born in 2020 in collaboration with CHS Alliance and Mary Ann Clements, the podcast is now entering its next evolution and is hosted by Melissa Pitotti.
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where we explore the hellish nightmare world of modern reality together
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Whether you explore the oceans as a snorkeler, scuba diver, freediver or tech diver, Dive In has something for you. It's filled with diving news, feature interviews with guests from around the world, interesting dive topics, ocean advocacy and more. The podcast is a light-hearted show hosted by avid divers that examines issues relevant to divers and the oceans. Guests on our show have included talented local uw photographers, record breaking freedivers, world-renown cave explorers, internati ...
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In a cold future where survival has left humanity isolated from each other, what hope is there across the stars and void? This short play by Kolin Lawler, performed by Raeanna Larson and Matthew Baughman gives us a brief glimpse at a fleeting intimate moment between two people, who are just hoping to connect with another human being. After the perf…
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41. "If it's itchy, uncomfortable, messy, and hurts..." with Sarah Diedro Jordão
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This conversation with Sarah Diedro Jordão provides a deep and heartfelt exploration of what it means to embody change and foster love in the quest for a more equitable society. “Going through a painful process can very much be part of embodying change. If it's itchy, uncomfortable, messy, and hurts, change is probably on the other side of that. So…
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Humanitarian women are exposed to chronic stress, which can impact their experience of peri-menopause, menopause and post-menopause. In this episode of Embodying Change Scotti McLaren shares her experience and insight as it relates to this under-explored and yet powerful time of a woman’s life – before, during and after actual “M day.” What are the…
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S1E4 "The Despair and Dismay of Daphne Parfait" by Tim Wentz
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Global warming has caught up with humanity, Artificial Intelligence is not far behind, and Daphne Parfait is caught somewhere between seeking isolation and craving connection in this excerpt from Tim Wentz' novel. Performed by Allie Lytle, this story explores what it means for one woman to live in a jacked-in world, and what might be waiting for he…
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39. The power of self-leadership with Lucette Quarteron
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In this light-hearted episode of "Embodying Change," we sit down with Lucette Quarteron, a dynamic global citizen and visionary leader. Lucette shares her unique insights on self-leadership, the proper use of power, and conflict management, drawing from her rich personal and professional journey. Discover how Lucette transforms organizational cultu…
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38. How to get and keep an accountability buddy with Helen Dunnett
1:09:43
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Join us in this conversation with Helen Dunnett, Melissa’s accountability buddy. In today's episode, Helen shares her personal journey of transformation and discusses the powerful tools of nonviolent communication and assertiveness that have shaped her approach to coaching. She also shares the story of how she approached Melissa years ago to become…
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S1E2 "On the Road to Tikrit" by Rosemary Parrillo
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In this short one act play by Rosemary Parrillo, a lone soldier recounts times back home in Lafayette, while waiting for someone from his unit to meet up with him in the middle of... wherever this is. After the performance by Patrick M. Doneghy, we speak with the playwright and ask her to well... sell herself. Find the author. Find the voice actor.…
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37. Get in the "growth zone" with Cindy Rocha
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Join host Melissa Pitotti as she welcomes change advocate Cindy Rocha for a morning conversation filled with insights on embracing vulnerability and stepping out of comfort zones for transformative personal and professional growth. Highlights: 1. Defining Embodying Change: Cindy explains how real change involves putting oneself in the 'growth zone'…
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S1E1 "The Wingman" by Steven Christopher McKnight
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The loss of a close friend and the beginning of a new relationship are intertwined in this short story by Steven Christopher McKnight. After the performance by Adam R. Adkins, we speak with the author and ask him to... well... sell himself. Find the author Instagram: @mcknight.theatre Find the voice actor…
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Sell yourself Short is a podcast for storytellers, story writers and story listeners. Each episode features a new tale and author, with the writings being performed by voice actors, and interviews with the authors where we ask them to step up to the mic to... well... sell themselves! Airing May 14, 2024, Sell Yourself Short is a journey, a celebrat…
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66: Contributions are MORE Important Than Compounding (at first)
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In this episode of The Decade Investor Podcast, Kolin talks about why contributions are more important than returns in your portfolio when it comes to growth. Especially when you are just starting out. Kolin shares the math behind his reasoning and why you need to focus on just consistently buying into your portfolio at first. The main growth from …
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65: My Followers Give You Their Best Financial Tips
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In this episode of The Decade Investor Podcast, Kolin asked his X followers what their best investing tip is for someone who is new to the stock market. Kolin had over 456 replies to his post, so in this episode he goes over the 10 best tips that his followers replied with. Kolin shares why he chose these 10 tips & why they are great for anyone who…
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64: Four Things I Have Done To Grow My Net Worth to $500k at 26
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In this episode of The Decade Investor Podcast, Kolin talks about 4 things he has done to help him grow a net worth of over $500,000 at age 26. Kolin talks about living below his means, growing his income, buying assets in down markets and buying a new car right out of college. Kolin shares things he does with his money to get to where he is. It is…
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63: Is investing $200 per month worth it?
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In this episode of The Decade Investor Podcast, Kolin talks through a conversation he had with his brother about at what point does investing make sense? People may plug $200 a month into an investing calculator & think "well that isn't worth it"? At what point does investing make sense? The problem with this idea is someone may continually push of…
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In this episode of The Decade Investor Podcast, Kolin talks through the math behind taking your 401(k) match from your company and why it makes sense to take the match. Kolin shares his reasoning why a 401(k) is a great option to take and do because you are getting an instant 100% return on your money while also being able to invest that for retire…
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61: The Path To Maxing Out Your Roth IRA in 2024
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In this episode of The Decade Investor Podcast, Kolin talks about the math behind what it takes to max out your Roth IRA in 2024. Kolin tells you how much you need to set aside every week, every pay check, every month to get the max of $7,000 per year (or $8,000 per year in 50 or older) in your Roth IRA. Kolin also breaks it down from doing this ov…
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60: Complete These 5 Money Goals As Fast As You Can
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In this episode of The Decade Investor Podcast, Kolin talks about five money goals that are great to start working on as fast as you can. These money goals range from paying off your car loan to staying out of credit card debt to auto investing every paycheck to having an emergency fund. These 5 money goals are great places to start with your money…
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59: My 5 Favorite Lessons From Millionaires (What I Have Learned)
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In this episode of The Decade Investor Podcast, Kolin talks about 5 lessons he has learned from his studying & research on millionaires. Kolin shares tips he has educated himself on with different things that millionaires & the wealthy have taught him to do. These 5 lessons include: Stop trading your time for money, Provide as MUCH value as you can…
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In this episode of The Decade Investor Podcast, Kolin talks about his system that he follows with his money... The Decade Investor System. This system with money is a way for him to flow money from making it --> saving it --> spending it --> growing investing. Kolin shares why he finds this strategy successful & how he plans to follow The Decade In…
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57: Becoming an "Overnight Success" in Investing
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In this episode of The Decade Investor Podcast, Kolin talks about becoming an overnight success in the stock market. Kolin shares his thoughts on the behavior side of money and investing and how most "over night success" investors really didn't have it happen over night. It was consistently doing the same things over and over and over and over agai…
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56: How To Save For Big Expected Expenses (Weddings, Vacations, Cars)
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In this episode of The Decade Investor Podcast, Kolin talks about his process of saving for big expenses that are coming up. These big expenses are expected in the future, not emergencies. Kolin shares the process he follows to start saving money today for those big expenses by knowing what the big expense will roughly cost, working backwards to se…
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55: My Simple (yet effective) Personal Finance Set Up
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In this episode of The Decade Investor Podcast, Kolin talks about his simple, yet effective personal finance set up that he has with his money. Kolin talks about his savings accounts he holds (& why), his credit cards (& why), his investing accounts (& why) and his budgeting tactics. Kolin likes to keep his finances very simple so he follows a very…
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54: Wise Investment Advice From Legendary Investor Jack Bogle | Founder of Vanguard
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In this episode of The Decade Investor Podcast, Kolin talks through a video from Jack Bogle in which he talks about how to handle a market downturn and how to handle your investing strategy when the stock market is down. Kolin shares this video then talks about the key takeaways that we can all learn from the founder of The Vanguard Group, John "Ja…
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53: Four Things I Care More About Than Investment Returns
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In this episode of The Decade Investor Podcast, Kolin talks about four things that he cares more about than investment returns. I think what happens is we get caught up in investment returns that we forget that is something we are unable to control. We are not able to control what the return of our portfolio will be. However, there are things that …
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In this episode of The Decade Investor Podcast, Kolin talks about why he is selling off all his investments and going to cash. April Fools🤪 Be sure to follow Decade Investor on all socials & join the FREE weekly newsletter! Twitter Instagram Weekly NewsletterBy Kolin
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51: I am Leaving M1 Finance & Going to Fidelity
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In this episode of The Decade Investor Podcast, Kolin talks about why he is transferring his money out of M1 Finance and putting it into Fidelity. Kolin talks about the transfer process of moving assets from one brokerage account to another and how easy the process is. Kolin shares the new features that Fidelity has offered such as auto-investing a…
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36. Identity and belonging with Annemarie Shrouder
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Annemarie Shrouder shares her personal journey with identity and discusses her work building inclusive cultures and communities. She and Melissa explore the difference between learning and BEING something (embodying change), the challenges of mixed race identity, creating safe and/or brave spaces, and the importance of representation, belonging and…
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In this episode of The Decade Investor Podcast, Kolin talks about tracking your spending and budgeting. He talks about a study from book "The Millionaire Next Door" which studies how your everyday millionaire reached millionaire status. In the book it shares that the majority of millionaires track their spending but also have goals for their money.…
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49: Top 10 Car Brands Driven by Millionaires
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In this episode of The Decade Investor Podcast, Kolin talks about a study done by Dave Ramsey that goes over the top 10 car brands driven by millionaires. Kolin talks through the list then gives his thoughts on what the wealthy do with their cars & why the top 10 list is the way it is. Kolin talks about car values vs stock market gains and why driv…
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48: Money Tips on My 26th Birthday + Net Worth Update!!
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In this episode of The Decade Investor Podcast, Kolin gives an update on his net worth on his 26th birthday + he talks through some money tips that he has learned in his investing career since he was 17 years old. Kolin talks about delaying gratification, enjoying the present, what matters most in investing. Thanks in advance for all the birthday w…
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105: Empire of Mediocrity (with Vijay Prashad)
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Vijay Prashad, director of the Tricontinental Institute and author of books such as Washington Bullets and The Darker Nations joins the show for a wide ranging conversation that touches on everything from The Kate Middleton Conspiracy, the absurdity of the coming Biden/Trump rematch, the ongoing atrocities in Gaza, the threat a declining United Sta…
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In this episode of The Decade Investor Podcast, Kolin talks through data to prove that the stock market is not a casino. Kolin looks at historical data to see if the stock market has the same odds as a casino. When you walk into a casino you know that the odds are not in your favor. You know that the odds of losing money are high. Sadly, some peopl…
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46: Do Mid Year Market Pull Backs Lead to Negative Years in the Stock Market?
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In this episode of The Decade Investor Podcast, Kolin answers the question "Do Mid Year Market Pull Backs Lead to Negative Years in the Stock Market?" with data from Dimensional. Kolin talks through historical data to see what the data suggest. Kolin looks as Russell 3000 returns to see if mid year pullbacks in the market mean the index will end th…
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45: I Have Invested $250 A Week For 68 Weeks, How Much Money Have I Made?
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In this episode of The Decade Investor Podcast, Kolin talks about a portfolio he started 68 weeks ago where he has been investing $250 every week. This portfolio is one where he is has been automatically investing into ETFs every week. Kolin talks about the power of consistency in investing and how doing it year over year over year can result in so…
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44: Building a Winning Mindset in Investing | Marko - Whiteboard Finance
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In this episode of The Decade Investor Podcast, Kolin talks with Marko from Whiteboard Finance who has nearly 1 million subscribers on YouTube. In this podcast episode we talk all things money and investing. We cover the steps it takes to build a winning mindset with investing, how to watch out for scammers or false promises on social media, becomi…
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43: Bull Market Returns vs Bear Market Returns
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In this episode of The Decade Investor Podcast, Kolin compares data since 1926 of bull market returns vs bear market returns. Kolin looks at the numbers to see how long does the average bull market last, how long does the average bear market last, how high does bull markets go, how low do bear markets go. Kolin shares the data to help you become a …
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42: Average Net Worth By Age (2024 Updated)
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In this episode of The Decade Investor Podcast, Kolin talks about the updated numbers for the average net worth by age in 2024 and the median net worth by age in 2024. Kolin breaks it down by age groups, so those in theirs 20s, 30s, 40s, 50s, 60s, 70s, 80s and even those in their 90s. Kolin also shares some tips on how to grow your net worth by bre…
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41: Does the Stock Market Do Better with a Republican or Democratic President?
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In this episode of The Decade Investor Podcast, Kolin talks about the question of Does the stock market do better with a republican or democratic president? Kolin looks at historical data to see how the S&P 500 has performed with each sitting president's political party. 2024 is an election year & so Kolin thinks it is important to look at data to …
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35. The #1 thing you need to transition with Nasra Ismail
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In this episode, Melissa Pitotti and Nasra Ismail have a candid conversation about navigating transitions, power dynamics, and the principles of localization in the humanitarian sector. They share personal anecdotes and insights into their professional journeys, discussing the challenges and opportunities they encountered along the way. From experi…
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40: Asking A Crypto Millionaire To Explain Bitcoin | Your Friend Andy
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In this episode of The Decade Investor Podcast, Kolin talks with a crypto millionaire Your Friend Andy to have him explain what Bitcoin is, how Bitcoin works, the security around Bitcoin, Bitcoin ETFs and how to safely secure Bitcoin. Andy talks about his personal journey going from nearly 6-figures in debt to becoming a crypto millionaire. Kolin a…
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39: How Much Money Can You Live Off Of In Retirement? | The 4% Rule Explained
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In this episode of The Decade Investor Podcast, Kolin talks about the 4% rule for retirement & how it works. Kolin talks through the study that was done where most people cite that you are able to withdraw 4% of your entire portfolio for retirement and that money should last you 30 years. Kolin also talks about a few caveats with the 4% withdraw ru…
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38: Dave Ramsey Says You Can Withdraw 8% of Your Portfolio in Retirement, Can You? | Conversation with Jay Disberger
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In this episode of The Decade Investor Podcast, Kolin talks with Jay Disberger (aka The HopeFilled Financial Coach) about his famous disagreement with Dave Ramsey on his 8% withdraw rate. Jay gets to tell his story & thesis on why he fundamentally disagrees with Dave Ramsey about his 8% portfolio withdraw rate. Jay also talks about his story on mon…
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Newly-independent Hamilton MPP Sarah Jama joined me to talk about her censure in Ontario Parliament and expulsion from the NDP caucus following the statement she released shortly after Oct 7th, how Canadian political culture stifles free expression, some of the things she's hoping to accomplish as an independent, and the constant bad faith discours…
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37: The Most Powerful Investment Account | The Roth IRA
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In this episode of The Decade Investor Podcast, Kolin talks about the Roth IRA & why it is said to be one of the most powerful investment accounts there is. Kolin talks about the benefits of a Roth IRA. The tax benefits of a Roth IRA. The contribution limits of a Roth IRA. The income limits of a Roth IRA. The overall benefit of the Roth IRA. Kolin …
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36: From Immigrant at 15 to Nearly $200,000 Net Worth at 24 | The Money Cruncher
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In this episode of The Decade Investor Podcast, Kolin talks with The Money Cruncher, who is a 24 year old immigrant to the United States. He talks about his mindset with money, job hopping to nearly doubling his salary in just 2 years & how to save money by surrounding yourself with the right people. The Money Cruncher immigrated to the United Stat…
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35: Lump Sum Invest or Dollar Cost Average? | Which Is Better?
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In this episode of The Decade Investor Podcast, Kolin talks through whether lump sum investing or dollar cost averaging is a better investment strategy. Kolin talks about studies that help you make an educated decision to either dollar cost average or lump sum invest with your money. Kolin talks about multiple studies that help back up which invest…
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34: How to Start Investing in the Stock Market (2024 Edition)
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In this episode of The Decade Investor Podcast, Kolin talks through a 5 step process on how to get started investing in the stock market. Kolin answers the questions of what brokerage to choose, how to deposit money into your brokerage, what are different places you can invest your money, how to set up auto investing in the stock market & what is t…
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In this episode of The Decade Investor Podcast, Kolin talks through the question of should you invest your emergency fund? Kolin answers this question with reasoning & risk of investing your emergency fund & what the purpose of an emergency fund is. Kolin also offers ideas as to where you can invest your emergency fund & where you can be most optim…
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32: How One Family Lost $2.1 Billion in Just 2 Generations
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In this episode of The Decade Investor Podcast, Kolin talks about the Vanderbilt family & their rise to riches followed by a quick downfall in less than 100 years. This story is a prime example of wealth can be passed down to future generations but it is not always preserved with future generations. The Vanderbilt story is a great lesson on the nec…
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31: From $80,000 in Student Loans to a Divorce and Now on Track to Becoming Financially Free | Conversation with Brett Holzhauer
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In this episode of The Decade Investor Podcast, Kolin talks with Brett Holzhauer who is a personal finance reporter at M1 Finance, previously with CNBC & Forbes. Brett shares his story from paying off $80,000 in student loan debt, the financial impacts of going through a divorce in his 20s & how he has been able to get on the path of becoming finan…
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