Welcome to "Gummies for Grown-Ups," the podcast that takes you through the ins and outs of THC gummies with a focus on education, insights, and a touch of humor. I'm your host, Martin Andelman, guiding you through the world of cannabinoids, from what each one does to which products fit your needs for sleep, pain management, or energy without leaving you feeling too "high."
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Financial strategies you won't hear anywhere else for your house, your mortgage, and your future. Always accurate. Occasionally entertaining. Listen to the Mandelman Matters Podcast.
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Exploring Deltrium™ Blends: The Science and Purpose Behind THC Gummies
15:31
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Description: Welcome to "Gummies for Grownups" with Martin Andelman! In this episode, Martin dives deep into the world of THC gummies, specifically focusing on the unique blends offered by Deltrium™ . Fresh from attending the Alternate Product Expo in Miami and Hemp Peru in North Carolina, Martin shares insights into what sets Deltrium™ gummies apa…
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The Shocking Truth About THC Gummy Labeling: Why You're Not Ready!
7:49
7:49
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Martin Andelman dives into the controversial opinion that modern cannabis products, particularly THC gummies, have become too potent for inexperienced users. Despite receiving backlash for his stance, Martin stresses the importance of acknowledging the increased strength of cannabis for the safety of all users. Martin shifts focus to the alarming i…
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Navigating the Market and Unveiling Pinnacle Blends
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13:45
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Introduction: In this episode of "Gummies for Grown-Ups," host Martin Andelman from Deum dives into the rapidly expanding world of hemp-derived cannabinoid products, shares exciting news about upcoming events, and debunks common myths surrounding THC potency and product quality. Segments: Deum's Presence at the Alternative Expo Product Show in Miam…
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Join Martin Andelman in the introductory episode of "Gummies for Grown-ups," a podcast dedicated to the exploration of THC gummies, Delta 8 gummies, Delta 9 gummies, and the science behind cannabinoids. Martin shares his journey into the world of cannabis. This episode unpacks the evolution of cannabis potency over the years, highlighting the signi…
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By Martin Andelman
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Black History Month is Something All Americans Should Celebrate
6:52
6:52
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By Martin Andelman
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The HECM Line of Credit: It Should be Called the "Retirement Mortgage"
10:47
10:47
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By Martin Andelman
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Older Homeowners Should Avoid a HELOC. Better Options Exist.
10:41
10:41
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By Martin Andelman
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Why Doesn’t Every Homeowner Over Age 62 Do This?
5:35
5:35
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By Martin Andelman
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COVID-19: How we got here and what we need to do next.
42:42
42:42
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By Martin Andelman
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By Martin Andelman
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My Father's Many Gifts, and Mom Let Him Live
18:59
18:59
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Homeowners are Happy About Higher Home Values. So Are Debt Collectors.
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12:15
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By Martin Andelman
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By Martin Andelman
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Jim and Martin talk about tax advantages and tax planning specifically relating to HECM which is the acronym for the Government's federally insured mortgage program called the Home Equity Conversion Mortgage. The guest on today's show explains HECM in more detail he has experience in many different kinds of tax work. Jim explains if the HECM mortga…
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There are a growing number of publications telling consumers to expect a wave of foreclosures. There are estimated in January that 2.1 billion loans went into forbearance. They also estimate the first wave of forbearance ending loans will hit in June/July. This applies to all federally approved mortgage loans through the end of this year. What will…
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One of the fundamental differences between the Trump and Biden administrations is immigration was viewed as a bad thing under Trump, and Biden views immigration as a good thing. This is the fundamental difference. Immigration status has been a confusing and complex topic since the Obama administration. People would come into the country, assimilate…
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Jay Patterson is a nationally recognized forensic accountant and Certified Fraud Examiner. He is the owner of Full Disclosure LLC since 2007. His practice is limited to forensic and investigative accounting/auditing relating to mortgage loan servicing functions, processes, and document forensics. Jay has specialized knowledge in these areas and has…
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My guest today is David Andelman. Yes, he's a cousin. Yes, he's a relative. However, that's not why he's here. David is a veteran correspondent, author, and commentator. He contributes frequently to CNN on global affairs. He writes a column every week. He's a member of the board of contributors of USA today. And for more than seven years, he was th…
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David also has a 12 part podcast series called A Red Line in the Sand which is fantastic. David shares from his extensive experience as a journalist his perspective on the state of the news and the coverage of the Syrian Civil War, unpacking its complicated history and context to the conflict. The Assad family has ruled Syria for close to half a ce…
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In-Home COVID Vaccinations with Dr. Lifchitz
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39:47
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Health care is a topic discussed at the dinner table all over the world due to the pandemic. We talk about Gelena's thoughts on when we will likely start to get back to a sense of normalcy because of immunity. There are many obstacles: people are fearful of the vaccine because it's a new technology and there is not much data on the long-term effect…
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Cut debt without bankruptcy? Maybe you can
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34:36
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DebtCleanse™ was founded by Jorge P. Newbery, a successful entrepreneur who lost everything to a freak act of nature and found himself $26 million in debt. Jorge fought back and is now debt-free. The DebtCleanse™ system was built around the strategies Jorge learned and developed in the process of eliminating his own debt. Jorge found his way out of…
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University Professors Research Reverse Mortgages, Set Record Straight
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Why are reverse mortgages misunderstood? I think it's largely because of how the industry has marketed and advertised them… as a product older people get when they need money to cover living expenses during retirement. So, it would stand to reason that all of the people that do not yet need money to cover their living expenses, would ignore reverse…
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Exceptional Insight of Barry Sacks, Esq. on Reverse Mortgages
47:23
47:23
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My guest, Barry Sacks, has spent 35 years as an ERISA attorney, a lawyer who specializes in qualified retirement plans… helping people save enough for retirement and then helping them structure income during retirement. A few years ago he discovered a role for a reverse mortgage that no one had ever considered before… he used it to make a retiremen…
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Are you considering bankruptcy? What should you be doing now?
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41:07
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We're recording this at the beginning of February 2021, and we're in a deep hole. We've got still have 5 million people that are in what they're calling a forbearance, meaning they're not making mortgage payments. Another million people who think they're in forbearance, but aren't because they never had a conversation with their mortgage company. I…
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What to do if you're having trouble with your mortgage servicer
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58:20
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Nick Wooten is the founder of Nick Wooten, LLC. Nick has been a licensed attorney since May of 1998. Nick has spent the vast majority of his career representing consumers in all types of civil litigation relating to consumer issues, personal injury and wrongful death claims since 1998. Currently, Nick is focusing on litigation against mortgage serv…
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Pre-Bankruptcy conversation with Tim McFarlin
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Timothy G. McFarlin is an attorney at McFarlin LLP who practices many areas of law, including real estate law, debt reorganization, bankruptcy, business litigation, consumer law, and mortgage litigation. Clients range from individual consumers to large national corporations. Bankruptcy is nothing to be ashamed of. It is a financial tool. Tim shares…
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David Andelman - Trump, $.55, and voter fraud
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28:05
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David Andelman is a graduate of Harvard College and of the Columbia University Graduate School of Journalism. Andelman was the editor of World Policy Journal from 2008 until 2015. Previously, he served as an executive editor at Forbes.com, as business editor of New York Daily News, as a Washington correspondent for CNBC, and as a reporter, correspo…
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Meet Thomas Cox, Esquire. A National Hero in Foreclosure Defense Frankly, I thought everyone already knew that, but apparently not. So, if you aren’t already familiar with what Tom has done and continues to do for homeowners, take a look below… click PLAY on a few videos… read what the New York Times, Huffington Post, the American Bar Association… …
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A real story of a business and homeowner from the Bay Area
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My guest, Ali, has had a successful technology-related business in the Bay Area for 28. In March of this year they were forced to stop operation and close their offices. They've worked hard not to let anyone go and have not had to yet, but it took enlisting their savings and the PPP load to continue to make payroll and keep their staff. But now tha…
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If you've ever wanted to look behind the curtain of the mortgage company, we talk with Nick Wooten who is an expert in the inner workings of these companies. From Nick's website: Many homeowners get behind on their mortgage payments. This can lead to foreclosure and the loss of your home. In order to prevent foreclosure, many homeowners enter into …
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The HECM program, debunking the myths about the reverse mortgage
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"I think nobody in Washington or in New York or any part of the United States really knows how bad the economy is because we don't know when we're going to come back out of the shutdown and people are going to go back to work back to school. Right now the economy is as bad as anything I've seen in my lifetime, of course, and not since the great dep…
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The Cares Act, the act that they passed in Congress for $2.6 trillion back in April, the idea was it was going to provide the support the economy needed to get through this shutdown. The Cares Act was done during a time where we all thought we needed a bandaid. Things like the $600 per week people got during unemployment has run out. People have al…
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Max Gardener on the Collapse of the Economy
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28:56
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Why is not one talking about the meltdown of our economy in 2020? It seemed to take a good year for the mainstream media to pick up on what was really happening during the 2008 foreclosure crisis. Maybe the lack of coverage is business as usual. Max comments on how the stock market doesn't make any sense to him right now. The only explanation he ca…
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I've spent about 30 years as a consultant to big business, accounting, insurance, financial services, law, and health care. Over that time, I was exposed to lots of subject matter. My specialty is making difficult subjects easy to understand. And, people say I'm funny occasionally. I started my blog and this podcast back before the meltdown of 2008…
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