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Today's retirement is about obtaining financial independence; when the assets you have provide the income you need to live the life you want, and work is no longer a requirement it's an option. Financial Independence Now provides you with strategies to help you to achieve your financial independence in a better, smarter, safer way.
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TaxSense: Keeping What's Yours

Owen Arnoff and Randy Roth

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Hosts Owen Arnoff and Randy Roth promise a lively, informational, and entertaining program. They will discuss how you can save money on taxes, protect your assets and avoid the costly mistakes that many people make during their lifetime. Whether you are a business owner, real estate investor, have IRS problems or just want to learn how to stay ahead of the constantly changing tax code, Tax$ense is for you.
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Our passion- true crime. Our mission- to bring awareness to all cases. On Inhuman you’ll hear everything from the most deranged serial killers, to that missing persons case you’ve been invested in for the last 10 years, to the occasional spooky tale. It’s like kicking it with your besties talking about true crime. Hosted by Haley Toumaian Price and Andrea Shaenanigans, we’re just trying to keep it human over here.
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At various points in his 30-year broadcast career, Kelly Brothers has anchored the No. 1 evening newscast in Sacramento on KCRA 3 and the No. 1 morning news show on News 93.1 KFBK. He is currently a Principal and Advisor at CAPTRUST, based in Sacramento. For the program, Kelly serves up some of the most succulent stories from our region about people, places and things that impact the community and your financial well being. I'm sure there will even be a few tasty surprises here and there, wh ...
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Vinyl Night

EnterTalk Radio

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The Vinyl Night radio show features some of the best and most influential people in the music industry. Each week will feature an intimate, candid and in depth one on one interview with drummers, guitar players, bass players, keyboard players, recording engineers, singers and producers. All of these great artists contributed to music that changed the world. JOHN “JR” ROBINSON has become the most recorded drummer in history. Some of the hits are, We Are The World, All Night Long, You Are and ...
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Randy Roth lost two wives in separate tragic freak accidents that left him a widower who conveniently collected on life insurance policies he had taken out on them. But in late 1991, the web of lies Randy constructed came tumbling down when investigators recreated the accident that caused his wife Cynthia’s death and found that the story Randy told…
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Virtual Memories Show 596: Maurice Vellekoop “For me, sex and love was too complicated and scary, so I would draw it rather than experience it.” Artist & illustrator Maurice Vellekoop joins the show to celebrate his amazing new graphic memoir, I’M SO GLAD WE HAD THIS TIME TOGETHER (Pantheon). We talk about the midlife crisis that led to the memoir …
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Artist & illustrator Maurice Vellekoop joins the show to celebrate his amazing new graphic memoir, I'M SO GLAD WE HAD THIS TIME TOGETHER (Pantheon). We talk about the midlife crisis that led to the memoir (and the subsequent crisis that almost made him give up), the joy and pain of putting his life on the page, his process of self-discovery as a ga…
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Helen Munnings was only 20 years old when she disappeared from Tasmania, Australia in 2008. She was a young mother with another child on the way purportedly by Adam Taylor, a man 15+ years her senior. Despite an inquest into her disappearance and suspected death, pointing to Taylor being the #1 person of interest, Helen's case still remains opened …
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What if your financial plan could shield you from life's unexpected turns? On this episode of Bite Size Finance, I chat with John Lockwood, a seasoned advisor at CapTrust, who opens up about his personal journey into the world of financial and insurance planning. Inspired by a neighbor and propelled by family challenges, John shares how crafting hi…
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Have you stepped through time in an old carney murder house? Do you take a photo of your uber drivers info? Have you ever fallen asleep on a school bus or busted a trafficking ring in a hotel? Get ready to learn the all the deets about these listeners stories in volume 30! To submit a story of your own visit: https://www.inhumanpodcast.com/ Click h…
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Virtual Memories Show 595: Laura Beers “I came to Orwell interested in him as a political historian and how he can help us understand our modern politics.” Historian, professor & author Laura Beers joins the show as we celebrate her important new book, ORWELL’S GHOSTS: Wisdom and Warnings for the Twenty-First Century (Norton). We talk about her cou…
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Historian, professor & author Laura Beers joins the show as we celebrate her important new book, ORWELL'S GHOSTS: Wisdom and Warnings for the Twenty-First Century (Norton). We talk about her course on Orwell and the making of the early twentieth century, how the post-Jan. 6 misuse of "Orwellian" inspired her to write this book, and her own path int…
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Christine Falling had a troublesome childhood, bouncing in and out of orphanages and not having the emotional, physical, or financial support of her parents. But her traumatic upbringing does not excuse the horrific crimes she committed starting at age 16. She preyed on some of the most vulnerable members of humanity - children and the elderly, lea…
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Can an innovative approach to customer service redefine an entire industry? Join me, Kelly Brothers, in a conversation with Dale Carlsen, the trailblazing founder of Sleep Train Mattress Company, and Cameron Law, the dynamic Executive Director of the Carlsen Center for Innovation and Entrepreneurship at Sacramento State University. Hear Dale recoun…
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Virtual Memories Show 594: Robert Pranzatelli “This book is about the balance between art and life and trying to capture that vitality in both.” Author, publicist and partially involved narrator Robert Pranzatelli joins the show to celebrate his amazing new book, PILOBOLUS: A Story of Dance and Life (University Press of Florida). We talk about the …
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Author, publicist and partially involved narrator Robert Pranzatelli joins the show to celebrate his amazing new book, PILOBOLUS: A Story of Dance and Life (University Press of Florida). We talk about the origins of the legendary Pilobolus dance company, his transformational first experience seeing them in 1997, the workshops he took with them and …
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In this episode of Financial Independence Now, host Randy Luebke dives into one of the most crucial yet challenging aspects of financial planning – budgeting. Randy introduces a practical strategy to simplify the process, the "false scarcity" method and categorizing expenses into essentials and lifestyle. Listen in as Randy breaks down essential ex…
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In 1977, the body of a young woman was found murdered in Everett, Washington. It didn’t take long for the killer to be identified, but the victim remained unidentified and only known as “Precious Jane Doe” for the next 43 years. Thanks to genetic geneaology, she now has her name back. CHECK OUT OUR NEW MERCH!! Head to https://www.inhumanpodcast.com…
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How does a finance graduate from Kansas become a luminary in the wine industry? Get ready to uncover the fascinating journey of Sean Minor, founder of Sean Minor Wines, as we traverse his path from Kansas to the vineyards of California. We explore how Sean's unique combination of financial expertise and a winemaking certification from UC Davis prop…
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On the night of May 10th, 2004, 22 year old Sonya Tukes was at her sister's home in Tennille, Georgia, when she received a phone call at approximately 1:15 am. Sonya told her sister, Barbara Tukes, that she was going to bed around 10 pm, due to an early work shift the next day, but the following morning when Barbara awoke around 5 am, Sonya was gon…
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Virtual Memories Show 593: Bob Fingerman “My artistic goal before I die is to have one complete book to look as loose as the way I draw background characters. Then I’ll feel like I’ve achieved Feiffer-hood.” With That’s Some Business You’re In (Zoop), cartoonist-humorist-author Bob Fingerman has created a career retrospective to celebrate (lament?)…
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With That's Some Business You're In (Zoop), cartoonist-humorist-author Bob Fingerman has created a career retrospective to celebrate (lament?) his 40th year in comics. We got together in LA to talk about that milestone, what it meant to him to bring together decades of his comics, art, and illustration into a single volume, the challenges of writin…
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Molly Young was found dead by her boyfriend in his apartment in March 2012. Officially, after a jury and coroner’s inquest, her cause of death has still been ruled as “undetermined”, and there has never been enough evidence to bring any charges. But Molly’s father Larry is sure that she met with foul play and is hopeful that one day, somebody will …
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Celebrating the legendary Randy Paragary, we reflect on his profound impact on Sacramento's culinary and social landscape. Randy's journey began in 1969 with the opening of the Parapow Palace Saloon, a revolutionary step that transformed a humble grocery store into a vibrant music venue. Randy's insightful reflections on the cultural upheavals of t…
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Virtual Memories Show 592: Swan Huntley “I write all my books in first person because I’m very interested in denial, the space between what the character knows and what the reader knows about them.” Author & illustrator Swan Huntley joins the show to celebrate her two new books, I WANT YOU MORE (Zibby Books), and YOU’RE GROUNDED: An Anti-Self-Help …
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Author & illustrator Swan Huntley joins the show to celebrate her two new books, I WANT YOU MORE (Zibby Books), and YOU'RE GROUNDED: An Anti-Self-Help Book to Calm You the F*ck Down (Tarcherperigee). We talk about how ghostwriting a memoir for a Real Housewife of New York led her to write I Want You More, a thriller novel about fame, identity, and …
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On October 18, 2016, Freda Jane KnowsHisGun stood patiently at a Walmart in Kennewick, Washington, awaiting an online money transfer from her friend. This transfer would have allowed her to make the journey back to her hometown of Crow Agency, Montana, where she was a member of the Crow Tribe. Fifteen minutes passed and Freda's friend decided to ca…
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White vans might be creepy, or they might just be a mom car for a big family… and let’s not forget that Betsy Ross is a girlboss in the 29th installment of Inhuman Listener Stories! If you or someone you know is in crisis, call or text 988 or go to 988lifeline.org. Find international helplines here. Click here to join our Patreon. Connect with us o…
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Get ready to rethink your understanding of banking and business growth with James Beckwith, the dynamic CEO of Five Star Bank. Discover how James's journey from a modest beginning in Santa Rosa to a respected figure in the banking world can inspire your own career path. From his early education at Santa Rosa Junior College to his transformative exp…
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Fifty-year-old Judy Smith disappeared during a trip to PhiladelphiaIn in April of 1997, under extremely mysterious circumstances. Five months later, Judy's remains were discovered in North Carolina. To this day, no one knows the details surrounding Judy's disappearance or murder and her case remains unsolved. If you have any information about the m…
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Virtual Memories Show 591: Stan Mack “To do them one week at a time is one thing, all you have to do is hit that darned deadline. But to look at 20 years in front of you . . . it’s such a wide span of what New York was in those days.” Legendary cartoonist & artist Stan Mack pioneered documentary comics and bought New York’s multitudes to life with …
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Legendary cartoonist & artist Stan Mack pioneered documentary comics and bought New York's multitudes to life with Stan Mack's Real Life Funnies (RLF) in the Village Voice, and now he joins the show to celebrate the publication of STAN MACK'S REAL LIFE FUNNIES: The Collected Conceits, Delusions, and Hijinks of New Yorkers from 1974 to 1995 (Fantagr…
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The Tiede Family was spending their Christmas holiday in their picturesque mountain cabin in Oakley, Utah. Three days before Christmas 1990, the family returned to the cabin after running errands to find two intruders who would commit an absolutely brutal and shocking crime, tearing apart the family and their life as they knew it. Click here to joi…
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What happens when the fundamentals of Social Security face unprecedented challenges? Join me, Kelly Brothers, as I unpack the looming crises of a dwindling worker-to-beneficiary ratio and rising life expectancies, which put Social Security's financial stability at risk. We'll explore potential solutions like raising the retirement age and forming a…
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Echo Lloyd mysteriously disappeared on May 10, 2020 from rural Missouri. To this day, her whereabouts remain unknown. Echo's family is desperate for her return. At the time of her disappearance Echo Llyod was 47 years old, 5’4 tall and weighed approx. 100 – 110 pounds. She is a white female with brown hair and brown eyes. It’s unclear what clothing…
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Connie Dabate, a mother of two, returned to her home in Ellington, CT on the morning of December 23, 2015 to a masked intruder in her home - or at least that’s the story her husband told. Over a year later, the arrest made in her case would shock the community and lead to more questions about what was going on behind the scenes. Since the killer wa…
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How does one man's childhood fascination with thunderstorms lead to a career as the chief meteorologist at a renowned news station? Join me, Kelly Brothers, on Bite Size Finance as we sit down with Mark Finan, KCRA's Chief Meteorologist, who shares his captivating journey from Southern New Hampshire to the University of Utah and beyond. Mark's earl…
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On May 20, 2016, Logan Schiendelman's black '96 Chrysler Sebring convertible veered across the highway from the right southbound lane before crashing into the central barrier coming to a halt. When police arrived on scene no one was in the vehicle. Logan was nowhere to be found but several of his belongings were located inside. Since that day none …
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In February 2010, the 4 members of the McStay family - Joseph, Summer, Gianni, and Joseph Jr. - disappeared from their home in Fallbrook, CA. For the next several years, many believed they were voluntarily missing, but their family was sure they had met with foul play. When their bodies were found in November 2013, investigators revisited some susp…
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Experience the outcome of unwavering determination with Carmichael Dave, morning show host on Sports 1140 KHTK, in a podcast that promises to leave you with nuggets of wisdom on perseverance and persistence. Join me, Kelly Brothers, as we traverse Carmichael Dave's captivating journey from eager critic to a broadcasting force, weathering multiple s…
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We've got a spectacular listener stories episode for you guys today! Prepare to be spooked, gooped and gagged by a little blue Honda, a hit and run and 12 men at Walmart! To submit your own listener stories or case suggestions + all sources material for this episode: https://www.inhumanpodcast.com/ Click here to join our Patreon. Click here to get …
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Virtual Memories Show 590: Jim Moske “One of the major themes in the book is the dichotomy in the artistic field between fame – leaving a lasting mark on the culture — and oblivion.” With his amazing new book, DEATHS OF ARTISTS (Blast Books), archivist Jim Moske explores art, mortality, media, fame and our secret lives. We talk about his chance dis…
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With his amazing new book, Deaths of Artists (Blast Books), archivist Jim Moske explores art, mortality, media, fame and our secret lives. We talk about his chance discovery in the Met Museum's archives of century-old scrapbooks filled with artists' obituaries, his attraction to the obits' tabloid poetry, and how he fell down the rabbit-hole of fig…
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In the mid 1980s, five women were murdered in Honolulu, Hawaii by a serial killer that became known as “The Honolulu Strangler”. While no one has ever been charged in the case, one suspect who directly lead police to the last victim’s body is believed to be the killer. But unfortunately, Vicki Purdy, Regina Sakamoto, Denise Hughes, Louise Medeiros …
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Join me, Kelly Brothers, for a heartfelt journey with Andrew Bridge, a man who transformed his turbulent childhood in foster care into a life of advocacy and hope. Listen in as Andrew opens up about his early life marked by his mother's schizophrenia and the traumatic separation that led him to the foster care system. His narrative is a poignant te…
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Reena Virk was 14 years old when she went missing from Vancouver Island in British Columbia. She had been at odds with her family and hanging around an unsavory group of teenagers at the time of her disappearance. On November 22, 1997, Reena was found, unveiling a dark and unimaginable reality. Even the authorities were stunned by the ghastly accou…
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Virtual Memories Show 589: Adam Moss “My whole career had been based on a dialogue with others, and I didn’t know how to talk to myself, how to listen to myself. So this book was a way to try to understand the artist’s head.” With his amazing new book, THE WORK OF ART: How Something Comes From Nothing (Penguin Press), hall-of-fame magazine editor A…
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With his amazing new book, THE WORK OF ART: How Something Comes From Nothing (Penguin Press), hall-of-fame magazine editor Adam Moss explores the artistic process by interviewing more than 40 creators about the evolution of a piece of their art. We talk about the archeology of early drafts and sketches, why he took up painting and how its vexations…
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8 year old Tori Stafford disappeared while walking home from school in April 2009 in Woodstock, Ontario, Canada. She would not be found until 103 days later when her killer admitted the horrific, brutal murder they had committed, and a lengthy trial ensued to get justice for Tori. Click here to join our Patreon. Connect with us on Instagram and joi…
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Join me, Kelly Brothers in a conversation with Anh Phoong, the trailblazing attorney from Sacramento who turned her academic struggles into a story of triumph. Her journey from a business major at Sac State to the valedictorian of Lincoln Law School is nothing short of cinematic, filled with twists of fate and tenacious grit. Ann's candid recollect…
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In 2021, Ashley Wadsworth, a 19-year-old from Vernon, British Columbia, embarked on a life-changing journey to meet her longtime boyfriend, 23-year-old Jack Sepple, in Essex, London. Ashley and Sepple had been in close contact since she was 12 after meeting online in 2015. No one ever anticipated the nightmare Ashley would endure once she left the …
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Virtual Memories Show 588: Randy Fertel “The paradox of spontaneity is that it’s rhetorical while claiming to be free of rhetoric.” With WINGING IT: Improv’s Power & Peril in the Age of Trump (Spring Publications), author, professor & philanthropist Randy Fertel explores the role of improvisation & spontaneity in the arts, sciences & culture. We ta…
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With WINGING IT: Improv's Power & Peril in the Age of Trump (Spring Publications), author, professor & philanthropist Randy Fertel explores the role of improvisation & spontaneity in the arts, sciences & culture. We talk about what drew him to the conflict between reason and intuition, the importance of "Yes, And" in more than just a comedic contex…
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Jodi Jones was just 14 years old when she was brutally murdered in the woods in Midlothian, Scotland. Her boyfriend Luke Mitchell, who was also 14 at the time, was eventually arrested for her murder, but he maintains his innocence to this day and the public is divided. Did he do it, or is an innocent man in jail? Click here to join our Patreon. Con…
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