Raul and Albert discuss movies, sports, music and everything in between.
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Entrepreneurs Raul Gonzalez and Oscar Ibieta share motivation and ideas to increase our professional value.
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Welcome to Medicare Agent IQ, the podcast dedicated to helping you, the Medicare Insurance Agent, boost your success and elevate your career. Hosted by seasoned professionals Raul Gonzalez and Oscar Ibieta, who together have 26 years of combined experience in the Medicare realm, this 30-minute show is your go-to resource for mastering the competitive landscape of the insurance market. As experts in their field, Raul and Oscar have witnessed firsthand the challenges and triumphs faced by insu ...
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Podcast by Raul Gonzalez/Julian Dagnino
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Award-winning journalist Vicki Gonzalez hosts daily interviews with community leaders, advocates, experts, artists and more to provide background and understanding on breaking news, big events, politics and culture in the Sacramento region and beyond.
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A lowrider culture podcast. Recorded historical accounts of the Lowrider culture, by its predecessors. Interviews and conversations with the men and women that paved the way for decades of Chican@ culture. The cars, the clubs, the music, fashion and activism of the early days of the Lowrider movement. The Lowrider culture is known around the world but rarely is the story told by those whom were there.
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This is a podcast about music. In this podcast I will take you to different places where we are going to meet people from the music industry. Every week an episode will be uploaded either in Spanish or English. Join me into this musical adventure and lets meet great people. Este es un podcast sobre música. En este podcast te llevaré a diferentes partes del mundo en donde conoceremos gente del mundo de la música. Cada semana habrá un episodio en español o en inglés. Únete a mi aventura musica ...
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Contando historias, analyzing the beautiful game. En Spanish and inglés. Bilingual podcast. En México and the United States.
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Cómo lo Hizo?…How did they Make it? Join us for a conversation with some of the most successful Latino entrepreneurs as we discover their habits, strategies and secrets. Learn from inspiring stories of struggle and relentlessness in conquering their American Dream. Cómo Lo Hizo? Escucha las conversaciones con algunos de los más exitosos empresarios y emprendedores Latinos y descubre sus hábitos, estrategias y secretos para triunfar. Inspírate con sus historias de lucha incansable por conquis ...
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Kamala Harris’s importance for Black women in power. The legal challenges to California’s child social media law. Finally, Sacramento photographer and music director Raul Gonzo’s first major exhibit. Kamala Harris at the DNC The Democratic National Convention is underway in Chicago, and the opening night featured a number of prominent appearances i…
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Discussing all things school-related on “Chalk Talk.” Occupational segregation in California’s workforce. Finally, the Sac Halloween Show performs this weekend at the Red Museum. Educational ‘Chalk Talk’ It is back to school season here in the Sacramento region. On the first edition of the recurring segment “Chalk Talk,” CapRadio Sacramento Educati…
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In this episode of 'What's The Move?', your hosts dive into hypothetical scenarios that every Medicare agent might encounter. They discuss the complexities and ethical considerations of navigating Medicare enrollments, timing transitions between plans, and assisting financially challenged clients. Join us for a session filled with crucial insights …
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Valley Fever Season in CA | ‘Fairview’ Premieres at CapStage | Hot Jazz Jubilee | Vicki Gonzalez Update
California’s bad Valley fever season this year. Capital Stage’s season kicks off with “Fairview.” The Hot Jazz Jubilee returns over Labor Day weekend. Finally, Insight host Vicki Gonzalez shares an update on her breast cancer treatment. Valley Fever Season in CA Earlier this year, five people at a music festival in Kern County contracted a fungal i…
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How a new deal between lawmakers and Google impacts journalism in California. The controversial city plan from California Forever is off this year’s election ballot. Finally, the Chalk It Up! Festival returns to Fremont Park over Labor Day weekend. California, Google, and Funding Journalism California lawmakers and tech giant Google have reached a …
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Navigating Medicare: Answering Agent FAQs 2024 Part 2
32:45
32:45
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Join us for another insightful Q&A episode, as we dive deeper into the complex situations Medicare agents often encounter. From managing changes in provider networks to strategizing for the Annual Enrollment Period, this episode provides invaluable insights for new and experienced agents alike. We also discuss strategies to handle transitions betwe…
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CapRadio Examination and Public Trust | Caltrans I-80 Improvement Updates | How Smoke and Heat Affect Wine
Discussing public trust and CapRadio’s latest reporting on its financial examination. Caltrans improvements along I-80 in Sacramento and Yolo counties. Finally, how excessive heat and wildfire smoke affect wine grapes. CapRadio Examination and Public Trust Last week Sacramento State released the findings of a highly-anticipated forensic examination…
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Young Voter Enthusiasm in California | Best Of: Mountain House | New Documentary ‘Loving Lionheart’
How Kamala Harris is boosting enthusiasm among young voters. Revisiting a conversation about California’s newest city. Finally, a new documentary “Loving Lionheart” captures a local family’s medical journey. Young Voter Enthusiasm in California Vice President Kamala Harris has attracted a lot of enthusiasm - particularly on social media - after bei…
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Navigating Medicare: Answering Agent FAQs 2024
30:51
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We're back answering your questions! Join Run as we tackle various listener questions, offering insights and practical advice to help you navigate the complexities of Medicare. From handling special enrollment periods to discussing ACA's impact on Medicare, we cover a wide range of topics to enhance your understanding and effectiveness as an agent.…
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2024 Lake Tahoe ‘State of the Lake’ | Best Of: Historical Podcast ‘Landslide’ | Local Senior Soccer Team to the ‘Veterans World Cup’
Lake Tahoe’s latest “State of the Lake” report looks at long-term trends. Revisiting a new podcast about 1976 Republican primary and connections to today. Finally, Sacramento Turn Verein Soccer Club heads to the Veterans Football World Cup in Wales. 2024 Lake Tahoe ‘State of the Lake’ Lake Tahoe is one of Northern California’s natural jewels, but i…
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Park Fire Threatening Spring-Run Salmon | Breaking Down Housing Propositions 5 and 33 | Wildfire Website ‘The Lookout’
How wildfires like the Park Fire are threatening California salmon. Two housing measures, Prop 5 and Prop 33, will be on the ballot in November. Finally, the local website “The Lookout” offers context and clarity to wildfire coverage in the region. Park Fire Threatening Spring-Run Salmon The Park Fire is California’s fourth-largest wildfire, and ha…
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How has Sacramento’s record-breaking hot summer compared to historical averages. Analyzing the recently-released forensic examination into CapRadio’s finances. Finally, taking stock of the Sacramento Kings’ offseason. Unusually High Summer Heat Sacramento has seen a record-breaking stretch of heat this summer, with multiple days soaring into the tr…
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A new AmeriCorps environmental program inducts new members in Sacramento. A new senior affordable housing complex opens downtown. Finally, revisiting the river fable “A River Called Home.” AmeriCorps ‘Forest Corps’ A group of environmentally-conscious individuals was recently inducted in Sacramento as the inaugural class of AmeriCorps’ new Forest C…
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Finding Your Why: Motivating Yourself for AEP Success
22:25
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In this week’s episode, we dive deep into the essence of inspiration and how it fuels our professional drive. Starting with personal stories that illustrate the profound impact of true inspiration, we explore what it means to find and define your 'why.' As the conversation unfolds, we delve into practical strategies for maintaining motivation and a…
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Getting Started in Medicare: A Step by Step Guide for New Agents
32:22
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Launching your career in Medicare can be daunting, but we're here to simplify it for you. In this insightful episode, we outline the foundational steps every new agent needs to take, from securing the right licenses to choosing your Field Market Organization (FMO). We'll walk you through the must-haves like E&O insurance, AHIP certification, and ho…
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Real Stories, Real Advice: Lessons from the Field Part 2
20:43
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Dive into this insightful discussion on why staying connected beyond standard hours can dramatically boost your business in Medicare sales. Discover how top agents leverage their availability to capture more leads and secure more deals. The episode emphasizes the critical importance of always being ready to engage with clients, even on weekends or …
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Real Stories, Real Advice: Lessons from the Field
35:33
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Dive into this week’s episode where Raul and Oscar share eye-opening anecdotes from their time in the field. From accidentally entering the wrong home to the crucial importance of answering calls even after hours, each story packs a powerful lesson about being meticulous, responsive, and informed. Learn why knowing your market and being available c…
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Networking Strategies for Medicare Agents
29:11
29:11
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Step up your networking game with this essential episode for Medicare agents, ‘Networking Strategies for Medicare Agents’ We cover four crucial areas to help you build a robust professional network. First, learn how to engage effectively with insurance carrier representatives who are pivotal in staying updated and supported. Then, delve into the wo…
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Three MORE Ways to Make People Like You (Part 2)
24:55
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This week, we explore additional timeless principles from Dale Carnegie's influential book "How To Win Friends and Influence People". In this episode, we focus on enhancing interpersonal connections through effective communication strategies: First, we emphasize the importance of being a good listener, a skill that invites others to share more abou…
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Mastering Client Retention: Strategies for Medicare Success in 2025
28:18
28:18
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28:18
Discover essential strategies to keep your Medicare Advantage clients engaged and satisfied well into 2025. In this episode, we delve into effective communication techniques including texting, calling, and mailing that ensure your clients feel constantly supported. Learn how hosting events, sending out newsletters, and leveraging social media can s…
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Three Ways To Make People Like You (Part 1)
26:41
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Join us today as we talk about three ways to make people like you.By Raul Gonzalez, Oscar Ibieta
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Hidden Insights on Medicare Supplements Every Agent Should Know
29:36
29:36
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29:36
Dive into the critical aspects of Medicare Supplements that every agent needs to master. This episode unpacks the complexities introduced by the MACRA 2020 rules, explores the nuances of pre-existing conditions, guaranteed issue rights, and the implications of high-deductible Plan G. We also discuss the essentials of foreign travel emergency and ex…
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Unlocking The Secrets to Better Relationships.
31:07
31:07
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31:07
In this episode, delve into the essential role of emotional intelligence (EQ) in shaping robust personal and professional bonds. Raul and Oscar discuss how developing a high EQ can lead to more meaningful interactions and a healthier work culture. Learn about practical ways to apply the enduring wisdom of 'How to Win Friends and Influence People' i…
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Hosting Hit Medicare Seminars: Engage, Educate, & Excel
30:27
30:27
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Dive into the essentials of hosting impactful Medicare seminars in this week’s episode. We cover everything from mastering public speaking to selecting the perfect venue. Learn how to transform your presentations from standard deliveries to dynamic, engaging sessions that captivate your senior audience. We'll discuss important guidelines and regula…
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Have Your Best AEP Yet: Early Prep For a Successful Season
29:06
29:06
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This week is all about gearing up for this year's Annual Enrollment Period (AEP). Join our hosts Raul and Oscar as they walk you through the essential steps to ensure you're fully prepared. From completing certifications and AHIP training early in the summer to understanding the implications of a projected 50% market disruption, this episode covers…
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Navigating Medicare: Answering Agent FAQs Part 2
27:23
27:23
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27:23
In this follow-up episode, we continue with a fresh set of agent FAQs. Explore how COBRA interacts with Medicare, including its role as creditable coverage and the impact on Special Enrollment Periods. We also address the delayed Part B enrollment process, debunk myths about keeping marketplace plans at age 65, and clarify who is eligible for Plan …
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Navigating Medicare: Answering Agent FAQs
24:33
24:33
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This week, we tackle a series of questions that every Medicare agent encounters. From understanding changes in coverage specifics, such as out-of-pocket limits and the implications of plan switches, to personal career moves like licensing in different states, this episode offers a deep dive into the essentials. We also discuss critical timings for …
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The Right Response: Mastering Customer Complaints
25:52
25:52
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This week we delve into the art of effectively handling customer grievances. This episode challenges the age-old philosophy of 'the customer is always right' by emphasizing the importance of truly listening and understanding the underlying issues behind complaints. We explore strategies for resolving conflicts, mitigating future grievances, and the…
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Ethical Selling: Navigating Medicare Sales with Integrity
27:38
27:38
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Ethical selling: A cornerstone for lasting success in any sales profession. In this week's episode, we discuss the critical importance of conducting a thorough needs analysis to truly understand and meet your clients' needs. We highlight how ethical practices not only build trust but also enhance client retention, significantly reducing the rate of…
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Allies in the Field: Redefine Competitor Relationships in Medicare Sales
25:46
25:46
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In this week’s episode, we explore the role of competition in professional growth and industry dynamics. We discuss the positive aspects of competing, emphasizing that the most impactful competition is often against one’s own previous achievements rather than solely against others. We also cover effective strategies for maintaining constructive rel…
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The Medicare Divide: Understanding Advantage and Supplement Plans
31:36
31:36
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In this week's episode, Raul and Oscar guide agents through the medicare divide. They will help agents have a better understanding of Advantage and supplement plans. Join us on this journey to master your understanding of the Medicare divide with confidence, enabling you to better assist and guide your clients.…
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Welcome back to another insightful episode of Medicare Agent IQ, where we delve into the art of client retention in the Medicare industry. In this episode, we explore why retaining your Medicare clients isn't just beneficial; it's essential for building a sustainable and thriving business. Five years down the line, agents who prioritize retention w…
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Real Life Scenarios: Mastering Medicare Conversations Part 2
35:22
35:22
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35:22
Continuing our "Real Life Scenarios" series, Raul and Oscar bring to life two new situations in this episode. First, they role-play a conversation with a client worried about the cost of their medication, providing insights on how to tackle this common issue. Then, they step into a scenario where an agent meets a prospect referred by a doctor's off…
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Buggs might just be ‘The Most Interesting Man in Lowriding’. An amazing talented painter, a promoter for one of the earliest and successful lowrider shows and might have been the main character of a movie. There’s so much to this one man. He’s got stories after stories. It’s no wonder people want to make documentary and books about his life. We cho…
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Real Life Scenarios: Mastering Medicare Conversations
31:25
31:25
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31:25
Join Raul and Oscar as they dive into the world of Medicare through engaging role-play scenarios in this episode. They tackle two common yet complex situations: Advising a federal employee on the choice between FEHB and Medicare Advantage plans, and guiding a veteran accustomed to VA benefits through Medicare enrollment These realistic simulations …
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Medicare Telesales: A Chat with Victoria Cabrera
41:29
41:29
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41:29
Join us as we dive into the world of Medicare Telesales with expert Victoria Cabrera. She breaks down what's on the horizon with the upcoming FCC regulations, how telesales stands out from in-person sales, and why it's crucial to create your own lead pipeline. Victoria shares practical advice and insights that anyone in telesales will find valuable…
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Own Your Area: Agent's Guide to Local Dominance
29:15
29:15
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29:15
In this week's episode, Raul and Oscar dive into the strategies that can make you the go-to Medicare agent in your community. From the power of grassroots marketing and getting involved locally to the impact of networking and smart digital marketing tactics, we cover all the bases. This episode is your roadmap to building a strong local presence, c…
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Scaling Your Medicare Business: Hiring Your First Admin
34:28
34:28
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In this week's episode, Raul and Oscar explore the pivotal moment in a business's growth when hiring an administrative assistant becomes essential. This episode covers the key qualities to look for in a potential employee, effective management strategies, and offer valuable insights from their own experiences It's all about finding the right person…
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Navigating the FMO Maze: Friend or Foe for Insurance Agents
28:43
28:43
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28:43
In this week's episode, we explore the vital aspects of selecting the right Field Marketing Organization, or FMO, for your Medicare career. We discuss the importance of receiving proper support, engaging in meaningful training, and securing direct compensation, alongside the red flags every agent should be wary of, such as dubious contracts, a lax …
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In this week's episode, we get into the crucial process of conducting a thorough needs analysis for your clients. Understanding the depth and importance of asking the right questions can transform the service you offer. We walk you through key inquiries that unlock your clients' true needs, highlight the pitfalls of skimming over this essential ste…
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