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#932 - Dave Ramsey - Why Smart People Make Stupid Money Decisions

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Content provided by Chris Williamson. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Chris Williamson or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Dave Ramsey is a personal finance expert, podcaster, and an author.

The rules of money aren’t complicated. Make more than you spend, live below your means. So why is it still so hard to get right? What are the real keys to building wealth, and how do we stop sabotaging ourselves along the way?

Expect to learn why you need to become ruthless to become successful, why Gen Z & Millennials face a uniquely different financial landscape than Boomers or Gen X did, the biggest psychological errors people make when it comes to thinking about wealth and business building, how to build a business you love, Why it’s so hard for people to change their financial behavior even when they know what to do, if Is the cost of living crisis a spending crisis or an earning crisis, and much more…

Sponsors:

See discounts for all the products I use and recommend: https://chriswillx.com/deals

Get up to $50 off the RP Hypertrophy App at https://rpstrength.com/modernwisdom (use code MODERNWISDOM)

Get 5 Free Travel Packs, Free Liquid Vitamin D, and more from AG1 at https://ag1.info/modernwisdom

Get the Whoop 4.0 for free and get your first month for free at https://join.whoop.com/modernwisdom

Extra Stuff:

Get my free reading list of 100 books to read before you die: https://chriswillx.com/books

Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom

Episodes You Might Enjoy:

#577 - David Goggins - This Is How To Master Your Life: https://tinyurl.com/43hv6y59

#712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: https://tinyurl.com/2rtz7avf

#700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: https://tinyurl.com/3ccn5vkp

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Get In Touch:

Instagram: https://www.instagram.com/chriswillx

Twitter: https://www.twitter.com/chriswillx

YouTube: https://www.youtube.com/modernwisdompodcast

Email: https://chriswillx.com/contact

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Learn more about your ad choices. Visit megaphone.fm/adchoices

  continue reading

952 episodes

iconShare
 
Manage episode 478728381 series 2042336
Content provided by Chris Williamson. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Chris Williamson or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Dave Ramsey is a personal finance expert, podcaster, and an author.

The rules of money aren’t complicated. Make more than you spend, live below your means. So why is it still so hard to get right? What are the real keys to building wealth, and how do we stop sabotaging ourselves along the way?

Expect to learn why you need to become ruthless to become successful, why Gen Z & Millennials face a uniquely different financial landscape than Boomers or Gen X did, the biggest psychological errors people make when it comes to thinking about wealth and business building, how to build a business you love, Why it’s so hard for people to change their financial behavior even when they know what to do, if Is the cost of living crisis a spending crisis or an earning crisis, and much more…

Sponsors:

See discounts for all the products I use and recommend: https://chriswillx.com/deals

Get up to $50 off the RP Hypertrophy App at https://rpstrength.com/modernwisdom (use code MODERNWISDOM)

Get 5 Free Travel Packs, Free Liquid Vitamin D, and more from AG1 at https://ag1.info/modernwisdom

Get the Whoop 4.0 for free and get your first month for free at https://join.whoop.com/modernwisdom

Extra Stuff:

Get my free reading list of 100 books to read before you die: https://chriswillx.com/books

Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom

Episodes You Might Enjoy:

#577 - David Goggins - This Is How To Master Your Life: https://tinyurl.com/43hv6y59

#712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: https://tinyurl.com/2rtz7avf

#700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: https://tinyurl.com/3ccn5vkp

-

Get In Touch:

Instagram: https://www.instagram.com/chriswillx

Twitter: https://www.twitter.com/chriswillx

YouTube: https://www.youtube.com/modernwisdompodcast

Email: https://chriswillx.com/contact

-

Learn more about your ad choices. Visit megaphone.fm/adchoices

  continue reading

952 episodes

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Dr. Russell Kennedy is a neuroscientist specializing in anxiety treatment, physician, and an author. Why is anxiety so common now? It once helped us survive, like when we were being chased by lions. But today, we feel it even when there's no real threat. So what's going on? What does science say about this ancient emotion, and how can we manage it in the modern world? Expect to learn why anxiety is so common nowadays, the neuroscience of why we worry, the big differences between anxiety and worry, the biggest triggers of anxiety and how to manage them better, how to undo-chronic anxiety and how anxiety shows up differently for men and women, if it is it a blessing or a curse to feel things deeply, where people pleasing come from neurologically and much more… Sponsors: See discounts for all the products I use and recommend: https://chriswillx.com/deals Get 15% off any Saily data plan at https://saily.com/modernwisdom Get 10% discount on all Gymshark’s products at https://gym.sh/modernwisdom (use code MODERNWISDOM10) Get 15% off any Saily data plan at https://saily.com/modernwisdom Get 10% discount on all Gymshark’s products at https://gym.sh/modernwisdom (use code MODERNWISDOM10) Get a 20% discount on Nomatic’s amazing luggage at https://nomatic.com/modernwisdom Extra Stuff: Get my free reading list of 100 books to read before you die: https://chriswillx.com/books Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: https://tinyurl.com/43hv6y59 #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: https://tinyurl.com/2rtz7avf #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: https://tinyurl.com/3ccn5vkp - Get In Touch: Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact - Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
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Jocko Willink is a retired United States Navy officer in SEAL Team 3, an author and a podcaster. In a world overflowing with choices, we often confuse freedom with indulgence. But real freedom—the kind that builds confidence, resilience, and leadership—comes from discipline. From forging inner strength alone to leading elite teams of Navy SEALs, Jocko's life proves that discipline is the foundation for true autonomy. Expect to learn how people can be more confident with their decision making, the best tactics to overcome fear, what it’s actually like to be in a firefight, what people misunderstand about what ‘Discipline equals freedom’ actually means, what a disciplined like looks like to Jocko, how to train mental toughness, Jocko’s thoughts on the new administration and military recruitment numbers, if we’re close to a major conflict, how men can be better about handling their emotions, and much more… Sponsors: See discounts for all the products I use and recommend: https://chriswillx.com/deals Get a 20% discount on Nomatic’s amazing luggage at https://nomatic.com/modernwisdom Get 35% off your first subscription on the best supplements from Momentous at https://livemomentous.com/modernwisdom Get 5 Free Travel Packs, Free Liquid Vitamin D, and more from AG1 at https://ag1.info/modernwisdom Get the best bloodwork analysis in America at https://functionhealth.com/modernwisdom Extra Stuff: Get my free reading list of 100 books to read before you die: https://chriswillx.com/books Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: https://tinyurl.com/43hv6y59 #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: https://tinyurl.com/2rtz7avf #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: https://tinyurl.com/3ccn5vkp - Get In Touch: Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact - Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
Matt Abrahams is a communication expert, Stanford lecturer, and podcaster. Ever been put on the spot to give a quick speech, only to freeze up with nothing to say? Speaking with confidence and clarity is a skill, and the good news is, it can be learned. Today Matt Abrahams shares practical tips and tools to help you think faster, speak smarter, and become a more effective communicator. Expect to learn how to speak more confidently, why people choke when they are put on the spot and how to overcome anxiety while speaking, how having structure can actually liberate spontaneous speaking, how to avoid rambling and get to the point faster, he biggest errors people make during conversations, how to give a compelling toast with zero prep, the key ingredients of a meaningful apology, and much more… Sponsors: See discounts for all the products I use and recommend: https://chriswillx.com/deals Get 35% off your first subscription on the best supplements from Momentous at https://livemomentous.com/modernwisdom Get 60% off an annual plan of Incogni at https://incogni.com/modernwisdom Get the best bloodwork analysis in America at https://functionhealth.com/modernwisdom Extra Stuff: Get my free reading list of 100 books to read before you die: https://chriswillx.com/books Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: https://tinyurl.com/43hv6y59 #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: https://tinyurl.com/2rtz7avf #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: https://tinyurl.com/3ccn5vkp - Get In Touch: Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact - Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
Scott Barry Kaufman is a Psychologist at Columbia University, a writer and podcaster. Why is victim culture so common in the West? Everyone’s been hurt, so it’s easy to claim victimhood, so why has it become a core identity and how do we honour pain without being defined by it? Expect to learn where a victimhood mentality comes from, what predicts whether someone is likely to fall into the victimhood trap or mindset and if modern culture is contributing or incentivising victimhood, the most harmful myths around identity and trauma, how you cultivate psychological flexibility in moments of deep emotional pain, the big difference between authenticity and self-esteem, and much more… Sponsors: See discounts for all the products I use and recommend: https://chriswillx.com/deals Get the brand new Whoop 5.0 at https://join.whoop.com/modernwisdom Sign up for a one-dollar-per-month trial period from Shopify at https://shopify.com/modernwisdom Get a 20% discount on Nomatic’s amazing luggage at https://nomatic.com/modernwisdom Extra Stuff: Get my free reading list of 100 books to read before you die: https://chriswillx.com/books Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: https://tinyurl.com/43hv6y59 #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: https://tinyurl.com/2rtz7avf #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: https://tinyurl.com/3ccn5vkp - Get In Touch: Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact - Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
Daniel Priestley is an entrepreneur, speaker, and author. We’ve seen more change in business over the last 10 years than in the 50 before it. From the rise of artificial intelligence to a total cultural reset. how do you adapt to the current landscape, and what timeless truths still drive lasting success? Expect to learn about the current state of the UK, what Daniel learned about his discussion with Gary’s Economics, the process for taking your business form $0 to $1M per month, how to get from $0 to $10k per month first, how to charge more for you business and how to sell it, where Daniel finds his source of happiness, which aspects of your business you should outsource to AI and much more… Sponsors: See discounts for all the products I use and recommend: https://chriswillx.com/deals Get 35% off your first subscription on the best supplements from Momentous at https://livemomentous.com/modernwisdom Get 5 Free Travel Packs, Free Liquid Vitamin D, and more from AG1 at https://ag1.info/modernwisdom Get up to $350 off the Pod 5 at https://eightsleep.com/modernwisdom Get the best bloodwork analysis in America at https://functionhealth.com/modernwisdom Extra Stuff: Get my free reading list of 100 books to read before you die: https://chriswillx.com/books Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: https://tinyurl.com/43hv6y59 #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: https://tinyurl.com/2rtz7avf #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: https://tinyurl.com/3ccn5vkp - Get In Touch: Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact - Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
Shi Heng Yi is a Shaolin master, headmaster of Shaolin Temple Europe, and teacher of Kung Fu and Chan Buddhism What can the Shaolin lifestyle teach us in a world full of distractions? In the rush of modern life, learning to pause, breathe, and reflect can be the difference between a good day and a bad one. So what other timeless principles can monks offer that still hold power today? Expect to learn what self mastery means and how to master yourself, the Shaolin monk approach to mental clarity and breath work, what to do if you feel like something is missing from your life, how people can better deal with regret, how you can be more present, the Shaolin training method to overcome modern distractions, how to build mental resilience and much more… Sponsors: See discounts for all the products I use and recommend: https://chriswillx.com/deals Get 60% off an annual plan of Incogni at https://incogni.com/modernwisdom Get 35% off your first subscription on the best supplements from Momentous at https://livemomentous.com/modernwisdom Get a Free Sample Pack of all LMNT Flavours with your first purchase at https://drinklmnt.com/modernwisdom Extra Stuff: Get Shaolin Master Shi Heng Yi Book: https://tinyurl.com/5drhan2c Get my free reading list of 100 books to read before you die: https://chriswillx.com/books Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: https://tinyurl.com/43hv6y59 #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: https://tinyurl.com/2rtz7avf #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: https://tinyurl.com/3ccn5vkp - Get In Touch: Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact - Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
Will Storr is an author, journalist, and former photographer. Stories mould who we are, from our character to our cultural identity. They drive us to act out our dreams and ambitions, and shape our politics and beliefs. Some of the world’s greatest contributors are those who have learned to master storytelling. Is storytelling something we can learn? Is there a science to storytelling? Expect to learn how we use stories to gain status, why stories are key to how we process reality, what most people get wrong about great storytelling, the fundamental questions great storytellers answer, what the best stories in recent history, and much more… Sponsors: See discounts for all the products I use and recommend: https://chriswillx.com/deals Get 5 Free Travel Packs, Free Liquid Vitamin D, and more from AG1 at https://ag1.info/modernwisdom Get a 20% discount on Nomatic’s amazing luggage at https://nomatic.com/modernwisdom Get up to $350 off the Pod 5 at https://eightsleep.com/modernwisdom Extra Stuff: Get my free reading list of 100 books to read before you die: https://chriswillx.com/books Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: https://tinyurl.com/43hv6y59 #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: https://tinyurl.com/2rtz7avf #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: https://tinyurl.com/3ccn5vkp - Get In Touch: Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact - Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
Will Ahmed is an entrepreneur, founder, and CEO of WHOOP. Wearable fitness tech has taken over in 2025, from sleep scores to stress tracking and everything in between. So how did WHOOP grow into a $3.6 billion giant? And how do you use the data to improve your life without letting it control you? Expect to learn why CrossFit is so unpopular now and what happened to its falloff, what the broad trends of fitness are across the globe, how to get past your self-doubt and stop being so hard on yourself, how to deal with rejection better, what it is like hanging with the world’s best athletes, how to avoid being a prisoner of your wearable fitness data, and much more… Sponsors: See discounts for all the products I use and recommend: https://chriswillx.com/deals Get a 20% discount on Nomatic’s amazing luggage at https://nomatic.com/modernwisdom Get 35% off your first subscription on the best supplements from Momentous at https://livemomentous.com/modernwisdom Get the best bloodwork analysis in America at https://functionhealth.com/modernwisdom Get a Free Sample Pack of all LMNT Flavours with your first purchase at https://drinklmnt.com/modernwisdom Extra Stuff: Get my free reading list of 100 books to read before you die: https://chriswillx.com/books Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: https://tinyurl.com/43hv6y59 #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: https://tinyurl.com/2rtz7avf #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: https://tinyurl.com/3ccn5vkp - Get In Touch: Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact - Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
Gen. Stanley McChrystal is a retired four-star U.S. Army general, former commander of U.S. and NATO forces in Afghanistan, and and an author. From the battlefield to daily life, it’s the small consistent choices that win both. So how can traits like discipline, integrity, and character shape everyday success and even prepare you to lead at the highest level? Expect to learn how the General thinks about discipline and what makes discipline such a powerful predictor of personal and professional success, how to balance high standards for yourself with gratitude for what you’ve achieved, why character is so important and how Stanley defines it, how leaders balance personal ambition with the greater good, and much more… Sponsors: See discounts for all the products I use and recommend: https://chriswillx.com/deals Sign up for a one-dollar-per-month trial period from Shopify at https://shopify.com/modernwisdom Get 10% discount on all Gymshark’s products at https://gym.sh/modernwisdom (use code MODERNWISDOM10) Get a Free Sample Pack of all LMNT Flavours with your first purchase at https://drinklmnt.com/modernwisdom Extra Stuff: Get my free reading list of 100 books to read before you die: https://chriswillx.com/books Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: https://tinyurl.com/43hv6y59 #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: https://tinyurl.com/2rtz7avf #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: https://tinyurl.com/3ccn5vkp - Get In Touch: Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact - Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
Martha Beck is a sociologist, life coach, and an author. Why is anxiety so widespread today? It feels like nearly everyone is struggling with it in some form, but where does it come from, and what are the most effective ways to manage it or overcome it completely? Expect to learn why anxiety always lies, what most people misunderstand about how anxiety works, the true tension between anxiety and creativity and the role creativity plays in anxiety expression, how to overcome your negative inner voice, why most people get stuck when undergoing a personal transformation, how to become your trust and most authentic self, how to overcome trauma and resentment and much more… Sponsors: See discounts for all the products I use and recommend: https://chriswillx.com/deals Get a 20% discount & free shipping on Manscaped’s shavers at https://manscaped.com/modernwisdom (use code MODERNWISDOM20) Get the brand new Whoop 5.0 at https://join.whoop.com/modernwisdom Get the best bloodwork analysis in America at https://functionhealth.com/modernwisdom Extra Stuff: Get my free reading list of 100 books to read before you die: https://chriswillx.com/books Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: https://tinyurl.com/43hv6y59 #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: https://tinyurl.com/2rtz7avf #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: https://tinyurl.com/3ccn5vkp - Get In Touch: Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact - Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
Cameron Hanes is a bowhunter, ultramarathon runner, podcaster, and an author. How should we deal with suffering? Most people do everything they can to avoid it, but a rare few seek it out. What if pain isn't just something to survive, but something that deepens our gratitude for the moments that truly matter? Expect to learn what drives Cam to do what he does and what being “undeniable” means to him, what the biggest lesson most people learn when they first go hunting is, the hardest thing Cam has ever done physically, if hard work beats genetics and pedigree, how Cam raised his sons and and what he would do differently, how the average people can train themselves to deal better with suffering, how Cam would feel if he felt truly worth of his acheivements, and much more… Sponsors: See discounts for all the products I use and recommend: https://chriswillx.com/deals Get 5 Free Travel Packs, Free Liquid Vitamin D, and more from AG1 at https://ag1.info/modernwisdom Get 35% off your first subscription on the best supplements from Momentous at https://livemomentous.com/modernwisdom Get a Free Sample Pack of all LMNT Flavours with your first purchase at https://drinklmnt.com/modernwisdom Get the best bloodwork analysis in America at https://functionhealth.com/modernwisdom Extra Stuff: Get my free reading list of 100 books to read before you die: https://chriswillx.com/books Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: https://tinyurl.com/43hv6y59 #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: https://tinyurl.com/2rtz7avf #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: https://tinyurl.com/3ccn5vkp - Get In Touch: Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact - Learn more about your ad choices. Visit megaphone.fm/adchoices…
 
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