Living together in a group is a strategy many animals use to survive and thrive. And a big part of what makes that living situation successful is listening. In this episode, we explore the collaborative world of the naked mole rat. Threshold is nonprofit, listener-supported, and independently produced. You can support Threshold by donating today . To stay connected, sign up for our newsletter . Operation frog sound! Send us your frog sounds for an upcoming episode. We want you to go out, listen for frogs and toads, and record them. Just find someone croaking, and hit record on your phone. It doesn’t matter if there’s background noise. It doesn’t even matter if you’re not sure whether or not you’re hearing an amphibian—if you think you are, we would love to get a recording from you. Please also say your name and where you are in the world, and then email the recording to us at outreach@thresholdpodcast.org…
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Lenders Avoid The Racist Label With Biascape
Manage episode 393321431 series 3347989
Content provided by National Mortgage Professional. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by National Mortgage Professional or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
Mortgage lenders and AMCs owe a huge thank you to Jillian White. In this episode, White, an intelligent, hardworking, Black woman, shares the racism she experienced in her 20 years as a real estate appraiser. Now, after transitioning into the tech space and becoming CEO of Appraisal Insights, she’s created BIASCAPE, a new AMC appraisal bias certification that will save lenders when they’re asked by attorneys “What were you doing to prevent bias?”
37 episodes
ShareManage episode 393321431 series 3347989
Content provided by National Mortgage Professional. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by National Mortgage Professional or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
Mortgage lenders and AMCs owe a huge thank you to Jillian White. In this episode, White, an intelligent, hardworking, Black woman, shares the racism she experienced in her 20 years as a real estate appraiser. Now, after transitioning into the tech space and becoming CEO of Appraisal Insights, she’s created BIASCAPE, a new AMC appraisal bias certification that will save lenders when they’re asked by attorneys “What were you doing to prevent bias?”
37 episodes
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Gated Communities
When doomsday struck in 2022 with the first interest rate hike, Tiffany Dawson was already prepared. As a budding real estate investor she knew that refinances were losing steam, and the purchase market would be the new path forward. While many new MLOs did not last the year or make it far into 2023, Dawson excelled, closing 24 loans in one month and being promoted to Senior Loan Officer in her first year.…
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Gated Communities
Nicole Haggard, PhD, Director of the Center for the Advancement for Women at Mount Saint Mary’s University, exposes the hidden costs women pay for products and services in just about every area of their lives. From healthcare to beauty standards. From a lack of access to venture capital to invisible domestic labor and unbalanced care work. All those added costs can be added to the list of barriers holding back more women from achieving homeownership.…
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Gated Communities
Best-selling author and compliance professional Tory Haggerty discusses his new book, Thick Red Line, which breaks down how bias and discrimination can affect any and every part of the loan cycle from application to underwriting to pricing to marketing. Using case studies, Haggerty shows how some banks have navigated their way back to compliance and fair lending.…
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Gated Communities
1 NAF Explains Authenticity Vs. Pandering 1:01:36
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Play Later Play Later Lists Like LikedHave you ever seen a DEI campaign that made you physically cringe? That’s a common side effect to reading canned messaging from a company pandering to a certain demographic, whether its minorities or women or LGBTQ+ people. How does a mortgage company avoid such cringe-worthy pandering when trying to reach minority homebuyers? NAF Co-founder and CEO, Patty Arvielo, and her SVP of Growth and Expansion, Mosi Gatling, are here to explain the difference and teach listeners about authentic representation.…
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Gated Communities
Finally, Gated Communities proudly welcomes one of the most respected figures in the mortgage industry, the man who brought DEI to the forefront, and runs the largest minority-focused mortgage association in the United States: Tony Thompson, founder and CEO of NAMMBA, also known as the National Association of Minority Mortgage Bankers of America. Thompson shares his story, the origins of NAMMBA, and why inclusion is the key ingredient for companies to achieve more profitability with diversity. Why do some companies see increased profits when diversifying the c-suite while others don’t? Inclusion, Thompson said; they’re not bringing the I in DEI.…
Broker owner and CEO of Blue Dolphin Capital, Sam Harris III, candidly explains his thoughts on why the mortgage industry continues to fail Black and other under-resourced borrowers as well as aspiring mortgage professionals, despite the amount of DEI initiatives being implemented by companies and associations nationwide. It’s because people aren’t being intentional with their initiatives, Harris said. When a company needs to cut costs to improve on margin, executives ruthlessly slash expenses wherever necessary. But when a company fails to reach DEI goals, they pat their own backs for trying and nothing changes.…
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Gated Communities
Mauro Guzzo, CEO of Guzzo & Co., wants his company to become the McDonalds of the mortgage industry. By that he means he wants the same international presence as McDonalds, offering consumers familiarity and simplicity if they relocate or buy real estate internationally. Guzzo’s goal is to make the process easier for more consumers, who typically have difficulty with the language barrier as well as the different regulations and procedures for getting a mortgage. But in order to establish such a dominant presence, he must earn the trust of foreign banks, regulators, and sometimes politicians who may not even know what a brokerage is.…
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Gated Communities
Over the next 20 years, the Urban Institute forecasts that Latinos will be 70% of net new homeowners. UnidosUS, the nation's largest Hispanic civil rights and advocacy organization, is on a mission to encourage the creation of 4 million new Latino homeowners by 2030. Senior housing policy analyst at UnidosUS, Sam Kenney, says the industry doesn’t have to wait because 8 million Latinos are mortgage ready right now!…
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Gated Communities
1 Lenders Avoid The Racist Label With Biascape 32:47
32:47 Play Later Play Later Lists Like Liked32:47
Play Later Play Later Lists Like LikedMortgage lenders and AMCs owe a huge thank you to Jillian White. In this episode, White, an intelligent, hardworking, Black woman, shares the racism she experienced in her 20 years as a real estate appraiser. Now, after transitioning into the tech space and becoming CEO of Appraisal Insights, she’s created BIASCAPE, a new AMC appraisal bias certification that will save lenders when they’re asked by attorneys “What were you doing to prevent bias?”…
In an ultra competitive market, cash and conventional are king. But does a buyer need to have those loans to submit the best offer? Top producing loan officer and #1 FHA originator in the nation, Nicholas Barta, says real estate agents and Realtors shouldn't be so quick to dismiss FHA borrowers. Mentioned in this episode: OCN events Womens magazine…
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Gated Communities
Everyone knows this industry is cyclical and there's little one can do to prevent layoffs from happening. But the unintended consequence is that women are much more likely to get laid off than men, since most of them work as processors, underwriters, and marketers. Steven Cooley, founder and CEO of Art Vs. Math, comes on Gated to spread awareness and share his perspective as a business leader. Mentioned in this episode: Womens magazine OCN events…
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Gated Communities
A long ignored but well-known issue in the appraisal field is the stringent requirements for training and education to become a certified appraiser — no wonder no one is interested in this profession. Vice President of Veros Real Estate Solutions, Jeffery Hogan, tells us young people, including minorities, have trouble gaining access to mentors in order to complete their training. But the Valligent Appraisal Training Program (VATP) provides a solution. Mentioned in this episode: Womens magazine OCN events…
Immigrant attorney Renata Castro from the Castro Legal Group provides mortgage loan officers advice along with founder of Oneclickadvisor.com and business consultant James Chittenden on how to connect with immigrant home buyers. Learn how to pick up referral sources to grow immigrant clientele and aid them in their journey to homeownership. Mentioned in this episode: Womens magazine OCN events…
Ever wonder what exactly goes into making Special Purpose Credit Programs (SPCPs)? Senior Vice President and Head of Community Lending at TD Bank, Michael Innis-Thompson, shows us exactly what goes into building these programs and how effective they are at helping underserved borrowers. Mentioned in this episode: Womens magazine OCN events…
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Gated Communities
NMLS instructor from Mortgage Educator and Compliance, David Luna, knows bankruptcy filings are on the rise and loan officers aren’t far from filing themselves as pipelines continue to shrink. Luna offers a solution: pull people out of Chapter 13 bankruptcy with an FHA loan. Serving these people may just add 10 or 20 loans to your pipeline a month. Mentioned in this episode: Womens magazine OCN events…
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