Who Owes the Commission to the Buyers Agent if you've Signed a Buyer Representation Agreement

The Real Estate and Mortgage Show

#Trading #Business #Real Estate #Walter Monteiro

33:58

In this episode, we delve into the concept of being "qualified" in the workplace, examining who gets labeled as such, who doesn't, and the underlying reasons. We explore "competency checking"—the practice of scrutinizing individuals' abilities—and how it disproportionately affects underrepresented groups, often going unnoticed or unchallenged. Our discussion aims to redefine qualifications in a fair, equitable, and actionable manner. Our guest, Shari Dunn , is an accomplished journalist, former attorney, news anchor, CEO, university professor, and sought-after speaker. She has been recognized as Executive of the Year and a Woman of Influence, with her work appearing in Fortune Magazine, The Wall Street Journal, Ad Age, and more. Her new book, Qualified: How Competency Checking and Race Collide at Work , unpacks what it truly means to be deserving and capable—and why systemic barriers, not personal deficits, are often the real problem. Her insights challenge the narratives that hold so many of us back and offer practical solutions for building a more equitable future. Together, we can build workplaces and communities that don’t just reflect the world we live in, but the one we want to create. A world where being qualified is about recognizing the talent and potential that’s been overlooked for far too long. It’s not just about getting a seat at the table—it’s about building an entirely new table, one designed with space for all of us. Connect with Our Guest Shari Dunn Website& Book - Qualified: https://thesharidunn.com LI: https://www.linkedin.com/today/author/sharidunn TikTok: https://www.tiktok.com/@thesharidunn Related Podcast Episodes: How To Build Emotionally Mature Leaders with Dr. Christie Smith | 272 Holding It Together: Women As America's Safety Net with Jessica Calarco | 215 How To Defy Expectations with Dr. Sunita Sah | 271 Share the Love: If you found this episode insightful, please share it with a friend, tag us on social media, and leave a review on your favorite podcast platform! 🔗 Subscribe & Review: Apple Podcasts | Spotify | Amazon Music…

about a year ago 3:04

MP3•Episode home

Hi there, I'm Walter Monteiro with The Maximum Results Team at ReMax Real Estate Centre. If you've recently signed a buyer representation agreement, you might be wondering, Who owes the commission to my buyer's agent? Well, let's break it down for you.

When you sign a buyer representation agreement, you're essentially formalizing your working relationship with your buyer's agent. This agreement means your agent is dedicated to helping you find the perfect home and negotiating the best possible deal on your behalf.

Now, you might be concerned about how much this will cost you. The good news is that in most cases, the commission owed to your buyer's agent is typically paid by the seller, not you. Here's how it works.

When a seller lists their home with a real estate agent, they agree to a commission fee, usually a percentage of the final sale price. This commission is then split between the seller's agent and the buyer's agent.

So, when you purchase a home, the commission for your buyer's agent is usually covered by the seller as part of the overall commission agreement. This allows you to benefit from professional representation without having to pay out-of-pocket for the service.

However, it's important to be cautious. Your buyer representation agreement may state that if there is any shortfall in the commission paid by the listing agent, you, the buyer, could be responsible for covering the difference.

Shortfalls can happen due to unforeseen issues, such as liens on the property or penalties and fees on the seller's mortgage that come to light at the last minute. These issues can reduce the funds available to cover the agreed-upon commissions.

To protect yourself, consider inserting a clause in your offer that states the buyer's agent will be paid from the proceeds of the transaction, but this amount will be held back from the seller by your lawyer. This ensures the commission is paid as agreed and protects you from unexpected costs.

184 episodes

The Real Estate and Mortgage Show

Who Owes the Commission to the Buyers Agent if you've Signed a Buyer Representation Agreement

The Real Estate and Mortgage Show

published about a year ago

MP3•Episode home

184 episodes

#Trading #Business #Real Estate #Walter Monteiro

All episodes

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11 days ago2:55

2:55

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26 days ago2:56

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6 weeks ago2:36

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1
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1
Why Waiting For Lower Interest Rates Could Cost You More 3:16

14 weeks ago3:16

3:16

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1
Should You Sell or Stay? Comparing Condos vs. Reverse Mortgages for Canadians 4:22

18 weeks ago4:22

4:22

Should You Sell or Stay? Comparing Condos vs. Reverse Mortgages for Canadians When it comes to making the most of your home’s equity, many Canadians, especially empty nesters, face an important decision: should you sell your home and downsize to an apartment or condo, or should you stay put and access your equity through a reverse mortgage? Let’s take a closer look at both options to help you decide which might be best for you. **Option 1: Selling Your Home and Moving into a Condo or Apartment** Selling your home to move into a condo or apartment can be appealing if you’re looking to downsize, reduce home maintenance, or enjoy a more lock-and-leave lifestyle. Condos often provide amenities like gyms, pools, and social spaces, making them attractive to those looking for a more active lifestyle. However, moving comes with its own set of challenges and costs. There are realtor fees, legal fees, and the moving costs to consider. And while condos may reduce some maintenance headaches, they come with condo fees, which can be significant and can increase over time. Additionally, you might have to sacrifice the outdoor space, storage, and privacy you’re used to enjoying in your current home. For those considering renting an apartment, the cost of rent can be unpredictable, often rising faster than the cost of homeownership. Plus, renting means you’ll never see a return on that money, and you lose out on the long-term stability that comes with owning your home. **Option 2: Staying in Your Home with a Reverse Mortgage** On the other hand, staying in your home and accessing your equity through a reverse mortgage allows you to unlock the value of your home without the hassle of moving. A reverse mortgage lets you convert part of your home’s value into tax-free cash, which you can use for anything—whether it’s to supplement your retirement income, make home improvements, or travel and enjoy life. One of the biggest advantages is that you remain the owner of your home, and you don’t have to make any monthly mortgage payments. You get to stay in the place you love, with your garden, your space, and your privacy intact. And contrary to some misconceptions, the amount you owe on a reverse mortgage will never exceed the value of your home, protecting you and your heirs. Of course, there are considerations with a reverse mortgage too. It will impact the equity you leave to your heirs, and you’ll need to keep up with property taxes, insurance, and maintenance. **So, Which Option is Best?** It really comes down to what’s important to you. If you value stability, maintaining your lifestyle, and want to avoid the stress of moving, a reverse mortgage could be the right fit. But if you’re looking to downsize, simplify, and embrace a different living environment, then selling and moving to a condo or apartment might be the better choice. The good news is, you don’t have to make this decision alone. The Maximum Results Team is dually licensed in both real estate and mortgages, and we can help you explore your options to come up with a plan that’s right for you. Whether it’s selling your home or exploring a reverse mortgage, we’re here to guide you every step of the way with a personalized approach that fits your unique needs. Let’s sit down, discuss your goals, and find the best solution for you.…

1
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1
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