Scam-Proof Your Family: Protecting Against Fraud and Exploitation (11/30/2024)

The Real Money Pros

https://www.therealmoneypros.com

22:42

Bob Stobener , a seasoned leader celebrated for his adept communication skills, has a unique perspective on improving communication as a means to foster understanding and collaboration. Drawing from his creative background in cartooning and strategic advertising at a successful comedy club, Stobener believes that effective communication is essential not only for resolving conflicts but also for enhancing personal and professional growth. He emphasizes the importance of listening and forming genuine connections, demonstrating how these practices can lead to positive outcomes, as seen in his ability to guide team members toward fulfilling career paths. By advocating for open and honest dialogue, Stobener illustrates how strong communication skills can support individual success and organizational excellence across various industries. (00:01:52) Communication Skills: Comedy Club to Corporate Success (00:14:21) Transparent Interactions: The Foundation of Leadership Success (00:14:21) Transformative Impact of Transparent Leadership Communication (00:19:41) Mastering Communication Skills for Multifaceted Success Hosted by Larry Wilson Produced by: Verbal Ninja Productions Producer: R. Scott Edwards Sponsored by: The Wilson Method **Check out NEW upgraded website with FREE offer !! Visit: https://theWilsonMethod.com Link: TheWilsonMethod.com…

about a year ago 1:21:11

MP3•Episode home

After the shortened trading week, Brian Wiley and Jeremiah Bates tackle the increasing threat of financial scams, particularly those targeting the elderly. With over $10 billion reported lost to scams in 2023, they discuss the importance of vigilance in protecting loved ones and yourself from fraud. 'Tis the season to be scamming!

Additionally, the duo explores elder financial exploitation by trusted individuals, such as family members or caregivers. The hosts discuss systemic vulnerabilities and the vital role of fiduciary responsibility in safeguarding assets. Whether you're navigating caregiving arrangements or seeking ways to assist aging parents, this episode provides insights to protect against exploitation and maintain financial security.

Listen, Watch, Subscribe, Ask!

Hosts:

Brian Wiley & Jeremiah Bates

—————————————————————

SPONSORS:

Guild Mortgage:

https://guildmortgage.com

Ataraxis PEO

https://ataraxispeo.com

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Formations:

https://get.formationscorp.com/real-money-pros

—————————————————————

100 episodes

Scam-Proof Your Family: Protecting Against Fraud and Exploitation (11/30/2024)

The Real Money Pros

published about a year ago

MP3•Episode home

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Brian Wiley & Jeremiah Bates

—————————————————————

SPONSORS:

Guild Mortgage:

https://guildmortgage.com

Ataraxis PEO

https://ataraxispeo.com

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Formations:

https://get.formationscorp.com/real-money-pros

—————————————————————

100 episodes

All episodes

The Real Money Pros

1
Tesla: Charging Up or Short-Circuiting? (3/17/2025) 30:33

6 days ago30:33

30:33

This Monday, Brian breaks down how emotions influence investing—using Tesla as the perfect case study. He discusses the psychology behind stock movements, investor sentiment, and why people buy and sell based on emotions rather than strategy. A listener calls in, revealing they now want to buy Tesla stock simply because they like Elon Musk. But is that a smart investing move? Brian dives into Tesla’s fundamentals, market trends, and why understanding the emotional cycles of fear and greed can help you make better financial decisions. Plus, we explore how Tesla’s shifting brand perception could impact its stock price and whether the company’s long-term growth potential is still intact. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley…

The Real Money Pros

1
Booms, Busts, & A.I. (3/15/2025) 41:36

7 days ago41:36

41:36

Markets go up, markets go down—but what does that mean for your money? Brian Wiley dives into the cycles of booms and busts, reflecting on 25 years of market history and how investors can navigate uncertainty. With inflation, tariffs, and shifting tax policies in play, the key takeaway is this: smart financial moves matter more than ever. Brian is joined by longtime friend Juan, a tech industry insider, to discuss how AI, semiconductors, and government policies are shaping the economy. Plus, they explore how emotions—fear, greed, and even political frustration—can influence investment decisions. Whether it’s understanding how tariffs affect tech stocks or deciding when to hold or sell in a volatile market, this episode is packed with insights to help you stay ahead. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley ————————————————————— SPONSORS : Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————…

The Real Money Pros

1
Panic or Profit? (3/10/2025) 1:07:59

13 days ago1:07:59

1:07:59

After weeks of fear-driven markets, we dive into yet another wild day, with the NASDAQ dropping over 4% and major stocks like Tesla taking a hit. But is this a time to panic or an opportunity to invest? Brian Wiley and guest John McClure from ProfitScore break down the market sell-off, the role of interest rates, and how political uncertainty is fueling volatility. They discuss why long-term investors need to stay disciplined and how shifting regulations could impact portfolios. Plus, they unpack the importance of risk management—should you go to cash, or is now the time to buy? Treasuries, GDP trends, and what’s next for the U.S. economy. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley Guest: John McClure, President & CIO ProfitScore Capital Management, Inc.…

The Real Money Pros

1
Dealing With Market Corrections (3/8/2025) 1:21:35

14 days ago1:21:35

1:21:35

This week, Brian and Jeremiah break down the latest market swings and what they mean for your portfolio. With the NASDAQ dipping into correction territory, should you be worried? Not if you’ve got a solid plan! We talk about why staying invested through the ups and downs is key and how to avoid panic-driven mistakes. Plus, we dive into estate planning—because let’s be real, nobody likes thinking about it, but having a plan in place can save your family a ton of headaches. Ever wonder if those micro-investing apps actually work? We share a real-life success story that might surprise you. And for all the small business owners out there, we cover how choosing the right business structure—like an S-Corp—could save you serious money on taxes. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS : Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————…

The Real Money Pros

1
Federal Layoffs, HSA’s, & European Politics (3/1/2025) 1:21:28

21 days ago1:21:28

1:21:28

Brian Wiley and Jeremiah Bates break down the fiery Oval Office exchange between Trump, JD Vance, and Ukraine’s Zelensky. What led to the heated debate, and was Zelensky’s approach the right move? The hosts analyze the political and financial stakes—especially how Trump’s efforts to reshape foreign alliances could ripple through global markets. Then, it’s all about preparing for the unexpected—federal worker layoffs are making headlines, and job security is a growing concern. If layoffs are looming, what should you do first? The guys cover essential strategies: avoiding costly 401(k) loan mistakes, using credit lines wisely, and ensuring your health and life insurance aren’t at risk. In the second hour, they take a deep dive into Health Savings Accounts (HSAs), explaining why they’re one of the most underrated financial tools. Plus, listener questions tackle the taxability of life insurance, the Roth vs. traditional IRA debate, and smart diversification strategies. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS : Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————…

The Real Money Pros

1
Bitcoin, Gold, and AI: Where’s the Smart Money Going? (2/24/2025) 43:34

27 days ago43:34

43:34

In this episode of The Money Hour on Newstalk KBOI, Brian Wiley dives deep into the ever-changing landscape of cryptocurrency, gold, and AI investing. He explores whether Bitcoin and other digital assets are finally earning their place in the financial world or if they remain too risky for the average investor. Meanwhile, gold has surged to nearly $3,000 per ounce—should you buy in, or is it just another hype cycle? Brian also unpacks AI’s growing role in the economy, highlighting investment opportunities and potential pitfalls as this technology reshapes industries. Plus, the show takes a hard look at financial scams and the importance of being proactive about wealth preservation. Whether it's protecting your digital assets, avoiding shady investment schemes, or understanding why AI-driven fraud is on the rise, this episode equips you with the knowledge they need to stay ahead in 2025’s unpredictable markets. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley…

The Real Money Pros

1
No Volatility, No Growth (2/22/2025) 1:21:46

28 days ago1:21:46

1:21:46

This week, Brian Wiley and Jeremiah Bates break down the latest market swings, explaining why recent volatility is normal market behavior and how investors should approach it. With economic uncertainty looming—fueled by inflation concerns and political factors—the guys explain how to stay disciplined in your investment strategy. As tax season kicks into high gear, they tackle common tax questions, including how to handle 1099 forms, correct errors on tax documents, and optimize your filings. Retirement planning is another hot topic (as always), with key insights on when to claim Social Security, how to create a steady income stream, and strategies for managing taxes in retirement. Brian and Jeremiah dive into real-world financial planning cases, from consolidating debt efficiently to ensuring your portfolio is structured to weather market downturns. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS : Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————…

The Real Money Pros

1
Property Capital Gains Strategies & Income Planning (2/15/2025) 1:21:35

5 weeks ago1:21:35

1:21:35

With the triple team, Brian, Jeremiah, and Alex dive into smart strategies for minimizing capital gains taxes when selling property. A caller shares their real-life scenario of selling two properties, prompting a discussion on how to leverage exemptions, 1031 exchanges, and Delaware Statutory Trusts to maximize profits while minimizing IRS exposure. Next, they tackle the age-old question: should you pay off your mortgage before retirement? With interest rates at historic lows for many homeowners, we break down why keeping a low-interest loan might be the better financial move. We also explore retirement income planning, balancing liquidity with long-term growth, and how to ensure financial security for both spouses. Finally, we touch on Medicare premium brackets and how capital gains can unexpectedly increase healthcare costs. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley, Jeremiah Bates, & Alex Lundgren ————————————————————— SPONSORS : Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————…

The Real Money Pros

1
Tariff Talks, Taxes, & The Volatility Rollercoaster (2/8/2025) 1:21:36

6 weeks ago1:21:36

1:21:36

What a wild ride 2025 has been so far! We dive into the latest market swings and how tariffs are shaking up the economy. Jeremiah and Nic break down what the recent tariff discussions mean for businesses, consumers, and your portfolio. They also tackle the volatility that has defined 2025 so far—why markets keep swinging and how to stay level-headed through the noise. Do you think tariffs will be good or bad for our country? The conversation then shifts to tax planning, including key strategies to maximize deductions, the impact of the expiring Tax Cuts and Jobs Act, and whether Roth conversions should be on your radar before potential tax hikes. Plus, the guys dig into real-life financial planning scenarios—managing estate taxes, protecting your wealth in blended families through proper estate planning and prenuptial agreements, and, of course, the financial scams to watch out for this tax season. AI-driven fraud is on the rise, and it’s getting more sophisticated—don’t get caught off guard! Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Nic Daniels ————————————————————— SPONSORS : Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————…

The Real Money Pros

1
Smart Home-Buying Strategies in a High-Rate Market (2/1/2025) 1:21:34

7 weeks ago1:21:34

1:21:34

This week, mortgage rates are top of mind as we discuss where they’re headed in 2025 and how the bond market is influencing lending rates. Guild Mortgage’s Dave Perry joins the show to break down home-buying strategies in today’s high-rate environment. Next, we explore how interest rate trends could impact your investments and borrowing power. The Federal Reserve’s latest stance suggests a “wait and see” approach—so what does that mean for markets and your portfolio? Finally, the recent elimination of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) could mean thousands more in benefits for certain retirees. We discuss what this means, who qualifies, and why you need to prepare for potential tax implications. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Alex Lundgren Guest: Dave Perry, Guild Mortgage ————————————————————— SPONSORS : Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————…

The Real Money Pros

1
A.I., Tax Prep, and Legislative Disruptions (1/25/2025) 1:21:18

8 weeks ago1:21:18

1:21:18

On this episode, Jeremiah and Nic discuss how to navigate the complex tax season, offering tips for understanding 1099 forms and avoiding tax surprises. The duo dives into artificial intelligence and its potential impact on the economy, from energy demands to legislative risks, providing listeners with perspectives on investment opportunities and challenges in the AI space. Additionally, they explore the evolving role of financial advisors, highlighting the importance of trust and comprehensive planning that aligns with clients' values and long-term goals. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Nic Daniels Wealth Management Advisors at Tree City Advisors of Apollon ————————————————————— SPONSORS : Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————…

The Real Money Pros

1
TikTok’s Dangers, Pensions, & Charitable Strategies (1/18/2025) 1:21:23

9 weeks ago1:21:23

1:21:23

Brian Wiley and Jeremiah Bates unpack the dangers of bad advice on platforms like TikTok, highlighting how poorly sourced financial tips can lead to major IRS troubles. They emphasize the importance of vetting financial advisors and understanding credentials to ensure your money is in trusted hands. Too bad it didn’t stay banned for long! They then shift to pensions, exploring the pros and cons of lump-sum payouts versus lifetime payments. The hosts address factors like interest rates, flexibility, and the long-term viability of pension providers. They also highlight the nuances of joint-life and single-life payout options, along with how to align these decisions with your retirement goals. Plus, donor-advised funds can be a strategic charitable giving tool. The hosts explain how these funds work and the tax advantages they offer, especially for those with RMD obligations. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS : Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————…

The Real Money Pros

1
Bond Yields, Rate Changes, & Starting a Business in 3 Days (1/11/2025) 1:21:39

10 weeks ago1:21:39

1:21:39

Looking back at the week, Jeremiah and Brian dive into the latest job numbers and their surprising market impact, exploring how strong employment figures might influence Federal Reserve decisions and bond yields in the months ahead. They examine the intricacies of Qualified Charitable Distributions (QCDs) and Donor-Advised Funds (DAFs), showing how strategic giving can maximize tax benefits while supporting causes close to your heart. Plus, it’s never been easier to start a business here in the United States. Brian shares a story about how easy it is – no excuses! Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS : Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————…

The Real Money Pros

1
What Will Lead The Markets in 2025? (1/4/2025) 1:20:29

11 weeks ago1:20:29

1:20:29

To kick off 2025, Brian Wiley and Jeremiah Bates dive into the year ahead with actionable insights on smart tax strategies, the evolving crypto market, and navigating the housing landscape. They emphasize the power of Roth conversions and other pre-tax tools like HSAs and 401(k)s, providing guidance on how to optimize your tax picture and keep more money in your pocket. The guys explore how market trends, including semiconductors and other tech investments, could shape 2025. The duo weighs the potential of AI-driven industries and crypto’s long-term prospects, unpacking the implications of regulatory developments for investors. Plus, get tips for tackling the housing market creatively amid high interest rates. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS : Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————…

The Real Money Pros

1
Value vs. Growth Investing & Year-End Tax Items (12/20/2024) 1:21:09

13 weeks ago1:21:09