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Welcome to The Scuttlebutt, a weekly pre-recorded program presented by The Veterans Breakfast Club. “Scuttlebutt” is a military term (specifically Navy) for talk or gossip around the watercooler below decks. And this is what our program is all about: we have informed conversations about the military experience, past and present. We want to bridge the divide between those who serve and those who don’t. We look at headlines, we tackle important topics, and we ask questions. Join us on this jou ...
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My mission on Real Talk With Mr Books is to help you confront some of the vital issues that affect your life and business. I do hope that the contents, programs and events that I will share with you here will make you really pause and take a hard look at your life and push you consistently to become the best version of yourself.
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Frank Garay, top mortgage industry leader and host of The Loan Officer Breakfast Club, powered by Mortgage Marketing Animals, brings you not only the latest and greatest gizmos and gadgets that top loan officers are using, but he also frequently shares proven strategies and ways to get more referrals for your mortgage business. Learn what has been successful for those that are at the top of their game and how they've implemented them - so you can do the same as a loan officer.
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Is your family composed of vegetarians and meat-eaters? Do some of those in your family only go for meatless portions while others love meat? Do you want to feed both vegetarians and meat-eaters easily at the same time? Well, if so, your situation is just like my family's. My name is Julie Hoag, and yep, I'm the vegetarian in a family of meat-lovers. I've had to learn to cook for both types of diets for every meal for the last 27 years so I've had a lot of experience. It's not as hard as you ...
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You Gonna Eat That?

Amir Eylon and Mark Rickel

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"You Gonna Eat That" is a podcast featuring two friends who enjoy good food, good service, in a good setting and like to talk about their experience. Amir is the epitome of a foodie who has dined in restaurants across the country and is always snapping a photo of everything he's ordered. Mark can be a little cranky (what do you expect from a former short-order cook) so he appreciates friendly, engaging service and restaurants that do it right. In addition to discussing their dining experienc ...
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Brunch with the Boyz

Brunch with the Boyz

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Intense, transparent discussions amongst Real men, keeping it real about life and relationships......over really good food! #brunchwithboyz #brunchwiththeboyz Support this podcast: https://podcasters.spotify.com/pod/show/brunch-with-the-boyz/support
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The Boyz are joined by special guest Posh from @theposhsessions for a no-holds-barred discussion on what truly makes a good woman in 2024. From femininity to freakiness, they break down the qualities men really value in relationships. Posh drops major gems on how to be a ride-or-die partner while still maintaining your own identity. Whether you're …
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VBC Scuttlebutt welcomes bestselling author Tony Swofford to talk about his iconic memoir, Jarhead: A Marine’s Chronicle of the Gulf War and Other Battles. The book is a raw and unflinching memoir that delves into the experiences of a Marine sniper during the First Gulf War. Swofford, who enlisted in the U.S. Marine Corps at a young age, offers a g…
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Episode 132 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode, I interview Steve Kyles to explore the concept of a "paradigm filter"—the mental lens through which we interpret our experiences. We discuss how these filters can distort reality when based on lies and how we can transform…
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Send us a text Season 2, Episode 16: English Muffin Bread Quiche Recipe and Cookbook Promo! Get my cookbook American Midwest Cooking: Quiches for FREE until Friday October 4, 2024! Scroll down for the link to the book on Amazon. Make a yummy breakfast, brunch, or lunch meal with this simple, yet tasty quiche. Add ham to half if you'd like to make a…
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VBC Scuttlebutt welcomes bestselling author Kristin Hannah to talk about her wildy popular and well-reviewed novel The Women. The book tells the story of Frances “Frankie” McGrath, a young woman from a privileged California family who defies societal expectations to serve as an Army nurse during the Vietnam War. Frankie’s decision to enlist is driv…
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After a couple busy weeks, we were unable to get to any of our (your) favorite dining spots. So we decided to discuss the thing that makes a good dining experience an excellent one . . . the service. Thank you everyone for following, listening and most of all for your feedback. Big weekend ahead in Cincinnati with a long-awaited wedding -- who know…
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Episode 131 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode, I sit down with Steve Kyles to talk about the transition from "grinding" to "grooving" in your business. We explore how to shift your mindset and build momentum by focusing on calls to referral partners who already know an…
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Ralph Galati shares the story of his harrowing experience as a prisoner of war (POW) during the Vietnam War. Galati’s capture occurred during Operation Linebacker, an air campaign aimed at disrupting North Vietnamese supply lines and military infrastructure. On February 16, 1972, while on a mission, Galati’s F-4 Phantom II was struck by enemy fire.…
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Send us a text Season 2, Episode 15: Fast Tasty Quiches for One to Two People. Back-to-school means quick meals are needed! Working from home and with the kids back at school, lunch for me becomes a leftover or something quick just for me. These recipes are easy and quick to make (one has a longer quick time, but still a quick prep), but when we ar…
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Episode 130 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode, Frank Garay and special guest Steve Kyles dive into the importance of truly disconnecting during your time off. As loan originators, we know how difficult it can be to step away from active pipelines and ongoing client nee…
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In his award-winning book of short stories, Surrender, Brian O’Hare delves into the complexities of the American hero myth and its impact on his own life. As the son of a larger-than-life Marine officer, O’Hare was drawn to the allure of military service, seeking to emulate his father’s legacy. However, after witnessing the devastating effects of w…
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Send us a text Season 2, Episode 14: 12 No Bake Topping Recipes for Rice Cakes for Yummier, More Satisfying Lower Calorie Snacking!! Tips for easy food ideas, easy breakfast, no bake lunch recipes, simple meal prep ideas, and meatless vegetarian snacking and light meal options. These are pretty kid friendly recipes and ideas too! Find ten of the re…
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Episode 129 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode, I sit down with Richard Smith, owner of QualifiedAgentList.com, to discuss how mortgage loan officers can gain a competitive edge by working with a curated list of top-producing real estate agents. We dive into the key adv…
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Producer/Hosts: Ron Beard and Liz Graves Theme music for Talk of the Towns Theme is a medley from Coronach, on a Balnain House Highland Music recording. Talk of the Towns: Local Community concerns and opportunities This month: – What are the options for early childhood education in eastern Maine? – Is there an overall philosophy or approach to earl…
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Hey it's Saturday morning, so of course Amir took Mark to Shawnee Hills and his favorite breakfast spot, Hellas, where he achieved Zen with a bowl of fresh seasonal fruit followed with an omelet and crispy bacon. Our field research continued in Italian Village north of downtown Columbus to visit Mark's new favorite brunch spot called "Drunch." What…
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VBC Scuttlebutt Open Conversation poses the question: does the term “combat veteran” demean the service of “rear echelon” soldiers, sailors, and Marines? Author and Vietnam veteran Marc Leepson thinks it does. We discuss this question. Leepson published an article in Vietnam magazine in 2019, recently reprinted on Vietnam War website cherrieswriter…
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We welcome journalist Jeanne McKinney to shine a light on a little-known episode of the war in Afghanistan that illuminates the larger political, social, and military landscape of our longest war. Jeanne’s book, Triumph Over the Taliban: The Untold Story of US Marines’ Courageous Fight to Save Camp Bastion, tells the story of September 12, 2012, in…
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Episode 128 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this captivating episode of the Mortgage Loan Officer Podcast, I sat down with Josh Pitts, founder of Shred Media, who has taken the ultimate leap into adventure. Josh has sold everything he owns, bought a 50' catamaran, and moved his e…
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For our second episode, we journey to the left bank of the Scioto River in Dublin, OH to visit a few of our favorite go-to restaurants. The thing is, we don't go for the full meal items for which each establishment is best known. Today's "field research" is about eating at the bar and sampling a few of the small plate items on the menu. Some surpri…
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Is jealousy the spice that keeps relationships exciting, or a recipe for disaster? Join the Brunch with the Boyz crew and special guests from the @Tequilababies as they dive deep into the world of relationship jealousy. From possessive partners to trust issues, we're serving up hot takes and real talk on this juicy topic. 🔥 In this episode: The fin…
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Former U.S. Army Staff Sergeant and Afghanistan War veteran Mikael Cook joins us to talk about the August 2021 evacuation of Afghanistan. Mikael was a part of the #DigitalDunkirk team that saved thousands of Afghan allies who had been left behind. He was personally responsible for the evacuation of 20 of our allies. “Life and Death at Abbey Gate” b…
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Episode 127 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. Ever dreamt of hitting the open road, leaving the conventional behind, and embracing a life of adventure? In this captivating episode, we sit down with mortgage industry icon Megan Anderson of MBS Highway, who has done just that. Megan mad…
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Tonight, we share the story of the last plane to leave Saigon, a C-130, which departed Tan Son Nhut Air Base just before North Vietnamese forces took over on April 29, 1975. The C-130, missing its cargo door, was filled with hundreds of Vietnamese refugees, including the Nguyen family. Among them was three-year-old Truc Nguyen. Her father, Chau Tan…
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In our first episode we introduce ourselves and take your drink order . . . just kidding. Here is where we explain the meaning behind the question, "You Gonna Eat That?" We don't know what this podcast might ultimately become, but we do know we're looking forward to visiting different restaurants in central Ohio (and beyond) and talking about our e…
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Episode 126 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode of the Mortgage Loan Officer Podcast, I sit down with Steve Kyles for a candid conversation about the transformative power of what I call "Unity Culture." We delve into how an organization, when unified from top to bottom, …
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Producer/Hosts: Ron Beard and Liz Graves Theme music for Talk of the Towns Theme is a medley from Coronach, on a Balnain House Highland Music recording. Talk of the Towns: Local Community concerns and opportunities This month: – What do B&Bs uniquely contribute to the mix of options for visitor accommodations in Maine? – How do innkeepers serve as …
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VBC Scuttlebutt Open Conversation is a friendly, interactive gathering of veterans, friends of veterans, and history nerds where we discuss whatever aspects of military service, past or present, or the veterans community that are on our minds. Join us to swap stories, good and bad, at home and overseas, old and new. Tonight we talk about Camp LeJeu…
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Send us a text Season 2, Episode 13: Easy cooking! Easy Breakfast! Easy Self Serve Breakfast Bar Ideas for Oatmeal and Flavored Cream Cheese with Bagels or Rice Cakes. These are great simple breakfast, brunch, or lunch ideas for when having houseguests, for your family at home, or while camping. They are simple meal prep ideas that are highly custo…
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Brian Morra joins us again to talk about his followup to his successful thriller The Able Archers. Brian’s new book, The Righteous Arrows, takes the story to the Soviet invasion of Afghanistan, an event that previewed the wars following the attacks of September 11, 2001. Brian is a highly decorated former American intelligence officer and a retired…
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Episode 125 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode of the Mortgage Loan Officer Podcast, I interview Don Oberle, the CEO of CreditIQ.org. Don reveals their exceptional process for helping credit-challenged buyers improve their scores and get back to you, ready for a mortgag…
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Combat veterans may not tell their children about their experiences, but they transmit them invisibly, almost imperceptibly, through deep channels of influence in the mind, body, and psyche. Author, artist, and son of Vietnam veteran Carl Sciacchitano joins us to talk about his family story as captured in his new graphic memoir, The Heart That Fed:…
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Episode 124 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode, I dive into a game-changing concept I learned from Steve Kyles at our recent Mortgage Marketing Animals Bootcamp: the Four Pillars of Success—Math, Skills, Discipline, and Belief. Specifically, I break down the simple Math…
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When one half of a couple joins the military, the other does also, in a sense, by default. There can be a sense of abandonment, as well as a troubling intimation that the military will always come first. Military spouse Simone Gorrindo joins us to talk about her experience as captured in The Wives: A Memoir. Her book is an intimate and evocative ac…
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VBC Scuttlebutt is a virtual watering hole where camaraderie and connection flow as freely as laughter and shared stories. Join us to swap stories, good and bad, at home and overseas, old and new. At the VBC, veterans from every era and branch are drawn together by the warm glow of shared purpose. Here are a few of the things we plan to discuss ton…
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Episode 123 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this powerful episode, we dive deep into the mindset and strategies that define a true warrior in the mortgage industry. Join us as we explore what it takes to dominate your goals, crush the competition, and maintain relentless determin…
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Producer/Hosts: Ron Beard and Liz Graves Theme music for Talk of the Towns Theme is a medley from Coronach, on a Balnain House Highland Music recording. Talk of the Towns: Local Community concerns and opportunities This month: – What do you understand the term artificial intelligence (AI) to mean? – How do you understand AI already in use? How do y…
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Jack McLean joins us again to talk about his new book, Found: A Veteran Story which tells how he healed from Vietnam. Last year, Jack recounted the history behind his best-selling memoir of 2009, Loon: A Marine Story. Jack served in Vietnam in 1967-68 tour with Charlie Company of the 1st Battalion, 4th Marine Regiment, 3rd Marine Division. He survi…
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Send us a text Season 2, Episode 12: S'mores Party Dip, Healthy Black Bean Crispbread Nachos, and Mom's Dill Dip. #foodie #recipe #dips #foodpodcast #juliehoagpodcaster #partyfood Happy Fourth of July America! These are great recipes to serve on July 4 or for party recipes. Dips and healthy nachos are fabulous party food ideas! Fourth of July Recip…
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Episode 122 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode of the Mortgage Loan Officer Podcast, I sit down with the innovative Ginger Bell to explore creative strategies for reaching more people beyond traditional social media channels. Ginger, a seasoned expert in marketing and e…
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This episode of Brunch with the Boyz is serving up a sizzling platter of bedroom talk that'll leave you hungry for more. Join hosts Gent, Dez, and special guest Posh as they dish out the juiciest insights on sexual personalities and the recipe for mind-blowing intimacy. On today's menu: The Four-Course Meal of Lover Types: From alpha appetizers to …
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Brian Ahearn is the son of a Vietnam Marine veteran and author of a memoir, His Story, My Story, Our Story, a heartrending tale that illuminates the stark realities of war, from the battlegrounds of Vietnam to the emotional frontlines at home. Following a Marine veteran, the narrative intricately unravels his grapple with PTSD and the profound ripp…
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We welcome husband and wife duo, Randy and Jackie Kluj, who share their extraordinary journeys from Army helicopter cockpits to their work with Creek and Timber Legacy nonprofit. The Klujs bring a unique perspective on service, resilience, and the healing power of nature. Randy Kluj, a native of northern Maine, grew up with a profound love for the …
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Episode 121 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode of the Mortgage Loan Officer Podcast, I sit down with Chris Johnstone to explore the exciting world of AI business recommendations. Chris shares invaluable insights on how mortgage loan officers can leverage AI to enhance t…
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VBC Scuttlebutt is a virtual watering hole where camaraderie and connection flow as freely as laughter and shared stories. Join us to swap stories, good and bad, at home and overseas, old and new. At the VBC, veterans from every era and branch are drawn together by the warm glow of shared purpose. The stories bridge the gap and the years with veter…
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We mark Memorial Day with the PFC Lawrence Gordon Foundation's Jed Henry (https://www.pfclawrencegordonfoundati...) who, along with Operation Benjamin (https://www.operationbenjamin.org/nat..., recently recovered the remains of 1st Lt. Nathan Baskind, who was killed in Normandy near Utah Beach in 1944. In June 1944, Baskind was assigned to Company …
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Episode 120 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode of the Mortgage Loan Officer Podcast, I dive into how ChatGPT-4 and my virtual assistant, Trev, have transformed the way I manage my business. From content creation to daily planning, Trev and I work hand in hand to streaml…
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Marine Stew Blackwell joins us to talk about his new book, Savages: Infantry Culture in the Global War on Terror. In his debut book, Blackwell explores the complex culture, complete with its own value system, of the American warrior serving during the Global War on Terror, known as “GWOT.” The GWOT began after the September 11, 2001 attacks on the …
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Send us a text Season 2, Episode 11: Hybrid Pasty Hotdish and Easy Recipe Veggie Pot Pie. Hello! My name is Julie Hoag. I'm an author, cookbook author, food blogger, family life blogger, and narrator. I have a hybrid split table family as far as diets go being that I'm a vegetarian, and main cook for the family, while my husband and three sons eat …
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Episode 119 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this thought-provoking episode, we dive into a fundamental truth of the mortgage business: the importance of aligning with the right real estate partners. The title says it all—you can't expect a high volume of loan originations from ag…
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“We had Japanese faces but American hearts.” So says our special guest Yoshio Nakamura, a Japanese-American born in California. Yoshio experienced first-hand the upheaval of World War II when Japanese-Americans were classified as enemy aliens. He endured internment at Tulare Racetrack and Gila River Camp, facing humiliation and loss of freedom. Des…
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