Join us on an adventure from finance to fitness. Learn practical strategies and tips to take the reins of your finances and well-being through the experiences industry experts and special guests.
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The Legally Steal Show™ hosted by S.E. Day is a consumer advocate and consumer finance, talk radio show which provides a means to equalizing the playing field for the listening audience. The Show features interviews with celebrities, industry professionals, insurance providers, warranty companies, mechanics, government officials, credit bureau officials, credit union officials, CPA, Attorneys, etc.
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The financial services industry is ever-changing as the market evolves and consumer expectations shift. Standing out – and winning – as a bank, lender, or credit union looks different today than once before. Join Total Expert Founder and CEO Joe Welu as he speaks with leaders across modern financial institutions and the methods that are helping them stand out from competitors while building a loyal customer base. You’ll walk away with leadership and innovation strategies you can put into act ...
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Want to keep on the pulse of banking innovation? “Banking on Disruption Daily” delivers a power-packed 3-minute dose of the hottest financial headlines. From fintech breakthroughs to regulatory shakeups, we distill the day's most crucial banking news. Perfect for industry pros and curious minds alike. Tune in daily and stay ahead in the fast-paced world of finance!
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Forces in Fintech is a bi-weekly podcast produced by REPAY, a leader in integrated payment solutions since 2006. We’re dedicated to revealing what’s behind the digital transformation of fintech and commerce. In season 1 of the podcast, we’re talking with industry experts to discuss modern technologies and how they influence market trends.
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FinTech Growth with SoFi, Chime, Monzo, and Texans Credit Union; Consumer Borrowing Trends; Regulatory Spotlight on Bank/FinTech Risks
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First up today, we discuss how platforms and neobanks are leveraging direct deposits for revenue growth and customer loyalty, with standout performances from SoFi, LendingClub, Chime, Block's Cash App, and Monzo highlighting the trend. In Fintech news, Texans Credit Union has partnered with Atomic Financial and Alkami Technology to launch a new dir…
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JPMorgan Lawsuit, BMO Earnings Miss, CFPB Data Rule, FDIC Challenges, Embedded Finance Growth, AI Deep Fakes in Business
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JPMorgan Chase faces a lawsuit over low interest rates in its cash sweep program, accused of breaching fiduciary duties and gross negligence. The bank is also under scrutiny for Zelle network transactions, while a London High Court ruling resolved a legal dispute concerning Viva Wallet. In earnings news, BMO Financial Group missed third-quarter exp…
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Federal Reserve Rates Bank Relief, Visa Eyes Featurespace, and Chase Enhances Customer Insights
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Federal Reserve Chair Jerome Powell has hinted at potential interest rate cuts, offering relief to banks invested in commercial real estate facing market volatility. This potential policy adjustment is already boosting market sentiments and may stabilize lending conditions. Visa is reportedly in advanced talks to acquire fraud-prevention firm Featu…
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Fed Rates, Job Revisions, U.S. Bank & Edward Jones Partnership, Mastercard Layoffs, Anthropic Lawsuit, Shadow Banking Risks
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First up today, the minutes from the Federal Reserve’s July meeting show several officials support a 0.25 percentage point rate cut due to declining inflation and rising unemployment. Revised job data also indicates the economy added 818,000 fewer jobs than previously thought. Federal Reserve Chair Jerome Powell stated progress on slowing inflation…
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Experian Acquires NeuroID; Forum Credit Union Partners with Apiture; France's Digital Wallet Boom
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Welcome to Banking on Disruption Daily for Wednesday, August 14, 2024. I’m Fred Cadena. First, Forum Credit Union partners with Apiture to enhance digital banking capabilities for its 162,000 members in Indiana, focusing on improved online experiences for commercial clients. Next, French consumers are increasingly adopting digital wallets. Millenni…
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Drive For Life: The Power of Partnerships
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On this episode features a discussion between Lynne Jarman-Johnson and guests Sam D’Arc of Ziegler Auto Group and Heather Gould of Consumer's Credit Union. They talk about the 42-year partnership between the organizations, particularly the Drive for Life event, which has evolved from a small fundraiser to a prominent community event. The event rais…
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Customers Bancorp Enforcement Action, Bank of America’s Overload Crisis, FedNow Payments, LendingPoint’s New CEO, & Welcome to Y'all Street
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First up: Pennsylvania-based Customers Bancorp has been hit with an enforcement action by the US Federal Reserve due to significant deficiencies in its risk management and anti-money laundering practices. The bank must submit a plan within 60 days to improve its digital asset strategy and compliance program. Next: Bank of America faces scrutiny for…
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Fed Independence Challenged by Trump, Ripple Settles SEC Charges, and Truist's New Tech Leadership
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Federal Reserve Debate: Donald Trump's comments about presidential influence over the Federal Reserve have raised concerns about the central bank's independence and the risk of inflation, echoing historical instances like the 1970s. Ripple Labs Settlement: Ripple Labs has agreed to pay a $125 million fine to the SEC over XRP token sales as an unreg…
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Banking on Disruption: Octane’s $50M Series E, Banks Dive into BNPL, CIBC Expands AI Team, JPMorgan Chase’s Surprising Branch Strategy
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Welcome to Banking on Disruption Daily for Wednesday, August 7th, 2024. I'm Fred Cadena. First up today, US fintech Octane has secured a $50 million Series E funding round, exclusively from existing backers led by Valar Ventures and Upper90. Founded in 2014, Octane serves the powersports market and plans to use the new funds for market expansion an…
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Fraud Concerns Hit Venmo and Zelle, Fed Eyes Rate Cut, Walmart vs. Amazon in Digital Ad Race
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First up today: A PYMNTS Intelligence report reveals that more than half of U.S. consumers now use peer-to-peer (P2P) apps like Venmo and Zelle, raising concerns over growing fraud. Financial institutions are increasingly leveraging AI and machine learning to combat impostor scams and maintain trust. In job market news: July saw a slowdown in job g…
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AI Defense, Dynamic Deals, and Leadership Moves: Mastercard, Visa, Chase, DoorDash, and Wells Fargo
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First up, Mastercard and Visa are ramping up cybersecurity by deploying advanced AI to detect and prevent fraud, aiming to enhance consumer trust in digital payments. In card news, Chase and DoorDash renew their collaboration, offering new perks like recurring discounts and a complimentary DashPass for new cardholders. DoorDash expands its delivery…
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Renasant Acquires The First Bancshares, FedNow's Slow Adoption, and Rising Check Fraud Concerns
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First up today, mortgage servicing rights have surged in value amidst high interest rates, but the industry's future remains uncertain as experts debate upcoming economic shifts. In other interest rate news, the Federal Reserve's meeting might be overshadowed by the Bank of Japan's decisions on potential tightening, significantly impacting global m…
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Embedded Finance, Cuba’s Banking Ban, Alliant’s New CIO, Bread Financial Gains, WesBanco Merger
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First up today, Embedded Finance is making waves by integrating financial services directly within platforms like ride-sharing apps and e-commerce sites, offering a seamless user experience. Next, three federal bank regulatory agencies are evaluating steps to ensure banks handle risks in their FinTech partnerships, emphasizing effective risk manage…
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Federal Regulators Warn Banks on Fintech Risks, BNP Paribas Embraces AI, Customers Bancorp Reports Strong Q2, First Citizens Bank Gains from SVB Resurgence
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Welcome to Banking on Disruption Daily for Friday, the 26th of July, 2024. I'm Fred Cadena with today's top stories.First up, federal regulators have issued a joint warning about significant risks in bank-fintech partnerships, emphasizing the need for robust cybersecurity, proper data handling, and regulatory compliance.Next, BNP Paribas has identi…
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NYCB Sells Mortgage Unit, Target Drops Checks, Wells Fargo Ends Sponsorship, Capital One and Discover Merger
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Welcome to Banking on Disruption Daily for Thursday, July 25th, 2024. I’m Fred Cadena.First up today, New York Community Bancorp faces a quarterly loss and plans to sell its mortgage servicing unit to streamline operations and boost capital amid rising interest rates and economic pressures. Investors are eyeing the impact of these strategic moves o…
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Banking on Disruption: Small Banks Thrive, Visa’s AI Fraud Prevention, Xbox Game Rewards, and Market Shifts at Old National Bancorp
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Welcome to Banking on Disruption Daily for Wednesday, July 24, 2024. I’m Fred Cadena.First up today, small banks are reassuring stakeholders about the health of their commercial real estate loans amidst broader economic concerns. These institutions report low delinquency rates and stable asset performance, benefiting from their close relationships …
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Breaking Barriers - Creating an Accessible Community
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In this episode of "Money, I'm Home," Lynne Jarman-Johnson interviews Yvonne Fleenor, CEO of Disability Network of Southwest Michigan. They discuss the importance of inclusivity and accessibility for individuals with disabilities. Yvonne shares her personal connection to the cause and highlights their campaign, #DWORD", which aims to normalize the …
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Google Keeps Third-Party Cookies, Mastercard Expands Open Banking, and More
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Welcome to Banking on Disruption Daily for Tuesday, July 23rd, 2024. I’m Fred Cadena.First up, Google has decided to continue using third-party cookies in its Chrome browser, reversing its earlier plan to phase them out. This move follows pushback from advertisers and regulators, and signifies Google's ongoing efforts to balance user privacy with t…
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CFPB Proposes Payday Loan Rule, NYDFS Hires Virtual Currency Chief, Borrowers Struggle with Debt, Truist Financial Reports Losses
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Welcome to Banking on Disruption Daily for Monday, July 22nd, 2024. I’m Fred Cadena.First up today, the US Consumer Financial Protection Bureau (CFPB) has proposed a new interpretive rule that mandates clearer consumer disclosures for payday loan advances under the Truth in Lending Act. Transparency in fees and practices is emphasized to prevent ex…
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Federal Reserve Fines Green Dot, CFPB Penalizes Fifth Third Bank, Maxine Waters Opposes Capital One-Discover Merger
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Welcome to "Banking on Disruption Daily" for Saturday, July 20th, 2024. I’m Fred Cadena. First up today, the Federal Reserve Board fines Green Dot $44 million for alleged unfair and deceptive practices linked to its prepaid debit card products and tax return payment services. The firm is mandated to enhance its risk management programs and hire an …
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Bitcoin Reserve Rumors and Regions Financial Triumph in Profits
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Welcome to Banking on Disruption Daily for Sunday, July 21, 2024. I’m Fred Cadena.First up today, rumors are rife that former President Donald Trump may announce a U.S. Bitcoin strategic reserve at the upcoming 2024 Bitcoin Conference in Nashville. This move could elevate Bitcoin’s status alongside traditional assets within the U.S. Treasury’s rese…
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Global Outages Hit Bank of America, Delta, Apple Faces New Scrutiny
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Welcome to Banking on Disruption Daily for Friday, July 19, 2024. I’m Fred Cadena.First up, a massive tech outage worldwide disrupted banks, businesses, airlines, and even emergency services. Major financial institutions like Bank of America and JPMorgan Chase faced significant operational challenges due to a technical glitch at cybersecurity firm …
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ECB Rate Hold, CFPB Payroll Ruling, EPAM Banking Report Insights
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In today's episode: - The European Central Bank leaves interest rates unchanged, with market eyes on future policy directions as the euro strengthens against the dollar. - The Consumer Financial Protection Bureau classifies payroll advances, or "earned wage access," as loans, prompting potential regulatory changes and industry pushback. - EPAM’s Co…
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AI in Morgan Stanley, Fraud Risks, Supreme Court Shifts, Klarna's IPO
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First up today, Morgan Stanley is leveraging artificial intelligence to enhance its financial adviser operations, streamlining tasks and improving client interactions for better financial outcomes. Next, studies reveal that call centers and bank branches remain significant vulnerabilities in fraud prevention, with cybercriminals exploiting these en…
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Fintechs Surge as Supreme Court Lowers Barriers
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Welcome to Banking on Disruption Daily for Tuesday, July 16, 2024! - The Supreme Court has issued rulings likely to benefit fintech companies by lowering barriers for them to enter the banking industry, potentially spurring competition and innovation in financial services. - Federal Reserve Chairman Jerome Powell expressed optimism about cooling in…
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TellerPlus+: The Faces Behind the Technology
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In this episode, we go behind the scenes of TellerPlus+, our innovative banking technology, and meet the team members who make it all happen. Vanessa Zech and Bobby Carden share their experiences, from the fun and creative ways they connect with members to the meaningful relationships they've built. You'll hear heartwarming stories about their dail…
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In this episode of Money I'm Home, we delve into the world of fraud and artificial intelligence with expert Kristy Desimone. Kristy shares her expertise on how scammers are using AI to impersonate loved ones and steal sensitive information. We discuss the red flags to watch out for, how to protect yourself and your family, and what you can do if yo…
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Mortgages Made Easy: The Right Solution for You
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Listen in as we talk about the latest trends and updates in the mortgage market, as well as the different types of mortgages available. Our guest, Josh Summerfield, shares essential tips and tricks, and common mistakes to avoid when you are getting that mortgage. Whether you're a first-time buyer or a seasoned homeowner, this episode is packed with…
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Want to afford EVERYTHING? Today's guest, Dr. Darla Bishop, is here to talk about it! We'll be diving into her exciting new book, "How to Afford Everything," packed with practical tips and worksheets to help you take control of your finances. Learn how to manage your money effectively and, as Dr. Bishop says, discover that "Money is fun!"…
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At Consumers Credit Union, we take pride in supporting numerous charitable causes that are important to our local community. Among the many worthy organizations we partner with, one holds a special place in our hearts - the Multiple Sclerosis Society. On this special episode, we are pleased to bring you an update from Becky Nap, one of our employee…
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Learning From Others' Leadership Journeys
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In this episode, we delve into the world of leadership with Consumers' Lindsay McCall. Discover the insights and experiences that shaped her leadership style and propelled her to the C-suite.
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How to Get Lost and Find Yourself Helping Your Community
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In this episode, we'll discuss the impactful community work done by Consumers Credit Union. For us, charity is not just about financial donations - it's about contributing our time and skills as well. We proudly partner with organizations that our employees feel strongly about and enjoy volunteering with. Tune in to learn how we're helping empower …
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Plan For the Unplanned: Building an Emergency Fund You Can Rely On
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In this podcast we discuss the importance of having an emergency fund to cover unexpected expenses. Not having savings is a leading cause of stress when emergencies strike. Learn a step-by-step approach to determine how much to save based on your individual needs. By the end, listeners will understand why an emergency fund should be a core part of …
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Running a small business can feel isolating, but on this episode we explore how the Small Business Association of Maine (SBAM) helps entrepreneurs feel less alone. SBAM offers networking and educational resources that have proven invaluable. No business owner truly goes it alone who is organizations like SBAM and Consumers Credit Union!…
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Cash stuffing? Is it an effect way to build an emergency fund or even pay off debt. The concept is right, but Consumer offers a digital safer way to do it! Tune in to find out how incorporating digital envolopes into your routine could meet your financial goals.
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On this week's episode we are joined by two of our regular experts as well as two brand new parents. Only two short weeks after having their first baby, they have graciously agreed to come on as special guests all the way from St. Louis! Tune in as we discuss money, savings, and overall financial stability - not only for raising children, but for l…
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Wimee: Empowering Young Minds Through Playful Imagination
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In this episode, we explore the world of Wimee, an innovative educational robot. We're thrilled to continue our partnership with Wimee into 2024 and excited to share the news of Wimee's new book all about money!
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Unwrapping Fraudsters' Favorite Holiday Schemes
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The Holiday season can be a fraudsters favorite time. Lots of us are buying gifts both online and in stores. Its important to watch your back, and protect your money! Remeber, if a deal seems too good to be true, it probably is!
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Whether you're just wondering what's going on in the housing market, or maybe your New Year's resolution is to get that new home. This podcast is full of useful information for you! Find out what to expect in 2024 with this crazy housing market.
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Identifying the Signs of the Holiday Blues
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The holiday blues are real, and they can affect anybody! Give this podcast a listen to help idetify the warning signs and find out how to help firends and love ones through the holiday blues.
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A lot of times when people think business banking, they don't think credit unions. They couldn't be more wrong! As a credit union, we love helping businesses with their finances. In fact, there are even some advantages, outlined in this podcast, to doing your business banking with a credit union versus a larger bank.…
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Consumers' Own Jim McKee Building Community Through Humility
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On this special 250th episode of Money, I'm Home, we speak to the man... The myth... The legend... Jim McKee. Jim has been an employee at Consumers for over 15 years. If Consumers is volunteering or sponsoring an event out in the community, you can pretty much bank on Jim being there. On this episode you will find out why Jim has made volunteering …
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Being Proactive When Managing Your Mortgage Payments
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Tough financial situation can truly happen to anybody. It could be something a long time in the making, or it could be some thing that comes out of nowhere after something unexpected happens. In this weeks podcast, will talk about what to do if you find yourself in trouble with your finances. Our number one piece of advice: Be proactive, and start …
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From Serving Our Country to Serving Communities
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Wimee Founder and President, Michael Hyacinthe, joins us this week to talk about his journey as a veteran and entrepreneur.
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To many, fraud might seem like something that could never happen to them or sombody they know. In reality, it is happing every day, to people in OUR community.
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This week, we're excited to have one of our partners, the Women's Resource Center on the podcast! This organization educates and empowers women to workplace success in the Grand Rapids area and beyond!
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Key Takeaways On The Dreamforce Conference: Partnering With Salesforce To Solve Current Market Challenges With Patrick Hanley
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What’s in it to partner with Salesforce? That’s the question we will discuss today. Joining Joe Welu in this episode is the Vice President of Partner Ecosystem at Total Expert, Patrick Hanley. Bringing with them from the Dreamforce Conference are some of their key takeaways from Salesforce’s largest event. Patrick shares the trend of AI and how Sal…
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Look out! Haloween is coming... it can be a scary time. You know what else is a bit scarry at the moment? That's right, mortgage rates. Give this podcast a listen and get some insite on what you might be able to expect with the mortagage market in the next few weeks.
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Protect Yourself and Your Family From Social Media Scams
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Has anybody ever reached ot to you and tried to pay you to "use" a picture you posted on social media? It might be real... but chances are its a scam. As you probably have heard before, most of the time if it sounds too good to be true, it probably is!
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