Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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In this episode, we delve into the complexities of Medicare planning. Discover how to navigate the various Medicare options, understand the enrollment deadlines, and learn strategies to optimize your coverage while minimizing costs. Join us as we break down the Medicare landscape and help you make informed decisions for your retirement years.…
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Rob welcomes Stacey Wahlberg, president of Cal's Angels. They educate the public about the realities of pediatric cancer, helping to foster greater understanding and support for affected children and their families. Join us in spreading the word and making a difference in the fight against pediatric cancer!…
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In this episode, we debunk the common myths surrounding the impact of elections on your investments. Discover how political events actually influence the market and learn strategies to navigate potential volatility. Join us as we separate fact from fiction and help you make informed financial decisions during election seasons.…
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In this episode, discover essential strategies to ensure a comfortable and fulfilling life after work. From calculating your retirement savings needs to diversifying your investments, we'll provide actionable insights to help you achieve your financial goals.By Rob Kirvan
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In this episode, we dive into the top nine regrets commonly expressed by those in retirement. From saving habits to spending decisions, we'll uncover valuable lessons to help you avoid these pitfalls and create a more secure financial future. Armed with this knowledge, you can confidently navigate your retirement journey and make the most of your g…
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Financial markets can be volatile, but impulsive decisions based on fear are rarely profitable. In this episode, we dissect the psychology behind panic selling and explore proven strategies to stay calm and focused during market downturns. Learn how to create a resilient investment plan that can weather any storm.…
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Losing a loved one is a difficult experience, both emotionally and financially. This episode provides essential guidance on navigating the complex financial and estate landscape after a death. We'll cover crucial steps like locating important documents, understanding probate, and making informed decisions about assets, debts, and taxes.…
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Buckle up for a deep dive into the current market climate! This episode features Mike Binger, President of Gradient Investments, who breaks down recent trends and offers expert insights on where your money should be headed. Don't miss this chance to get ahead of the curve to help you make informed financial decisions.…
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Don't wing it! In this episode we break down a step-by-step plan to map out your ideal retirement timeline, from maximizing your savings now to navigating Social Security and beyond. Get ready to turn your retirement dreams into a clear and actionable roadmap.By Rob Kirvan
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We explore the risks and possible rewards of crypto currency, and unpack what it means for the future of cryptocurrency. Join us as we decipher the Crypto Craze!By Rob Kirvan
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Feeling lost about retirement savings? This episode tackles the age-old question: how much money do you REALLY need? We'll explore different factors affecting your retirement nest egg, from lifestyle goals to healthcare costs. Tune in for actionable tips to get you on track for a financially secure future.…
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In this episode Rob welcomes back Jay Guerin president of Gradient Life Brokerage to discuss how to insure your legacy.By Rob Kirvan
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In this episode we explore the world of life insurance. We'll break down the different types of policies, discuss how to determine your coverage needs, and explore strategies to maximize your benefit while keeping costs manageable. Tune in and learn how life insurance can be a valuable tool to protect your loved ones' financial future.…
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In this episode we break down the effects of inflation, from its impact on your grocery bill to how it affects your investments, the markets and long-term savings. Join us for tips on managing your finances in an inflationary environment.By Rob Kirvan
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This episode dives into Social Security optimization. We'll explore how to work the system for bigger checks, from maximizing your working years to strategically delaying benefits. Tune in and learn how to get the most out of your retirement income.By Rob Kirvan
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Tune in to today's episode, "All About Roth IRAs"! We'll break down the benefits of Roth IRAs, like tax-free growth and withdrawals in retirement. We'll also discuss eligibility requirements and contribution limits so you can decide if a Roth IRA is the right fit for your financial goals.By Rob Kirvan
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In this very fun episode, Rob welcomes his wife and business partner, Natalie Kirvan to the show! We play our own version of the Newlywed Game where Rob and Natalie have to answer questions about each other.By Rob Kirvan
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This episode dives into securing your golden years. We welcome special guest Troy McCrady from Gradient Financial to talk about tips to help fortify your nest egg and achieve financial peace of mind in retirement.By Rob Kirvan
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Having a strategy in place to handle and uncertain market and economy is important. In this episode we welcome Gradient Investments Portfolio Manager Keith Gangl to talk about where the markets are at, where we might be headed and the various investment options that available.By Rob Kirvan
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Wondering how the upcoming election might impact your investments? In this episode, we'll explore the historical performance of the market during elections, discuss strategies to manage emotional reactions, and emphasize the importance of a long-term investment plan. Tune in and gain confidence navigating your portfolio through election season.…
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Welcome to the new and improved Ready Aim Retire show! Now on video on YouTube and as always available as a podcast on all the major podcast sites. In this episode Rob shows off his new studio and offices and talks about all the new topics and guests that will be featured in upcoming episodes.By Rob Kirvan
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The good news is, we're living longer...the bad news is, we're living longer! You need to have a financial plan that takes into account longevity. The longer you live, the better your financial plan will need to be. We talk about this and more in this episode.By Rob Kirvan
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In this episode we talk about financial risk and how it can affect you and your money. Rob also reveals what he's handing out for Halloween this year...you have to hear it to believe it!By Rob Kirvan
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In this episode we talk about the new COLA (Cost Of Living Adjustment) for Social Security and other changes and financial information you need to be aware of.By Rob Kirvan
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In this episode we take a look at what happened with the market, our economy and finances in the Third Quarter and look at where we might be headed.By Rob Kirvan
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Investing can be tricky, especially if you let your emotions dictate your decisions. In this episode we talk about the benefits of using patience with investing and working with a financial professional.By Rob Kirvan
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How do you know if you are ready to retire? We go over the key questions you need to ask and other ways to know when you can retire.By Rob Kirvan
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This is a tough topic but an important one. All couples need to have a financial plan in place in case of the loss of a spouse. We go over a checklist of what you need to know and do.By Rob Kirvan
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In this episode we discuss what's happening with the market and the economy and what to expect during the 4th quarter.By Rob Kirvan
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In this episode we look at where we are at with inflation and interest rates and what's happening with the current economy.By Rob Kirvan
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In this episode Rob welcomes special guest Becky Willenbring, the Director of Operations for Gradient Investments, to talk about the conversion from TD Ameritrade to Schwab.By Rob Kirvan
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In this show we look at the year so far, from markets to financial news and more.By Rob Kirvan
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The official report on the solvency of the major banks in the U.S. was just released. In this episode we talk about why this is important and what the results might mean for you.By Rob Kirvan
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In this episode we talk about TD Ameritrade - Schwab merger and what it means for you and your investments.By Rob Kirvan
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In this episode we go over where the markets are at, where they may be headed and how it may affect you.By Rob Kirvan
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In this episode we talk about the Tilt Portfolio. We explain what it is and how it works.By Rob Kirvan
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In this podcast episode, we explore the importance of working with a financial services professional, shedding light on the invaluable role they play in guiding individuals through intricate financial terrain, offering tailored expertise, unbiased recommendations, and empowering individuals to make informed decisions to attain their long-term goals…
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In this episode we look at the debt ceiling debate and how it might affect your finances.By Rob Kirvan
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Troy McCrady from Gradient Annuity Brokerage joins the show to go over what annuities are and what their benefits can be especially in a volatile market.By Rob Kirvan
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In this episode we talk about about looking ahead to help minimize your tax burden.By Rob Kirvan
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Join us as we welcome special guest Jay Guerin, the President of Gradient Insurance Brokerage, to talk about insurance and enhanced planning.By Rob Kirvan
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In this episode we look at where we finished financially for the first quarter and what it means for the future.By Rob Kirvan
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In this week's show we discuss the current inflation situation, where it might be headed, and what to do with your finances.By Rob Kirvan
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What happens when the Federal Reserve raises interest rates? How does it affect the banking crisis, the markets and your savings? We talk about all that and more on today's show.By Rob Kirvan
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Silicon Valley Bank has failed. What does that mean for you? Join us as we welcome Jeremy Bryan from Gradient Investements, LLC to give us an idea of what this bank failure means for the general public.By Rob Kirvan
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In this episode we discuss the difference between wills and trusts and why you need to understand both.By Rob Kirvan
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In this episode we are going to talk about enhanced planning. This is the planning you do beyond wealth management. Some of you may refer to it as estate planning or advanced planning. We talk about how to protect your legacy and preserve family harmony.By Rob Kirvan
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During this episode, we’re going to breakdown the federal SECURE 2.0 Act, which may have major implications for millions of retirees.By Rob Kirvan
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Rob has the president of Gradient Investments, Michael Binger, on the show to go over where the market it, his projections on what it is going to do, and also goes over the inflation numbers that were released and how those may affect the market.By Rob Kirvan
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We're back! In this all new episode Rob talks about work, family and financial investments to help prepare you for retirement.By Rob Kirvan
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