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Psychology of Financial Planning Podcast

Dr. Charles Chaffin and Dr. Brad Klontz

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Join Dr. Charles Chaffin and Dr. Brad Klontz as they dive deep into the psychology of financial planning. This podcast, designed for practitioners, is based upon their most recent book and provides actionable insights for advisors to know and serve their clients better.
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Money Mammoth Podcast

Dr. Edward Horwitz & Dr Brad Klontz

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This show is a spin-off of the 2021 book Money Mammoth. Dr. Edward Horwitz hosts the podcast, with financial psychologist Dr. Brad Klontz and Dr. Ted Klontz as a frequent guests, providing expert advice in financial psychology, money habits, and retirement planning. This podcast will help you understand and overcome your financial biases and improve your money relationships. With money being the leading stressor on relationships, it's no wonder why most people struggle with money issues and ...
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Life beyond money! You got rich, now what? Welcome to Richer Soul. Your journey to a more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. Freedom!!! Living Baby Step 7 to the max!
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show series
 
Crafting the Employee Experience Take away: Developing an abundant mindset centered on gratitude for what you have, rather than lament what's lacking, is key to living a fulfilling life. Balancing business growth with personal fulfillment means defining your "why" and ideal lifestyle, not just chasing endless expansion. Prioritizing employee engage…
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Reprogram Your Brain Take away: Recognizing that our childhood experiences, both positive and negative, shape our biology in profound ways. Creating a safe, nurturing environment for kids is vital for their future well-being. And for adults, healing unresolved traumas from the past may be the key to unlocking better physical and mental health. Mone…
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Living a Resolved Life Take away: Creating an ecosystem that allows people's natural talents and tendencies to emerge, rather than forcing predetermined roles, enables harmonious teams and businesses that can thrive. Money Learnings: Anand grew up in a small industrial town in southern India where the match stick and firecracker industry thrived. T…
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Human Life Value Take away: The importance of doing deep inner work to uncover and let go of limiting beliefs and childhood traumas that may be unconsciously shaping our perspectives, actions, and ability to trust ourselves and others as adults. Money Learnings: Michael Isom started working at a local motorcycle dealership when he was in 7th grade,…
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You're Not Broken Take away: Your past does not define your future. You can create the life you want without having to "fix" yourself, and that true abundance comes from recognizing the richness that already exists in your present circumstances. Money Learnings: Growing up in New Zealand, Chris didn't receive much education about money management. …
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How to Master Your Financial Psychology Take away: Developing an internal locus of control, where you take responsibility for your financial outcomes instead of blaming external factors, is a powerful mindset that can lead to significantly improved financial behaviors and outcomes. Money Learnings: Brad grew up in a lower-income family, with his pa…
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Scaling Up Take away: Putting the right people systems and processes in place is critical for reducing the burden on the business owner, improving profitability, and allowing the business to run more smoothly and successfully. Implementing these structured people management practices is key to achieving sustainable growth. Money Learnings: Corwin's…
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The Science of Awakening Your Non-Self Take away: To embark on a journey of personal growth by continually questioning, learning, and striving to see beyond the surface-level illusions that constrain so many people's perceptions of what is possible. Money Learnings: Clement Decrop grew up where money came in the form of a reward system for doing we…
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31 Days to Become a Better Man Take away: Having the discipline to live frugally, work hard, continuously invest in self-development, and keep perspective on what constitutes true abundance leads to financial freedom and a fulfilling life. Money Learnings: As a young kid, Joel was attracted to toys and material things, but his parents repeatedly to…
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Making the Ultimate Investment Take away: The importance of developing a mindset of abundance, differentiation, and gratitude, while consistently investing in personal growth, in order to design a passionate and purposeful life aligned with their values and ability to build generational wealth. Money Learnings: Mark's father had a heart attack when…
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How to be Resilient Take away: Knowing your purpose helps you make decisions, motivates you through hard times, and ensures your business serves you rather than the other way around. It enables you to build a business and life you love. Money Learnings: Chrissy learned that money was connected to effort, saving, giving, and planning from her family…
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How to Succeed When Everyone Expects You to Fail Take away: Challenges early on, while difficult, can be the fire that forges your inner strength. If you believe in yourself and your abilities, you can exceed other's low expectations. Never let your humble beginnings limit your ambition. Turn adversity into advantage. Money Learnings: Jonathan's ch…
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Creating a Wealthy Life Take away: Money is a tool that should enable you to live a fulfilling life, not be the sole focus. Having clarity on your ideal lifestyle, relationships, and experiences is crucial. Then determine the amount of money needed to support that vision. Don't get caught in the trap of chasing more money for money's sake. Instead,…
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Unlock Your Impossible Life Take away: You have the power to renegotiate your existence and make the impossible reality by shifting your mindset and energy frequency. Money Learnings: Chris grew up in a privileged neighborhood financially but had a difficult childhood due to family trauma and issues with his father. He emphasizes the need to change…
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Psychedelics for Everyone Take away: Exploring psychedelics and integrating spiritual practices can offer profound insights and lead to personal transformation, contributing to a more abundant and balanced life. Money Learnings: Matt Zemon shared that he had an interesting childhood, which included experiencing a range of financial circumstances. H…
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The Willingness to Be Wrong Take away: Discover the power of a positive mindset, the importance of having a clear purpose, and the benefits of creating a comprehensive life plan, all while emphasizing the interconnectedness of health, wealth, time, relationships, and spirituality in living a harmonious life. Money Learnings: Graham Lutz learned ear…
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How to Overcome Yourself Take away: The concept of making growth decisions versus comfortable decisions is crucial in personal and professional development. Being willing to embrace discomfort and make choices that lead to growth, even in small increments, can lead to substantial progress over time. Money Learnings: Benjamin Owen learned from his f…
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The Opposite is True Take away: The key to living a fulfilled life lies in aligning our mindset, purpose, life plan, health, wealth, time management, relationships, and spirituality. Money Learnings: Efren Delgado learned valuable money lessons as a child, such as the importance of hard work, frugality, and saving. These early experiences shaped hi…
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How to Evolve as a Business Owner Take away: The journey of evolving as a founder requires embracing each stage's struggles to develop new skills, rather than rushing ahead; the joy is found in the present moment. Money Learnings: Money was a source of stress and problems in Scott's family growing up. His dad worked a blue-collar job and his mom wo…
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How to Escape the Matrix Take away: By examining our generational money stories and embracing tools like mindfulness, breathwork and psychedelic medicine, we can transcend limiting programs and unlock our infinite human potential. Money Learnings: Mark Worster grew up with contradictory money messages from frugal, Depression-era grandparents on one…
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From Burnout to Brilliant Busy Brain Cure Take away: There are tangible steps you can take, even with a stressful lifestyle, to mitigate the effects of chronic stress and find more balance and wellbeing. Dr. Romie provides evidence-based yet practical suggestions to make this possible. Money Learnings: Growing up in an immigrant family, Dr. Romie w…
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How to Succeed on Your Terms with Bo Bennett Take away: Living an abundant life requires playing to your natural strengths while staying open and adaptable to unexpected opportunities that arise. Money Learnings: Dr. Bennett grew up in an entrepreneurial family where everyone started their own businesses rather than getting traditional jobs. This s…
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How to Create the Ultimate Mindset with Mark Panceira Take away: You have the power to create the life and results you want by changing your thinking and taking purposeful action. Money Learnings: Mark's childhood experiences and family greatly shape his money mindset and relationship with wealth. He is aware of negative money messaging internalize…
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How to Tune Into Our Soul with Rhiannon Heins Take away: The significance of reconnecting with one's inner strength and living genuinely in harmony with personal purpose and joy. The transformative power of reclaiming one's authenticity and aligning with inner passions. This serves as a compelling reminder for individuals to prioritize their own tr…
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Controlling Mental Chaos in 4 Simple Steps with Jaime Pineda, Ph.D. Take away: Focus on enjoying the present moment. He says this state of mindfulness reduces anxiety and taps into innate creativity. The key is learning to find joy and fulfillment in each moment. Money Learnings: Jaime learned from his parents that there is power in having money av…
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Go For Stupid – The Art of Achieving Ridiculous Goals Take away: Ask for what you want and go after seemingly impossible goals. You'll be surprised at what you can accomplish! Money Learnings: Making mistakes with money when he was younger taught him important lessons about managing finances responsibly. He embraces failures as learning experiences…
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QuitProof: The 7 Necessities for Becoming Resilient with Jenn Drummond Take away: The importance of learning to appreciate the ordinary, finding joy in being present, and embracing curiosity and enjoyment in the journey rather than solely focusing on the end goal. Money Learnings: Lessons were learned from a grandmother's garage sales and starting …
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Rewiring the White Collar Mind with Charles Price Take away: To find work you feel valued in while making space for all aspects of life, ultimately seeking contentment in each moment rather than chasing distant goals. Money Learnings: Charles Price's financial education was lacking despite studying law and economics and personal finance had to be s…
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How to Live in Alignment With Your Soul's True Calling Take away: Living an abundant life comes from working passionately at what fulfills your soul, attracting kindred spirits, and having the courage to lead. Reflect on what you truly love doing and take one step towards making that a bigger part of your life. Money Learnings: Alicia grew up in a …
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Rewire Your Brain by Becoming a Habit Mechanic Take away: Our brains operate mostly on autopilot through habits. Becoming aware of our habits and purposefully shaping them is the key to transforming our lives. Dr. Jon Finn emphasizes that even though we may intellectually know certain principles, we don't actually do what we know - we do what we're…
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Uncovering Your True Self: A Path to Self-Realization Take away: True happiness and fulfillment come from within, yet we often seek them through external achievements, possessions, and stimulations. This episode explores how embracing our present experience, releasing limiting beliefs, and infusing daily activities with greater consciousness can re…
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Mellow Your Money: How to Surf the Market and Build Wealth Without Stressing Yourself Out Take away: Amidst the daily noise and volatility, Mick stresses tuning out the panic and sticking to your long-term personal financial objectives. Rather than reacting to market swings, predetermined guidelines keep emotions in check. This could mean taking pr…
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The Buddha Who Drove a Bentley Take away: Where you start has nothing to do with what you can achieve Money Learnings: Alessandro grew up poor, moving back and forth between Sicily and the U.S. 4 times as a child. He was determined from a young age to understand money and not struggle financially as an adult. Bio: Alessandro Tronco is living proof …
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Becoming Your Best Self: Unlocking the Awakened Man Within Take away: Discover unconventional yet practical personal development shortcuts that can profoundly transform and improve your life faster than you imagined possible. Money Learnings: Pete's family did not teach him much about money growing up. His mom was a saver while his dad was a spende…
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Rapid Transformation: How to Unlock Your Potential Takeaway: In this episode, Erin Pheil discusses her unique subtraction approach to help people rapidly transform by identifying and removing lifelong root causes. Money Learnings: Erin received mixed messages about money from her parents growing up, leading to confusion around spending and saving. …
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Living a Purposeful Life Take away: Understanding oneself and finding joy through growth and contribution Money Learnings: Damon did not receive any financial education from his family or school. His challenging childhood and the pursuit of success later in life were influenced by his desire to be seen and validated Bio: Damon is a Realtor in Color…
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The Gut-Brain Connection: Optimizing Your Microbiome for Health Take away: Your microbiome impacts far more than just digestion - optimizing your gut flora is crucial for overall physical and mental health. Money Learnings: Erika learned that money was important. Money was something that you don't really talk about. She learned about her dad invest…
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Exposing Leadership & Strategy Myths Takeaway: Winning makes employees happy, not being told they're valued Money Learnings: Don Schmincke grew up without much money but learned a lot about survival Bio: Don Schmincke is the author of the Best-Selling book The Code of Executive and has been featured in the Wall Street Journal and USA Today. He is a…
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Unleash Your Limitless Potential Takeaway: We all make our own reality Money Learnings: Andy's biggest money education came at age 13 when his family home burned down. His parents gave him $5,000 from the insurance payout to buy new belongings, which taught him how to manage money. Bio: Andy Hite is a recognized leadership coach who supports entrep…
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Escape the Rat Race and Create Lasting Wealth Takeaway: Do business in a way that makes you happy Money Learnings: Chris grew up in a household where money was scarce and his father's stressful job negatively impacted his health. Despite these challenges, Chris overcame the scarcity mindset and pursued entrepreneurship, finding control over his own…
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Land Banking for Big Returns Takeaway: Learn to be less judgmental and listen more to others Money Learnings: Brad grew up in Great Neck, New York and learned about money by observing his father. He later became a business coach after accidentally discovering his talent for asking questions and holding people accountable. Bio: Brad Warren is a nati…
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Debt: Engine of Prosperity or Road to Ruin? Takeaway: Gain a more comprehensive understanding of the role of debt in the economy Money Learnings: Richard had a pretty typical upper middle class upbringing. He got an allowance and had a part-time job Bio: Richard Vague’s career has spanned fields as varied as banking, energy, government, and the art…
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Get What You Want in Life Takeaway: Believe in oneself and set clear goals to train the brain to find a way to achieve them Money Learnings: Despite initially believing he was not good at math, he successfully became a math professor and even wrote two college textbooks on computer software and math. Bio: Steven Campbell acquired his Masters at the…
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Unleashing Your Potential: Breaking Through the Barriers that Hold You Back Take away: Make the truth the most important thing Money Learnings: Growing up in Andrew’s family and at school, most things he learned about money weren't very empowered. Bio: Andrew Daniel is an award-winning and international bestselling author and director at the Center…
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Take away: Work with the right people Money Learnings: Brad started working in finance at a young age after a family bankruptcy showed him the importance of understanding money. Bio: Brad Barrett is a Managing Director with One Capital Management. He advises private individuals and families on their personal investment and advanced planning needs. …
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Mastering the Inner Game Take away: You cannot control what happened in the past, but you can choose how you move forward in your life Money Learnings: Ilene grew up in an upper middle class Jewish family in New York and she watched success being built through his father. Ilene learned about money management from her dad, not from school. Bio: Ilen…
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Unleashing Radical Resilience, Thrive Through Life's Challenges Take away: Radical resilience can help you get through tough times. The reality is that we all face obstacles and find a way to get past them. Andy Garrett’s prior episode on the podcast: https://richersoul.com/ep-200-grow-and-thrive-with-dr-andy-garrett/ Bio: With a doctorate in clini…
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A 5 step Roadmap to Enlightenment and Prosperity Take away: Reputations are built on someone else's vision of you, not your vision of yourself, so ignore them. Money Learnings: Jonathan learned from his parents that if you want to make more money, work harder and work more hours. Found out later on in his life that there’s something different you n…
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Take away: Listen to learn Money Learnings: Brian was born to young parents. His family struggled but they provided well. Bio: Brian Smith, PhD, founder and senior managing partner of IA Business Advisors, a management consulting firm that has worked with more than 18,000 CEOs, entrepreneurs, managers and employees worldwide. Together with his daug…
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From Muted to Magic How to Strip Away Society's Lies and Reconnect with Your Inner Spark Take away: Trust that that magic you seek is within you Money Learnings: Shirin came to the States from Iran when she was nine. She grew up in a fairly affluent family. Bio: Shirin Etessam is an entrepreneur, seasoned media executive, and transformational speak…
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