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235: Decoding Social Security: Navigating the Latest Updates
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Are you missing out on your social security benefits? Social Security updates may not be the most riveting topic, but they’re a lifeline for those who depend on these benefits. Whether you’re already receiving Social Security or planning for the future, keeping up with the latest changes can make navigating the system a whole lot smoother.
In this episode, host Annette Hines delves into the intricacies of the recent updates to Social Security benefits, specifically focusing on In-Kind Support and Maintenance (ISM) and overpayments. She expresses concerns about the impact of ISM on Social Security recipients, particularly those on SSI. Annette argues that including shelter costs in ISM calculations perpetuates poverty among recipients, making it especially difficult for them to secure housing in high-cost areas. She also underscores the importance of addressing the shelter component of ISM to reduce financial strain, and she highlights the need to streamline the overpayment recovery process to mitigate the burden on beneficiaries.
In this episode, you will hear:
How to understand the asset limits for Social Security benefits to ensure eligibility and compliance with regulations
Why it is important to learn about Substantial Gainful Activity (SGA) and its implications for individuals with disabilities receiving benefits.
How to utilize Impairment-Related Work Expenses (IRWE) to reduce income for the trial work period and maintain benefits
What to consider about subsidization from employers to prevent disabled workers from exceeding substantial gainful activity levels.
How to stay informed about recent changes to Social Security benefits and overpayment recovery rates to manage repayment demands.
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