House Sellers Beware: Realistic Pricing Still Key Despite Falling Interest Rates

Property Apprentice Podcast

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26:18

How do you know when it’s time to make your next big career move? With International Women’s Day around the corner, we are excited to feature Avni Patel Thompson, Founder and CEO of Milo. Avni is building technology that directly supports the often overlooked emotional and logistical labor that falls on parents—especially women. Milo is an AI assistant designed to help families manage that invisible load more efficiently. In this episode, Avni shares her journey from studying chemistry to holding leadership roles at global brands like Adidas and Starbucks, to launching her own ventures. She discusses how she approaches career transitions, the importance of unpleasant experiences, and why she’s focused on making everyday life easier for parents. [01:26] Avni's University Days and Early Career [04:36] Non-Linear Career Paths [05:16] Pursuing Steep Learning Curves [11:51] Entrepreneurship and Safety Nets [15:22] Lived Experiences and Milo [19:55] Avni’s In Her Ellement Moment [20:03] Reflections Links: Avni Patel Thompson on LinkedIn Suchi Srinivasan on LinkedIn Kamila Rakhimova on LinkedIn Ipsos report on the future of parenting About In Her Ellement: In Her Ellement highlights the women and allies leading the charge in digital, business, and technology innovation. Through engaging conversations, the podcast explores their journeys—celebrating successes and acknowledging the balance between work and family. Most importantly, it asks: when was the moment you realized you hadn’t just arrived—you were truly in your element? About The Hosts: Suchi Srinivasan is an expert in AI and digital transformation. Originally from India, her career includes roles at trailblazing organizations like Bell Labs and Microsoft. In 2011, she co-founded the Cleanweb Hackathon, a global initiative driving IT-powered climate solutions with over 10,000 members across 25+ countries. She also advises Women in Cloud, aiming to create $1B in economic opportunities for women entrepreneurs by 2030. Kamila Rakhimova is a fintech leader whose journey took her from Tajikistan to the U.S., where she built a career on her own terms. Leveraging her English proficiency and international relations expertise, she discovered the power of microfinance and moved to the U.S., eventually leading Amazon's Alexa Fund to support underrepresented founders. Subscribe to In Her Ellement on your podcast app of choice to hear meaningful conversations with women in digital, business, and technology.…

about a year ago 17:06

MP3•Episode home

Topic #1: NZHerald 18th of February - Property investors eye short-term rentals for higher yields

Topic #2: Interest.co.nz 19th of February - Auckland's median price dropped $51,000 in January, national median down $30,000
Topic #3: RNZ19th of February - All major banks cut interest rates after official cash rate drops

Topic #4: RNZ 19th of February - House sellers warned to be realistic despite falling interest rates

Topic #5: NZ Adviser 20th of February - New Zealanders prioritise mortgage and essential bills, survey finds

#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #marketupdate
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*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

201 episodes

#Trading #Business #Debbie & Paul Roberts #Paul Roberts #Real Estate #Property #New Zealand #Finance #Money #Risk Management #Home Buying #Retirement #Podcasting Education #Investing #Saving

House Sellers Beware: Realistic Pricing Still Key Despite Falling Interest Rates

Property Apprentice Podcast

published about a year ago

MP3•Episode home

Send Us A Message! Let us know what you think.

201 episodes

#Trading #Business #Debbie & Paul Roberts #Paul Roberts #Real Estate #Property #New Zealand #Finance #Money #Risk Management #Home Buying #Retirement #Podcasting Education #Investing #Saving

All episodes

1
Boost Your Retirement: The Case for a 4% KiwiSaver Contribution 18:17

6 days ago18:17

18:17

Send Us A Message! Let us know what you think. Topic #1: Oneroof 16th of March - OneRoof’s Need to Know: NZ’s most expensive and cheapest streets revealed Topic #2: Stuff 19th of March - How to cut 10 years off your mortgage and pay less interest Topic #3: NZ Herald 20th of March - ‘Rate wars’ puts long-term mortgage-fixing back in the frame Topic #4: Stuff 20th of March -Why experts say your KiwiSaver contribution should be a minimum of 4% Topic #5: RNZ 20th of March - Here's what your credit score might stop you doing #propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #housingmarket #Kiwisaver Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.…

1
Rise in Retiree Renters: How It Will Shape Housing Data for Decades 19:44

16 days ago19:44

19:44

Send Us A Message! Let us know what you think. Topic #1: Good Returns 4th of March - Rise in retiree renters to influence data in decades to come Topic #2: NZ Herald 4th of March -What is NZ’s biggest KiwiSaver balance? Topic #3: RNZ 5th of March - Number of pensioners needing rent help nears 50,000 Topic #4: 1News 6th of March - Modest growth in property values in February - CoreLogic Topic #5: Good Returns 6th of March - Longer-term mortgage rates near cycle lows #propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #propertymarket Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.…

1
House Prices in 2025: Major Bank Backtracks on Predictions—What’s Next? 18:20

16 days ago18:20

18:20

Send Us A Message! Let us know what you think. Topic #1: Stuff 11th of March - More listings than sales: How to sell your house Topic #2: 1News 10th of March -What will happen to house prices this year? Major bank changes its mind Topic #3: NZ Herald 11th of March - What to do if you are worried about your KiwiSaver balance Topic #4: RNZ 10th of March - Are women really more conservative investors? Topic #5: Stuff 13th of March - Summer 2025 marks flattest housing market performance in six years - QV #propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #propertymarket Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.…

1
Housing Confidence Makes a Rebound 15:09

4 weeks ago15:09

15:09

Send Us A Message! Let us know what you think. Topic #1: RNZ 26th of February - Refixing borrowers swamp banks Topic #2: NZ Adviser 27th of February - Report reveals gender gaps in NZ property ownership Topic #3: NZ Herald 24th of February - Waiting to fix mortgages in 2026 could cost borrowers more, interest rate analyst says Topic #4: NZ Herald 24th of February - Housing confidence back to 2020 levels - survey Topic #5: NZ Adviser 27th of February - Real estate investors reevaluate portfolios – survey #propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #propertymarket Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.…

1
House Sellers Beware: Realistic Pricing Still Key Despite Falling Interest Rates 17:06

5 weeks ago17:06

17:06

Send Us A Message! Let us know what you think. Topic #1: NZHerald 18th of February - Property investors eye short-term rentals for higher yields Topic #2: Interest.co.nz 19th of February - Auckland's median price dropped $51,000 in January, national median down $30,000 Topic #3: RNZ19th of February - All major banks cut interest rates after official cash rate drops Topic #4: RNZ 19th of February - House sellers warned to be realistic despite falling interest rates Topic #5: NZ Adviser 20th of February - New Zealanders prioritise mortgage and essential bills, survey finds #propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #marketupdate Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.…

1
Kāinga Ora Slashes Rent Debt: What It Means for Tenants & Investors 15:32

6 weeks ago15:32

15:32

Send Us A Message! Let us know what you think. Topic #1: RNZ 11th of February - ‘Pre-wave' of property investors start to appear Topic #2: Good Returns 11th of February - Borrowers switch from floating to fixed rates at brisk clip Topic #3: NZ Herald 11th of February - Kāinga Ora cracks down on rent debt, halves outstanding amount Topic #4: NZ Adviser 12th of February - NZ's residential property market shifts toward buyers Topic #5: RNZ 12th of February - Flat hunting? Here's why a landlord can't ask whether you have got a job #propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #rent #newzealand Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.…

1
First-Home Buyers: Should You Jump In Now? Westpac Drops Rates Below 5% 19:28

7 weeks ago19:28

19:28

Send Us A Message! Let us know what you think. Topic #1: Realestate.co.nz 3rd of February - Sellers hit 2025 hard, with new listings at levels not seen in a decade Topic #2: NZ Herald 4th of February -Housing Minister Chris Bishop reveals Kāinga Ora’s turnaround plan to reduce deficit Topic #3: Oneroof 4th of February - Wellington’s average RV drops 24%: Which suburbs are most at risk? Topic #4: NZ Herald 5th of February - Major banks cut home loan rates; Westpac first to go sub 5% Topic #5: RNZ 5th of February - Should first-home buyers rush to get in the market? #propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.…

1
Buyers Benefit from Surging Housing Inventory 17:57

9 weeks ago17:57

17:57

Send Us A Message! Let us know what you think. Topic #1: Stuff 22nd ofJanuary - What the unchanged inflation rate means for your mortgage Topic #2: NZ Herald 22nd of January -Rising rents the biggest driver as inflation stays stuck at 2.2% Topic #3: Interest.co.nz 22nd of January -REINZ says December was especially quiet and buyers had plenty to choose from as housing inventory surged Topic #4: RNZ 21st of January- 'No rush back' to the housing market Topic #5: The Mortgage Mag 22nd of January -Investor mortgage borrowers’ sentiment takes a nose dive #propertyapprenticenz #investingadvice #mortgagerates #OCR #landlords #RBNZ Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.…

1
Why Borrowers Are Flocking to Short-Term Mortgage Rates 18:01

10 weeks ago18:01

18:01

Send Us A Message! Let us know what you think. Topic #1: RNZ 15th of January - Mortgage calls: When will borrowers see value in long-term rates again? Topic #2: Interest.co.nz 16th of January -There was a 30% drop in buyer interest on Trade Me Property in December Topic #3: Good Returns 15th of January -Borrowers turn to short term mortgage rates in droves Topic #4: Interest.co.nz 16th of January-Economists see latest NZIER Quarterly Survey of Business Opinion as clearing the way for a further substantial cut to the Official Cash Rate next month Topic #5: Corelogic 16th of January -Rumours swirling over NZ’s foreign buyer ban - million-dollar agents think changes are afoot #propertyapprenticenz #investingadvice #mortgagerates #OCR #landlords #RBNZ Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.…

1
Fear of a Better Offer (FOBO): The Christchurch Housing Market Effect 17:35

15 weeks ago17:35

17:35

Send Us A Message! Let us know what you think. Topic #1: RNZ 12th of December-Building cost inflation drops to lowest annual rate since 2015 Topic #2: Oneroof 12th of December -FOBO knocks Christchurch for six: What is it and what is it doing to house prices? Topic #3: RNZ Herald 12th of December-Smaller banks often match big bank interest rates - mortage adviser Topic #4: Oneroof 11th of December -Tony Alexander: Don’t bet on ultra-low mortgage rates next year Topic #5: Corelogic 12th of December -Best of the Best 2024 unveils a year of contrasts #propertyapprenticenz #investingadvice #mortgagerates #OCR #landlords Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.…

1
The Bank of Mum and Dad is Still Funding Dreams in 2024 16:40

16 weeks ago16:40

16:40

Send Us A Message! Let us know what you think. Topic #1: 1News 4th of December-Stable property prices help fuel 'Goldilocks' market — report Topic #2: The Mortgage Mag 5th of December -Bank of mum and dad alive and well Topic #3: NZ Herald 4th of December-Commerce Commission investigated Valocity over competition issues among valuers Topic #4: Interest.co.nz 3rd of December -Barfoot & Thompson's sales and selling prices both headed higher in November but the agency has a mountain of stock to deal with Topic #5: Corelogic 5th of December -‘Holding pattern’ continues for property values in November #propertyapprenticenz #investingadvice #mortgagerates #OCR #landlords Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.…

1
Rising Housing Confidence: How Falling Interest Rates Are Changing the Market 17:32

17 weeks ago17:32

17:32

Send Us A Message! Let us know what you think. Topic #1: NZ Herald 16th of November-Housing Minister Chris Bishop outlines Government plans to make is easier for community housing providers to get finance Topic #2: RBNZ Media Realease 27th of November -OCR 4.25% - OCR lowered further as inflation returns to target Topic #3: NZ Herald 26th of November -Housing confidence rises as interest rates continue to fall Topic #4: RNZ 27th of November - The rule change that's likely to hit property investors harder Topic #5: RNZ 27th of November -KiwiSaver provider suggests saving no less than $1 million for retirement Click to book a free, no-obligation meeting with Paul Click to join a free Online or In-Person How to Succeed with Property Investing Event Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.…

1
Say Goodbye to Paper: The Tenancy Bond Service Gets a Digital Makeover 3:33

18 weeks ago3:33

3:33

Send Us A Message! Let us know what you think. Welcome to the Property Apprentice Podcast, where we empower New Zealand property investors with the tools and insights they need to thrive! In this episode, host Debbie Roberts breaks down the exciting updates to New Zealand’s tenancy bond system. After 24 years of paper-based processes, the tenancy bond service is going digital! Starting in late November, lodging new bonds will become faster, easier, and more secure with mandatory online options. Debbie covers everything you need to know, including: 📌 How the new system works Digital bond lodgement options via online forms or B2B property management software. Enhanced payment methods for secure transactions. 📌 Benefits for landlords, property managers, and tenants Faster processing times. Improved data accuracy and bond management. 📌 What stays the same Existing bonds and related processes like refunds and updates remain unaffected for now. 📌 How to stay updated Subscribe to the Tenancy Matters newsletter. Follow Tenancy Services on Facebook . Submit an Expression of Interest to participate in future system testing. This episode is packed with practical advice to help landlords and property managers transition smoothly to the new system. Don’t miss it! 🔗 Visit https://www.tenancy.govt.nz/ for more details. 👉 Subscribe to the Property Apprentice Podcast for more tips and updates on property investment in New Zealand! #propertyinvestors #nzproperty #landlordtips #realestateinvestors #newzealand #investingadvice #propertymanagement #housingmarketupdate Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.…

1
Is Capital Gains Tax the Key to Funding NZ's Aging Population? 17:42

18 weeks ago17:42

17:42

Send Us A Message! Let us know what you think. Topic #1: Interest.co.nz 20th of November-Independent global economic researchers Capital Economics say despite their expectation the RBNZ will slash the OCR to just 2.25% in 2025 the housing market price recovery will be 'muted' Topic #2: The Mortgage Mag 19th of November -Mortgages harder to get over the line Topic #3: NZ Herald 19th of November -Landlord paid $4k after $40k of damage, goes to Tenancy Tribunal Topic #4: Stuff 21st of November - Investors on the rebound and first home buyers still strong in sluggish market Topic #5: RNZ 21st of November -Capital gains tax the best way to raise revenue as NZ 's population ages - Treasury Click to book a free, no-obligation meeting with Paul Click to join a free Online or In-Person How to Succeed with Property Investing Event Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.…

1
Market Insights: From Home Renovations to Summer Travel Booms 18:02

19 weeks ago18:02