96. Budgeting Bliss (a true story)

Women & Money Cafe

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12M ago 44:53

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In this episode Sara grills Julie on how she went from budgeting disaster to master of spending plans.
They have a really frank discussion about what went wrong for Julie when she's tried budgeting in the past. Why as much as she loves apps, they just didn't work for her. She'd get disheartened and give up. Plus, like some of you, she thought what's the point? There's enough coming in to pay for everything. Do you really need a budget?
Find out what changed and how she's now found a way to create a spending plan she can stick to.
One to watch out for is the struggle of categorising Amazon expenses and navigating the ever-changing landscape of digital purchasing.
Ultimately, nailing monthly spending has left Julie spending her money on what truly matters to her and improving her overall well-being.
💰 Since recording, Julie went and checked her takeaway/coffee spend from 2022 - £230 per month.
RESOURCES:
Pete Matthew's Spreadsheet
Money Dashboard
Lumio
Emma
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YOUR HOST

Julie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she’s spent years studying and researching how stress affects our financial decision making.

Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.
Ebb & Flow Financial Coaching | Bree Wealth & Tax | Instagram
CO-HOSTS
Sara Walker is a financial planner and financial coach with 33 years’ experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives.

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