Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, rec ...
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Homeowners - maximize your investment - even if you do not plan to sell. Utilize sound Smart To-Do's with Home Maintenance. The process of Selling your home. Tips for many aspects of the Buying process. Downsizing and financial support for Senior adults. Guests offer sound advice, tips and experience. Join us today! Follow and share with friends and family ~
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All My Children Wear Fur Coats with attorney, animal advocate and pet mom Peggy Hoyt is a weekly "pawcast" for pet lovers and their furry kids. Favorite topics include animal rescue and welfare, pet loss and grief, estate planning for pets, pet health and wellness, unique pet products, protecting pets in disasters, and animal communication, just to name a few. With more than 200 guests since its creation, All My Children Wear Fur Coats has something for every pet pet parent and animal lover. ...
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Ric Edelman is the nation’s most acclaimed financial advisor, the #1 New York Times bestselling author of 11 books on personal finance with more than one million copies in print in seven languages, and founder of the nation’s largest financial planning firm, ranked #1 for quality by Consumer Reports. Every weekday, Ric gives you the information you need about the five personal finance topics that matter most today: longevity, retirement security, exponential technologies, digital assets, and ...
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Welcome to The Roth Guy with Jude Wilson, your go-to podcast for all things tax, finance and retirement, hosted on YouTube and available on your favorite podcasting platforms! Each episode, join Jude Wilson as we explore the essential world of retirement planning, tax strategies, and overcoming financial hurdles. Imagine your financial journey as an epic superhero tale—filled with challenges like taxes, inflation, and market risks. But don’t worry, with Jude’s guidance, you can master your f ...
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Tim Majka- your professional Long Beach Real Estate Agent
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When planning your will, don’t forget your pets. Protect them by naming a caregiver and setting aside funds to ensure their well-being after you're gone. #EstatePlanning #PetCare #WillsAndTrusts #FinancialPlanning #PetTrusts #LegacyPlanning #PetOwners #FamilyPlanning #LegalAdvice #ProtectYourPets ----- Subscribe to podcast updates: https://form.jot…
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9/3/24: A Roadmap for Voting in the 2024 Election
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Choosing between Trump and Harris...do you prioritize personality or policy? Ric looks at the impact on your financial future and the economy as a whole. Hashtags: #Election2024 #PresidentialElection #Politics #VoterDecision #PolicyOverPersonality #USPolitics #Trump2024 #Harris2024 #EconomicPolicy #VotingMatters ----- Subscribe to podcast updates: …
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09.03.24 The Cost Of Pet Ownership / Florida Real Estate Alert
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The decision to own a pet should not be taken lightly, with veterinary hospital bill shock causing great financial strain on pet owners. Clark explains the market forces at work, and where to look for more affordable pet care. Also, a special warning if you or someone you know is considering buying a condo in Florida. There’s been a pivot in the re…
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Ep 107 - Inspired Volunteers Strengthen Communities Nationwide
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Discover Simple Ways to Make a Big Impact in Your Community—Tune In and Start Making a Difference Today! How to participate and support local initiatives and businesses by volunteering. Your Go-To Podcast! Created for Property Owners - to maximize your investment - even if you do not plan to sell. Selling your home tips. Buyers learn many aspects o…
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08.30.24 Clark Answers His Critics on Clark Stinks / A Word To Employers
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - A recent stat reveals that unhappy workers may reduce Global GDP by up to 9% - so what do workers want? Clark discusses “enlightened self-interest” and the vital importance of valuing employees. Clark Stinks: Segments 1 & 2 Boss Ad…
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8/29/24: Why Do You Still Own Mutual Funds?
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Mutual funds may have been great in the past, but it's time to move on—ETFs offer lower costs, better tax efficiency, and real-time pricing. If you're still holding mutual funds, ask yourself why. Plus, age shouldn't dictate your investment strategy—at 69, staying in the market could be crucial for your financial future. If you're told otherwise, i…
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Join us for this episode of “The Roth Guy” as we cover the fundamentals of Roth IRAs. We'll start with the basics: What exactly is a Roth IRA? Jude breaks down the essential components, including the differences between traditional IRAs and Roth IRAs, and why it's crucial to consider tax diversification in your retirement strategy. He’ll also cover…
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08.29.24 Are You Paying A “Loyalty Tax”? / Dream Come True: An Affordable Wedding
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There’s an allegation that companies are buying and using consumer data to charge individual, discriminatory prices. Clark discusses how to get around the loyalty tax you may unknowingly be paying. Also today, there is a trend in weddings to rethink the fantasy event and scale down to have funds for other priorities. Clark shares ideas to help coup…
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8/28/24: New Evidence that Crypto is Going Mainstream
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Despite political division on crypto, developments like BRICS' digital payment system, U.S. government adoption, and rising institutional interest underscore the growing significance of blockchain and digital assets in global finance. And why you need to talk to your financial advisor about it. #Cryptocurrency #Blockchain #DigitalAssets #BitcoinETF…
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08.28.24 How Safe Are QR Codes? / Avoid Rental Car Toll Fees
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QR codes are everywhere, and criminals have found a way to exploit them. Approach with caution and know what to look out for. Also, Clark recently got caught up in a rental car toll issue and tells you how to avoid the toll fee traps that can come with car rentals. QR Code Scams: Segment 1 Ask Clark: Segment 2 Rental Car Toll Fees: Segment 3 Ask Cl…
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8/27/24: New Research Answers the Question: Is College Worth It?
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A new study reveals that nearly a quarter of bachelor’s degrees and half of master’s degrees have a negative ROI, challenging the assumption that college always pays off. Plus, Ric answers a question from a financial advisor about the lack of regulations governing stablecoins like Tether and USDC, which heightens the risk of a financial crisis with…
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08.27.24 Credit Card Debt - Have A PLAN / Ending Distracted Driving
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Clark shares some tough new stats about American credit card debt. If you are in debt, you are definitely not alone. Know the strategies that can set you on a path to freedom from debt. Later, insurers are exploring some interesting ways to cut down on the critical problem of distracted driving. Clark has his own way of banishing phone use while be…
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Retirement is approaching for Generation X, raising crucial questions about future living arrangements and financial readiness. This episode challenges you to think ahead and make informed decisions that align with your family's needs and your own long-term security. #RetirementPlanning #GenX #FutureHousing #AgingInPlace #FamilyDecisions #Boomers #…
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08.26.24 The Penny Stock Pump & Dump / Robo Text Scams
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An important lesson for new investors: Clark explains the penny stock pump & dump rip off - a worsening problem in the digital age. Also, as the number of robo calls decline, “robo texts” are increasing and come in many forms, looking to get at your identity and into your wallet. Know how to spot scam texts and hit DELETE. Penny Stock Rip Off: Segm…
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8/23/24: This Economist’s Proposal Won’t Solve the Social Security Crisis
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In this election season, Social Security should be a key topic of debate due to its impending funding crisis, which could lead to a 25% reduction in benefits by 2032. Then Ric and industry experts discuss the challenges of organic growth for financial advisors, noting the shift from individual client acquisition to broader strategies. And Ric answe…
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08.23.24 Clark Answers His Critics on Clark Stinks / Home Energy Tax Credits
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, most states are still under costly monopoly power control for energy and those costs continue upward. But you are not powerless! In addition to the payback of lower bills, there are tax credits for energy efficient home improvements…
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8/22/24: Iran's Surge in Cosmetic Surgery and 3D-printed Communities: The Expanding Impact of Exponential Technologies
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Exponential technologies continue to revolutionize industries, creating new opportunities and challenges. However, the anticipated great wealth transfer won't be enough to secure retirement for most, highlighting the need for proactive financial planning. #ExponentialTech #3DPrinting #CosmeticSurgery #TechInnovation #FutureTech #WealthTransfer #Ret…
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08.22.24 UPDATE: Selling A Vehicle / Amazon Safety Recall Ruling
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Clark has updated information if you are thinking of selling a car, with new direction on where to get fair market value pricing. Also, a recent ruling means Amazon has to make a big change to how they handle 3rd party sellers of unsafe items. Selling Or Trading In A Car: Segment 1 Ask Clark: Segment 2 Amazon Recall Ruling : Segment 3 Ask Clark: Se…
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Nancy Schier-Anzelmo and Paula Hertel - Connected Horse
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Join Peggy Hoyt as she welcomes Nancy Schier-Anzelmo and Paula Hertel, founders of Connected Horse. Discover the profound emotional connection between humans and horses. Find out how Connected Horse uses equine therapy to support individuals with dementia and their care partners. Connected Horse is excited to announce its second annual fundraising …
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Join Peggy Hoyt as she converses with Markus Lindblad, head of legal and external affairs at Nicokick, an e-commerce company that provides healthier alternatives to traditional smoking products. Explore the risks of secondhand smoke for pets. Discover effective strategies to protect your furry friends from harmful carcinogens. Support the Show.…
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08.21.24 Solutions Through Innovation / A New Fintech Tackles Fraud
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Humans are prone to “static analysis” - the idea that if an attempted solution didn’t work, it never will. But innovations prove otherwise and Clark has a real life example in the vital area of water shortages. Also, many Americans, especially the elderly, are taken advantage of with technology schemes. Clark discusses a new fintech offering strate…
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8/20/24: Estate Planning Essentials to Ease the Burden
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Learn how to simplify estate planning and protect your family from future hassles. Plus, a no-nonsense comparison of bitcoin ETFs vs. direct ownership—find out which one might be better for you. #EstatePlanning #BitcoinETFs #FinancialPlanning #CryptoInvesting #RetirementPlanning #WealthManagement #PersonalFinance #InvestSmart #CryptoSecurity #Legac…
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08.20.24 New Retirement Savings Incentive / Liability Risks & Umbrella Insurance
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Today, choosing the right phone plan could save you up to $1500 a year. Clark introduces our new Phone Plan Finder tool to help you cut through the confusion and make that choice much easier. Then Clark discusses a great new retirement savings option for part-time and self-employed workers. Also - It’s vital to understand your liability risks and i…
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8/19/24: Guess Who’s Living With This 95 Year-Old Woman?
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The profound demographic shifts affecting society: the rising trend of younger generations opting out of parenthood and the financial implications. Plus, the importance of planning for long-term care and insurance costs. #Demographics #Longevity #Parenthood #RetirementPlanning #FinancialSecurity #EggFreezing #LongTermCare #GenerationalShifts #Socia…
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08.19.24 Extended Auto Warranties / Food Service Innovation
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A recent FTC settlement validates Clark’s long-held advice on car warranties. Know how the game is played including “bust outs”, and how to best proceed if you wish to purchase an extended warranty on a vehicle. Also, restaurants are getting crushed by costs, so they are getting creative with ways to serve us fresh food at a discount. Auto Warranty…
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8/16/24: The Huge Difference Between Inflation and the Inflation Rate
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On today's show, we unpack the real story behind the recent 2.9% inflation rate and why it doesn't mean relief from high prices. Plus the implications for your investment portfolio as the Fed considers interest rate cuts. We'll also look at the new trend in AI scams. Then we shift focus to college planning strategies with insights on how to navigat…
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08.16.24 Clark Answers His Critics on Clark Stinks / How To Find A Side Hustle
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, an app capable of helping job seekers transfer their skills to new industries and locate positions close to home. Clark Stinks: Segments 1 & 2 Locate Contract Work: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Donatin…
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8/15/24: The Real Estate Reckoning: Is a Replay of 2008 Coming?
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Exploring the risks lurking in commercial real estate, from inflated bond ratings to rising foreclosures, and what this means for your investment strategy. #CommercialRealEstate #CRE #BondMarket #FinancialRisks #InvestmentStrategy #CreditRatings #Foreclosures #EconomicOutlook #InvestmentTips #FinancePodcast ----- Subscribe to podcast updates: https…
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08.15.24 Sim Swap Fraud Protection / New Hotel Booking Considerations
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Rampant data breaches facilitate SIM swapping fraud - allowing criminals to usurp 2 factor authentication by stealing your phone service. Clark explains this very common form of identity theft and how you can easily prevent it. Also - Why hotels are in financial distress these days, what that means for travelers and how this calls for a new approac…
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8/14/24: Parents Co-Signing Mortgages Has Election Implications
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The rising trend of parents co-signing mortgages has surprising election implications, reflecting the struggles of today’s homebuyers. Plus, get ready for a fun break with a new film by Ric’s brother that’s sure to bring some smiles. #RealEstate #HomeBuying #MortgageTips #Election2024 #FinancialPlanning #ParentalSupport #RetirementPlanning #Documen…
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8.14.24 How To Buy A Used Car / How Big Landlords Set Rent Prices
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The number one issue people are contacting Team Clark about: Buying a used car. Clark goes back to basics on how to purchase a used vehicle, so you know how to protect yourself before setting foot on a dealer lot. Later - Antitrust lawsuits allege corporate landlord price collusion via software. What apartment renters need to know and strategies to…
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8/13/24: The Insurance Industry’s Latest Battle Against Consumer Protection
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The insurance industry is pushing back hard against consumer protection, and your retirement could be at stake. Learn why their fight against the fiduciary rule matters to your financial future. #RetirementPlanning #ConsumerProtection #FiduciaryRule #InsuranceIndustry #FinancialSecurity #WealthManagement #RetirementRisk #PersonalFinance #Investment…
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08.13.24 Making Wise Investment Decisions / The Shifting Job Market
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Influenced by market noise, many struggle with financial decisions regarding their investments for the future. What is the ideal mix of stocks, bonds, domestic and overseas funds? Vanguard just came out with some new recommendations. Also, Clark shares something that should ease your mind about the future of jobs with AI and other rapidly changing …
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8/12/24: Beware Those Who Continue to Bash Crypto
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On today's show: We need to acknowledge the inaccuracies that are being made by some when it comes to crypto. And we need to let people know that it's safe to get in the water. Maybe crypto is risky and dangerous and illicit 10 or 12 years ago. That was then; this is now. You have to ask yourself, who am I going to pay attention to? What position a…
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08.12.24 Big Bank Bonus Offers / Price War! Big Box Retailers
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There are a lot of bonus offers coming from big banks right now, trying to capture multiple lines of your business. Should you go for it? Depends. Clark explains. Also - Consumers collectively seeking store brands to fight inflation is paying off. The big box retailers are battling it out with their private label items as they compete for private l…
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