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Since 1989, the National Film Registry has selected 25 films each year that are deemed "culturally, historically or aesthetically significant". In each episode, Mike Natale (Yahoo!) and Tom Lorenzo (Men's Journal) bring on a special guest to take a look at one of the films from the registry, to get to the heart of why these films matter.
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The Consumer Financial Services industry is changing quickly. This weekly podcast from national law firm Ballard Spahr focuses on the consumer finance issues that matter most, from new product development and emerging technologies to regulatory compliance and enforcement and the ramifications of private litigation. Our legal team—recognized as one of the industry's finest— will help you make sense of breaking developments, avoid risk, and make the most of opportunity.
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Public Health Out Loud

Dr. Philip Chan, Rhode Island Department of Health

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Public Health Out Loud is a podcast that delves into the broader public health concerns and issues facing everyday Rhode Islanders. From discussions about safeguarding against future pandemics to actionable plans for families to help keep their loved ones safe from preventable diseases, Public Health Out Loud is a no nonsense resource for listeners who want to stick to the facts. Host Dr. Philip Chan promises to deliver accurate, light-hearted, and informative public health updates that matt ...
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The Happiest Places to Work podcast encourages company leadership to share their journeys and expertise and discuss the power of corporate wellness. We cover topics like company culture, valuing employees, the well-being of employees, mental health, emotional health, and happiness in the workplace. We’ll also let our guests share on the subjects they’re well-known for. No matter the topic, you’ll be hearing real stories from real people.
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Talking sex after prostate cancer, and nothing is sugar-coated. Incontinence? Erectile dysfunction? Lack of sex drive? All questions, comments, and discussion are on the table — no matter how uncomfortable. Hear from experts in sexual medicine, doctors, researchers, patients and partners who've got personal experience working through problems in the bedroom during and after prostate cancer treatments. Your host is ZERO Prostate Cancer, the leading national non-profit with a mission to end th ...
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Every landlord in Rhode Island is now required by law to register their residential rental properties in a new Rhode Island Department of Health (RIDOH)-managed database, which was launched in September. RIDOH’s Deputy Director, Seema Dixit joins us to answer your questions about the Rental Registry. Why does this registry exist and what is require…
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Our podcast listeners are very familiar with federal fair lending and anti-discrimination laws that apply in the consumer lending area: the Equal Credit Opportunity Act (ECOA) and Fair Housing Act (FHA). Those statutes prohibit discriminating against certain protected classes of consumer credit applicants. For example, the ECOA makes it unlawful fo…
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October is Domestic Violence Awareness Month. Often referred to as intimate partner violence, it affects roughly 48 percent - nearly half- of all women and about 41 percent of all men at least once in their lifetime. In this episode, Dr. Chan is joined by Dr. Cynthia Roberts, senior evaluator from the Rhode Island Coalition Against Domestic Violenc…
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Today’s podcast, which repurposes a recent webinar, is the conclusion of a two-part examination of the CFPB’s use of a proposed interpretive rule, rather than a legislative rule, to expand regulatory requirements for earned wage access (EWA) products. Part One, which was released last week, focused on the CFPB’s use of an interpretive rule to expan…
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[3:15] We discuss the former Fox News host’s support for the Adam Walsh Act (AWA) and the irony surrounding his dismissal from the network over sexual harassment allegations. They transition into a broader discussion on marijuana legalization, noting the host’s misleading claims about Kamala Harris’s stance on forcing states to legalize marijuana. …
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Today’s podcast, which repurposes a recent webinar, is the first in a two-part examination of the CFPB’s use of an interpretive rule, rather than a legislative rule, to expand regulatory requirements for buy-now, pay-later (BNPL) products. Part Two, which will be available next week, will focus on the CFPB’s use of a proposed interpretive rule to e…
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Our podcast today focuses on negative option consumer contracts, i.e., agreements that allow a seller to assume a customer’s silence is an acceptance of an offer. Such contracts are ubiquitous in today’s marketplace. Today’s guests are Kaitlin Caruso, a professor at the University of Maine Law School, and Prentiss Cox, a professor at the University…
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In this episode, we analyze a recent court decision from the United States District Court of the Eastern District of Missouri regarding a law requiring PFRs (people required to register) to post signs at their homes on Halloween stating “No candy or treats at this residence.” The plaintiff, Thomas L. Sanderson, challenged the statute, arguing...…
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In today’s podcast, which repurposes a recent webinar, we examine the impact, if any, of a landmark opinion rendered by Judge Daniel Domenico of the Federal District Court for the District of Colorado in a case challenging recently enacted Colorado legislation on interstate loans made from outside Colorado to Colorado residents. We also address the…
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In this episode, we explore various topics, starting with clips from Justice Antonin Scalia on strict interpretation and self-governance. They then tackle misleading statistics used by organizations like “Find the Children” to instill fear, highlighting the importance of critical thinking. The episode also delves into the significance of legislativ…
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September is Suicide Prevention Month. It’s an important time to remember lives lost and acknowledge the huge impact suicide has had on our communities. It’s also a time to bring awareness to the suicide prevention efforts in Rhode Island. In this episode of Public Health Out Loud, Dr. Chan is joined by the Rhode Island Chapter of the American Foun…
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On July 25, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency (collectively, the agencies) issued a “Joint Statement on Banks’ Arrangements with Third Parties to Deliver Bank Deposit Products and Services” to “note potential risks related to arrangement…
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Mike, Tom, Kyle, and Amanda commemorate hitting 100 movies covered on the show, reflect on the fourth class of 25 films inducted into the registry, give out superlatives to the standout performances and craftspeople, reflect on their registry submissions, and look ahead to new adventures in Season 5. Follow the Show: Twitter Instagram Website Music…
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In this episode, we’re diving into a pivotal legal update from the Second Appellate District in California. The recent case of People v. Malbry has sparked significant debate regarding sex offender registry petitions. We’ll explore how this decision, which upholds the denial of a petition from a convicted offender, may influence the petitioning pro…
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On June 28, in Loper Bright v. Raimondo, et al., the Supreme Court overturned the Chevron deference doctrine, a long-standing tenet of administrative law established in 1984 in Chevron U.S.A., Inc. v. Natural Resources Defense Council, Inc. This doctrine directed courts to defer to a government agency’s interpretation of ambiguous statutory languag…
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"It Will Make You a Better Southerner"- tagline from the Birmingham Age-Herald in 1916 We've now hit 100 National Film Registry titles covered on this podcast, and for this milestone episode, we decided to tackle the National Film Registry inductee that has most ominously loomed above this show since we began: D.W. Griffith's vile, hateful, and unf…
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Sepsis is a life-threatening condition that can follow an injury or infection and can affect anyone, regardless of age. There is treatment, but it's critical to act fast. In this episode of Public Health Out Loud, Dr. Chan is joined by Tara Cirella, a local mom who tragically lost her daughter, Gianna, to sepsis a few years ago and Dr. Lee Polikoff…
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On June 28, in Loper Bright v. Raimondo, et al., the Supreme Court overturned the Chevron deference doctrine, a long-standing tenet of administrative law established in 1984 in Chevron U.S.A., Inc. v. Natural Resources Defense Council, Inc. This doctrine directed courts to defer to a government agency’s interpretation of a statute if the statute wa…
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"A story of the race with an ALL-COLORED CAST" For our penultimate episode of the season, we provide a feature-length commentary for Oscar Micheaux's landmark proto-race film Within Our Gates (1920). To watch the film along with us, head to our YouTube page. Follow the Show: Twitter Instagram Website Music by Mike Natale…
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[6:24] We delve into the debate over the interpretation of the U.S. Constitution, focusing on originalism versus a more dynamic, evolving approach. Larry introduces a classic clip from Justice Antonin Scalia, who argues that the Constitution should be interpreted as it was written over 200 years ago. The conversation explores how this viewpoint inf…
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On May 30, the Supreme Court issued its opinion in Cantero v. Bank of America, reversing and remanding the case to the Second Circuit. Rather than articulating a bright line test for preemption, the Supreme Court instructed the circuit court to conduct a “nuanced analysis” to determine whether the National Bank Act preempts a New York state law tha…
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"WHO WEARS THE PANTS?" Tired of episodes where Mike and Tom bicker like a couple? Great news, for Adam's Rib, Mike's real-life significant other, editor Bella Zaydenberg, returns to the show to discuss Adam's Rib. Which of course means, she'll try and inject some well-researched facts into the mix, while Mike and Tom continue to bicker like a coupl…
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September is National Preparedness Month. It's also the peak of the Atlantic Hurricane season! In this episode, Dr. Chan talks with Andrea Creach, from RIDOH's Center for Emergency Preparedness and Response, about how hurricanes and other weather events can impact our health, and what we can do to prepare and protect ourselves from the effects of t…
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The CFPB recently issued yet another final rule the agency says will help deter violations of consumer protection laws. This rule requires certain nonbank entities to register with the CFPB upon becoming subject to any order from local, state, or federal agencies or courts involving consumer protection law violations. The registry rule applies to a…
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"Bruce Baillie makes avant-garde films with the gifts of a painter and the objectives of a sign painter." This week, we sat down as just Tom and Mike to talk about Bruce Baillie's Castro Street. But more than that, we sat down to, in a sense, "How To Watch Experimental Films (If You Don't Like Experimental Films)". After Tom notably had no patience…
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A great number of fintechs are contemplating owning a bank or obtaining a banking charter—either a national bank charter, a state bank charter or a special purpose charter. In this episode, we are joined by our special guest Michele Alt, co-founder and partner of Klaros Group, an investment and advisory firm, and Scott Coleman, a partner in our Con…
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"Let the old buzzard flap his wings right over me. Till he comes down and gets me, I got a lotta livin' to do." Our newest team member Amanda Rush joins us to talk about Otto Preminger's barrier-breaking Cinemascope musical Carmen Jones. We talk opera, Dorothy Dandridge, Harry Belafonte, and a form of short film called "Soundies." Follow the Show: …
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In this episode, we dive into a challenging Missouri Supreme Court decision affecting the PFR community, revisit last week’s discussion on banishment, and update you on a key case in Alabama argued before the Eleventh Circuit. Chance returns with news from California on progress in parole and treatment, and we also discuss a recent press...…
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National Community Health Worker Awareness Week is August 26-30, 2024 but in truth, Community Health Workers, or CHWs, could easily be celebrated all year. That's because they serve as trusted community leaders, expert problem solvers, and culturally competent subject matter experts-- often bridging the gap between their community's needs and impor…
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The CFPB and state regulators and legislators have medical debt in their crosshairs. In this episode, we’re joined by Chris Eastman, CEO of the Pendrick Group, a Cerberus portfolio company that specializes in financial services solutions for healthcare companies. We discuss the differences between medical debt and other types of debt, as well as ho…
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"The only film to ever be blacklisted!" Kyle Lampar steps out of the producer role to join us for a conversation about HUAC, the Hollywood Ten, and the only film to ever be blacklisted, Salt of the Earth (1954). Since this unique film was made by creatives caught up in the Red Scare, we begin our episode with a quick history of the Hollywood Blackl…
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In this episode, we analyze how The Fourth US Circuit Court of Appeals upheld North Carolina’s sex offender registration law, rejecting claims it violates the constitutional prohibition against ex post facto punishment. Despite criticism from advocacy groups citing harsh restrictions and banishment-like effects, the court deemed the law a civil mea…
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Rewards programs drive consumer choice and activity in connection with credit cards and other financial services. The CFPB has reported the most important element by far that influences a consumer’s decision to apply for a specific credit card is the rewards program associated with the card. Further, rewards can affect the consumer's choice at the …
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"Never has the screen thrust so deeply into the guts of war!" Screenwriter Michael H. Weber (500 Days of Summer, The Disaster Artist) returns to the show to talk about one of Stanley Kubrick's under-discussed masterworks, the stirring Kirk Douglas-led war film Paths of Glory (1957)! We'll talk pacifism, systemic failure, and how this anti-war film …
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[5:56] Larry addressed accusations against Dan Bongino [22:58] In the Michigan Supreme Court case People v. Lyman, the court ruled that applying the Sex Offender Registration Act (SORA) to non-sexual offenses violates Michigan’s constitutional prohibition against cruel or unusual punishment. The case originated from Cora Lyman’s convictions, includ…
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In this episode of Public Health Out Loud, Dr. Philip Chan talks with Dr. Jerome Larkin, the new Rhode Island Department of Health Director about his background, what led him to accept this position, and a look ahead at his top priorities for the Department. He also covers a topic that happens to be one of his specialties - ticks and the diseases t…
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Special guest Professor Alan Trammell of Washington and Lee University School of Law joins us today for a deep dive into universal injunctions and the related topics of associational standing and judicial forum shopping, and how these elements come into play in litigation challenging regulations and other government policies and actions. Recent dev…
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"The strangest damned gang you ever heard of. They're young. They're in love. They rob banks." This week, Mike Natale and Tom Lorenzo work as a duo to unpack one of the most controversial and game-changing American films of the 1960s, Bonnie and Clyde (1967). They'll take a look at a tumultuous pre-production process, a titanic Oscar year, and tons…
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In this episode, we analyze a case from the Georgia Court of Appeals, focusing on conditions of supervision and the sufficiency of evidence. We also revisit Mississippi’s disenfranchisement of felons, highlighting its egregious nature. Additionally, we debunk a claim by a presidential candidate about rising crime rates in the U.S. through our educa…
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“Buy Now, Pay Later” (BNPL) products emerged relatively recently as a new approach enabling consumers to enjoy the ability to make a purchase and then pay for it over time. Today’s episode, during which we explore the evolution of BNPL products and important recent developments in BNPL regulation, is hosted by Alan Kaplinsky, former practice leader…
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"Showdown in the High Sierra!" Our two weary cowboy hosts form a posse with film critic Tom Augustine to journey into the world of Sam Peckinpah with what is perhaps a surprising pick for Bloody Sam's first entry into the National Film Registry, the Randolph Scott/Joel McCrea two-hander Ride the High Country (1962) Follow the Show: Twitter Instagra…
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In this episode of Public Health Out Loud we are talking about a program whose motto says it all: “We’re here for you.” The Rhode Island Department of Health's Family Visiting Program has provided prenatal support and services for infants and toddlers to improve outcomes for many years. Download and listen in as Dr. Chan is joined by Sara Remington…
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The 1978 landmark opinion in Marquette National Bank v. First of Omaha Service Corp held that under the National Bank Act, a national bank has the right to export the interest rate authorized by the state where the bank is located to borrowers located elsewhere. Section 521 of the Depository Institutions Deregulation and Monetary Control Act of 198…
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"The story of a man who turned the other cheek- And got punched in the nose!" Mike and Tom are all set to be joined by a surprise guest for their episode about the hijink filled buddy comedy Big Business (1929) from the iconic comedy duo of Laurel & Hardy. But just who booked the surprise guest, and when will they get there? Hosts: Michael Natale T…
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The 1978 landmark opinion in Marquette National Bank v. First of Omaha Service Corp held that under the National Bank Act, a national bank has the right to export the interest rate authorized by the state where the bank is located to borrowers located elsewhere. Section 521 of the Depository Institutions Deregulation and Monetary Control Act of 198…
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"Who is this woman who scorns a hundred men...to give her love to a Devil-May-Care Soldier?" Alonso Duralde, author of the new book Hollywood Pride, joins us to talk the lady in the tux who takes center stage on the cover of his book, as we dive into 1930's war-torn romance, Morocco. We examine the film's queer undertones (or, really, overtones), t…
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Dr. Omar Bah, a former journalist, fled his home in The Gambia when he became a wanted man for criticizing the country’s then-dictator. Inspired by his own experience, Bah founded the Refugee Dream Center in Providence to offer post-resettlement support to other refugees in the state. He joins Dr. Chan in this episode to talk about his motivation f…
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California frequently is in the vanguard of consumer financial issues and legislation, foreshadowing trends that may spread to other states. Today’s episode, during which we explore important hot topics and recent developments in California consumer finance law, is hosted by Ballard Spahr partner Melanie Vartabedian, and features Partners Michael G…
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Special guest Alex J. Pollock, Senior Fellow with the Mises Institute and former Principal Deputy Director of the Office of Financial Research in the U.S. Treasury Department, joins us to discuss his recent blog post published on The Federalist Society website in which he urges Congress to look into the question of whether the Federal Reserve can l…
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