The podcast about the sex offender registry | Sex Offender News | Sex Offender Policy Analysis
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Since 1989, the National Film Registry has selected 25 films each year that are deemed "culturally, historically or aesthetically significant". In each episode, Mike Natale (Yahoo!) and Tom Lorenzo (Men's Journal) bring on a special guest to take a look at one of the films from the registry, to get to the heart of why these films matter.
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The Consumer Financial Services industry is changing quickly. This weekly podcast from national law firm Ballard Spahr focuses on the consumer finance issues that matter most, from new product development and emerging technologies to regulatory compliance and enforcement and the ramifications of private litigation. Our legal team—recognized as one of the industry's finest— will help you make sense of breaking developments, avoid risk, and make the most of opportunity.
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Public Health Out Loud is a podcast that delves into the broader public health concerns and issues facing everyday Rhode Islanders. From discussions about safeguarding against future pandemics to actionable plans for families to help keep their loved ones safe from preventable diseases, Public Health Out Loud is a no nonsense resource for listeners who want to stick to the facts. Host Dr. Philip Chan promises to deliver accurate, light-hearted, and informative public health updates that matt ...
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The Happiest Places to Work podcast encourages company leadership to share their journeys and expertise and discuss the power of corporate wellness. We cover topics like company culture, valuing employees, the well-being of employees, mental health, emotional health, and happiness in the workplace. We’ll also let our guests share on the subjects they’re well-known for. No matter the topic, you’ll be hearing real stories from real people.
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Talking sex after prostate cancer, and nothing is sugar-coated. Incontinence? Erectile dysfunction? Lack of sex drive? All questions, comments, and discussion are on the table — no matter how uncomfortable. Hear from experts in sexual medicine, doctors, researchers, patients and partners who've got personal experience working through problems in the bedroom during and after prostate cancer treatments. Your host is ZERO Prostate Cancer, the leading national non-profit with a mission to end th ...
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RM320: The Power of Our Vote in Justice Reform
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In this episode, we’ve got some good news to kick things off with a letter from Richard, which you can find in DropBox. I also want to dive into a PFR case I’ve been working on here in New Mexico. Plus, we’ve got a long segment lined up on the importance of knowing where candidates...By Registry Matters
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The Rhode Island Rental Registry: Your Questions Answered
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Every landlord in Rhode Island is now required by law to register their residential rental properties in a new Rhode Island Department of Health (RIDOH)-managed database, which was launched in September. RIDOH’s Deputy Director, Seema Dixit joins us to answer your questions about the Rental Registry. Why does this registry exist and what is require…
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State Fair Access and Debanking Laws Bring Country’s Political and Cultural Divisions to the Fore
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Our podcast listeners are very familiar with federal fair lending and anti-discrimination laws that apply in the consumer lending area: the Equal Credit Opportunity Act (ECOA) and Fair Housing Act (FHA). Those statutes prohibit discriminating against certain protected classes of consumer credit applicants. For example, the ECOA makes it unlawful fo…
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Data Tells a Story: What We Know About Intimate Partner Violence and How it Affects Us All
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October is Domestic Violence Awareness Month. Often referred to as intimate partner violence, it affects roughly 48 percent - nearly half- of all women and about 41 percent of all men at least once in their lifetime. In this episode, Dr. Chan is joined by Dr. Cynthia Roberts, senior evaluator from the Rhode Island Coalition Against Domestic Violenc…
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How the CFPB Is Using Interpretive Rules to Expand Regulatory Requirements for Innovative Consumer Financial Products; Part Two—Earned Wage Access
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Today’s podcast, which repurposes a recent webinar, is the conclusion of a two-part examination of the CFPB’s use of a proposed interpretive rule, rather than a legislative rule, to expand regulatory requirements for earned wage access (EWA) products. Part One, which was released last week, focused on the CFPB’s use of an interpretive rule to expan…
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RM319: ‘Shall’ vs ‘May’: How Legal Language Shapes Justice
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[3:15] We discuss the former Fox News host’s support for the Adam Walsh Act (AWA) and the irony surrounding his dismissal from the network over sexual harassment allegations. They transition into a broader discussion on marijuana legalization, noting the host’s misleading claims about Kamala Harris’s stance on forcing states to legalize marijuana. …
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How the CFPB Is Using Interpretive Rules to Expand Regulatory Requirements for Innovative Consumer Financial Products; Part One - Buy-Now, Pay-Later
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Today’s podcast, which repurposes a recent webinar, is the first in a two-part examination of the CFPB’s use of an interpretive rule, rather than a legislative rule, to expand regulatory requirements for buy-now, pay-later (BNPL) products. Part Two, which will be available next week, will focus on the CFPB’s use of a proposed interpretive rule to e…
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The Regulation of Negative Option Consumer Contracts – Silence as Consent
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Our podcast today focuses on negative option consumer contracts, i.e., agreements that allow a seller to assume a customer’s silence is an acceptance of an offer. Such contracts are ubiquitous in today’s marketplace. Today’s guests are Kaitlin Caruso, a professor at the University of Maine Law School, and Prentiss Cox, a professor at the University…
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RM318: Missouri’s Halloween Sign Law Falls: A Major PFR Victory!
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In this episode, we analyze a recent court decision from the United States District Court of the Eastern District of Missouri regarding a law requiring PFRs (people required to register) to post signs at their homes on Halloween stating “No candy or treats at this residence.” The plaintiff, Thomas L. Sanderson, challenged the statute, arguing...…
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Have State-Chartered, FDIC-Insured Banks Finally Achieved Interstate Usury Parity with National Banks?
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In today’s podcast, which repurposes a recent webinar, we examine the impact, if any, of a landmark opinion rendered by Judge Daniel Domenico of the Federal District Court for the District of Colorado in a case challenging recently enacted Colorado legislation on interstate loans made from outside Colorado to Colorado residents. We also address the…
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RM317: The Truth About Probation Transfers: Breaking Down the Legal Maze
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In this episode, we explore various topics, starting with clips from Justice Antonin Scalia on strict interpretation and self-governance. They then tackle misleading statistics used by organizations like “Find the Children” to instill fear, highlighting the importance of critical thinking. The episode also delves into the significance of legislativ…
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September is Suicide Prevention Month. It’s an important time to remember lives lost and acknowledge the huge impact suicide has had on our communities. It’s also a time to bring awareness to the suicide prevention efforts in Rhode Island. In this episode of Public Health Out Loud, Dr. Chan is joined by the Rhode Island Chapter of the American Foun…
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Regulators Escalate Focus on the Risks of Bank Relationships with Fintechs and Other Third Parties
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On July 25, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency (collectively, the agencies) issued a “Joint Statement on Banks’ Arrangements with Third Parties to Deliver Bank Deposit Products and Services” to “note potential risks related to arrangement…
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Season 4 Wrap-Up & Registry Picks (Season Finale)
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Mike, Tom, Kyle, and Amanda commemorate hitting 100 movies covered on the show, reflect on the fourth class of 25 films inducted into the registry, give out superlatives to the standout performances and craftspeople, reflect on their registry submissions, and look ahead to new adventures in Season 5. Follow the Show: Twitter Instagram Website Music…
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RM316: People v. Malbry: Registry Relief Gets Tougher in California
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In this episode, we’re diving into a pivotal legal update from the Second Appellate District in California. The recent case of People v. Malbry has sparked significant debate regarding sex offender registry petitions. We’ll explore how this decision, which upholds the denial of a petition from a convicted offender, may influence the petitioning pro…
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The Demise of the Chevron Doctrine – Part II
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On June 28, in Loper Bright v. Raimondo, et al., the Supreme Court overturned the Chevron deference doctrine, a long-standing tenet of administrative law established in 1984 in Chevron U.S.A., Inc. v. Natural Resources Defense Council, Inc. This doctrine directed courts to defer to a government agency’s interpretation of ambiguous statutory languag…
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The Birth of a Nation (1915) w/ VyceVictus
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"It Will Make You a Better Southerner"- tagline from the Birmingham Age-Herald in 1916 We've now hit 100 National Film Registry titles covered on this podcast, and for this milestone episode, we decided to tackle the National Film Registry inductee that has most ominously loomed above this show since we began: D.W. Griffith's vile, hateful, and unf…
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Raising Awareness of Sepsis: Know the Signs to Save a Life
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Sepsis is a life-threatening condition that can follow an injury or infection and can affect anyone, regardless of age. There is treatment, but it's critical to act fast. In this episode of Public Health Out Loud, Dr. Chan is joined by Tara Cirella, a local mom who tragically lost her daughter, Gianna, to sepsis a few years ago and Dr. Lee Polikoff…
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The Demise of the Chevron Doctrine Part I
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On June 28, in Loper Bright v. Raimondo, et al., the Supreme Court overturned the Chevron deference doctrine, a long-standing tenet of administrative law established in 1984 in Chevron U.S.A., Inc. v. Natural Resources Defense Council, Inc. This doctrine directed courts to defer to a government agency’s interpretation of a statute if the statute wa…
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Within Our Gates (1920) Feature Length Commentary
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"A story of the race with an ALL-COLORED CAST" For our penultimate episode of the season, we provide a feature-length commentary for Oscar Micheaux's landmark proto-race film Within Our Gates (1920). To watch the film along with us, head to our YouTube page. Follow the Show: Twitter Instagram Website Music by Mike Natale…
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RM315: Illinois Court Ruling Brings Hope for Civil Commitment Reform
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[6:24] We delve into the debate over the interpretation of the U.S. Constitution, focusing on originalism versus a more dynamic, evolving approach. Larry introduces a classic clip from Justice Antonin Scalia, who argues that the Constitution should be interpreted as it was written over 200 years ago. The conversation explores how this viewpoint inf…
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The Cantero Opinion: The Supreme Court Leaves National Bank Preemption in Limbo
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On May 30, the Supreme Court issued its opinion in Cantero v. Bank of America, reversing and remanding the case to the Second Circuit. Rather than articulating a bright line test for preemption, the Supreme Court instructed the circuit court to conduct a “nuanced analysis” to determine whether the National Bank Act preempts a New York state law tha…
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Adam's Rib (1949) w/ Bella Zaydenberg
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"WHO WEARS THE PANTS?" Tired of episodes where Mike and Tom bicker like a couple? Great news, for Adam's Rib, Mike's real-life significant other, editor Bella Zaydenberg, returns to the show to discuss Adam's Rib. Which of course means, she'll try and inject some well-researched facts into the mix, while Mike and Tom continue to bicker like a coupl…
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September is National Preparedness Month. It's also the peak of the Atlantic Hurricane season! In this episode, Dr. Chan talks with Andrea Creach, from RIDOH's Center for Emergency Preparedness and Response, about how hurricanes and other weather events can impact our health, and what we can do to prepare and protect ourselves from the effects of t…
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The CFPB’s Registry of Nonbanks and Circular that Certain Contract Terms Violate Law
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The CFPB recently issued yet another final rule the agency says will help deter violations of consumer protection laws. This rule requires certain nonbank entities to register with the CFPB upon becoming subject to any order from local, state, or federal agencies or courts involving consumer protection law violations. The registry rule applies to a…
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"Bruce Baillie makes avant-garde films with the gifts of a painter and the objectives of a sign painter." This week, we sat down as just Tom and Mike to talk about Bruce Baillie's Castro Street. But more than that, we sat down to, in a sense, "How To Watch Experimental Films (If You Don't Like Experimental Films)". After Tom notably had no patience…
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A great number of fintechs are contemplating owning a bank or obtaining a banking charter—either a national bank charter, a state bank charter or a special purpose charter. In this episode, we are joined by our special guest Michele Alt, co-founder and partner of Klaros Group, an investment and advisory firm, and Scott Coleman, a partner in our Con…
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"Let the old buzzard flap his wings right over me. Till he comes down and gets me, I got a lotta livin' to do." Our newest team member Amanda Rush joins us to talk about Otto Preminger's barrier-breaking Cinemascope musical Carmen Jones. We talk opera, Dorothy Dandridge, Harry Belafonte, and a form of short film called "Soundies." Follow the Show: …
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RM314: Civil Regulation or Punishment? The Implications of MO-SORA
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In this episode, we dive into a challenging Missouri Supreme Court decision affecting the PFR community, revisit last week’s discussion on banishment, and update you on a key case in Alabama argued before the Eleventh Circuit. Chance returns with news from California on progress in parole and treatment, and we also discuss a recent press...…
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Celebrating the Roles of Community Health Workers
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National Community Health Worker Awareness Week is August 26-30, 2024 but in truth, Community Health Workers, or CHWs, could easily be celebrated all year. That's because they serve as trusted community leaders, expert problem solvers, and culturally competent subject matter experts-- often bridging the gap between their community's needs and impor…
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Should Medical Debt Be Included in Creditworthiness Measures?
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The CFPB and state regulators and legislators have medical debt in their crosshairs. In this episode, we’re joined by Chris Eastman, CEO of the Pendrick Group, a Cerberus portfolio company that specializes in financial services solutions for healthcare companies. We discuss the differences between medical debt and other types of debt, as well as ho…
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Salt of the Earth (1954) w/ Kyle Lampar
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"The only film to ever be blacklisted!" Kyle Lampar steps out of the producer role to join us for a conversation about HUAC, the Hollywood Ten, and the only film to ever be blacklisted, Salt of the Earth (1954). Since this unique film was made by creatives caught up in the Red Scare, we begin our episode with a quick history of the Hollywood Blackl…
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RM313: Constitutional Challenges and the NC Sex Offender Registry
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In this episode, we analyze how The Fourth US Circuit Court of Appeals upheld North Carolina’s sex offender registration law, rejecting claims it violates the constitutional prohibition against ex post facto punishment. Despite criticism from advocacy groups citing harsh restrictions and banishment-like effects, the court deemed the law a civil mea…
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Credit Card and Other Rewards Programs in the Crosshairs
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Rewards programs drive consumer choice and activity in connection with credit cards and other financial services. The CFPB has reported the most important element by far that influences a consumer’s decision to apply for a specific credit card is the rewards program associated with the card. Further, rewards can affect the consumer's choice at the …
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Paths of Glory (1957) w/ Michael H. Weber
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"Never has the screen thrust so deeply into the guts of war!" Screenwriter Michael H. Weber (500 Days of Summer, The Disaster Artist) returns to the show to talk about one of Stanley Kubrick's under-discussed masterworks, the stirring Kirk Douglas-led war film Paths of Glory (1957)! We'll talk pacifism, systemic failure, and how this anti-war film …
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RM312: Michigan’s Registry Ruling: Cruel or Unusual?
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[5:56] Larry addressed accusations against Dan Bongino [22:58] In the Michigan Supreme Court case People v. Lyman, the court ruled that applying the Sex Offender Registration Act (SORA) to non-sexual offenses violates Michigan’s constitutional prohibition against cruel or unusual punishment. The case originated from Cora Lyman’s convictions, includ…
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RIDOH's New Director Jerome Larkin Talks Priorities, Tick Prevention, and More
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In this episode of Public Health Out Loud, Dr. Philip Chan talks with Dr. Jerome Larkin, the new Rhode Island Department of Health Director about his background, what led him to accept this position, and a look ahead at his top priorities for the Department. He also covers a topic that happens to be one of his specialties - ticks and the diseases t…
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Universal Injunctions, Associational Standing, and Forum Shopping - Their Effects on Legal Challenges to Regulations
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Special guest Professor Alan Trammell of Washington and Lee University School of Law joins us today for a deep dive into universal injunctions and the related topics of associational standing and judicial forum shopping, and how these elements come into play in litigation challenging regulations and other government policies and actions. Recent dev…
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"The strangest damned gang you ever heard of. They're young. They're in love. They rob banks." This week, Mike Natale and Tom Lorenzo work as a duo to unpack one of the most controversial and game-changing American films of the 1960s, Bonnie and Clyde (1967). They'll take a look at a tumultuous pre-production process, a titanic Oscar year, and tons…
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RM311: Court of Appeals Affirms Conviction, Vacates Overbroad Probation Conditions
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In this episode, we analyze a case from the Georgia Court of Appeals, focusing on conditions of supervision and the sufficiency of evidence. We also revisit Mississippi’s disenfranchisement of felons, highlighting its egregious nature. Additionally, we debunk a claim by a presidential candidate about rising crime rates in the U.S. through our educa…
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Buy Now, Pay Later – Evolution, Regulation, and What You Need to Know about the CFPB Interpretive Rule Effective July 30
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“Buy Now, Pay Later” (BNPL) products emerged relatively recently as a new approach enabling consumers to enjoy the ability to make a purchase and then pay for it over time. Today’s episode, during which we explore the evolution of BNPL products and important recent developments in BNPL regulation, is hosted by Alan Kaplinsky, former practice leader…
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Ride the High Country (1962) w/ Tom Augustine
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"Showdown in the High Sierra!" Our two weary cowboy hosts form a posse with film critic Tom Augustine to journey into the world of Sam Peckinpah with what is perhaps a surprising pick for Bloody Sam's first entry into the National Film Registry, the Randolph Scott/Joel McCrea two-hander Ride the High Country (1962) Follow the Show: Twitter Instagra…
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Family Visiting Supports: There for You When You Need Them
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In this episode of Public Health Out Loud we are talking about a program whose motto says it all: “We’re here for you.” The Rhode Island Department of Health's Family Visiting Program has provided prenatal support and services for infants and toddlers to improve outcomes for many years. Download and listen in as Dr. Chan is joined by Sara Remington…
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Interest Rate Exportation Under Attack Part II
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The 1978 landmark opinion in Marquette National Bank v. First of Omaha Service Corp held that under the National Bank Act, a national bank has the right to export the interest rate authorized by the state where the bank is located to borrowers located elsewhere. Section 521 of the Depository Institutions Deregulation and Monetary Control Act of 198…
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Big Business (1929) w/ a Surprise Guest
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"The story of a man who turned the other cheek- And got punched in the nose!" Mike and Tom are all set to be joined by a surprise guest for their episode about the hijink filled buddy comedy Big Business (1929) from the iconic comedy duo of Laurel & Hardy. But just who booked the surprise guest, and when will they get there? Hosts: Michael Natale T…
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Interest Rate Exportation Under Attack Part I
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The 1978 landmark opinion in Marquette National Bank v. First of Omaha Service Corp held that under the National Bank Act, a national bank has the right to export the interest rate authorized by the state where the bank is located to borrowers located elsewhere. Section 521 of the Depository Institutions Deregulation and Monetary Control Act of 198…
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"Who is this woman who scorns a hundred men...to give her love to a Devil-May-Care Soldier?" Alonso Duralde, author of the new book Hollywood Pride, joins us to talk the lady in the tux who takes center stage on the cover of his book, as we dive into 1930's war-torn romance, Morocco. We examine the film's queer undertones (or, really, overtones), t…
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A Refugee's Dream - Help for Those Who are New to the U.S.
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Dr. Omar Bah, a former journalist, fled his home in The Gambia when he became a wanted man for criticizing the country’s then-dictator. Inspired by his own experience, Bah founded the Refugee Dream Center in Providence to offer post-resettlement support to other refugees in the state. He joins Dr. Chan in this episode to talk about his motivation f…
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California Consumer Finance Law - Hot Topics and Recent Developments
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California frequently is in the vanguard of consumer financial issues and legislation, foreshadowing trends that may spread to other states. Today’s episode, during which we explore important hot topics and recent developments in California consumer finance law, is hosted by Ballard Spahr partner Melanie Vartabedian, and features Partners Michael G…
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Consumer Financial Protection Bureau Wins in Supreme Court But Can the Fed Continue to Fund the CFPB Without Earnings?
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Special guest Alex J. Pollock, Senior Fellow with the Mises Institute and former Principal Deputy Director of the Office of Financial Research in the U.S. Treasury Department, joins us to discuss his recent blog post published on The Federalist Society website in which he urges Congress to look into the question of whether the Federal Reserve can l…
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