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The Retirement Fiduciary Podcast

Adam D. Koós, CFP®, CMT®, CEPA

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Welcome to The Retirement Fiduciary Podcast! Your classroom for no BS financial education. A place where we have authentic discussions about retirement planning, investment management, tax reduction strategies, insurance, estate planning, and more. Thanks for listening & please be sure to SUBSCRIBE! Hosted by Adam Koos, CFP®, CMT® of Libertas Wealth.
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Inquisitive conversations between Art Throb host Kate Savage and artists, writers, performers, producers and artistic entrepreneurs about their work and all things arts related. ​Get to know who’s doing the work, who’s making the arts happen and who's keeping them exciting and accessible. Gain an insider’s view through these exchanges and a glimpse into the wonder-filled world of creative individuals.
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The economy is bananas, even scary. But some people are thriving, and we're going to figure out how. Adam Davidson, "New Yorker" writer, longtime contributor to This American Life, and the creator of NPR’s "Planet Money," unearths stories from regular people. People who have cracked the code to success in our new economic reality.
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Trendy Lobotomy Podcast

Tori Selznick and Krysti Adams

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Old friends discuss local legends starting with the ones they know from their home state. Legendary people, places, and random facts about Indiana abound here. While we started in Indiana, the world is full of legends and we want to explore them. Laughter, history, and spooky facts included. We like getting down to the bottom of these legends and giving both the facts as well as the lore. If history and interesting stories, sometimes with a spooky bent, are up your alley, so are we! We like ...
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The Beats and Speaks Podcast is a show created by Leigh Dickey, a man with extensive experience in entertainment, radio, television, performance, and all things media. This show aims to make you laugh and make you think with its coverage of various topics like movies, TV shows, and anything of general interest and fun pulled directly from the mind and life of Leigh Dickey. NEW EPISODES EVERY FRIDAY! Follow Leigh Dickey Here: OFFICIAL WEBSITE: http://www.leightdickey.com YOUTUBE: http://bit.l ...
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"Up The Escalator - Down The Elevator" In this episode of The Retirement Fiduciary, Adam explores the concept of "Daylight," a key metric that investors should pay close attention to when markets become volatile. Daylight refers to the average price of an investment over a specified period, offering a clearer picture of an asset’s performance by sm…
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VISIONS IN TANDEM, is a collaborative Retrospective Exhibition of Dobree Adam's fiber art intertwined with Jonathan Greene's poems. Lexington Art League, August 2 to September 20, 2024 This collaborative retrospective exhibition of works in fiber and photographs intertwined with poetry considers dialogues of vision and voice in the spirit of haiga,…
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William M. Duffy’s solo exhibition currently at the Speed Museum, is the second installment of the Louisville Black Avant-Garde series, highlighting local, historically significant Black visual artists active from 1950–1980. A lifelong artist, Duffy first began with painting, silk-screening, and drawing. However, after witnessing a car crash destro…
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In this episode of The Retirement Fiduciary, Adam welcomes back Rachel Alley, Realtor and Team Leader for The Millennium Group at Keller Williams Capital Partners in Central Ohio. Rachel revisits the podcast to discuss the significant shifts in the residential real estate market since her last appearance over two years ago. She highlights the chall…
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Cacey Nadalilo, Executive Director of the Chamber Music Festival of Lexington, shares insights into this year's highly anticipated festival, including the variety of programming and community outreach initiatives. Joined by host Kate Savage, Cacey highlights the festival's mission to bring world-class chamber music to Central Kentucky through an ar…
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In this episode of The Retirement Fiduciary, host Adam welcomes Natalie Siston, a dynamic speaker and best-selling author of "Let Her Out: Reclaim Who You've Always Been." Natalie dives into her upbringing in a small Ohio town of just 600 people and how these humble beginnings significantly shaped her career trajectory. She explains the pivotal rol…
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Phoebe White is a 14 year old multi-instrumentalist, singer / songwriter whose first nationally released album in 2022 when she was 12, debuted at number 7 on the Western radio charts. ​Phoebe was a featured guest on the GRAND OLE OPRY in 2023 where she performed with Grammy award winners Riders in the Sky. She was presented with a special honorary…
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In this quick episode Adam demystifies the strategy of tax-loss harvesting and its benefits for investors. Adam explains how this technique allows you to turn investment losses into financial gains by offsetting capital gains with capital losses, reducing your overall tax liability. Adam discusses how to avoid paying taxes come tax season by trimmi…
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Samantha Simpson and Becky Alley, founders of the Muse Collective, a curatorial group in Lexington were inspired by the closure of Parachute Factory and the dearth of gallery space in the city. They discuss their innovative approach to building community and fostering inclusivity through pop-up exhibitions in unconventional spaces like garages and …
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In this quick episode of The Retirement Fiduciary, titled "Investing in Election Years: Trends, Realities, and Seasonal Insights," Adam Koos provides a comprehensive look at how election cycles impact market trends. Adam discusses the importance of not getting swept up in the political excitement and focuses on making informed investment decisions.…
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Larry Kezele, owner of Ruth Hunt Candy and the early champion for the soon-to-be installed Freedom Train Monument, and Yvonne Giles, Historian and Researcher also known as The African American History Guru, talk about the lives of the enslaved couple Lewis and Harriet Hayden and how once escaped from Lexington to the north, they became freedom figh…
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In this episode of The Retirement Fiduciary, Adam Koos discusses the complexities of the new trading rules that have recently come into effect. Adam breaks down these rules, which are far from self-explanatory, offering clarity and guidance for investors navigating this updated landscape. He dives into changes to transaction dates, explaining what …
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Jordan Campbell, an award-winning actor and educator originally from Mt. Sterling, Kentucky, is a leading figure in the global arts and culture ecosystem. His career spans theatre, education, and policy, utilizing his acting background for diverse creative initiatives. While Jordan has performed worldwide, including on Broadway tours and prestigiou…
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In part two of "Exposing the Wolves of Wall Street: Unmasking the Dark Side of Investing," financial expert Adam Koos shares essential tips for safeguarding your investments. This episode covers the dangers of insurance agents posing as wealth managers, revealing how their advice may prioritize their profits over your financial goals. Adam also dis…
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As a young girl growing up in Kentucky, Constance Grayson was drawn to and influenced by traditional handcrafts. She learned traditional quilting techniques from her Appalachian aunts and was fascinated, even as a young child, with the interplay of color, form and texture. Although she no longer utilizes the traditional techniques she learned as a …
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In this episode of The Retirement Fiduciary, host Adam Koos takes listeners on a deep dive into the often murky world of financial planning and investing. Adam sheds light on some of the most misunderstood aspects of working with financial and investment "specialists" and how easily unsuspecting investors can fall prey to deceptive practices. He pr…
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Shawn Okpebholo was born in Lexington, Kentucky and a graduate of Tates Creek High School. He earned his doctoral degree in composition from the University of Cincinnati's Celloge-Conservatory of Music. Currently he serves as the Jonathan Blanchard Distinguished Professor of Composition at Wheaton College-Conservatory of Music and the Saykaly-Garbu…
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In this week's episode of The Retirement Fiduciary, host Adam Koos sits down with Adam Zuckerman, the Founder of "Buried In Work," a pioneering e-commerce platform dedicated to simplifying estate planning, end-of-life tasks, and estate transitions. Adam Zuckerman shares the inspiration behind the inception of his company and discusses the common ch…
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After receiving his BFA from University of Louisville in 2005, James Robert Southard worked for years as a freelance photojournalist and artist. In 2008 he left for Pittsburgh for graduate school in Fine Arts at Carnegie Mellon University. After graduating in 2011he was invited to international exhibitions such as the Moscow Biennale for Young Art,…
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In a special episode of "The Retirement Fiduciary," host Adam Koos welcomes Phillip O'Rourke, host of "The Phillip Show" and accomplished animator, for a departure from finance into the realm of creativity. Phillip shares his journey from doodling on paper scraps to leading animation productions for top marketing agencies, offering insights into th…
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Originally from Cynthiana, Kentucky, Wylie Caudill has emerged as a distinguished artist, rooted in the verdant landscape of Lexington. He is presently this year’s official artist for the prestigious 150th Kentucky Derby. Wylie's artistic narrative is woven with a distinctive imprint—a signature style he affectionately terms as "organic repetition.…
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In this episode of "The Retirement Fiduciary," Adam Koos sits down with Kiley Peters, the visionary behind RAYNE IX, for a compelling conversation on her journey from leading a thriving marketing firm to founding a consultancy focused on empowering women in leadership roles. Kiley shares her personal evolution, emphasizing the shift in her definiti…
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Kevin Nance is a photographer, arts journalist and poet living in Lexington, Kentucky. His photographs have been shown in solo and group exhibitions in Chicago, Portland, Danville and Lexington, including at the Lexington Art League, the Lexington Public Library, the University of Kentucky Hospital and Arts Connect’s Mobile Gallery. His two collect…
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Discover the journey of how tragedy transformed into the 'My Promise Kit' initiative. Adam shares the powerful story of starting his career, the unique 'front page' business philosophy, and turning personal loss into a mission to impact lives. #AdamKoós #MyPromiseKit #LifeLessons #InspirationalStories" Libertas Wealth: https://bit.ly/3HpmN2o Subscr…
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​Born in 1942 in Espanola, New Mexico, Arturo Alonzo Sandoval is a fiber artist and educator best known for his weavings and for incorporating unconventional recycled materials – including vinyl and microfilm – into his works. Arturo taught at several schools around the country before accepting a faculty position in the art department at the Univer…
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Join us on the Retirement Fiduciary podcast as Amber Gilsdorf, College Advisor at Estrella Consulting, delves into the inner workings of FAFSA and unveils strategies for securing college scholarships. Amber highlights the origins of financial aid and underscores the pivotal role Financial Advisors play in guiding families through this process, brid…
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Mary Ann Taylor-Hall was born Oct. 17, 1937, in Chicago, but spent much of her childhood in Florida. She attended the University of Florida and earned a masters in English at Columbia University. She taught at Auburn University, Miami of Ohio and the University of Puerto Rico before coming to the University of Kentucky in 1977. She met and married …
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​Daniel Graham was raised in a military family and moved every two years for most of his life. ​He comes from a family of storytellers who love investigation and creativity. He earned his Undergraduate Degree at the University of Florida in Printmaking and a Masters Degree from the University of Georgia also in Printmaking. Between the two programs…
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Welcome back to "The Retirement Fiduciary" with Adam Koos. In this episode, Adam simplifies the complexities of Required Minimum Distributions (RMDs), providing insights on when and how much to withdraw. He highlights the penalties of non-compliance with your RMD withdrawal schedule, and demystifies the Uniform Lifetime Table, offering clarity on d…
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Episode #23 of the Art Throb Podcast features a conversation with writer Jayne Moore Waldrop about her most recent illustrated children's book - She Remembered It All: The Art of Memory Painter Helen LaFrance. Jayne is the author Drowned Town, names a 2022 Great Group Reads seletion by the Women's National Book Association and INDIES Book of the Ye…
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Welcome to the inaugural episode of "The Retirement Fiduciary" with your host, Adam Koos. In this episode, titled "The Top 10 Financial New Year's Resolutions for 2024," Adam delves into key strategies for achieving financial success in the year ahead. From the fundamental importance of saving more money and paying off debt to the critical need for…
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Episode #22 of the Art Throb Podcast features a conversation with Kevin Lane Dearinger, a retired actor and teacher and recent author of a collection of poems titled COLD AS A SILVER SPOON. Kevin has written four volumes of theatre history two memoirs, assorted plays and monologues and five volumes of poetry. He tries to listen to a multitude of vo…
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Roda has more than twenty years of experience leading, assessing, and promoting library, museum, research, and educational services, including her work with the Keeneland Library and National Museum of Racing and Hall of Fame. Through her focus on creating responsive systems of access for researchers and racing fans around the world, Keeneland Libr…
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Adam welcomes Andrew Doup, Attorney and President of Syndication Counsel, to discuss Qualified Opportunity Zones! What is a Qualified Opportunity Zone (QOZ)? It is quite possibly the greatest income tax incentive to ever exist, and it may be going away SOON. But how are Qualified Opportunity Zones determined and which investors can benefit most fro…
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​Episode 20 of the Art Throb Podcast features Colton Ryan and Lyndy Smith in conversation about the upcoming Lexington Theatre Company's production of the annual Concert with the Stars in which Colton Ryan will be performing as the Headlining Veteran Star. Colton was recently nominated for a Tony Award for Best Leading Actor in a Musical for his pe…
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In this episode of The CASH Podcast, Adam sits down with Kim Daly, one of America's leading Franchise Consultants. Kim unveils the mysteries behind why individuals turn to Franchise Consultants when considering which franchises to invest in. Drawing from her personal journey into the world of franchising, Kim shares the factors that fueled her pass…
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Katharine was appointed in August 2023 as Museum Manager of the 21c Museum Hotel here in Lexington. Prior to that she has worked as an educator at a number of museums including The National Gallery of Art, the Washington National Cathedral, the Los Angeles County Museum of Art and, for the majority of her career, at the Getty Villa in LA where she …
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For this final episode of NERDvember for the CASH Podcast, Adam is taking a look at Relative Rotation Graphs (RRGs) and the role they can play in your investment strategies. One of the main advantages of RRGs is the ability to help visualize relative strength of trending investments, and avoid weakening investment trends. But how do Relative Rotati…
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Episode 18 of the Art Throb podcast features Jessica Winters, one half of the husband/wife team who in 2011 founded PRHBTN, Lexington's first street art festival. For more than a decade, Jessica and John Winters have facilitated the installation of large-scale murals by international artists throughout Lexington and have hosted annual gallery event…
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In this new NERDvember episode, Adam is taking a look at the question "how do I know what investments to buy"? There are many things to consider when making decisions like this, such as investment strategy based on momentum. Adam also looks at the anatomy of a collapse featuring CitiGroup. Adam also analyzes Relative Comparison charts and why good …
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On Today’s Interview, Arts contributor Kate Savage talks to Lexington musician Buffy Lawson about her music and her recent induction into the Kentucky Academy of Local Musicians Hall of Fame. For more and to connect with us, visit https://www.artsconnectlex.org/art-throb-podcast.htmlBy Kate Savage, Buffy Lawson
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As part of the "Nerd-vember" series, Adam is doing a deeper dive into one of the common pitfalls of managing your own portfolio. One of the first (and most important) things before purchasing an investment is determining the timeframe you'll need to hold the asset, and understanding the different ways to observe "time" in this context. From Day Tra…
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Episode 16 of the Art Throb podcast features John Hockensmith who is the owner of Hockensmith Fine Art Editions Gallery and Press in Georgetown. We talk about the retrospective exhibition of over 188 artworks by Lexington artist Henry Faulkner on show at the Headley Whitney Museum until 12 November. Henry Faulkner was a prolific artist until his un…
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Adam welcomes Matthew Gartland, Founder of SPI Media, and Matt Erney, Founder of Social Firm to the podcast to discuss the importance of digital marketing strategies and it's ever-changing landscape. Matthew and Matt share more about Artificial Intelligence, and some different ways people are using AI to market and grow their business. The guys loo…
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In the depths of Appalachia's haunting beauty, a gripping thriller unfolds, taking readers on a journey through time and tragedy. But beware, for within the pages of Chris McGinley's novel lies an unexpected twist that will leave you breathless. As escaped convicts wreak havoc on a small mountain community, a young girl emerges as a beacon of hope,…
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Adam welcomes Jon Ostenson of FranBridge Consulting to discuss the ins and outs of investing in non-food franchises! Jon shares more about how he accidentally found himself in this sector, and why specifically he decided on the non-food side of franchise investment. As Founder and CEO of FranBridge, Jon has had many entrepreneurs approach him about…
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Episode No. 14 of the Art Throb Podcast features Guy Mendes, a Lexington photographer who began his photographic career almost by accident. A young transplant from New Orleans, he arrived at the University of Kentucky in 1966 hoping to become a journalist. The following year, he attended a rally to hear Wendell Berry speaking out against the Vietna…
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In this episode of The CASH Podcast, Adam is taking a look at a very simple question... Are your investments stressing you out?! The stock market can cause you a lot of stress throughout the year, including the feelings of opening a statement to see that you've lost money, or even the stress you feel BEFORE you even log in to your account! Listen n…
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Episode No. 13 of the Art Throb Podcast features John Paul Miller who after 50 years in the car dealership business and concurrently running a commercial real estate business has just published his first novel that has been five years in the making. As a young boy JP Miller always wanted to be a cowboy but the closest he ever came was watching hors…
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Adam welcomes friend and Insurance Agent Dan Brookman to discuss Tik Tok trends claiming to give financial advice. A big one we have seen going around is a Tik Tok video on "how to build generational wealth by purchasing life insurance," but is it too good to be true? Adam and Dan talk about how accurate a claim like that can be, how it ACTUALLY wo…
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