Best Auto Lenders Podcasts (2024)

1
Decoding Interest Rates and their Economic Impact 25:55

6d ago25:55

25:55

Join the Risk Advisors Group at Equifax as they discuss the current state and future trends of interest rates and their profound impact on the U.S. economy. The conversation delves into the Federal Reserve's strategies in response to inflation and economic shifts, exploring how these changes affect various sectors including banking, mortgages, and …

1
Automotive Insights: Trends, Fraud, and Future 47:58

26d ago47:58

47:58

Scott McMahon, alliance manager for Automotive Partnerships at Equifax, leads a panel discussion on current trends, the rising challenge of fraud in the automotive space, and the industry's outlook, with a special focus on consumer affordability and the evolving electric vehicle (EV) market. His esteemed panel includes Steve Greenfield, general par…

1
How Inflation and Rising Delinquencies are Impacting Different Consumer Segments 17:58

1M ago17:58

17:58

We’re joined by Jeff Richardson from VantageScore to discuss how inflation is impacting households. We dig into factors contributing to rising delinquencies, the expected continuation of this trend, and the impact on different consumer segments. Additionally, we address the role of stimulus on credit scores and the strategies that organizations sho…

1
A Day in the Life of a Risk Professional 30:37

2M ago30:37

30:37

The Equifax Risk Advisory practice explores various aspects of risk management, from evaluating and mitigating risks to implementing strategies that align with institutional goals and risk tolerance. This episode is a must-listen for professionals seeking to deepen their understanding of risk management in today's complex economic landscape. In thi…

1
Navigating the Affordability Landscape Post Holiday Season 23:32

4M ago23:32

23:32

Host Dave Sojka and the Equifax Risk Advisors team delve into the intricacies of affordability in the current economic landscape. The discussion covers a range of topics, including the impact of rising debt, inflation, and changing consumer behaviors on consumers' ability to afford housing, automobiles, and insurance. In this episode: · Consumer ho…

1
Economic Themes Shaping This Year and 2024 27:30

5M ago27:30

27:30

Did economic predictions for this year pan out? And what themes will dominate 2024? Join our Risk Advisory team as they assess how the economic outlook has really impacted consumers and industries. In this episode: Revisiting economic trends Transitory inflation Consumer spending Labor Market Auto Industry Banking and Lending BNPL and regulation Cr…

1
Effects of Consumer Stress on Holiday Spending 23:40

5M ago23:40

23:40

In part three of the Consumer Stress series from the Equifax Risk Advisory team, our experts discuss the impact of the economic and credit environment on consumer holiday spending. They cover various angles, including economic uncertainties, the transition from physical to online stores, the U.S. economic outlook, highlights of the holiday spending…

1
2024 Economic Outlook & Recommendations for Navigating the Economy 11:17

6M ago11:17

11:17

David Fieldhouse, Director of Consumer Credit Analytics at Moody's Analytics, provides his economic outlook for 2024. Discussing critical factors shaping the U.S. economy, we cover the end of the student loan payment moratorium to the surge in long-term interest rates, the delicate balance of treasury yields, as well as business and consumer recomm…

1
How Lenders Can Use Data to Reveal Credit and Financial Stresses 31:38

7M ago31:38

31:38

Lenders can use targeted consumer data to drive daily decision making. The Equifax Risk Advisory panel of experts discuss how to dig beyond the macroeconomic indicators to determine exactly where consumer stresses lie. Our panel includes David Sojka, Jesse Hardin, Maria Urtubey, Thomas Aliff and host, Tom O’Neill. In this episode: · Economists and …

1
What Lenders Need to Know About Consumer Stress 35:06

8M ago35:06

35:06

Consumers are increasingly facing credit and financial stress. Our panel of Equifax experts including Tom O’Neill, Tom Aliff, Dave Sojka and Jesse Hardin, discuss the factors contributing to consumer stress and the nuances that lenders should consider when evaluating consumers. This is the first part in a series on the topic of consumer stress. In …

1
Higher Education: A Data-driven Approach to Proving ROI and Putting Students First 19:43

9M ago19:43

19:43

Colleges and universities are facing declining enrollment rates, mounting regulatory pressure, the resumption of student loan payments, the reversal of affirmative action in admissions – and having to prove the ROI of a college degree. Lori Lindenberg, District Director of Enterprise Analytics and Strategy at Maricopa Community Colleges, joins us t…

1
How Lenders Can Find the Hidden Risk in their Portfolio 26:24

9M ago26:24

26:24

In this time of economic uncertainty, it’s important that lenders focus on account management strategies to detect hidden risk in their portfolios. In this episode, our Risk Advisory panel discusses the most important thing lenders need to be doing right now when it comes to account management. In this episode: · Understanding the value of a custom…

1
Financial Industry: Assessing Risk as Federal Student Loan Payments Resume 33:05

10M ago33:05

33:05

After a three-year pause, borrowers must resume their federal student loan payments in October. In this episode, the Equifax Risk Advisory group discusses how the financial industry can navigate the road ahead by assessing their risk and finding opportunity. In this episode: · How the repayments will impact the financial industry · Will the additio…

1
SoFi: How Fintechs are Navigating Economic Headwinds 26:05

11M ago26:05

26:05

How are fintechs managing economic headwinds and credit tightening? We talk with Ratinder Bedi, Chief Credit Officer at SoFi, about how his company is managing these challenges and how fintechs and traditional banks often differ in their approach. In this episode: · The biggest challenges facing SoFi this year · How the restart of student loan refi…

1
Understanding Market Dynamics in the Current Mortgage Environment 21:45

11M ago21:45

21:45

The mortgage industry is facing high mortgage rates, low housing supply, and a tightening of mortgage credit availability. What does this all mean for the future of the mortgage industry and where does this leave consumers? Join us as Joel Kan, Vice President and Deputy Chief Economist for the Mortgage Bankers Association, provides insight. Resourc…

1
Moody's Economic Update: Possible Challenges Ahead, Reasons for Hope 11:26

12M ago11:26

11:26

Leading economic indicators are flashing red for the second half of 2023, but David Fieldhouse, Director of Consumer Credit Analytics at Moody's Analytics, says there are reasons to be cautiously optimistic. Join us for a mid-year economic update as we discuss the debt ceiling crisis, interest rate hikes, and what lies ahead for the US economy. Top…

1
Optimizing Your Marketing Strategy in an Uncertain Economy 27:09

1y ago27:09

27:09

The financial industry is pulling back on some of its marketing spend. Is that the right strategy for an uncertain economy? Andrew Davidson, Chief Insights Officer at Mintel Compremedia Omni, joins us with his insights. Andrew is an expert in cross-channel marketing insights, consumer behavior, and global trends. In this episode: - A short economic…

1
How Lenders Can Navigate This Credit Tightening Environment 19:04

1y ago19:04

19:04

As economists warn of an impending recession, banks have been raising their rates and tightening lending standards. What is the impact on consumers? And how should lenders navigate this credit tightening environment? To answer these questions, we’re joined by Jesse Harden, a risk advisor at Equifax. In this episode: · In light of credit tightening,…

1
How Credit Unions Can Succeed in an Uncertain Economy 29:53

1y ago29:53

29:53

In this uncertain economy, credit unions want to understand the risks and opportunities in their current portfolio. In this episode, we’ll discuss that topic with Mike Schenk, Deputy Chief Advocacy Officer for Policy Analysis and Chief Economist at CUNA. We’ll also discuss: What are the latest trends in credit union operations and financial perform…

1
Why Financial Institutions Need a Deposit Growth Strategy 16:23

1y ago16:23

16:23

Financial institutions have become more risk aware following interest rate hikes, an uncertain economy and recent challenges facing regional banks. In this episode, we’re joined by Tom O’Neill, a risk consultant with Equifax and Mark Toro, a marketing consulting leader with the Financial Services Group at Equifax to discuss: · What is a deposit gro…

1
How Data Helps Lenders Navigate an Uncertain Market 28:06

1y ago28:06

28:06

The number of small businesses has soared, and that means there is still opportunity for lenders despite an uncertain market. Patrick Reily, co-founder of Uplinq Financial Solutions, provides specific examples of how lenders can use unique data to improve modeling and grow their business. CreditForecast.com is a joint venture between Equifax and Mo…

1
Auto Industry Outlook for 2023 with Jonathan Smoke 35:23

1y ago35:23

35:23

What can auto lenders and dealers expect this year? Join us as Jonathan Smoke, chief economist for Cox Automotive, discusses the current slump in used retail vehicle sales and auto loan performance, his predictions for this year’s vehicle sales, as well as the industry’s bright spot, EVs. But first, we start this episode with a 3-minute economic up…

1
How the Rising Cost of Living Will Impact Lenders 17:31

1+ y ago17:31

17:31

The cost of living is rising, and consumers across the globe are feeling the squeeze. How will this impact the lending industry this year? Swarnima Pandey, an Analytics Insights Manager with Equifax Canada shares how lenders can build resiliency into their 2023 plan. This podcast episode was a continuation of the November webinar, Market Pulse: Imp…

1
2023 Economic Outlook: Finding Growth in Consumer & Commercial Lending 14:05

1+ y ago14:05

14:05

The final episode of our three-part series focuses on consumer and commercial lending in 2023. In our interview with Cris deRitis, Deputy Chief Economist at Moody’s Analytics, we discuss how lenders can find responsible growth in challenging economic times. Highlights: 1:00 - Trends in consumer and commercial lending in 2023 2:22 – Delinquencies wi…

1
2023 Economic Outlook: Labor Market Shines Bright for Now 15:10

1+ y ago15:10

15:10

This episode takes an in-depth look at the labor market and possible risks it may face in 2023 and beyond. We discuss with Cris deRitis, deputy chief economist with Moody’s Analytics, how lenders can adjust their business to better identify risk, as well as opportunity in the labor market. 0:50 – Analysis of labor market in 2023 2:38 – Potential sh…

1
2023 Economic Outlook: Opportunities for Lenders 12:22

1+ y ago12:22

12:22

Are we heading for a recession in 2023? And what should lenders do to prepare for a year of uncertainty? We interview Cris deRitis, deputy chief economist at Moody’s Analytics to uncover those opportunities in the lending industry. Episode Highlights: 1:30 – Moody’s Analytics perspective on whether there will be a recession in 2023 2:45 – Consumer …

1
Is It Possible to Authenticate Digital Content? 24:46

1+ y ago24:46

24:46

Businesses rely on digital photos and videos to make everyday business decisions, but they struggle with confirming the content’s authenticity. Bob Homer, VP and General Manager of Insurance and Alliances at Equifax talks with Mounir Ibrahim, VP of Public Affairs and Impact at Truepic about how the company is using data and technology to restore tr…

1
What the Next Generation of Data Looks Like for the Auto Industry 27:57

1+ y ago27:57

27:57

How can the auto industry improve the customer experience? The answer lies in the next generation of data tools. Join Equifax’s Brian Epro as he interviews Atul Patel, CEO and co-founder of the automotive digital marketing platfom Orbee, about the next generation of personalization and how it will transform how consumers buy their next automobile. …

1
Is This the Moment for Consumer-Permissioned Data? 19:02

2y ago19:02

19:02

With the summer travel season upon us, a new wave of concerns is hitting consumer wallets. We look at how supply chain shortages, inflation, global conflict, end of COVID relief packages, and potential forthcoming recession will impact consumer credit usage and access – with a special focus on how consumer-permissioned data can make credit more acc…

1
Is Your Business Ready for the Changing Face of the U.S.? 23:05

2y ago23:05

23:05

A slower birthrate, the aging Baby Boomers, a record number of retirements due to the COVID-19 pandemic and slowing immigration. All these factors are having a profound impact on the U.S. economy and future GDP growth. In this episode, Wayne Best, chief economist at Visa, shares his findings from a new white paper, The Golden Years Planning for the…

1
'Tis the Season for Buy Now, Pay Later Loans 21:59

2+ y ago21:59

21:59

Buy Now, Pay Later (BNPL) loans are skyrocketing in popularity. Younger, tech-savvy consumers like them because they are a fast, easy way to purchase something online or at point-of-sale in a store. Many BNPLs don’t charge interest, and they can allow consumers who may not qualify for credit to finance large purchases. In this episode, David Fieldh…

1
Financial Inclusion’s Role in the Economic Recovery 21:13

3y ago21:13

21:13

In this K-shaped economic recovery, many consumers will prosper, while others will continue to struggle. In this episode, we discuss how VantageScore could score about 37 million Americans who are conventionally unscoreable -- and what that could mean for the economy. Join Katherine Doe of Equifax as she interviews David Fieldhouse, director of con…

1
Entrepreneurship & Credit in the Post-COVID Era 19:51

3y ago19:51

19:51

In this episode of Market Pulse, Katherine Doe of Equifax discusses the U.S. economic outlook for consumer and small business credit with David Fieldhouse, director of consumer credit analytics at Moody's Analytics. Evan Leaphart, founder and CEO of Kiddie Kredit and co-founder of Black Men Talk Tech, explains his mission of educating kids about cr…

1
Growing Optimism and a Rising GDP 25:33

3y ago25:33

25:33

In this episode of Market Pulse, we discuss the U.S. economic outlook, the American Jobs Plan and consumer credit trends with Cris deRitis, deputy chief economist at Moody's Analytics. This transcription is edited for brevity. Listen to the full podcast for more great insights. Theresa: So let's start with an update on the U.S. economy. What do you…

1
Pent-Up Demand & Consumer Credit Expectations 16:07

3y ago16:07

16:07

In this episode of Market Pulse, we talk to Tom Aliff, risk consulting leader at Equifax, about consumer credit trends and insights. He shares the latest in credit balances, utilization, delinquencies and explains how the stimulus has benefited consumers. Jump ahead to these topics: :56 - The latest in consumer insights 3:11 - Delinquencies are dow…

1
Cautious Optimism for Small Businesses 12:09

3+ y ago12:09

12:09

In this episode of the Market Pulse podcast, we discuss the latest round of PPP and small business credit and industry trends with Equifax senior data analyst, Sarah Briscoe. This transcription is edited for brevity. Listen to the full podcast for more great insights. Theresa Freas: Top of everyone's mind is the second round of stimulus just came t…

1
Unpacking the Fiscal Stimulus 16:35

3+ y ago16:35

16:35

In this episode of Market Pulse, we break down the second round of stimulus that took effect in late December. Who won? Who lost? And how will it impact the overall economy, as well as consumers and small businesses? We also discuss a potential third round of stimulus. This transcription is edited for brevity. Listen to the full podcast for more gr…

1
Holiday Gift or Kick the Can? 12:17

3+ y ago12:17

12:17

In the December episode of Market Pulse monthly, we focus on how this week’s news -- the vaccine rollout, Electoral College vote and talks of a stimulus deal will impact this holiday season. This transcription is edited for brevity. Listen to the full podcast for more great insights. Theresa Freas: It's been a big week. There's the electoral colleg…

1
Outlook 2021: Recovery Expectations 29:10

3+ y ago29:10

29:10

In this episode of the Market Pulse monthly, we focus on the 2021 outlook for the U.S. economy and credit -- both consumer and small business. This transcription is edited for brevity. Listen to the full podcast for more great insights. Theresa: How does the announcement of a vaccine nearing trial completion impact your outlook into 2021? Cris deRi…

1
Fiscal Stimulus and the K-Shaped Recovery 28:11

3+ y ago28:11

28:11

In this episode of the Market Pulse monthly, we focus on the U.S. economy and credit insights -- both consumer and small business. This transcription is edited for brevity. Listen to the full podcast for more great insights. Theresa: Let’s start with the macro economy, and more specifically, fiscal stimulus. Chris, it seems things are changing by t…

1
What Direction will the Economy Take? 24:50

3+ y ago24:50

24:50

In this episode of the Market Pulse monthly, we focus on the U.S. economy and credit insights -- both consumer and small business. This transcription is edited for brevity. Listen to the full podcast for more great insights. Theresa: Cris, let's start with the broader economic landscape. Where do we go from here? Cris deRitis: Clearly it does feel …

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