show episodes
 
Thoughts on Record is the podcast of the Ottawa Institute of Cognitive Behavioural Therapy (OICBT) located in Ottawa, Ontario, Canada. Each week we explore topics relevant to clinicians and mental health consumers from a cognitive behavioural perspective; however, if you’re generally interested in psychology, psychotherapy, evolutionary psychology, mental health, the brain, dynamics of human behaviour, creativity, wellness & performance then this podcast will certainly be of interest to you. ...
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Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude! EVENT MENTIONED ON PODCAST https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692 WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast PROPER ...
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show series
 
Female involvement with the criminal justice system can prompt significant internal dissonance as well as challenge conceptualizations around female violence, motherhood, mental illness etc. Forensic psychotherapist Anna Motz joins us for a fascinating discussion of her book “If Love Could Kill: The Myths & Truths of Women Who Commit Violence”. In …
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Rob discusses the recent changes introduced by the government regarding planning permission and permitted development for solar panels. He explains that homeowners can now install solar panels on their roofs without going through the lengthy process of planning permission, but only under certain circumstances. However, there are limitations to this…
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Rob highlights three new net zero measures introduced by the government that may impact landlords and homeowners. The first measure is an increase in the grant for boiler upgrades, specifically for heat source pumps, from £5,000 to £7,500. However, Rob questions the effectiveness of this grant considering the high cost of installing heat pumps. The…
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Rob discusses the current situation in the Scottish housing market where Scottish councils are proposing to raise rents by as much as 8.4% to cover their costs, while private landlords are constrained by rent caps. Rob highlights the unfairness of this situation, as landlords face high mortgage rates and are unable to take advantage of the rent cap…
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Rob talks about the three essential reasons why rents are rising, challenging the mainstream media's portrayal of landlords and delving into the economic factors driving the increase in rents. KEY TAKEAWAYS One of the main reasons for rising rents is the decrease in supply caused by landlords leaving the market. This imbalance between supply and de…
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Host note: folks, I invite you to pay very close attention to what Dr. Hollis has to say...could change your life. Jungian/Depth psychology provides a wonderful framework for exploring questions related to meaning and the self that can at time fall outside of boundaries of what is typically explored in cognitive behavioural therapy. Esteemed author…
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Rob discusses the recent scrapping of the new energy efficiency rules for rental properties in England, highlighting the impact this decision has on property portfolios and the rental market. Rob explains that the implementation of energy efficiency rules created uncertainty and led to landlords selling off their properties, reducing the housing su…
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Rob is joined by Chris Grant, an experienced property investor with a portfolio worth over £10 million. Chris shares his journey in the property industry, from starting as an estate agent to building his own portfolio through flips and investments. The focus of the episode is on the topic of rent-to-rent and rent-to-rent service accommodation, whic…
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Rob interviews Kevin Whelan, an economist, author, and founder of Wealth Builders. Kevin is an expert on SSAS pensions and shares valuable insights on tax-efficient pension strategies. He explains the difference between a SSAS and SIPP's, highlighting the benefits of using a SSAS to build wealth and become financially independent. Kevin discusses v…
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Rob and special guest, guest Sarah Poynton-Ryan discuss debt reduction, debt management, and Sarah's personal journey from financial struggles to becoming a successful entrepreneur in the property industry. Sarah shares her experiences of starting a photo booth business, facing debt and business challenges, and ultimately finding success through pr…
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Existential boredom is a challenge for many that can lead to a pathological engagement with shallow amusements (which may only deepen the despair and lead to more boredom). Dr. Kevin Gary joins us for a discussion of some of the core themes covered in his book Why Boredom Matters: Education, Leisure, and the Quest for a Meaningful Life. In this dis…
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Property investor Mark Winship of Gateway Accommodation shares his journey from elite sports coaching to property investment. Mark discusses how his background in coaching tennis and performance coaching has influenced his approach to property. He explains the concept of apart hotels, which are converted guest houses that offer self-catering facili…
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Rob is joined by Marc Champ of Wharf Financial, to discuss their predictions for the year 2024. They start by highlighting the positive signs in the property market, such as reduced interest rates and increased activity. They also mention the expectation of a decrease in the base rate and the potential impact of political events on the economy. The…
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Rob talks about the growing national debt in the UK and its potential consequences, drawing parallels between the current situation and the financial challenges faced by Britain in the 1970s. Rob highlights the unsustainable path of increasing debt, rising inflation, and mounting public debt, and discusses the possibility of a debt reset and the po…
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So, you want to publish content to attract clients. Do you start a blog? Hammer out posts on LinkedIn every day? Start a YouTube channel? A podcast? Good question. I get asked it a lot. In fact, someone in Mindshare asked me about it again today, so I thought I'd break out my mental model for how I think about publishing and distributing content. H…
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Rob shares various strategies and actions that listeners can take to improve their financial well-being in the coming years, and explores two assumptions: one for listeners who have no property and suggest acquiring property as a first step towards building wealth and security, and another assumption for those who already have a buy-to-let portfoli…
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Understanding the evolutionary significance of depression can quite helpful in its conceptualization and treatment. Founder in the field of evolutionary medicine, Dr. Randy Nesse, joins us for an encore discussion in which we consider how striving, motivation and desire for control can play into the evolution of depressive symptoms. In this convers…
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Rob delves into the key differences between landlords and property investors, highlighting three main areas of distinction: role and focus, income generation, and involvement and time commitment. Landlords primarily focus on property management and rental income, while property investors have a broader spectrum of investment strategies. Landlords r…
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Rob talks about the surprising trend of countries, including Poland, buying large amounts of gold, focussing on the potential reasons behind this, such as a shift towards a new gold standard and the need for countries to meet the gold to GDP ratio requirement set by the EU. KEY TAKEAWAYS Poland's central bank has been aggressively buying gold in re…
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Rob is here to wish you a very happy new year, and three interesting facts about January 1st, including the introduction of the Julian calendar, the first time the Union Jack flag was flown in Dublin, and the overthrow of a Cuban dictator... KEY TAKEAWAYS Rob shares three random facts about January 1st, including the use of the Julian calendar in 4…
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Rob is joined by Marc Champ of Wharf Financial to discuss their predictions for 2023. They review their previous predictions, which included topics such as bridging finance, Bank of England rates, inflation, house prices, and the future of nuclear energy. They also assess the accuracy of their predictions and discuss the current state of the market…
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Rob shares three funky Christmas facts, including the origin of the word "Christmas," the tradition of hanging stockings, and the history behind Boxing Day. He's also here to wish listeners a Merry Christmas and a Happy New Year! KEY TAKEAWAYS The term "Christmas" is a contraction of "Christ's Mass," derived from Middle English and Old English phra…
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Rob is here to discuss a potential mortgage liquidity crisis that is brewing in the commercial property sector. Rob explains that the shift towards remote work has left many office spaces empty, decreasing their value and creating challenges for landlords and property owners. This crisis could have significant impacts on mortgage lending, interest …
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Marc Champ of Wharf Financial joins Rob to discuss the current state of the property market. Despite the usual slowdown during the festive season, Marc reveals that he has been unusually busy in recent weeks, attributing this to the decrease in interest rates, which has prompted investors to re-enter the market. They discuss the types of properties…
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Rob looks at the disappointment surrounding the UK government's decision to not include the leasehold ban in its new housing reform law. He stresses the importance of doing thorough research and having a reliable solicitor when purchasing a property, especially when it comes to leasehold houses and the potential issues with service charges and grou…
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Rob discusses two lighthearted yet absurd stories involving councils and their inefficiencies. The first story revolves around a West London council that sent bailiffs to collect unpaid council tax for a property that the council itself owned. This level of incompetence not only wasted taxpayer money but also caused distress to the individual invol…
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Rob examines an interesting law change that could potentially double council tax for second homeowners in Bath and North East Somerset, UK. As he explains, it is primarily a means for the council to generate more revenue, and Rob questions whether doubling the council tax will actually incentivise second homeowners to bring their empty properties b…
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For many mental health clinicians, crafting resilience is an afterthought to managing the day-to-day demands of their professional life. Psychologist, consultant & author, Dr. Marie-Hélène Pelletier, joins us to discuss some of the themes explored in her new book: The Resilience Plan: A Strategic Approach to Optimizing Your Work Performance and Men…
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Rob discusses the recent extension of the mortgage guarantee scheme by the government, which allows individuals with a small deposit to apply for a government-backed 95% mortgage guarantee, enabling them to get on the housing ladder. While this may seem like a great opportunity, Rob highlights the potential risks involved, particularly if the value…
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Rob discusses the exciting changes in the property industry following the UK autumn budget. The Chancellor announced reforms to streamline the system, including a new permitted development right that allows one house to be converted into two homes without the need for full planning permission. This game-changing development opens up new opportuniti…
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Rob welcomes back Adrian Benjamin to discuss property protection strategies. Adrian, with his corporate background and experience in property sourcing, shares valuable insights on how to protect yourself and your property business. They delve into the benefits of setting up a limited company for tax efficiency and how to utilise products like life …
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Rob discusses the potential impact of rising inflation on the economy, explaining that as pay rises outstrip inflation, people will demand higher compensation to cover the increased cost of living. This, in turn, leads to increased overheads for businesses, which may result in higher prices for consumers... KEY TAKEAWAYS Inflation is expected to in…
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Music is an under-explored tool with respect to the provision of psychotherapy as well as the crafting of peak experiences. Clinical counsellor, performance coach and opera singer, Dr. Fiona McAndrew, joins us for an eclectic, wide-ranging discussion in which explore: Fiona's alternating journey between psychology and music a window into the psycho…
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Rob delves into the topic of heat pumps and their suitability for British homes, highlighting the potential disadvantages such as increased bills and the need for proper insulation. Rob also address the issue of noise levels, stating that heat pumps may be too noisy for built-up areas and terraced houses. KEY TAKEAWAYS Heat pumps are considered too…
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Rob talks about the potential introduction of inheritance tax and stamp duty cuts in the upcoming autumn budget, speculating on the impact these cuts could have on the housing market, with the possibility of stimulating demand and increasing prices. KEY TAKEAWAYS There are rumours that inheritance tax and stamp duty cuts could be introduced in the …
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Rob talks about the bankruptcy filing of WeWork, a shared office firm that was once valued at $38 billion. He highlights the significance of this event, as it indicates potential opportunities in the commercial property sector. With WeWork likely handing back real estate to banks and landlords, there may be deals to be done and empty properties ava…
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Rob recaps the key points from the recent King's speech, focusing on housing-related announcements. The first major point is the introduction of a new leasehold and freehold bill, which will ban leaseholds for new houses in England and Wales. Additionally, the standard lease extension period will be increased to 990 years. Rob talks about the poten…
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Mental health professionals have increasingly been seeing clients seeking services related to anxiety and depression stemming from serious, negative changes that have been occurring in our climate. Psychologist and professor, Dr. Susan Clayton, who is one of the world's authorities on how the environment impacts upon psychological factors joins us …
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Rob interviews Adrian Benjamin, a financial protection specialist with over 10 years of experience in the banking industry. Adrian shares his expertise on protecting wealth for the short, medium, and long term, with a focus on family life planning. He discusses the importance of life insurance, wills, and trusts, and highlights the need for compreh…
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Rob dives deep into the two reasons why achieving net zero emissions is not feasible. highlighting the lack of infrastructure in the world's electric grids to support the rapid growth of renewable energy, and the issue of cost, emphasising that the implementation of environmental initiatives often leads to increased expenses for consumers. KEY TAKE…
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Rob discusses the concerning increase in government debt in the UK, which is the largest peacetime increase in over 300 years. Rob highlights the potential consequences of high levels of national debt, such as difficulty in funding public services and responding to economic crises, and touches on the trebling of the debt ratio in the last 15 years …
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Rob is joined once more by Marc Champ of Wharf Financial to discuss the current state of the property market. They touch on topics such as interest rates, inflation, and the potential for a slowdown in the market. Marc shares insights from his conversations with industry professionals and highlights the opportunities that can arise during a slowdow…
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Shame is among the most powerful of human emotions and can drive a number of both functional and dysfunctional behaviours. Sheila Rubin, MA & Bret Lyon, Ph.D., join us for a comprehensive discussion of many of the themes in their new book Embracing Shame - How to Stop Resisting Shame & Turn it into a Powerful Ally. In this discussion we cover: why …
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Rob discusses six ways to add value to your home or property portfolio, beginning by questioning the accuracy of an article that claims certain home improvements can significantly increase property value. Rob emphasises that the effectiveness of these improvements is location-dependent and highlights the importance of creating a unique selling poin…
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To Get £100 off of your solar panels and to get a quote for your home - www.makemyhousegreen.com/?utm_source=tpn_podcast Rob is joined by Greg Chamber, the Head of Product and Customer Experience at Make My House Green. They discuss the benefits of solar panels for landlords and tenants, as well as the process of getting solar panels installed on r…
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Rob discusses the importance of diversifying residency and building a global safety net. Drawing from his personal experience of obtaining temporary residency in Mexico, he emphasises the need to have a backup plan in case of unforeseen events or challenges in one's home country, and explores various ways to obtain secondary residencies or passport…
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Get your free ticket for 3 days of GREAT property education and networking. 20th - 22nd October: https://progressivepropertyreferral.com/live-multiple-streams-of-property-income-peterborough-20-22-october-2023-1694096212/AMB4692 Rob talks about the housing crisis in Europe, focusing on an article from France 24, highlighting the soaring costs, lack…
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Happiness is an elusive and frequently controversial topic of discussion. Dr. Jeff Perron joins us for an extensive discussion of some of the themes he is exploring in his new substack project: The Psychology of Happiness. In this discussion we cover: working within a workable & reasonable definition of happiness given the realities of the human co…
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Get your free ticket for 3 days of GREAT property education and networking. 20th - 22nd October: https://progressivepropertyreferral.com/live-multiple-streams-of-property-income-peterborough-20-22-october-2023-1694096212/AMB4692 Rob discusses a major mistake to avoid when it comes to insulating homes and rental properties. - the issue of using spra…
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Get your free ticket for 3 days of GREAT property education and networking. 20th - 22nd October: https://progressivepropertyreferral.com/live-multiple-streams-of-property-income-peterborough-20-22-october-2023-1694096212/AMB4692 Rob discusses the recent mortgage rate cuts and the potential impact of inflation on the housing market. While the news o…
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