22: How Credit Works: Understanding Your Credit Report And Score with Marsha Barnes

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Manage episode 310865125 series 3075364
Content provided by Natasha Campbell. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Natasha Campbell or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Marsha is a sought after Certified Financial Social Worker, Financial Educator, and finance commentator. Marsha has been recognized as a Female Tech leader by Digital Finance Institute for her ability to create innovative and accessible financial resources. She is also named as Go Banking Rates Best Money Expert 2018 in the Building Net Worth Category.

Marsha is also the Official Brand Ambassador for FICO.

Since the inception of The Finance Bar, Marsha’s zest for financial wellness has allowed her to serve as a personal finance expert for social, educational, and beauty outlets around the world including Google, Forbes, Essence, State Farm, OWN: Iyanla Fix My Life, Black Enterprise and many more.

Marsha is a true force in the personal finance space and has been notably recognized for her unyielding abilities to connect both off and on-line with individuals who are craving financial guidance.

In this episode, you'll learn:

-What is a credit score?
-What considered a good credit score?
-How can you get access to your credit report for free?
-How are scores calculated?
-What are some ways to start building credit if someone doesn’t have any credit history?
-If you decided to opt out of getting any credit cards. Are there any other healthy ways to build credit?
-What do the most come credit mistakes you can make with your credit?
-How do you build your score with good habits?
-Does getting married affect your credit?
-What are some of the impacts related to having an employer view your credit scores?
-What should you if a collection agency calls about an old debt?
-What tools are available to help manage my account?

How to stay connected with Andromeda:
Website: www.thefinancebar.com
Instagram: @thefinancebar

The links we mention in this episode:
Annual Credit Report- https://www.annualcreditreport.com

If you haven't already, be sure to subscribe to the Wealth Stylist Podcast on iTunes, SoundCloud or Stitcher.

Join my free community the Wealth Circle to connect with women who are rewriting the rules for success in their life, finance, and business. www.wealthstylist.com/jointhecircle

Let's Get Social:
-Follow me on Instagram: www.instagram.com/wealthsytlist
-Tweet me on Twitter: www.twitter.com/wealthstylist
-Pin me on Pinterest: www.piniterest.com/wealthstylist

  continue reading

47 episodes

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Manage episode 310865125 series 3075364
Content provided by Natasha Campbell. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Natasha Campbell or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Marsha is a sought after Certified Financial Social Worker, Financial Educator, and finance commentator. Marsha has been recognized as a Female Tech leader by Digital Finance Institute for her ability to create innovative and accessible financial resources. She is also named as Go Banking Rates Best Money Expert 2018 in the Building Net Worth Category.

Marsha is also the Official Brand Ambassador for FICO.

Since the inception of The Finance Bar, Marsha’s zest for financial wellness has allowed her to serve as a personal finance expert for social, educational, and beauty outlets around the world including Google, Forbes, Essence, State Farm, OWN: Iyanla Fix My Life, Black Enterprise and many more.

Marsha is a true force in the personal finance space and has been notably recognized for her unyielding abilities to connect both off and on-line with individuals who are craving financial guidance.

In this episode, you'll learn:

-What is a credit score?
-What considered a good credit score?
-How can you get access to your credit report for free?
-How are scores calculated?
-What are some ways to start building credit if someone doesn’t have any credit history?
-If you decided to opt out of getting any credit cards. Are there any other healthy ways to build credit?
-What do the most come credit mistakes you can make with your credit?
-How do you build your score with good habits?
-Does getting married affect your credit?
-What are some of the impacts related to having an employer view your credit scores?
-What should you if a collection agency calls about an old debt?
-What tools are available to help manage my account?

How to stay connected with Andromeda:
Website: www.thefinancebar.com
Instagram: @thefinancebar

The links we mention in this episode:
Annual Credit Report- https://www.annualcreditreport.com

If you haven't already, be sure to subscribe to the Wealth Stylist Podcast on iTunes, SoundCloud or Stitcher.

Join my free community the Wealth Circle to connect with women who are rewriting the rules for success in their life, finance, and business. www.wealthstylist.com/jointhecircle

Let's Get Social:
-Follow me on Instagram: www.instagram.com/wealthsytlist
-Tweet me on Twitter: www.twitter.com/wealthstylist
-Pin me on Pinterest: www.piniterest.com/wealthstylist

  continue reading

47 episodes

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