show episodes
 
Welcome to Uncommon Cents, your go-to podcast for financial education and retirement planning. Hosted by Erik Bowman of Bowman Financial Strategies in Englewood, Colorado, this series offers clear explanations, honest advice, and expert guidance to help you navigate the complexities of financial planning. Tune in for the latest commentary on investment, retirement, and insurance topics and trends. Discover the 80/20 Retirement Formula, focusing on three key areas: Clear Explanations, Honest ...
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show series
 
If you could save tens of thousands of dollars in taxes every year, you’d have more freedom to pursue what truly matters- whether it's travel, hobbies, or leaving a financial legacy. In this episode, Erik explains how diversifying your retirement accounts by taxability can help you do just that. By building a mix of IRAs, 401(k)s, Roth IRAs, and no…
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This week's NASCAR Live is all about getting you ready for Championship Weekend at Phoenix Raceway. We begin the show by reliving the thrilling cutoff race from Martinsville Speedway. We then feature in depth previews for the championship races in all 3 series. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https:/…
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We have reached crunch time in all 3 of NASCAR's top series. One of the drivers who is looking to advance to the championship 4 in the Craftsman Truck Series, Rajah Caruth joins Mike Bagley to discuss his chances at Martinsville. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-m…
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It was a weekend to remember in South Florida and 2 of the big winners from Homestead join us on this week's NASCAR Live. Chris Wilner sits down with both Tyler Reddick and Austin Hill to discuss the victories that locked them into the Championship 4. Martin Truex Jr. also stops by to talk with Mike Bagley and reflect on his career as he winds down…
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The NASCAR playoffs are reaching crunch time and this week's NASCAR Live has it all covered. AJ Allmendinger was the first driver to lock up a championship 4 birth in the Xfinity Series and he joined Mike Bagley to discuss his big victory at Vegas. Paul Wolfe then joined the show to discuss his team's improbable run through the Cup Series playoffs.…
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We get you ready for the round of 8 of the playoffs on this week's NASCAR Live. First, Christopher Bell chats with Steve Post about his chances to make the Championship 4 for the 3rd straight season. Steve then joins Mike Bagley and Todd Gordon to preview all of the remaining championship contenders. We also hear what the drivers are saying ahead o…
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On this week's NASCAR Live, Steve Post sits down with 5-time Roval winner, AJ Allmendinger. Grant Enfinger then talks with Chris Wilner about his huge Talladega victory. ARCA/Menards Series Champion, Andres Perez also stops by. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-…
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This week's edition of NASCAR Live has a trifecta of superstar guests. First, Ross Chastain sits down with Jason Toy fresh off of his win at Kansas. Jesse Love then chats with Steve Post about heading back to Talladega for the first time since winning there in the Spring. Paul Wolfe then talks Talladega strategy with the crew call guys. See Privacy…
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Both Bristol winners are here on a brand new edition of NASCAR Live. First, Mike Bagley chats with Kyle Larson. Then, Steve post sits down with Xfinity Series regular season champion, Cole Custer. We also look ahead to this weekend's racing action in Kansas. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://ar…
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People talk all the time about tax efficiency in retirement, but what does that truly mean and why does it matter? It’s much more than a buzzword; it’s a vital strategy for preserving more of your money in retirement. Today we’re going to explain why tax efficiency matters, the risks of not being tax efficient, and strategies for becoming tax effic…
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Another fun episode of NASCAR Live is on tap for you this week. We begin the show with a NASCAR Live backtrax of one of the wilder races we've ever seen at Watkins Glen. Mike Bagley then chats with Parker Kligerman about his decision to step away from full time racing after 2024. Corey Heim also stops by to preview truck series racing at Bristol. W…
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This week we roll out the NASCAR Live Wide Open red carpet for 2 playoff drivers. First, Mike Bagley talks to the most recent road course winner in NASCAR, Alex Bowman. Mike then chats with Christopher Bell about what it is going to take to advance to the Championship 4 for the 3rd consecutive season. See Privacy Policy at https://art19.com/privacy…
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This week's NASCAR Live is all about getting you ready for Watkins Glen's first playoff race. We talk to 2 of the best road racers in the sport, Austin Cindric and Daniel Suarez. Mike Bagley also chats about the strategy of Watkins Glen with Todd Gordon. You'll also hear numerous playoff drivers takes on who they think the best road course racer in…
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Are you nearing retirement or thinking about changing jobs? One of the most common questions people face is what to do with their 401(k). Should you keep it where it is, or roll it over into an IRA? In this video, we’re going to discuss the reasons you might want to rollover your old 401k today. Here’s what we discuss in this episode: 0:00 – Intro …
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As we gear up for the Cup Series playoffs to begin this week in Atlanta, Mike Bagley goes wide open with 2 drivers who. enter the postseason with a ton of momentum, Chase Briscoe and Tyler Reddick. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.…
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The 2024 NASCAR Cup Series Playoffs have arrived and this week's NASCAR Live gets you ready for them in a big way. We begin by revisiting the race that cemented the playoff field, the Southern 500. Mike Bagley is then joined by Jeff Striegle, Alex Hayden, and Dave Moody to breakdown the playoffs. Austin Hill also stops by for a chat with Chris Wiln…
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The Wood Brothers and Harrison Burton pulled off an upset victory at Daytona this past weekend and this week's NASCAR Live has it covered from every angle. First, we relive that thrilling finish and the entire Coke Zero Sugar 400 with a brand new NASCAR Live Backtrax. Harrison Burton himself then stops by for a chat with Kurt Becker. Then Suzy Arms…
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One of the most common questions we get is about Social Security and whether it’s going to run out. If you only read headlines, it seems to be a valid concern. But what’s the reality of the situation and how does it impact you when it’s time to file for Social Security? Here’s what we discuss in this episode: 0:00 – Intro 1:43 – 2024 Trustees Repor…
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All 3 of NASCAR's top series have important weekends ahead and we get you ready for all of it on this week's NASCAR Live. Kyle Rickey takes us through the history of the drivers who have used a win at Daytona to secure a playoff birth. We then look ahead to the Craftsman Truck Series Playoffs opener in Milwaukee with visits with both Christian Ecke…
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Mike Bagley starts this week show by reacting to the penalties following a controversial finish at Richmond. Jason Toy then sits down with Doug Yates ahead of a very important race for Ford. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.…
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After a wild finish in Richmond, NASCAR Live is back. We then recap that wild race with a NASCAR Live Backtrax of the Cook Out 400. Daniel Suarez then sits down with Mike Bagley to discuss his wild Olympic break and his recent contract extension with Trackhouse. Chris Wilner then chats with Erik Jones ahead of returning to his home track in Michiga…
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Recent rule changes have made it more crucial than ever to understand the tax implications and distribution timelines associated with inherited IRAs. Listen in as Erik and Ben break down the latest IRS rule changes affecting inherited IRAs, including the newly condensed 10-year distribution timeline. They explore the implications of these rules for…
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Racing is back this weekend and so is Mike Bagley with a brand new edition of NASCAR Live Wide Open. One of the names that will be in the spotlight in Richmond is Tanner Gray. Gray joined Mike Bagley as he tries to secure his spot in the NASCAR Craftsman Truck Series playoffs. See Privacy Policy at https://art19.com/privacy and California Privacy N…
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We conclude the Olympic break with another special episode dedicated to celebrating Hendrick Motorsports' 40th anniversary. This week we highlight Jimmie Johnson's 7 championships, Terry Labonte's magical 1996, and Jack Sprague's dominance in the truck series. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://…
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On this week's show we feature some of our favorite interviews of 2024. First, Mike Bagley catches up with Adam Alexander. Mike then chats with Sam Mayer following his thrilling victory at Texas Motor Speedway. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.…
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This week we begin 2 weeks of special episodes honoring the 40th anniversary of Hendrick Motorsports. In part 1 we revisit the victory that saved the team, remind you of Jeff Gordon and Ray Evernham's dominance, and highlight some of the most iconic HMS paint schemes. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at …
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On a brand new edition of NASCAR Live Chad Knaus sits down with Steve Post and Todd Gordon. We also get into the Olympic spirit by giving out gold, silver, and bronze medals in all 3 of NASCAR's top series. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.…
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A fresh NASCAR Live is ready for your listening pleasure. First up, we recap the weekend at Pocono with a new edition of Backtrax and a sit-down with Cole Custer. We then look ahead to this weekend in the Circle City with a comprehensive Brickyard 400 preview and a conversation with truck series playoff contender, Grant Enfinger. See Privacy Policy…
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This week is another jampacked edition of NASCAR Live. We revisit Sunday's Grant Park 165 with a new NASCAR Live Backtrax. Steve Post then chats with Josh Berry about his move to Wood Brothers Racing in 2025. Steve also chats with David Ragan about the introduction of NASCAR's electric vehicle. 2-time truck series champion, Ben Rhodes also stops by…
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The NASCAR world is ready to take to the streets of downtown Chicago this weekend and this week's NASCAR Live is all about getting you ready for that big event. We chat with one of the favorites to win the race, Michael McDowell. Mike Bagley is then joined by Chris Wilner and Kurt Becker to look back at last year's inaugural event and preview this …
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Very often, we see people who know that the financial decisions that they’re making aren’t the best decisions, but they try to create excuses or explanations for why they’re doing what they’re doing. Let’s talk about why these excuses usually don’t hold water. Whether it’s procrastination, fear of market crashes, or misunderstanding Social Security…
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Retirement planning doesn’t have to be overwhelmingly complicated. It certainly doesn’t have to be as complicated as some people make it. So, in today’s episode, we’ll talk about the beauty of straightforward financial planning. Here’s what we discuss in this episode: 0:00 – Intro 0:46 – The 80/20 retirement formula 2:26 – How financial planning ge…
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This week we have a star-studded edition of NASCAR Live for your listening pleasure. Chase Briscoe joins the show to discuss the news that he's headed to Joe Gibbs Racing in 2025. Kyle Larson then chats with Jason Toy about his roller coaster of a year. Mike Bagley then catches up with Clint Bowyer ahead of his return to the Craftsman Truck Series …
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Welcome back to Uncommon Cents, where Eric Bowman of Bowman Financial Strategies brings clarity to the world of financial planning. We're back with a revamped version of the show on YouTube and all your favorite podcast streaming platforms. We have a lot of exciting content coming your way- but first, let’s get to know your host! Here’s some of wha…
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We've left Iowa and are now headed towards New Hampshire on a new edition of NASCAR Live. We begin the show with a NASCAR Live Backtrax of the Iowa Corn 350. We then look back at some of the best career moments for Martin Truex Jr. Martin's crew chief James Small is also here for a chat with Jason Toy and Kyle Rickey guides us through some of the b…
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