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Latest podcasts from The Credit Pros.
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JJ (@MrRoyalcredit) and Chaunice (@chauncie_mr._365) breakdown the game of leveraging credit and the importance of having good credit.
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We're here to provide you a safe, comfortable place to ask credit card related questions, share your stories good and bad, and learn that cleaning up, eliminating or just managing credit card debt is attainable. We want to instill in you the self-confidence you need so you too can have credit intelligence, leading to an inner peace and freedom.
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On this show we will be talking about the importance of having good credit, how to raise your score by 100 points, plus how you can get debt collectors to stop calling your home and or cellphone . I have also written a book on this subject entitled "HOW TO REPAIR YOUR CREDIT REPORT LEGALLY" "WHAT THE COLLECTION AGENCIES DON'T WANT YOU TO KNOW" This book can be purchased by emailing me at creditrepair64@gmail.com.
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Welcome to Side by Side Digital - a podcast series that tackles topics geared toward young and beginning producers. Each episode, we invite Farm Credit and ag industry experts to share their insights on financial management, business outlooks, transition planning and more. Sponsored Farm Credit Services of America® and Frontier Farm Credit® © 2024 Farm Credit Services of America, ACA
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Podcast is all about Financial Literacy. Good credit, Bad credit advice, rebuilding, improving, etc. Anything to make you Financial LIT!!! Cover art photo provided by Two Paddles Axe and Leatherwork on Unsplash: https://unsplash.com/@twopaddles
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Is having Good Credit a Bad Idea? As Seen on ABC, CBS, FOX, NBC, MarketWatch and more. Join your me, Pat Walley, as I visit with successful entrepreneurs who share how they got started and the lessons learned over the years that helped them grow. Some stories will shock you and most will leave you empowered and eager to learn more. Pat Walley is a best selling author, sought after speaker, and a leading authority in business and personal credit. He has worked with over 350 businesses and tho ...
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Two Black Guys with Good Credit is a show about two black guys from Canada living in the US for over 20 years - Arlington in Los Angeles and Shaun in Brooklyn. Both are business owners with successful track records and, of course, good credit! Each week they will bring you their ‘straight talk’ and at times humorous perspective on making, managing, and protecting your money. Two Black Guys with Good Credit will educate, entertain, and inspire you to achieve YOUR financial goals. Support this ...
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It's time for our community to start leveraging their credit to live the life that they deserve. Welcome to The Credit Refresh Podcast. this is a safe space where you can expect practical tips, tools and solutions to help you unlock the next level in your life. Your host Kiwanis Rucker repaired her own credit in 2015. For the past 8 years she been giving credit tips and solutions to people in the community. Kiwanis mission is to help you go from the back of the room to the stage. Subscribe, ...
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Find Your Balance is a podcast about making smart money moves, hosted by US Eagle Federal Credit Union. We cover all topics that can contribute to better financial wellbeing.
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FORUM is federally insured by the National Credit Union Administration and is an Equal Housing Opportunity lender. NMLS #469848
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Everything you need to know about fixing your credit, laws associated with the industry, ways to improve your credit, and develop good financial behaviors.
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Novel Conversations is a podcast summarizing the world’s greatest works of classic literature: you get the whole story from cover to cover. If CliffsNotes had an audio-bestfriend, it would be us! Each episode, Frank Lavallo hosts two readers, and the three of them share their reactions to the story and read their favorite passages along the way. If you're looking for a good story, you're in the right place. *This podcast is a production of the Ohio Film Tax Credit.
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HR entrepreneur Mike Coffey, SPHR, SHRM-SCP engages business thought leaders about the strategic, psychological, legal, and practical implications of bringing people together to create value for shareholders, customers, and the community. As an HR consultant, mentor to first-stage businesses through EO’s Accelerator program, and owner of Imperative—Bulletproof Background Screening, Mike is passionate about helping other professionals improve how they recruit, select, and manage their people. ...
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Kiplinger delivers timely, actionable personal finance guidance to help you earn, keep, and make the most of your money. Each new episode has down-to-earth insights on saving for retirement, cutting your tax bill, investing for growth and income, maintaining good credit, and much more.
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A credit card is a physical card that can be used to make purchases, pay bills or depending on the card, withdraw cash. The simplest way to think of a credit card is as a type of short-term loan. When you open a credit card account, your credit card company gives you a set credit limit.
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Podcast by Sydney Credit Union
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This is The Credit Academy show where our goal is to educate as many people as possible on credit literacy and ways to improve their score. Support this podcast: https://podcasters.spotify.com/pod/show/thecreditacademyshow/support
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Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Vanessa and Shana | Christian Financial Coaches | Dave Ramsey Fans
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions ...
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From banks that can’t lend to small businesses, predatory payday lenders, high interest loan sharks, or social investors who just don’t support social enterprises - there’s plenty to criticise in the world of finance. But there’s a a strong and growing network of finance providers who are building resilient economies throughout the UK – offering a personal service, a supportive approach and a real alternative to traditional bank lenders and finance providers. Responsible Finance providers br ...
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How to find the good life by fixing your credit, and learning how credit is your friend.
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Extra help to get your credit score repaired is valuable. Hire credit repair Los Angeles services and have experts deal with your credit score. They will help you identify items that are hampering your credit score. For more details, visit: https://www.whitejacobs.com/credit-repair-los-angeles/ Hosted on Acast. See acast.com/privacy for more information.
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Quick tips on how to improve your credit score, how credit scores work, uses of credit and more!
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Welcome to the CUES Podcast! Credit Union Executives Society supports this interview-format show that features credit union industry leaders and cross-industry experts discussing their perspectives on credit union topics and trends relevant to you. We explore topics like leadership, strategy, organizational culture, member experience, marketing, mentoring, innovation, governance, cybersecurity and more. Check out our rich content website at www.cumanagement.com. In addition to this podcast d ...
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'Shop Talk' Podcast has gotten an SEO and branding facelift! Hosted by Al Grego (host of the award-winning ‘Yes, We Are Open’ podcast), this monthly show is packed with great advice, stories, trends and thoughtful data analysis to help you grow your business. So you need to subscribe now! Why? Because it's 'Just Good Business'!
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Join hosts Alex Becerra and Brit Kelleher on a journey to wards financial wellness and meaningful community involvement. The Perfect Cents Podcast, presented by SAFE Credit Union is a program designed to empower each listener to take control of their financial situation and become a greater force for good in their community. Episodes will feature recurring segments along with occasional guests from around the Greater Sacramento region. Guests will include SAFE Credit Union colleagues, indust ...
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My name is Simon Kalas, a UK flight school owner. Each week myself and my guests aim to inspire, motivate and support student pilots to achieving their goals of becoming a Private or Commercial Pilot. We discuss, warts and all, what it takes to learn to fly and beyond, sharing our experiences from our team and guests.
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Cover to Credits is a bi-weekly podcast that analyzes books and their movie adaptations. Hosts Ian George and Adina Hilton cover a variety of genres, critiquing both the film and novel it's based on, while trying to understand what makes a good adaptation. Stories are also frequently viewed from a feminist lens, where representation, gender roles, and other elements are often times explored.
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Hello to you all, I am a lover of life & passions, Spiritual Minister, Life coach, photographer of nature, Author and songwriter/artist. A Goddess & a Queen of many wonders. Through the years I've helped hundreds of people discover inner breakthroughs. Filling the spirit is what I help others find more of within themselves as we are all meant to find.. Bringing life into things and people from all walks in life and spreading the true nature of each note in melodies. My purpose is to lead the ...
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Hi, my name is Bobby. I am a professional finance content writer at cardinsider. I have been working in this field for many years. Now I have good experience in this field. If you guys have any kind of doubts regarding any credit card then you can ask your question in the comment section. My aim is to spread awareness about credit cards.
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Think personal finance, but fun as hell. Get ready to ditch money shame and start building wealth without giving up your lifestyle. If you're ready to pay off debt, save, invest and no longer feel guilty for spending or enjoying your life--you're in the right place, future bajillioniare. Let's party.
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Bloomberg Radio host Barry Ritholtz has in-depth discussions with the people and ideas that shape markets, investing and business.
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Hi, my name is celaena. I am a professional finance content writer at cardinsider. I have been working in this field for many years. Now I have good experience in this field. If you guys have any kind of doubts regarding any credit card then you can ask your question in the comment section. My aim is to spread awareness about credit cards.
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Hi, my name is Kishan. I am a professional finance content writer at cardinsider. I have been working in this field for many years. Now I have good experience in this field. If you guys have any kind of doubts regarding any credit card then you can ask your question in the comment section. My aim is to spread awareness about credit cards.
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Hi, my name is Honey. I am a professional finance content writer at cardinsider. I have been working in this field for many years. Now I have good experience in this field. If you guys have any kind of doubts regarding any credit card then you can ask your question in the comment section. My aim is to spread awareness about credit cards.
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Welcome to The Hot Mess Roundtable, the podcast where three candid friends dive headfirst into the chaotic waters of modern womanhood. Meet Amanda, Jordan, and Lauren, three women unapologetically embracing their beautiful, messy lives in a world that often demands perfection. In each episode, this dynamic trio tackles the highs, lows, and hilarious mishaps of navigating today’s perfectionist society. With a dash of laughter, a pinch of friendship, and just the right amount of snark, they ex ...
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Yapping Yankees hosted by Mike Scudiero! On Yapping Yankees, we yap about the Yanks and nothin' but the Yanks. From weekly social media poll questions, to recapping games, and covering everything in Yankees news, Yapping Yankees is the most informative and enjoyable Yankees podcast out there! I DO NOT take credit for any songs used in the tracks of any of my shows. They are only used as intros, intermissions or outro songs for my shows. I ALSO DO NOT take credit for any clips I may use throu ...
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To build the Good Society, we seek to inspire, connect, and create a library of best practice. The Good Society Forum Podcast, hosted by Nizam Uddin OBE, features fun and thought-provoking conversations with renowned change-makers from all over the world about their practical experiences in making our world a better place. Find recordings of our webinars on our website, goodsocietyforum.com! Don't forget to like us on Facebook at facebook.com/goodsocietyforum and follow us on Twitter @goodso ...
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From hostile takeovers to C-suite intrigue, Behind the Money takes you inside the business and financial stories of the moment with reporting from Financial Times journalists around the world. Hosted on Acast. See acast.com/privacy for more information.
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Bite-sized nuggets of real estate information by Melvin Lim from PropertyLimBrothers, PLB! Popularised as one of the go-to Singapore podcasts on Spotify, we cover everything from tips and advice, facts, and know-hows on buying, selling, and investing in properties in Singapore.
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Do you have to own a business to get started in real estate? Do you make enough money to get skin in the property game? Do you need a license to start your investment side hustle? These are the questions that Joey and A.D. are here to answer for you on Uncommon Estate of Mind. Join these two lifelong friends who’ve been in business together since childhood as they open up about their losses and share their successes from what they’ve learned in the real estate game. We’re talking short term ...
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“Making Sense,” the podcast channel from J.P. Morgan’s Commercial & Investment Bank, brings you views and analysis from the Investment Banking, Markets and Research businesses. In each episode, experts discuss the latest market outlooks, trends and developments impacting our complex global economy. Subscribe now for insights that will help you navigate the world we live in.
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A podcast about the business of sustainability. John Treadgold interviews business leaders in sustainability, ESG and impact investing who are re-defining economics and building companies as a force for good.
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This podcast provides you with the cliff notes to managing your money. Wether it’s budgeting, paying off debt, building a saving or increasing your income.
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... because there’s more to fashion than shopping questioningfashion.substack.com
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This podcast is dedicated to helping homeowners pay off their home faster using a Home Equity Line of Credit and to pay way less mortgage interest than with the traditional 15 and 30 year mortgages they are sold. Sound too good to be true? Maybe. All we ask is you listen in as your podcast host Matt Workman talks with HELOC expert Michael Lush on the different aspects of how this strategy works and why the banks don’t want you to know about it. Each episode will share more details about usin ...
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The Agenda podcast explores the promises of crypto, blockchain and Web3, and how everyday people level up and improve their lives with these new technologies. It covers everything from new blockchain tech to Bitcoin mass adoption and cultural shifts in Web3. Every two weeks, Cointelegraph’s The Agenda podcast tackles a new topic by speaking with the innovators and experts building the Web3 the world actually needs. After all, crypto is for everyone, not just rocket scientists, venture capita ...
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600 Credit Score - Is This A Good Credit Score?
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A 600 credit score is considered fair and is below the average for Americans aged 23 to 29, which is 660. It's possible to get loans, but at higher interest rates. Improving credit involves checking credit reports for errors and making timely payments. The highest credit score is 850, and anything over 800 is exceptional. Good credit scores range f…
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313 | When Dave Says No: What We Would Have Told Dusty About Building His Home
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Snag Our Simplified Budget System! In today’s episode, we react to a call Dusty made on The Ramsey Show, seeking advice about building a home on his family’s land. Dusty was met with some tough love from Dave Ramsey, but we have our own perspective on the situation! We unpack what Dusty’s real question was—how to build the house while staying finan…
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At the Money: Valuation Is an Exercise in Faith
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Do you understand the difference between price and value? How much faith do you have that any stock or market will eventually return to its intrinsic value? In this episode of At the Money, Barry Ritholtz speaks with Professor Aswath Damodaran of NYU Stern School of Business. He has written numerous books on valuation and finance. Each week, “At th…
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Datos de tendencias: los profesionales del crédito
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Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
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Mastering Credit Cards: Making Them Work For You
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Properly managed credit cards are powerful credit-building tools, but credit card debt is detrimental to credit scores. High debt indicates risk to lenders, affecting 30% of FICO scores through the 'Amounts Owed' category. Revolving utilization ratio, the balance-to-limit percentage, should be low to protect scores. Responsible use, like paying ful…
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How To File A Claim Over Equifax's Data Breach - The Credit Pros
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If you were affected by the Equifax 2017 data breach, you can claim cash or credit monitoring. Options include a cash payment for time spent dealing with the breach, free credit monitoring services, or reimbursement for financial losses up to $20,000. Documentation may be required, especially for claims over 10 hours of time spent or significant fi…
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Credit Cards 101: Part 2 - Debt Payoff Strategies
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Credit card debt can damage credit scores, even with on-time payments. Paying off debt in one go is often unrealistic, but strategies like balance transfers, consolidation loans, and the 'Totem Pole' method can help manage and reduce debt, potentially boosting credit scores.By The Credit Pros
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The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
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Why You Can’t Get A High Limit Credit Card - The Credit Pros
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High-limit credit cards are determined by proprietary statistical models considering income, net worth, debt, credit history, and credit score. Low limits may be due to insufficient income/net worth, high debt, poor credit score, lack of credit history, or adverse economic conditions. To potentially increase a limit, improve credit profile or start…
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¿Cuánto tiempo permanecen los pagos atrasados en su informe de crédito?
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Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
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Understanding The Credit Implications Of Co-Signing A Loan
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Co-signing a loan involves significant financial responsibility and risk, impacting your credit score and financial stability. This guide covers the basics, credit impact, responsibilities, risk management, and alternatives to co-signing, helping you make an informed decision.By The Credit Pros
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Americans can save money on student loans by applying for scholarships, utilizing federal, state, and school financial aid, and employing strategic loan tips such as paying down debt while in school, getting a cosigner for better interest rates, and exploring loan relief programs.By The Credit Pros
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A bad credit rating can significantly hinder your ability to secure loans and comes with high interest rates. Factors such as late payments, bankruptcy, loan cosigning, excessive credit card applications, and not reporting inaccuracies can all detrimentally impact your score. Credit repair services can assist in rectifying these issues.…
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¿Qué significa la crisis del coronavirus para sus finanzas? - Los profesionales del crédito
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La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
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Educación profesional gratuita durante COVID-19 - The Credit Pros
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Durante la crisis de COVID-19, algunas empresas ofrecen educación profesional gratuita para ayudar a las personas despedidas a mejorar sus habilidades. MOZ Academy está dando acceso gratuito a cursos de SEO, Udacity ofrece un mes gratis de programas de nanogrado, y LinkedIn Learning proporciona una prueba gratuita para una variedad de cursos profes…
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How To Handle Credit Card Debt Problems - 2022
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Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
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¿Cómo funciona una línea de crédito sobre el valor de la vivienda (HELOC)? - Los profesionales del crédito
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Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
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CFPB demanda a Navient: impacto en los prestatarios de préstamos estudiantiles
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La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
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What Does Coronavirus Crisis Mean For Your Finances? - The Credit Pros
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The coronavirus crisis affects finances by disrupting the stock market, interest rates, employment, and credit accessibility. The Credit Pros advise not to panic and to logically assess the situation, noting that market volatility doesn't directly translate to personal financial impact. It's crucial to contact lenders if payment issues arise due to…
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Ahorre dinero con préstamos para estudiantes: dos formas sencillas
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Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
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Rebuilding Credit After Divorce - Effective Ways
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Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
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Fraud Alert Vs. Credit Freeze: Protecting Your Identity
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Fraud alerts and credit freezes are tools to combat identity theft, with fraud alerts requiring creditors to verify identity and credit freezes stopping access to credit reports. There are three types of fraud alerts: initial, extended, and active-duty, each with different validity periods. Credit freezes can be lifted temporarily or permanently, w…
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New Year's Resolution: Improve Your Credit Score
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To improve your credit score in 2016, check your free annual credit report, pay bills on time, manage credit cards wisely by paying off debt and not closing unused accounts, and spend within your means to keep credit utilization low.By The Credit Pros
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How To Handle Working From Home - The Credit Pros
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Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
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800 And 850 Credit Scores: Which Is Better?-thecreditpros
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Achieving a perfect 850 credit score reflects excellent credit management, making you eligible for better loan terms, lower interest rates, and premium credit cards. While an 800 score is already considered excellent, reaching 850 requires careful error-checking of credit reports, timely bill payments, low credit utilization, a diverse credit mix, …
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Boletín de agosto - Los profesionales del crédito - Los profesionales del crédito
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Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.By The Credit Pros
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Cómo reducir su tasa de utilización de crédito
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La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
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Your credit score may suffer due to unreviewed credit reports, forgotten accounts like utilities, unused credit cards with undetected fraud, high credit utilization ratio, or avoiding credit use altogether. Regularly checking your credit report, closing old accounts, monitoring all card statements, managing credit balances, and responsibly using cr…
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Top 10 Summer Credit Score Tips To Boost Financial Health
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This article provides actionable tips to improve your credit score during the summer, covering areas like reviewing your credit report, optimizing credit utilization, managing payment history, diversifying credit mix, and planning summer spending.By The Credit Pros
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August Newsletter - The Credit Pros - The Credit Pros
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The article provides insights on credit repair and management, suggesting quick sign-up for credit repair services, and discusses the impact of closing credit cards and the usefulness of retail store cards for credit health. It also introduces UltraFICO, a new credit score model.By The Credit Pros
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The Ultimate Guide To Busting Credit Score Myths - The Credit Pros
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Dispelling credit score myths is essential for financial literacy. Soft inquiries do not harm your score, credit utilization is crucial, and payment history significantly impacts your score. Credit age, score discrepancies across bureaus, and the broad influence of credit scores are also highlighted. Improving your score can be simpler than expecte…
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Damon Decrescenzo sobre el podcast del CEO de 7 figuras
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Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
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A car loan can be a good investment if you buy a new, reliable car, have good credit for low APR, and plan to drive it long-term. Avoid loans for used cars and purchasing beyond your means. Budget for total car costs, maintain your car, and understand loan terms to maximize benefits.By The Credit Pros
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Bad Credit And Insurance Premiums: Understanding The Impact
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Bad credit can increase insurance premiums as insurers use credit-based scores to predict risk and potential for claims. These specialized scores differ from regular credit scores and consider additional factors. Poor credit-based insurance scores may lead to higher premiums or denial of coverage, but consumers can work on improving their credit to…
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Navigating Credit: Credit Report Vs. Credit Score Explained
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A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
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Facebook & LinkedIn Data Breaches: Identity Security
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Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…
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Credit Score Range - 5 Levels And Loan Options
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Credit scores range from 300 to 850 and are crucial for loan eligibility. FICO and Vantage are popular scoring models with different criteria and score ranges. Poor credit scores face high interest rates; excellent scores get the best terms. FICO is more popular, has stricter criteria, and uses five factors for scoring. Vantage is easier to qualify…
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5 Ways To Save More Money Shopping On Amazon
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Amazon offers various programs to help shoppers save money: Amazon Prime with multiple benefits, Amazon Outlet for clearance deals, Gold Box Deals for daily and lightning offers, Amazon Student for college student perks, and Amazon Mom for parents' discounts and coupons.By The Credit Pros
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Se revelan los rasgos comunes de las personas con puntajes crediticios altos
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Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.By The Credit Pros
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7 cosas esenciales sobre los cofirmantes que debes saber en 2023
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Ser cofirmante es un compromiso financiero serio que puede afectar tu crédito y requerir que pagues la deuda si el prestatario principal no lo hace. Es importante entender todos los riesgos antes de convertirte en cofirmante y tener un plan de pago. Si no puedes encontrar un cofirmante, trabaja en mejorar tu puntaje crediticio.…
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Simple Yet Best Guide To FICO Score Vs. Credit Score In 2023
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A FICO score is a specific type of credit score created by the Fair Isaac Corporation, used by lenders to gauge creditworthiness. All FICO scores are credit scores, but not all credit scores are FICO scores. FICO scores range from 300 to 850, with different versions like FICO 8 being the most common. VantageScore is another type of credit score gai…
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Alerta de fraude vs. Congelación de crédito: protegiendo su identidad
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Se comparan la alerta de fraude y el congelamiento de crédito como estrategias para prevenir el robo de identidad y fraude crediticio. La alerta de fraude avisa a las agencias crediticias de posibles fraudes y requiere verificación adicional para abrir nuevo crédito, mientras que el congelamiento impide que terceros accedan al informe de crédito si…
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Avoid These Mistakes: Prevent Credit Score Destruction
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Credit scores are crucial for financial health, and managing credit responsibly is key. Ignoring credit, making late payments, justifying debt, and refusing to pay disputed bills can all damage credit scores significantly.By The Credit Pros
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Califique para una hipoteca con puntajes crediticios decentes
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Antes de solicitar una hipoteca, es crucial revisar y mejorar su crédito. Gravámenes fiscales, juicios y atrasos en manutención infantil pueden impedir la aprobación. Los gravámenes fiscales pueden permanecer indefinidamente en su informe, los juicios durante 7 años y los atrasos en manutención no afectan su puntaje FICO pero sí la elegibilidad par…
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Aumente su crédito: 3 formas fáciles y gratuitas | Los profesionales del crédito
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Para aumentar tu puntaje crediticio gratis, considera la protección contra sobregiros, abrir una HELOC si tienes casa, o una tarjeta de crédito asegurada. Estos métodos requieren tiempo y disciplina financiera.By The Credit Pros
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Mitos sobre la puntuación de crédito que necesita saber: tarjetas prepagas: los profesionales del crédito
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Las tarjetas de crédito, tanto tradicionales como de tiendas minoristas, pueden influir en tu puntaje crediticio si las manejas bien. Las tarjetas de débito y prepagadas no afectan directamente tu puntaje, pero un uso indebido de la tarjeta de débito puede resultar en deudas que sí afectarían tu crédito. Las tarjetas prepagadas no inciden en el pun…
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El crédito importa en tiempos inesperados: manténgase informado
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Su puntaje crediticio afecta más allá de préstamos y tarjetas de crédito: empleo, seguros, servicios públicos, vivienda y alquiler de vehículos. Un buen crédito puede facilitar estos procesos y ahorrar dinero.By The Credit Pros
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La guía rápida y sucia para su puntaje crediticio: The Credit Pros
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Su puntuación crediticia es una medida numérica de su solvencia, afectando las tasas de interés y las condiciones de préstamo. Se compone de historial de pagos, montos adeudados, mezcla de crédito, duración del historial crediticio y nuevo crédito. Las agencias de crédito ofrecen diferentes versiones de su puntaje. Para mejorar su crédito, consider…
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Eliminación de deuda: Bank Of America y JP Morgan Chase News
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Bank of America y JP Morgan Chase han decidido eliminar las deudas impagas de los informes crediticios, afectando a casi un millón de ciudadanos en EE. UU. Estas deudas, aunque nulas tras la quiebra de los bancos, han causado problemas a los deudores. El Tribunal señaló que no actualizar estos informes es una violación de la ley federal. Los bancos…
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