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“Let’s talk about the good old days, the new days and dumb days. We will always be kids, but we grow and become big kids. You can forget about all that adulthood and reminisce with us. We should never lose the kid in us”.
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Juan Fernandez, Cecile Munoz, Shawn Meaux

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Hi, we are Juan Fernandez and Cecile Munoz. We are fascinated by the intersection of business and relationships and how to thrive in your life. In this podcast, we explore issues affecting the workplace and how it impacts culture, interpersonal relationships, and how to grow as a human being. What makes us qualified? Juan Fernandez has covered some of the biggest stories in the Southland Los Angeles as part of the CBS News. His favorites include Presidential visits and the arrival of the Spa ...
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As the number of self-employed borrowers sky-rockets, the Million Dollar Mortgage Experience is here to make sure you have the skills, mindset, and ideas required to crush it in the Jumbo - Super Jumbo Non-QM market. Are you ready? This podcast is meant for mortgage professionals only. Visit our website at www.FundLoans.com
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Natalia Muñoz

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Natalia Muñoz is a multimedia journalist from San Juan, Puerto Rico. Interviews and rants and raves about Puerto Rico and the US on politics, culture, media and movies for WHMP Progressive Talk Radio out of Northampton MA, in English and en español.
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It's the show about everything, nothing and something in between...this is DudeWhatCool Podcast. A podcast hosted by a mid-twenty year old with his friends talking about pop culture, life, music and all in between.
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Picture the intersecting golden arches; a bite taken out of a 2-dimensional apple; and a silver 3-pointed star. Just mentioning these logos brings up memories and makes you feel a certain way. Today these legendary brands tell mythical stories that transcend even the products they provide. But this fame didn’t always exist for the companies. They started from nothing, and were gradually built into icons. On this podcast, we’ll dive deep into the creation and branding of the small businesses ...
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David Cook is a multi-platinum producer, mix engineer, and songwriter based in California and Colorado. He played guitar and sang vocals for a band named “My Favorite Highway,” which signed a major labor record deal with Virgin Records. Since then, he has worked with Kanye West, Tate McRae, and Phil Wickham. In episode #121 of the Million Dollar Mo…
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Preston Caffrey is President of Ocean Equity Solutions, a mortgage brokerage in San Diego as well as the co-founder of We Drink Tequila. During episode #120 of the Million Dollar Mortgage Experience, Jon and Preston discuss Preston’s path from tie salesman to successful mortgage broker, originating 67 loans in one month during COVID, the benefits o…
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Andy Dane Carter is a real estate expert, investment strategist, author, and keynote speaker. During episode #119 of the Million Dollar Mortgage Experience, Jon and Andy discuss Andy’s transition from a real estate investor to agent, how Andy built a real estate empire in Long Beach using social media, YouTube, and print marketing, selling luxury h…
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In this episode, we hear from Juan Muñoz, the Vice President of Business Development at an emerging coffee chain based in Chicago-land called Kribi Coffee. Juan tells the story of how his interest in international relations turned into a lifelong love of travel and business that eventually led him to Kribi. Kribi's mission is to show Cameroonian co…
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Eric Morgenson is the Vice President of Business Development at Angel Oak. For the past 30 years he’s built a successful career in real estate, sub-prime and non-QM alternative mortgage solutions. He’s one of the top producers of non-QM loans in the country. During episode #118 of the Million Dollar Mortgage Experience, Jon and Eric discuss: How to…
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Kimberly Koll is a seasoned real estate professional based in San Diego and the founder of Heritage Homes. During episode #117 of the Million Dollar Mortgage Experience, Jon and Kimberly discuss Kimberly’s inspiration to start a real estate career, Heritage Homes (her firm), the NAR settlement, the San Diego luxury market, niches (specifically Kim …
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Paul “The Ultimate” Vaden is a former professional boxer with a record of 29 and 3 who held the IBF light middleweight title in 1995. Paul remains the only native San Diegan to grow up to be a professional boxer. Today Paul is a motivational speaker, mentor, consultant and author. During episode #116 of the Million Dollar Mortgage Experience, Jon a…
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Chris and Aleyna Groves are the CEO and COO of Groves Capital, a residential and commercial lender based in San Diego, CA. During episode #115 of the Million Dollar Mortgage Experience, Jon, Chris, and Aleyna discuss running a company together, the secrets to being a successful entrepreneur, the importance of non-QM loans, how to use social media t…
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Juan Munoz is a realtor and mortgage broker at First Choice Home Team. He’s bilingual and used to work in the private banking world. During episode #114 of the Million Dollar Mortgage Experience, Jon and Juan discuss Juan’s career path, advantages of working as both a realtor and broker, the benefits of non-QM loans (especially bank statement 2nd m…
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Bryan fell in love with design as a child and starting noticing a big problem with Latino businesses, particularly with Mexican owners. Why were people with such a rich heritage of art and culture putting cartoons on their storefronts? Bryan set out to turn business logos and websites into art pieces worthy of the powerful history of Mexican people…
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Jordan Nutter is a loan officer at NFM Lending and the co-founder of their social media influencer program, called the Creator Collective. She’s gained over 250,000 TikTok followers and she’s embarking on a nationwide RV tour to teach financial literacy to the masses. During episode #113 of the Million Dollar Mortgage Experience, Jon and Jordan dis…
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Logan Mohtashami is a lead analyst for HousingWire and is a regular contributor on their podcast. Logan deciphers complex economic data and translates it into understandable, actionable insights. His passion for data and economics, coupled with his years of direct lending experience, provides industry professionals with critical insights into the e…
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Troy Fontana has transformed thousands of lives over the past 20 years. Troy's unique coaching approach is tailor-made for those genuinely committed to mastering their lives. His company, Elite Coaching Systems, helps people tap into their inner superpowers and achieve lasting change. He’s the go-to expert for entrepreneurs looking to skyrocket the…
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For many of us, the holidays are all about spending time with family. Whether merry, or just plain scary, the emotions and feelings we experience during the holiday season linger far after the decorations are down and resolutions are made. In this episode, Juan shares the almost “life changing moment” he had in how he handles the stress of going ba…
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The doctor is in! But what if the doctor isn't human? Our favorite psychotherapist, John Tsilimparis, joins the podcast as we discuss the growing impact of AI, and specifically AE (artificial empathy), in the medical field and in the most important aspects of our daily life. What is Chatbot Therapy? Can AE make us better humans or is it merely mani…
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As President of C2 Financial, David leads a team dedicated to maximizing the value C2 Financial offers loan officers who provide their clients and borrowers superior solutions on a platform that empowers them to be a full-service real estate and financial resource. David oversees all company verticals with a vision to continue industry innovation a…
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Jimmy Langley is a man of many talents. From a small town in Northern California, Jimmy dealt with lots of adversity growing up, which made him who he is today. Jimmy is the Founder and Managing Partner of LDG Commercial Real Estate, a boutique firm that focuses on the representation of office, industrial, and retail tenants in the leasing or acqui…
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Dale Vermillion is an industry-leading trainer, speaker and consultant. He started Mortgage Champions in 1995 and has trained over 1 million mortgage professionals and 600 lenders. Dale’s compiled the best practices of the nation’s top performers into a practical and proven approach, which has helped countless individuals build lasting relationship…
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Logan Mohtashami is a renowned expert in the mortgage and housing ecosystem, recognized for his insightful analysis and commentary on the U.S. economy and real estate market. Mohtashami is a lead analyst for HousingWire and is a regular contributor on the HousingWire Daily podcast. With a background spanning over two decades in the mortgage industr…
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Did you like the show? Please give us a rating and pass it on! Rustico in Oak Park: https://www.rusticooakpark.com/ Make a reservation at Rustico: https://www.opentable.com/r/rustico-722-oak-park?corrid=c69043cc-1136-443c-a171-646636217026&avt=eyJ2IjoyLCJtIjowLCJwIjowLCJzIjowLCJuIjowfQ&p=2&sd=2023-10-23T19%3A00%3A00 Rustico's Instagram where you ca…
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Courtney Costello is one of San Diego's top real estate agents, a member of the Oppenheim Group, and she was featured on the Netflix show, "Selling the OC." With an extensive background in leasing, interior design, and high-end retail sales, Courtney’s curated valuable skills that she uses in negotiations, marketing, and educating clients.During ep…
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Dr. Jason Phan is a Naturopathic doctor passionate about alternative medicine, athletic performance, and helping people reach their goals. He started LIVV Natural to offer services like IV nutritional therapy, regenerative injections, hormone replacement therapy, and pain management.During episode #105 of the Million Dollar Mortgage Experience, Jon…
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Joshua Sternberg started Sternberg Law Group in 2009. He’s helped thousands of families avoid foreclosure and achieve financial freedom. Josh aggressively advocates for his clients, protecting them from being bullied by big bank antics or predatory lending practices. During episode #104 of the Million Dollar Mortgage Experience, Jon and Joshua disc…
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Mark Dodson is the founder of Mortgage Capital Advisors, a boutique private mortgage banking firm in Atlanta that specializes in jumbo loans and helping self-employed borrowers. During episode #103 of the Million Dollar Mortgage Experience, Jon and Mark discuss Mark's path to becoming a broker, the importance of a good loan processor, doing 2 of El…
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Mike Moser is a Partner at Retail Insite, a commercial real estate firm in San Diego. He brings over 35 years of experience in the retail arena, including development, site planning, retailer representation, leasing, strategic planning and sales. He has completed over $4,000,000,000 of transactions over his career.During this episode #102 of the Mi…
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In episode #101 of the Million Dollar Mortgage Experience, Jon Maddux talks with Kyle Bucket, a retired Navy SEAL leader and soon-to-be New York Times best selling author. Since the SEALs, Kyle served as an executive of a publicly traded company and now sits on several company boards.In this episode, Jon and Kyle discuss how Kyle became a Navy Seal…
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With a worldwide box office of $1B, there is no denying the massive appeal and success of Barbie, the movie that has become a movement. In this episode, Cecile, Juan, and Shawn breakdown Barbie, give their thoughts on the movie and the inter-generational, cross-cultural, and overall appeal of the iconic Mattel brand. They discuss how Director/Write…
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This is episode #100 of the Million Dollar Mortgage Experience! Jon Maddux talks with Lucee Cesena, the founder of Nobility Consulting Services which helps people turn their dream business into a reality by forming LLCs and getting businesses off the ground. Lucee shares her incredible story of fighting through all the adversity life brought to sta…
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In episode #99 of the Million Dollar Mortgage Experience, Jon Maddux talks with Adam Rutz, a former Navy SEAL who is now a real estate agent, founder of Apricot Solar, and heavily involved in multiple charity foundations. In this conversation, Jon and Adam discuss why Adam joined the Navy, how intense being a part of the SEALS really is, Adam's tra…
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In episode #98 of the Million Dollar Mortgage Experience Podcast, Jon Maddux talks with Shane Colson, an experienced account executive with a demonstrated history of working in the financial services industry. Shane specializes in wholesale non-QM mortgage sales, alternative income mortgage loans, and agency fallout. Before getting into the mortgag…
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You are as old as you think you are. Studies have shown that we typically perceive ourselves to be from 7 years to 20% younger than our actual chronological age. This gap is called our subjective age, but are we just living in denial or is there a benefit to this kind of thinking? Preconceived notions that we each hold on aging may also be a predic…
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Eric Iantorno is a highly regarded and award-winning Realtor specializing in San Diego luxury homes. Eric is recognized as the #1 individual agent at Pacific Sotheby’s and annually ranks in San Diego’s top 3 individual agents by sales volume. Eric has closed some of the highest priced sales ever recorded in San Diego. During this episode, Jon and E…
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John Lloyd is the President and Co-Founder of Fidelis Private Fund, a direct portfolio lender specializing in commercial and residential investment real estate loans in California. Fidelis offers investors the opportunity to invest in a pool of real estate-secured loans generating a competitive rate of return with moderate risk and reasonable liqui…
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Michael McAllister is the President of Empower LO, a mortgage marketing company that equips loan officers and mortgage brokers with the technology, skills, and team that they need to get more deals using consumer direct internet lead generation tactics. During this episode of the Million Dollar Mortgage Experience, Michael McAllister and FundLoans …
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You can’t have the life you want if you don’t know what you want from life. As children, we dream of the lives that we want, imagining our grown-up selves, careers, soulmates/families, and possessions. It all begins with your thoughts - believing that what you want is possible and attainable. But that will only get you so far. To manifest the life …
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Alejandro Szita is a mortgage broker who’s been involved with real estate and loans since 2006. He specializes in serving artists and entrepreneurs as he expertly maneuvers the ins and outs of mortgages for self-employed borrowers. During this episode #94 of the Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux and Alejandro Szita discus…
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You’re not imagining it. Stress is making us anxious and it is effecting our thoughts, feelings, and physical bodies. Psychotherapist, John Tsilimparis, is back to explain the importance of identifying/managing stress and understanding how anxiety effects each of us differently. And, gives us a simple stress test ( a great tool – really) that we ca…
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Stress affects us in different ways. For some, everyday stress makes it hard to sleep keeping us awake at night. It makes others eat too much or not at all. But did you know that stress can cause you to lose your hair? We breakdown the truth behind stressed-out hair and what we can do to save it. We welcome Trichologist and Celebrity Hair Care Spec…
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Daniel Shkolnik is an entrepreneur, developer, and founder & CEO of Atlas West Group — a privately held full-service development and investment firm in San Diego. Daniel’s firm specializes in transforming underutilized properties into vibrant multifamily communities. Daniel has more than a dozen years of experience in multifamily and commercial rea…
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To be human means you will experience stress at points in your life throughout the course of your life. It is part of the human condition that, if left unmanaged, leaves us gassed. Whether it’s because of work, family, weather, finances, loss, illness, or even the news and social media, we all experience stress and, it seems like today, we are more…
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Mark Wilson, CPA is an entrepreneur and the founder of CWDL, Certified Public Accountants - a rapidly growing assurance, tax, and entrepreneurial services firm. He is the Managing Partner and is responsible for the vision and direction of the practice. CWDL is the recognized CPA firm leading the mortgage banking industry. Prior to this he founded a…
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Todd Duncan is the founder and CEO of the Todd Duncan Group, the most sought-after coaching, training and events company for top mortgage and sales professionals. Todd began his career as a loan originator, financing over 5,000 transactions in 12 years. Now he teaches the power of High Trust and how to win clients for life. He has written 17 books …
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In this episode #90 of The Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux interviews Masud Sarwary, CEO of Foundation Escrow. He tells his captivating story of escaping Afghanistan as a young child and eventually moving to San Diego where he went to college and started a successful career in the mortgage industry before building his E…
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In this episode #89 of The Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux interviews Aron Jimenez, top producing mortgage broker at Secure Choice Lending. Aron grew up in Southern California and is a proud husband & father of two kids. He specializes in helping first-time homebuyers as well as other types of buyers with his smart appr…
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In this episode of the Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux sits down with Rocco Cortese, CEO and Co-Founder of Intersection, a full-service commercial real estate management and capital markets firm based in San Diego. Intersection oversees a portfolio of retail, office, and industrial properties, and the Capital Markets gr…
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In this Episode of the Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux interviews Chris Erickson and Cassidy Lewis, Compass Real Estate Agents based in North County San Diego. They’ve built a strong following around their vlog-style YouTube channel where they produce videos about living in North County. They also have a podcast called …
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This week we have the one and only John Tsilimparis, relationship therapist, in the house to sound off on our last 2 dating episodes with Indie and Jai. We dive into recognizing dating red flags in ourselves and with others, the importance of self-love and awareness, why it’s good to be both velvet and steel, and why doing exactly what you want thi…
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Brandon Boyd is a social media director, marketing expert, and loan originator at Secure Choice Lending, a Riverside-based mortgage lender. Brandon has over 7 years of originating experience and a keen eye for creative marketing tactics to help his company close more loans. During this conversation, Jon and Brandon discuss how Brandon went from Cal…
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What do catfishers and your mom have in common? They’re both probably on dating apps. This week, we have 2 guests, Independence "Indie" Hall and Jai Pellerin, who say YES! They’re here to talk to us about how other generations are seeing dating, singledom, sex and love. We’re getting deep and talking the real talk in part 1 of a 2 part episode. Bra…
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