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The Your Life! Your Terms! Show

Tom Karadza & Nick Karadza

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Nick Karadza & Tom Karadza founded Rock Star Real Estate Inc. after quitting their jobs in the Software industry to "go it alone" in the world of real estate investing. Rock Star Real Estate has gone from zero clients and zero revenues to being listed on Canada's Profit 500 multiple times as one of the country's fastest growing companies. Together with their team they've now worked on thousands of investments and over a billion dollars of income properties in Canada. On this show they chat r ...
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Embark on a transformative journey with The Everyday Millionaire podcast, where guests share their journey and secrets of wealth creation. Discover and learn the many ways that you too can fulfill your dreams and ambitions. Join us as we delve into the inspiring stories of seemingly ordinary individuals who have attained extraordinary results and success. Listen in to ignite your inspiration for becoming your greatest self and living your best life. Your journey and adventure toward becoming ...
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Hosted by Frank Ungaro - entrepreneur and one of Canada's first Brazilian Jiu Jitsu practitioners, Always Be Choking is a lifestyle podcast that brings in guests from all over to discuss what it takes to always be striving toward the goal, to always be pushing for the close. Whether it's finance, business, hunting, fishing, jiu jitsu, this podcast discusses what drives the successful in their relentless pursuit of achievement.
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Tom Karadza is Co-Founder of Rock Star Real Estate Inc. in Ontario that has worked with real estate investors since 2008 to help educate, inform and ultimately buy rental property across the Greater Toronto Area. With a start in the software industry back in 1998, after a few years of being on the “technical” side of the business Tom decided to joi…
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Fabio Campanella has a wealth of experience helping real estate investors and business owners navigate the tax system. Most investors are not prepared for the tax burden that occurs during the transfer of their estate and Fabio breaks down the important items to consider. On this episode of The Your Life! Your Terms! Show we dive into the details. …
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Amy Leong is a top real estate advisor at Engel & Volkers Vancouver and an active real estate investor. Awarded #1 agent at EV Vancouver 2023, she is known for her ability to uncover amazing opportunities in the real estate market and a highly skilled marketer and listing agent. After purchasing her first condo at age 24, she has been an influencer…
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In this Throwback Thursday episode, join Mindset Matters hosts Patrick and Steffany as they explore the multifaceted concept of TRUST. They dive into the difficulties we all encounter in maintaining trust in ourselves and others. They emphasize the significance of standing firm in our truth, adhering to our values and integrity, and resisting socie…
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Scott Dedels is a fascinating guy. His Bitcoin story is remarkable and his ability to articulate complex financial subjects is elite. On this episode of The Your Life! Your Terms! Show we discuss his book, The Dao of Bitcoin: Towards a Cosmology of Energy Money. You can learn more about Scott's Bitcoin efforts in the corporate world by visiting Blo…
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The "Mindset Matters Podcast" hosted by Patrick and Steffany reflects on the themes of success, personal impact, and the simplicity of mindset. The episode discusses the acronym "SIMPLE," which stands for "Significantly Impacting Many People's Lives Every day," emphasizing the ripple effect of positive influence. Steffany shares her experience offi…
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Stephen Phillips is using his local knowledge of Queens University to uncover cash flowing gems of properties. On this episode of The Your Life! Your Terms! Show Stephen shares his insights and knowledge of what's going on in Kingston and the opportunities around student rentals. He also describes his current lifestyle of hanging out in Mexico and …
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In the latest episode of the Mindset Matters podcast, in Steffany's absence, host Patrick Francey interviews special guest Shelly Lefkoe, a transformational coach specializing in eliminating deep-seated beliefs that shape behavior and emotions. Shelly explains how unconscious beliefs, often formed in childhood, significantly impact our adult lives …
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Peter McCormack is an interesting character. He admits his first encounter with Bitcoin was to buy drugs and has turned that encounter into running one of the largest Bitcoin podcasts in the world, called "What Bitcoin Did" (WhatBitcoinDid.com) On this episode of The Your Life! Your Terms! Show we go behind the scenes of Peter's life, the growth of…
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Nick Regina has a work ethic that is rarely found. From busing tables as a teenager, he quickly got deeply involved in Toronto and Miami nightlife at the highest levels. Sales, marketing, relationships, networking, promotion ... he is a master of it all. On this episode of The Your Life! Your Terms! Show Nick walks us through his journey and why he…
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In this episode of the Mindset Matters podcast, hosts Steffany Hanlen-Francey and Patrick Francey share their unique experience of recording the podcast while on vacation in Oahu, Hawaii. Amidst the serene yet windy Hawaiian backdrop, they delve into the theme of facing new challenges and breaking through fears. Steffany recounts a significant pers…
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Dr. Trexler pioneered innovative processes to produce the Aurum®️ including advanced security features, bill architecture, and new printing methods. He also led the acquisition of two other early-stage companies to augment Valaurum’s IP portfolio in addition to raising all capital for the start-up.  Dr. Trexler continues to lead research and develo…
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Join us as we discuss how to properly run and assess Canadian and international credit reports with MacKenzie Wilson, including the differences between Equifax and TransUnion, and SingleKey's new features for landlords. We also dive into the Calgary real estate market, future trends, and the impact of the oil and gas industry. Visit singlekey.com t…
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Marko Radosevic and Fernando Cipriano are friends of the show and have come back to discuss what's going on in the world as they see it. On this episode of The Your Life! Your Terms! Show we dive into social media and its impact on society, how our money system works, what is in store for our GDP and how to navigate the modern world as parents.…
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In this week's episode of Mindset Matters, Patrick and Steffany explore the challenges of change and why it often feels difficult. Reflecting on their recent "Think Tank" weekend, they share the enriching experience of hosting diverse individuals and couples at their home. The serene setting, complete with outdoor walks and interactions with animal…
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Seb Bunney is an interesting character and critical thinker. He moved away from home in England to Whistler, British Columbia, to chase his love of mountain biking. On this episode of The Your Life! Your Terms! Show we dive into his new book, The Hidden Cost of Money: How Financial Forces Shape Our Lives & The World Around Us. We discuss short-term…
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On this episode of The Your Life! Your Terms! Show we sit down to discuss the Canadian economy, real estate, interest rate trends, the U.S. consumer, debasement of our currency, taxes and more! We also discuss the state of democracy and if it requires a mandatory reset every so often to continue being efficient.…
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In this throwback episode, Patrick and Steffany dive into the critical role of self-awareness in shaping our mindset. They explore how self-awareness—defined as the ability to focus inward and recognize how your actions, thoughts, and emotions align with your internal standards—is the first step in shifting your mindset. By understanding and acknow…
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Lance Graulich, known as the "King of Franchising," is the CEO of ION Franchising, a prominent franchise consulting group representing over 800 franchise brands. His impressive track record in the franchising industry has earned him a respected status as an industry authority. Lance also hosts the successful Eye on Franchising Podcast, boasting 300…
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In this podcast, Hart shares a 2024 rental market update, what trends he's seeing, where rents are crashing in Ontario, where they're spiking, how the tenant profile in Canada has changed forever, how to screen international students and immigrants, what drives housing market fundamentals, and much more! Go to RentPanda.ca to learn more about Hart …
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Floyd Marinescu returns to the show to discuss his work in founding UBI Works. As a successful tech-focused entrepreneur he's looking at the role technology is playing in job destruction and the next steps he feels are best to support people impacted while also lifting others out of poverty. There is definitely thought and research behind his ideas…
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In this episode of Mindset Matters, Patrick and Steffany delve into the Courage (necessary) to Be a Champion." They explore the '15-C's and mindset necessary to develop the courage and mental and emotional resilience required to achieve your goals. Together, they discuss several key reasons why we often resist the changes we need to make, including…
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Dave Butler from Better Mortgage Select joined us on the podcast to talk about interest rates for 2024, Canadian debt levels increasing (for individuals and families), people loading up on credit card debt, mortgage qualifications, the cost of housing etc. As well as the housing situation that young Canadians face today!…
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Max Hillebrand is one of these people who make an immediate impact on your life. After a few short minutes of chatting with Max we were diving into Austrian economics, the problem of centrally controlled money, Bitcoin as possible resistance and the consequences of malinvestment. He's an absolutely fascinating guy and on this episode of The Your Li…
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In this episode of "Mindset Matters," Patrick and Steffany tackle comments dismissing the work of self reflection and of mindset, pointing out that even the notion 'forget about mindset' just go get things done' is in fact a mindset. They delve into why mindset is crucial, especially for those feeling stuck and frustrated. Join them as they unpack …
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Adam Batstone is living life on his terms. He had a great run as a financial advisor and then decided to jump into the world of private equity and eventually got exposure to the commercial real estate world. He then started his own firm TwoSevensCapital.com and successfully launched investment funds. On this episode of The Your Life! Your Terms! Sh…
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Natalie Brunell a podcast host, educator, and media commentator in the Bitcoin space. Her popular independent show, the Coin Stories Podcast, features interviews with Bitcoin thought leaders and cover headlines related to finance and economic issues facing society. Coin Stories is the top woman-hosted Bitcoin education show in the world and ranks T…
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Karen Cumming was on The Your Life! Your Terms! Show a few years ago to discuss her book, The Indispensable Survival Guide to Ontario's Long-Term Care System. Today she returns to discuss her new book, The Wealthy Martian: An Out-of-The World Guide to Financial Literacy for Parents, Teens & Other Earthlings. We discuss why she was willing to take a…
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Ernest & Risel Furtado are living life on their terms. They packed up some suitcases and hit the road back in 2020 and haven't looked back. On this episode of The Your Life! Your Terms! Show we catch up with their adventures. They explain the culture of morning rituals in Joao Pessoa, Brazil and how their real estate projects are coming along in Sa…
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In this episode of the Mindset Matters podcast, Patrick and Steffany continue to delve deeper into their ongoing discussion of habits versus discipline. They point out that while creating habits represent the actions we hope to perform automatically without much thought, discipline embodies the deliberate and intentional actions necessary to achiev…
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In the latest episode of the Mindset Matters podcast, hosts Steffany Hanlen-Francey and Patrick Francey discuss the critical role of mindset, leadership strategies, and personal values in achieving success and fulfillment, especially during transformative times. The episode explores the "Six Key Strategies for Leaders," based on a study by business…
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In this episode of the Everyday Millionaire podcast, Patrick Francey and Steve Saretsky take a deep dive into Vancouver and British Columbia’s real estate markets, uncovering critical challenges and emerging trends that all investors and homeowners should know about. Despite efforts to curb speculation, Vancouver remains one of the most expensive c…
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This panel discussion was from our most recent April 2024 Your Life. Your Terms. Event for Rock Star Inner Circle Members. Daniel Foch is co-host of the Canadian Real Estate Investor Podcast, is a broker and is very active on media platforms where he shares a trusted and unbiased view of real estate in Canada. Sasha Cucuz is the CEO of Greybrook Se…
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Join Patrick and Steffany on this episode of Mindset Matters as they delve into the intriguing question: Habits or Discipline—what does it truly take to achieve the goals or visions we aspire to in our lives? Habits, at some level, we all have them, and ideally, we possess more good habits than bad ones. Countless voices suggest that cultivating go…
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Nolan Matthias is a wealth of knowledge on all things real estate. On this episode of The Your Life! Your Terms! Show we discuss interest rate trends for 2024, property prices across Canada, working with real estate investors and more. Nolan has built up an absolutely incredible presence online, his Youtube Channel is a treasure of valuable insight…
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Rachael Thiessen is back with Dan to discuss all things nutrition. After being a member of RadixGym.com for years and going through meal plans and a 12-week challenge I've personally learned so much. How to eat, what to eat and when to eat it has changed my life. On this episode of The Your Life! Your Terms! Show we dive into the foundational foods…
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Join Patrick and Steffany for this episode of the Mindset Matters podcast as they explore the dynamics and the fine line between kindness and niceness. Delve into why being labeled 'a nice guy' might not always be a compliment for men. Discover how sincere empathy and authentic connections distinguish kindness from superficial niceties, unraveling …
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Sergio Manzur is an amazing guy. He left Argentina with his family to set up a better life in Canada. He built a sizeable real estate portfolio here and then took his family on another adventure, to the Dominican Republic. On this episode of The Your Life! Your Terms! Show we discuss the similarities between what Sergio went through in Argentina an…
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Jeff Booth is a visionary leader, technology entrepreneur, Founding Partner at ego death capital and best-selling author of The Price of Tomorrow – Why Deflation is Key to an Abundant Future. With a profound grasp of technology, system thinking, and design, he stands at the forefront of a shift from an outdated economic model to one designed for to…
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Dr. Emma Apatu is doing some very important work. She's taking her experience in public health and combining it with Bitcoin to explain how a sound form of money has the potential to be a great healer in society. On this episode of The Your Life! Your Terms! Show we chat about Emma's history in academia, her current focus on Bitcoin and public heal…
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Join Patrick and Steffany for this episode of Mindset Matters Podcast as they delve into the topic of achieving life-work balance, is there such a thing, can it be done!? In their insightful discussion, they explore how the 5 Cs – communication, collaboration, commitment, creativity, and compassion – play a pivotal role in finding equilibrium betwe…
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In this podcast, Tom & Todd O'Donnell from Desjardins Insurance relive their days at Oracle together before they quit their jobs to go it alone! They talk about leaving the corporate life to start their own businesses and the journey it took them on. Plus Todd gives an update on the property insurance market, what he's seeing, and mistakes that inv…
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Join Patrick and Steffany on this episode of the Mindset Matters Podcast as they delve into the realms of decision-making. In this discussion, they explore the challenges that often accompany the process of making decisions, ranging from the seemingly insignificant to the monumental. They consider the complexities we all face when confronted with c…
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Dr. Traci Lynn, known as “The 100,000,000 Woman,” is a legendary entrepreneur who transformed a mere $200 into a $100million direct sales dynasty with her brand, Traci Lynn Fashion Jewelry. Renowned for empowering thousands of women around the world, she’s grown her company to one of the largest in the direct sales industry, with nearly 100,000 con…
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What do Lego reselling, dating sites marketing, insurance sales, and real estate investing have in common? That would be Daniel Massicotte! Daniel's created multiple streams of income to fund his life on his terms. In this podcast, he shares some great advice for others seeking to create their own income streams as well! You can check Daniel's Inst…
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Embark on a transformative journey with Patrick and Steffany in the latest episode of "Mindset Matters," where they delve deeper into the pivotal theme of 2024: "Clarity Equals Velocity." Discover why clarity isn't just a buzzword but a fundamental cornerstone that shapes every facet of our existence. In this insightful discussion, Patrick and Stef…
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Join Patrick and Steffany’s as they dig into the archives for this week’s edition of the “Mindset Matters” podcast. In this episode, they delve into a thought-provoking topic that lies at the core of human behavior: the 6 human needs. Drawing from Cloe Madanes’s extensive research, Patrick and Steffany unpack the intricacies of certainty, variety, …
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Anton Livaja is a cybersecurity expert with a deep technical background in bitcoin security and software engineering... and he can see the matrix! In this podcast, we chatted about how to maximally secure your digital life from all sorts of attack vectors including state-funded bad actors! Anton knows what he's talking about when it comes to securi…
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Erwin Szeto is a seasoned investor specialist, Realtor, and influential voice in Canadian real estate. With a career dating back to 2010, he has facilitated over $440 million in income property transactions through his team, impacting the market with strategic insights and leadership. While he has navigated the ownership of over 40 properties, his …
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Len "The Legend" really is a legend. He knows more about security and Bitocin than we ever could. And he's not shy to share his opinions on absolutely everything Bitcoin related. On this episode of The Your Life! Your Terms! Show we discuss mining, running your own node, the Bitcoin price, KYC and non-KYC in Canada, hardware wallets, possible threa…
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