FF: Different Savings Accounts + Why You Need One

Navigating Womanhood

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4y ago 11:39

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Hey Queen,
In today's episode Shae discusses the adjustment to Flow Friday.
She is intergrating her current financial journey into the podcast.
Sha has been learning and doing a lot of research to get her financial life in order. She knew she couldn't be the only woman in her 20's that need in depth knowledge of all things.
Some of the topics you can look forward to: Budgeting, Saving, Retirement, Effective Spending, Credit Score(healing), & more.
Before I opened a savings account, I had to do some research of the different types.
From my research and the bank I chose, there are 3 main types of savings accounts.
1. Standard 2. Money Market 3. Certificate of Deposit
We discuss some terms you should look in the contract for before deciding which account best suites your need.
Those terms are:
Interest rate, Annual Percentage Yield, Opening Requirements, Monthly/Yearly Fees, Transactions fees, Deposit fees, Term, Withdrawals fees, Withdrawal limit, Balance Requirement, Debit card, Checkbook, Federally Insured, Standard Rates and Relationship Rates.
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