Episode #24 - Navigating Business Income Claims for Claims Professionals

The Art of Adjusting® Podcast

Welcome to Episode 24 of "The Daily Claims Podcast" In this enlightening episode, we embark on a focused journey into two pivotal scenarios that shape business income claims. If you're a claims expert seeking clarity on these intricate aspects, this episode is your compass to skillful navigation.
Learn more about our services at Auten Claims and gain insights from CMR Consulting by visiting CMR Consulting. Additionally, don't miss out on Chantal’s insightful book, Art of Adjusting®, available now.

Segment 1: Unraveling Covered Property Damage Income Loss

The first segment dissects the intricate interplay between property damage and income loss. Join us as we unveil the essence of "Business Income" and decode the significance of "Net Income" – the bedrock of income loss computation. Delving further, we demystify "Continuing Normal Operating Expenses" (CNOE) – those steadfast financial commitments that persist even amidst chaos. Through captivating case studies, we illuminate scenarios where property damage disrupts business operations, leading to income loss. Prepare to gain profound insights into the unique claim dynamics triggered by covered property damage.
Segment 2: Mastering Continuing Normal Operating Expenses (CNOE)

Our second segment thrusts you into the heart of Continuing Normal Operating Expenses (CNOE). Uncover the intricacies of payroll costs, lease payments, utility charges, and more – critical elements that define CNOE. Sharpen your skills in distinguishing eligible expenses from those outside the coverage umbrella. Navigate the labyrinth of CNOE calculation with our expert guidance, avoiding common pitfalls that can cloud accurate assessment. Whether you're a seasoned claims professional or an emerging talent, this segment empowers you to champion businesses' rightful compensation for ongoing expenses during tumultuous times.
Segment 3: Unveiling Negligence-Related Business Income Claims

Dive into our third segment, where we shed light on a distinct realm of income loss – negligence-related claims. Embark on a journey through the legal intricacies of negligence-induced incidents and their ripple effect on business income. Witness the divergence from conventional property damage claims as we explore liability, negligence, and the nuanced process of attributing responsibility. Through compelling case studies, we unravel the intricacies of evaluating business income loss in these unique circumstances. Equip yourself with the insights needed to navigate the uncharted waters of negligence-related business income claims.
Join us in Episode 24 of "The Daily Claims Podcast," as we delve into these pivotal segments. Whether you're an adept claims adjuster, an insurance professional, or anyone entrusted with managing commercial property insurance claims, this episode equips you with the expertise to navigate diverse in

For more insights, you might consider a career in liability adjusting or if you're searching for reliable adjusting services, visit Auten Claims Management.
To explore more about Chantal Roberts and her contributions to the industry, visit CMR Consulting.
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