If you’re human, there’s a high liklihood that you’ve experienced pain and suffering in your life. Debbie Downer intro, but it’s true! While we can’t undo the pain each of us has experienced, what if we could harness that pain and use it for good? That’s the call (and opportunity) we each have. In today’s episode, host Travis Shelton shares example…

There’s a problem with “normal”: It only exists in our imagination. Inevitably, reality will play out much differently than whatever scenario we plan in our head. However, we often structure our finances as if everything will be normal. The end result is a gap between our plan and the life that’s hitting us in the face. In today’s episode, host Tra…

Have you ever considered the fact none of us ever have a truly original idea? It’s true. Everything we do and every idea we have is born from another idea. In today’s episode, host Travis Shelton takes a moment to process this idea that everything can be attributed to someone or something else. When we learn and grow, we get better and produce bett…

Can we all agree that we’re entering (or already in) weird times? Unemployment is going up, inflated prices continue to rock families, interest rates are up, and political unrest is escalating. Bad news: we can’t control any of that. Good news: there is something we can control! In today’s episode, host Travis Shelton makes the argument that we nee…

In the second episode recorded at the end of a dock, host Travis Shelton talks generosity. More specifically, the kind of generosity that happens when we quit dwelling on what we don’t have, and instead focus on what we do have. Generosity comes in many forms, and many times, the non-monetary forms are the sweetest and most impactful. We hope today…

Sinking funds are awesome, but none are more enjoyable than the travel sinking fund. During a recent family vacation, host Travis Shelton spent some time on the mobile mic to discuss how families can simply and effectively execute the travel sinking fund to add a ton of value to their lives. It’s not rocket science, but it is a game-changer. Enjoy!…

We love small businesses. In fact, we own and run a few small businesses of our own. We believe small businesses are the lifeblood our our economy. With that context, we ask that you listen to today’s episode with an open mind. Host Travis Shelton explains how small business owners are inadvertently sabotaging themselves when they advocate for “sup…

Yes, we need to be financially responsible. Yes, we need to make wise decisions. However, not everything needs to be about money. When we boil everything down to a financial decision, we sell ourselves short. In today’s episode, host Travis Shelton goes on a rant about this topic, pulling in various stories from his coaching. This one hits hard, an…

There’s nothing more enjoyable than listening to the various finance experts in our lives spouting off about hot stock tips, market timing theories, and the most recent get-rich-quick ideas. In contrast, investing done well is shockingly boring. In today’s episode, host Travis Shelton shares the story of a client who endured the mocking words of al…

One of the biggest questions we receive from listeners is how to teach kids how to handle money. Not teach them how to simply hoard money and make them feel guilty for spending, but to build healthy and balanced perspectives/habits that will enable them to grow into healthy and balanced adults. In today’s episode, host Travis Shelton shares the bas…

Nobody’s life changes as quickly and as extreme as young adults. People in their 20s will experience a lifetime worth of major life changes in less than a decade. At the same time, they are being encouraged, guilted, and pressured into making significant financial decisions. Buy a house. Get a new car. Go deeply into debt. In today’s episode, host …

“If you love what you do, you’ll never work a day in your life.” We hate that quote! It corrupts the idea of meaningful work and cons us into believing that our work shouldn’t actually feel like work. Truth is, even meaningful work feels like work. Rewarding, fulfilling, life-giving work…..but still work. In today’s episode, host Travis Shelton has…

In the finance world, everyone talks about the principle of compounding. You know, the concept where your money grows this year, then a bit more next year, and even more the year after that. Whenever we talk about compounding, it seems like this far-off-in-the-distance idea. Our reality doesn’t ever seem to reflect this pie-in-the-sky aspiration…..…

There’s one universal truth that becomes more apparent as life goes on: there’s more in us. Whatever we think we can do, there’s more. Whatever we think our ceiling is, it’s higher. There’s more in us, and there’s more in you. In today’s episode, host Travis Shelton shares some recent and relevant stories portraying this idea. Once we understand th…

One of our American pastimes is trying to determine when the “right time to buy” is. We’re obsessed with this idea that once a stock market crash occurs, it will be the perfect time to invest. In today’s episode, host Travis Shelton attempts to dispel this myth (yes, myth). History, statistics, and behavioral science continually prove that we’re al…

Have you ever pursued a goal, but got derailed because you hit an unexpected roadblock? We thought so! It’s so easy to let circumstances and hurdles trip us up. In today’s episode, host Travis Shelton discusses the importance of staying consistent…..even when obstacles continually try to knock us off course. There’s something powerful that happens …

If you’re married, this episode is exactly what the doctor ordered! While it’s important for couples to navigate and manage finances jointly and with unity, it’s also important for each spouse to get some autonomy with a small portion of the finances. In today’s episode, host Travis Shelton shares his insights on personal spending in marriage. Spec…

Have you ever tried to budget, completely bombed, and then quickly gave up? If so, you aren’t alone. That’s the #1 reason why most people stop trying. It’s not a positive experience, they don’t see good from it, and ultimately throw in the towel. In today’s episode, host Travis Shelton explains how failure is not only ok, but expected. It’s the pri…

Dirt Cup Night 3 started with Shaun interviewing Devon Borden, Trey Starks, Cole Macedo and Drew Warner before the races. Then after the races Andrew Kunas once again joined in and added his great insight to the Shaun In the Dirt Podcast interviewing the top 5 from final night of Jared Peterson, Shane Smith, Alex Peck, Hannah Lindquist, and Nick Ev…

Dirt Cup Night 2 had Andrew Kunas once again adding his great insight to the Shaun In the Dirt Podcast and interviewing the top 5 from prelim night 2 Shane Smith, Nick Evans, Ashley Thompson, Chuck Pierce, and Levi Klatt. The night 2 cars will start on the outside rows of the main event on Saturday night. Shaun interviewed the top 3 in the NARC 410…

At Dirt Cup Night 1 Andrew Kunas talked to Stewart Lee, Ryan Orchard, Kyle Hanson, and Shaun talked to Jason Solwold, Tanner Holmes, Justin Sanders, and Zeb Wise.

Do you ever feel like you make good enough money and handle it well, but your finances still feel tight? You aren’t alone. Millions of families are dealing with this dynamic, and many are suffering in silence. It’s embarrassing to tell friends or family that you make xyz income, yet feel like you’re living month-to-month. In today’s episode, host T…

If you’re listening to this (and are human), you probably get jealous on occasion. In today’s episode, host Travis Shelton discusses a recent incident where he got bit by the jealousy bug. It’s easy to let jealousy sweep us away, but there’s a simple and effective hack to combat it. If you have questions or would like to connect with us outside of …

The stock market just hit a new all-time high. Well, 31 new all-time highs just this year alone! It’s the million-dollar question we keep hearing. “Should I sell?” In today’s episode, host Travis Shelton answers this question as clearly, concisely, and emphatically as possible. If you take this advice, we strongly believe you’ll thank yourself late…

We call it keeping up with the Joneses. The constant pursuit to materialistically keep up with our friends, family, neighbors, and co-workers. In today’s episode, host Travis Shelton discusses this topic and why he calls it The Arms Race of Materialism. A lot of people are about to get burned, but we each get to make our own choices. While we can’t…

Do you ever feel like you have more financial obligations than you do income? Whew, glad we aren’t the only ones! In today’s episode, host Travis Shelton shares some insights on how we can navigate these types of situations without losing our heads (or our control). It’s not easy, but there is a way to step through a process to ensure your prioriti…

Life is wild. We can live years, or even decades, before discovering a new passion or skill. Sometimes, these newfound skills and passions can change everything! We call them unearthed gems. In today’s episode, host Travis Shelton discusses this concept through the lens of one of his sons. In the pursuit of a meaningful life, these little unearthed…

Do you drive a used car and sometimes feel like all you’re doing is pouring in money to fix it? In today’s episode, host Travis Shelton addresses the narrative that it’s better to buy newer and more reliable cars in order to save money on maintenance costs. In that argument is a gross oversight of the bigger picture. Through a specific example, Tra…

We humans have a habit of making bad decisions in the name of making good decisions. In our defense, though, these decisions actually seem good…..in a vacuum. However, we don’t live in a vacuum. Often, if we were to take a step back and think about the bigger picture, we would likely make different decisions. In today’s episode, host Travis Shelton…

Does life ever get overwhelming and your finances fall behind as a result. Whew, we’re glad we aren’t the only ones. In today’s episode, host Travis Shelton walks through a simple but effective way to get caught up if/when we get behind in tracking our finances. We can either let it overcome us and quit, or we can take the one-at-a-time approach an…

Simplify, simplify, simplify. In today’s episode, host Travis Shelton discusses the importance of making handling our finances easier, simpler, and repeatable. It’s not about perfection, but progress. If you have questions or would like to connect with us outside of the podcast, here's where you can find us: Instagram: ⁠https://www.instagram.com/me…

Do you have any old 401(k) or 403(b) accounts sitting around after leaving a job? We thought so! In today’s episode, host Travis Shelton explains the steps to simply and efficiently consolidate your old accounts into a place that's easy to manage. The decision and process may seem overwhelming, but hopefully, we can demystify it for you. If you hav…

Our culture has a lot of opinions. The right time to buy a house. The right time to get into the stock market. The perfect time to buy a car. Everyone has an opinion, and everyone apparently knows what the future will hold. Whether it’s interest rates, house prices, or any number of uncertain variables, everyone seems to know the perfect timing. In…

For many people who have some level of control over their finances, their best advice to people is to “just do better.” Just spend less. Just save more. Just quit being stupid. Unfortunately, it’s not that simple. If it was, far less people would be struggling. Instead, people face numerous roadblocks when it comes to getting right with their money…

Do you have any areas of your life that you continually whiff on? Yeah, us, too! One of the primary roadblocks that holds us back from living the life we deserve is excuses. In today’s unedited and raw episode, host Travis Shelton explains why excuses are the ultimate dream killer….and how to combat them. Episodes referenced in today’s episode: 081…

Do you have job security? Most people believe they have job security….until the day they don’t. We believe this narrative around job security is hurting people in several ways. In today’s episode, host Travis Shelton explains the various risks we subject ourselves to when we (falsely) believe we have job security. Here’s a question to ponder: If yo…

It seems like everyone has a sexy product to sell. Become a millionaire in 24 months! Increase your income by $10,000/month! Create passive income so you can sit on a beach! Sexy, sexy, and sexy. On the other hand, it’s funny how unsexy our meaning over money ideas are. “It’s not about getting rich.” “We shouldn’t glorify retirement.” “Work is just…

Why do 7 out of 10 Americans dislike or hate their jobs? In a country as free as ours, and with technology that allows for infinite possibilities, it’s hard to believe this is where we are. In today’s episode, host Travis Shelton explains why he thinks the seeds of workplace discontent are planted when we are children. Then, every step of our journ…

One common narrative around the topic of investing is the idea we shouldn’t buy when the market is at or near an all-time high. Instead, we should be patient and wait for the market to crash…..you know, “buy low, sell high.” In today’s episode, host Travis Shelton explains why this is a short-sighted and costly mistake for most people. You might be…

We talk a lot about the idea of sinking funds, or as we like to call it, smoothing out the lumpy stuff. In today’s episode, host Travis Shelton walks through the steps for a simple and effective execution. Enjoy! If you have questions or would like to connect with us outside of the podcast, here's where you can find us: Instagram: ⁠https://www.inst…

It’s quite common for us to think about the risk of making this decision or that decision. We (hopefully) objectively look at the choices before us, and assess the risk and rewards of each. However, we don’t often think about the risk of NOT doing something. Let's call it the risk of not taking risk. In many situations, we would argue, the risk of …

Warning: This episode may offend personal finance traditionalists. There’s a shadow side to being completely locked in and focused on our goals. Sure, that focus allows us to crush our goals and make ridiculous progress. That’s amazing! However, it can also lead to burnout if we’re not careful. In today’s episode, host Travis Shelton discusses a we…

Have you ever noticed that sports coaches never talk about their desire to quit working? They don’t say things like, “Only 5 more years until I can retire,” or “I can’t wait to finally hang it up.” Instead, they talk about their desire to coach as long as they are able. In today’s episode, host Travis Shelton discusses this unique dynamic, and why …

When the idea of pursuing meaning over money is discussed, many people equate meaning to lack of money. We treat the decision as if we’re pursuing meaning OR money. However, that’s not how it works. Pursuing meaning is just that, pursuing meaning….and where that leads is a mystery to be unearthed. In today’s episode, host Travis Shelton discusses h…

Have you ever tried to help a loved one by telling them about a better way? Yeah, it doesn’t work very well, does it? In today’s episode, host Travis Shelton explains why our words often don’t make the impact we desire…..and in many cases, can have a negative effect. Instead of telling people what to do, we should simply show them through our own a…

What’s fascinating about human behavior is that our bar and definition of “boujee” varies wildly. What one person might consider boujee, another considers a “need.” Is one right? Is one wrong? The answer to that question doesn’t really matter. What matters is how these vastly differing opinions are twisting people up and causing them to make decisi…

Can we be honest? Delayed gratification sucks! When we want something, we want it NOW! We also live in a culture (with easy debt at our fingertips) that encourages us to just do it. It’s easy! It’s simple. It will make us “happy.” However, that doesn’t make it wise (or healthy). In today’s episode, host Travis Shelton discusses the beauty of delaye…

When we’re young, most of our financial fate rests in the hands of our future selves. We must invest, make good decisions, and invest some more. Then, one day in the very distant future, we’ll be in a solid financial position. As we age, however, future us has less time to make things happen. For this reason, it’s critically important that current …

Today’s episode is a cautionary tale about the American Dream—the nice house, the new cars, the stylish wardrobes, the exotic trips, and all the other trappings that accompany it. Having nice things is extremely cool…..and so much fun! However, for many Americans, the pursuit of this materialistic lifestyle is literally robbing them of their best l…

Have you ever been made to feel guilty for spending money on something you don’t “need.” Oh good, glad we aren’t alone. There seems to be a toxic undercurrent in our money culture that says we should only buy things we need. This leads to guilt, regret, and hoarding tendencies. In today’s episode, host Travis Shelton discusses how destructive and c…