There is no problem that you’re facing in your mortgage business that someone else hasn’t already solved. Smart, successful people know the best solutions come from making mistakes along the way. (They don’t need to be YOUR mistakes.) Since launching in July 2014, the ILMB podcast has hit the mortgage industry by storm, inviting top-producing mortgage brokers across the country to share their best tips, tricks, and stories with listeners. With over 500 episodes, 1+ million total downloads, a ...
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Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money ...
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625: How to Build a Great Culture - Hugo Neveu
37:14
37:14
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37:14My guest today is Hugo Neveu, a visionary leader who has built a thriving mortgage brokerage in Quebec, surpassing a billion dollars in volume in just three years. In this episode, we’ll dive into how Hugo fosters collaboration, inspires brokers to reach their full potential, and uses technology— even handwritten letters—to build a culture that dri…
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3037: Investment Workshop 42 - Double Fisting Your Retirement Accounts by Wanderer of Millennial Revolution
10:00
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10:00Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3037: Wanderer of Millennial Revolution breaks down how certain workers, like educators, healthcare professionals, and government contractors can contribute to multiple tax-advantaged accounts …
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3036: [Part 2] Generating Retirement Income Before Age 59 by Darrow Kirkpatrick of Can I Retire Yet
10:16
10:16
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10:16Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3036: Darrow Kirkpatrick explores strategies like the 72(t) Rule, home equity loans, and special tax exemptions, highlighting both their benefits and risks. While taxable accounts offer the mos…
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3035: [Part 1] Generating Retirement Income Before Age 59 by Darrow Kirkpatrick of Can I Retire Yet
11:04
11:04
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11:04Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3035: Darrow Kirkpatrick explores various strategies, from leveraging taxable investment accounts to taking advantage of Roth contributions and employer-based 401(k) rules. With careful plannin…
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3034: How to Teach Kids Where Money Comes From by Kalen Bruce of Freedom Sprout
11:43
11:43
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11:43Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3034: Kalen Bruce breaks down the five ways money is earned, helping parents teach kids financial responsibility. Money comes from work, ideas, investments, generosity, and luck - each playing …
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3033: 6 Tips for Diving into Property Investments by Elizabeth with The Budget Mom
10:33
10:33
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10:33Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3033: Elizabeth from TheBudgetMom.com shares six essential tips for getting started, including assessing your finances, starting with residential properties, and building a strong team of profe…
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3032: When Renting is Smarter Than Buying by Sierra Black with Get Rich Slowly
10:40
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10:40Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3032: Sierra Black explores how renting can often be the smarter financial choice, especially for items that depreciate quickly or have limited use. By weighing costs, resale value, and usage f…
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3031: When Searching for More Savings Costs You Time and Money by Amanda of Women Who Money
12:45
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12:45Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3031: Amanda from WomenWhoMoney.com explores the balance between time and money, highlighting how excessive bargain hunting, couponing, and DIY projects can sometimes have diminishing returns. …
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3030: 8 Secrets Your Broker Won't Tell You (and Why You Need to Know Them) by Jeff Rose of Good Financial Cents
11:57
11:57
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11:57Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3030: Brokers may not always have your best interests at heart, and Jeff Rose exposes the conflicts of interest that can cost you money. From hidden commissions to misleading titles, understand…
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3029: Why I’m Not a Financial Moron by Doc G of Earn And Invest on Money Mistakes
9:27
9:27
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9:27Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3029: Doc G reflects on how he avoided financial missteps despite never receiving formal financial education. Growing up in a household where his parents modeled financial intelligence through …
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3028: The Art of Investing by Chris Reining on How to Invest with A Long-Term Mindset and Build Wealth
9:59
9:59
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9:59Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3028: Chris Reining explains how to approach investing with a long-term mindset, recognizing market fluctuations as opportunities rather than distractions. By blending analysis with intuition, …
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3027: Mortgages And the Banker's Jar by Barney of The Escape Artist on Build Wealth and Financial Independence
12:13
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12:13Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3027: Barney of The Escape Artist explores the psychological and financial impact of taking on a large mortgage, highlighting how debt can limit your freedom and choices. With a mix of personal…
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3026: How I Finally Faced My Weight & Debt Problems by Leo Babauta of Zen Habits on Finding Simplicity
12:46
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12:46Leo Babauta of Zen Habits shares how he finally faced his weight and debt problems. Episode 3026: How I Finally Faced My Weight & Debt Problems by Leo Babauta of Zen Habits on Finding Simplicity Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It's about clearing the clutter so we ca…
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3025: Can I Afford It Is A Terrible Filter by Joshua Becker of Becoming Minimalist on Spending Decision Advice
11:21
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11:21Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3025: Joshua Becker challenges this common financial filter, explaining why it’s incomplete and often misleading. Instead, he suggests five better questions to guide spending decisions, helping…
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3024: How I Hired The Best People In The World To Make Me Rich AND The Cr***y Couch Cacophony by Mr. 1500 of 1500 Days
11:53
11:53
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11:53Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3024: Mr. 1500 explains how index funds like VTSAX make investing even simpler, allowing you to focus on what truly brings you joy while your money works for you. Read along with the original a…
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3023: Trouble with the 4 Percent Rule by Jillian Johnsrud on A Flexible Approach to Financial Independence
8:55
8:55
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8:55Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3023: Early retirement enthusiasts often base their plans on the 4% rule, but Jillian Johnsrud highlights the emotional and psychological challenges this approach can create. By exploring how t…
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3022: The Myth Of Diversification And Why It Means It’s Okay To Take Chances by Kevin of Financial Panther
11:26
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11:26Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3022: Taking chances might seem risky, but as Kevin of Financial Panther points out, we already make all-in bets on our careers, relationships, and life choices without even realizing it. Rathe…
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3021: How to Calculate Your Net Worth And Why It Can Help by Jackie Beck on Financial Awareness and Planning
10:33
10:33
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10:33Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3021: Understanding your net worth is a powerful tool for financial awareness. Jackie Beck breaks down how to calculate it, why it matters, and how tracking it over time can guide your financia…
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3020: [Part 2] Stocks - Part XXIII: Selecting Your Asset Allocation by JL Collins on Wealth Accumulation Phase
10:36
10:36
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10:36Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3020: JL Collins breaks down the key factors in determining your asset allocation, focusing on risk tolerance, flexibility, and financial standing. He explains how these elements shape investme…
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3019: [Part 1] Stocks - Part XXIII: Selecting Your Asset Allocation by JL Collins on Building and Preserving Wealth
10:15
10:15
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10:15Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3019: JL Collins emphasizes the power of simplicity in investing, advocating for a two-fund strategy using VTSAX (stocks) and VBTLX (bonds) to navigate the wealth acquisition and preservation s…
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3018: Millionaire Success Habits & How One Simple Change Can Lead To Business Success by Steve Chou
10:04
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10:04Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3018: Small habits shape our lives more than we realize, and Steve Chou explains how a single tiny change can set off a chain reaction of lasting success. By shifting just one routine, you can …
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3017: The 10 Reasons Why You’re Living Paycheck To Paycheck by Christina Browning of Our Rich Journey
10:44
10:44
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10:44Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3017: Many high-income earners still struggle financially, living paycheck to paycheck due to unchecked spending habits. Christina Browning of OurRichJourney.com highlights key reasons why, fro…
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3016: I Used To Be a Hater by FIRECracker of Millennial Revolution on Self-Awareness and Personal Growth
11:46
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11:46Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3016: Firecracker reflects on her past as a "hater," resisting the hard truths of Larry Smith's TED talk on fear and excuses. Over time, she recognizes that her resistance was rooted in fear of…
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3015: 5 Financial Habits Every Powerful Woman Needs by Daneika of Learning 2 Fly on How to Save Money
8:39
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8:39Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3015: Daneika of Learning2Fly.org shares five essential financial habits every powerful woman should cultivate to create financial freedom and stability. From paying yourself first and living b…
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3014: Cash Tips: Review Your Car, Home or Renters Insurance by Harry N. Stout of FinancialVerse on Saving Money
8:55
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8:55Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3014: Reviewing your insurance policies annually can save you money and ensure you have the right coverage. Harry Stout emphasizes the importance of shopping around for auto, home, and renters …
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3013: Mark Cuban Tells You How To Get Rich by J Money of Budgets Are Sexy on Wealth Building Advice
10:31
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10:31Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3013: J. Money breaks down Mark Cuban’s no-nonsense approach to getting rich, emphasizing discipline, smart spending, and having cash ready for opportunities. Cuban warns against get-rich-quick…
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624: How Changing Your Business Model Can Improve Your Business - Meredith Kaminsky
26:33
26:33
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26:33What’s the secret to building a thriving mortgage business while staying organized and stress-free? Meredith Kaminsky is an experienced mortgage professional, shares how she leverages processes, teamwork, and client relationships to streamline operations and achieve success in the mortgage industry. I chat with Meredith Kaminsky, a mortgage broker …
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3012: 5 Terrible Money Habits Keeping You Broke by Jen Hayes on Financial Goals and Building Wealth
8:45
8:45
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8:45Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3012: Jen Hayes breaks down five common money habits that could be keeping you broke. From emotional spending to avoiding financial planning, these behaviors can quietly sabotage your financial…
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3011: 5 Things You Should Stop Wasting Money On by Julien Saunders of Rich And Regular on Financial Goals
11:32
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11:32Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3011: Julien Saunders challenges us to rethink common expenses, from greeting cards to kitchen gadgets, that drain resources unnecessarily. By examining these habits, he highlights the power of…
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3010: 6 Ways to Sway Your Family Into a Life of Minimalism by Zoe Kim on Emotional Wellbeing
9:13
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9:13Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3010: Zoe Kim’s insight into minimalism explores how simplifying your life can lead to greater clarity, purpose, and emotional well-being. Through her thoughtful perspective, she demonstrates h…
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3009: When to Prepay Your Mortgage Instead of Investing by Chris of Keep Thrifty on Financial Risk Tolerance
12:22
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12:22Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3009: Chris of KeepThrifty.com explores the trade-offs between prepaying your mortgage and investing, emphasizing the role of risk tolerance and personal preferences. While investing often yiel…
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623: What the TIkTok Ban Means for Mortgage Brokers
7:22
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7:22What should mortgage brokers do if TikTok is banned? Are you prepared to adapt your strategy to secure your business? Scott delves into the potential impact of a TikTok ban on mortgage brokers and highlights strategies for maintaining a robust social media presence and sustainable business practices. In this episode, we will cover: What the TikTok …
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3008: Should I Have Closed My Credit Cards by Sam of Financial Samurai on Financial Wellness
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8:47
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8:47Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3008: Sam from Financial Samurai explores the consequences of closing credit cards, sharing personal insights and practical advice to safeguard your credit score and financial health. By unders…
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3007: What is a Family Trust and Should You Set One Up by Jeff Rose of Good Financial Cents on Estate Planning
10:08
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10:08Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3007: Explore the advantages of setting up a family trust to secure your assets, streamline estate planning, and ensure your legacy is protected. This guide highlights the steps, benefits, and …
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3006: Invest Overview - Fueling Your Net Worth by ESI Money on How to Build Wealth Through Investing
10:02
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10:02Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3006: ESI from ESIMoney.com breaks down the transformative power of investing, the third step in the "Earn, Save, Invest" wealth-building strategy. By focusing on amount, time, and return, inve…
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3005: Budget Busters How to Plan for Unexpected Expenses by Chelsea of Smart Money Mamas
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12:01Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3005: Chelsea from SmartMoneyMamas.com explains the practical steps to safeguard your budget from unexpected expenses by dividing them into predictable and unpredictable categories. She highlig…
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622: How to Get 90% of Your Business from Past Clients and Client Referrals - Chad Oyenhart
31:40
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31:40Imagine funding 400+ mortgages a year without working evenings or weekends. Today on the show, Chad Oyenhart, a returning ILMB guest, shares how to build a business that is 90% past client and client referrals. Chad has been in the industry for 20 years and is based in the Lower Mainland of BC. He provides fantastic scripts for communicating with c…
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3004: Risk Gets the Reward by Chris Reining on Investment Returns and Increasing Market Volatility
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9:47Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3004: Chris Reining's exploration of risk and reward illustrates how calculated risk-taking, as seen in Arnold Schwarzenegger's multifaceted career and real estate investments, paves the way fo…
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3003: How to Find a Good Tax Preparer by Kelley Long of Financial Finesse on Money Advice
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10:07Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3003: Kelley Long shares practical advice for navigating the complexities of hiring a tax professional. Whether you're a self-employed entrepreneur or have straightforward tax needs, she clarif…
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3002: The Smart Way to Stick to Habits by Leo Babauta of Zen Habits on Overcoming Negative Self-Talk
11:57
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11:57Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3002: Leo Babauta outlines a practical system to make habits stick by addressing common obstacles like loss of enthusiasm, distractions, and negative self-talk. By starting small, creating stro…
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3001: Instant Gratification Wish List: Becoming a Patient Spender by Kumiko Love of The Budget Mom
12:36
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12:36Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3001: Kumiko Love explores the pervasive culture of instant gratification and its impact on finances. She offers practical tools like Shopping Lists, Wait Lists, and Instant Gratification Wish …
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621: How to Get Business From Facebook Groups - Colin Dambrauskas
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33:55Ever wish you could grow your business using Facebook Groups? Today’s guest, Colin Dambrauskas, shares how he generates 25% of his business from just 2 Facebook groups. I am joined by Colin Dambrauskas, a highly relational mortgage broker known for generating over 25% of his business from Facebook groups—without ever directly asking for business. C…
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